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160 Resources for

401(k) plan

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Patni-BPO Handles Multiple Process 401(K) Services and Strengthens Client's Competitive Strategy: The client is one of the leading online providers of 401(K) plans, specializing in complete electronic plan administration. The client wanted to achieve early mover advantage to create a competitive edge within the Defined Contribution space, by leveraging offshore outsourcing capabilities of a credible offshore supplier. Patni mobilized its Process...; Tags: Outsourcing, Patni Computer Systems Ltd., offshore outsourcing, competitive strategy, 401(k) plan, consulting, analysis; Case studies
Plan Sponsors Can Help Participants Regain Lost 401(k) Ground: Negative Market Conditions Have Curtailed Employees' 401(k) Participation: Due to a weak economy, stock market volatility, and negative perception of company-sponsored plans, engagement in 401(k) plans has been on the decline. More than ever, organizations are struggling to increase employees' understanding, use, and appreciation of company-sponsored retirement programs. Hewitt's recent participant behavior research provides employers with valuable insights...; Tags: 401(k), Retirement plans, Investment, Hewitt Associates LLC, 401(k) plan, stock market, stock; White papers
SIMPLE 401(k) plan: A type of defined contribution plan available to the small business owner with 100 or fewer employees. Under a SIMPLE 401(k) Plan, an employee can elect to defer some compensation. Unlike a standard 401(k) plan, the employer must make either: (1) a matching contribution up to 3% of...; Tags: 401(k), Retirement plans, Investment, Internal Revenue Service, 401(k) plan, defined contribution plan, compensation, small business; White papers
Choosing a Retirement Plan: 401(k) plan: With a 401(k) plan, employees can choose to defer some of their salary. So instead of receiving that amount in their paycheck, the employee defers, or delays, getting that money. In this case, their deferred money is going into a 401(k) plan sponsored by their employer (that would...; Tags: 401(k), Retirement plans, Investment, Internal Revenue Service, 401(k) plan; White papers
401K Reallocation Planner: This template helps you to reallocate your investments in your 401(k). Enter your current 401(k) investments by category. Then input the new percentages (new allocation %). The "Change Needed" column calculates the amounts by which you will need to increase accounts (negative numbers represent the amounts by which you need...; Tags: 401(k), Retirement plans, Investment, 401(k) plan, allocation; Tools & templates 2007-09-01

401K Planner: This template forecasts the growth in value of your 401K plan and to project the monthly income you will receive from the plan upon retirement. It also compares the wealth accumulation in the 401K plan in contrast to the growth of a taxable savings plan. The forecasted monthly income during...; Tags: Taxes, 401(k), Free trade, Retirement plans, Operational accounting, income, tax, 401(k) plan; Tools & templates 2007-09-01
Workforce Management And Retirement In A 401(K) World: This article, the first in a two-part series based on 'Pension Aspirations and Realizations: A Perspective on Yesterday, Today and Tomorrow', explores the ways retirement will be different, for both employers and employees, in a 401(k) world. The second article looks at ways of making Defined Benefit (DB) plans more...; Tags: 401(k), Retirement plans, Investment, Watson Wyatt Worldwide, 401(k) plan, workforce management, benefit; White papers 2007-09-01
Diversify Your 401K with ETFs: As exchange-traded funds become increasingly popular with investors (ETF assets increased from $65.6 billion in 2000 to $422.6 billion in 2006), many retirement investment firms are pushing to increase ETF investment in the arena of 401(k) plans, where mutual funds have long been king. Many of the...; Tags: Retirement plans, 401(k), Financial services, Investment, Lori Deschene, ETF, 401(k) plan; Blog posts 2007-07-26
The Individual 401k - Big Business Benefits For The Home Business: Major mutual fund and investment management companies now offer self employed individuals 401k plans that are easy to install and administer at very low cost. What's more independent contractors and small business owners can borrow part of their retirement savings tax-free and penalty free by taking advantage of a loan...; Tags: 401(k), Retirement plans, Investment, 401(k) plan, small business, mutual fund, tax; White papers 2007-06-26
Deciding Whether to Become a Contract Employee: “Contract employee” is another way of describing “work portfolio,” a term coined by Irish author and philosopher Charles Handy in his 1989 book The Age of Unreason. Envisioning a new work structure, Handy contended that many professionals were increasingly likely to have not one career with one or two organizations...; Tags: Professional development, Recruitment & Selection, Investment, Benefits, BNET Editorial, career, talent, 401(k) plan, health insurance, job, workplace, payroll, stock option, collaboration, health care, stock, network; Articles 2007-08-23
Sprucing Up the 401(k): With Other Retirement Vehicles in Dire Shape, Plan Sponsors Are Rethinking Their Defined-Contribution Offerings: Social Security is projected to become insolvent in 2041, according to its trustees. Traditional pension plans are terminated, frozen, or underfunded with increasing regularity. That leaves the 401(k) plan to carry the bulk of the retirement load. The trouble is, though, plenty of research suggests that 401(k) plans, as they...; Tags: 401(k), Retirement plans, Investment, CFO Publishing Corp., 401(k) plan, pension plan, Social Security, job; White papers 2006-04-01
401(k) plans for the Small-Business Owner: The 401(k) plan has become very popular among small-business owners as a result of changes made by the Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA). These changes have made the 401(k) plan, in comparison to most other retirement plans, more beneficial and flexible for the small-business owner....; Tags: 401(k), Retirement plans, Investment, Taxes, Investopedia, 401(k) plan, Tax Relief Reconciliation Act, small business, tax; White papers 2006-03-01
A Closer Look at the Roth 401(k): The Roth 401(k) is being touted by some as the best thing since sliced bread. But as with any financial planning tool, the degree of suitability of the Roth 401(k) will vary among taxpayers. Many employers factor in the additional cost of separate accounting that applies to the Roth 401(k),...; Tags: 401(k), Retirement plans, Investment, Financial accounting, Investopedia, 401(k) plan, financial planning, accounting, small business, financial; White papers 2006-02-06
The Inattentive Participant: Portfolio Trading Behavior in 401(k) plans: Most workers in defined contribution retirement plans are inattentive portfolio managers: only a few engage in any trading at all, and only a tiny minority trades actively. Using a rich new dataset on 1.2 million workers in over 1,500 plans, the authors find that most 401(k) plan participants are characterized...; Tags: 401(k), Retirement plans, Investment, University of Pennsylvania, 401(k) plan, worker, trader, income, job; White papers 2006-02-01
Matchmaker, Matchmaker, Build Me a Plan: While Simplified Investment Choices Can Boost Employee Participation in a 401(k), Nothing Meets That Goal as Well as a Robust Cash or Stock Contribution That Matches Part of What the Employee Saves: While there are many variations in matching formulas, an employer pay-in of 50 percent up to the first 6 percent of salary that the employee contributes is increasingly considered to be the standard. Matches should be stretched out across as big a percentage of pay as possible to move workers...; Tags: 401(k), Retirement plans, Investment, CFO Publishing Corp., Matchmaker, 401(k) plan, worker, stock; White papers 2006-01-12
Introduction to SIMPLE 401(k) plans: There tends to be more said about SIMPLE IRAs, profit-sharing plans and the SBO-401(k). But not much attention is given to the SIMPLE 401(k) plan. When it is mentioned, the question usually is why would one choose a SIMPLE 401(k) instead of a SIMPLE IRA or regular 401(k) plan? The...; Tags: 401(k), Retirement plans, Investment, Investopedia, 401(k) plan, benefit; White papers 2006-01-01
Turning Workers Into Savers?: Incentives, Liquidity, and Choice in 401(k) plan Design: Prior research has largely focused on how employer matching contributions in 401(k) plans shape employee saving behavior. In this paper, a more comprehensive model of the incentives inherent in 401(k) plan design is developed. This paper seeks to explain in detail how the incentives embedded in 401(k) plans influence saving...; Tags: 401(k), Retirement plans, Investment, University of Pennsylvania, 401(k) plan, incentive, worker, liquidity; White papers 2005-12-15
Upfront: 401(k) and Profit-Sharing Update: What did the average 401(k) and profit-sharing plans look like in 2004? The paper talks about a survey by the Profit Sharing/401(k) Council of America that more companies are adopting automatic enrollment for their plans, and the number of funds offered to participants is on the rise. Organizations can use...; Tags: 401(k), Retirement plans, Investment, Penton Media Inc., 401(k) plan, enrollment, survey, asset; White papers 2005-12-01
Avoiding 401(k) Contributions Is Risky Business: Employees' Retirement Income Could Fall Short of Their Projected Needs by as Much as 73 Percentage Points: If one does not contribute to his or her 401(k) plan, one probably will not have enough money to maintain the current lifestyle. That's one of the findings in a new study released by Hewitt Associates. According to the research, employees who do not contribute to their 401(k) plan can...; Tags: 401(k), Retirement plans, Investment, CFO Publishing Corp., 401(k) plan, income; White papers 2005-11-29
Dimensions of 401(k) plan Design: This paper explores why plan sponsors design their 401(k) plans the way they do. Employing a unique, rich dataset of over five hundred 401(k) plans, the authors' find that these plans are principally a form of tax-motivated compensation under the restriction of federal non-discrimination rules. In other words, to appeal...; Tags: 401(k), Retirement plans, Investment, University of Pennsylvania, 401(k) plan, tax, compensation, worker; White papers 2005-11-11