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	<title><![CDATA[401(k) plan Resources | BNET]]></title>
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		<title><![CDATA[Best 401(k) Moves When You Leave a Job]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/best-401k-moves-when-you-leave-a-job/367656/]]></link>
		<description><![CDATA[Leaving a company means you need to decide what to do with your 401k savings ? and the right answer is worth tens of thousands of dollars. These seven rules will help you minimize your taxes and maximize your nest egg.  1. Do Not Cash Out   ...]]></description>
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		<pubDate>Tue, 24 Nov 2009 00:00:00 -0800</pubDate>
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		<title><![CDATA[Grab Your Reinstated 401(k) Match Post-Haste]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/blog/real-time-money/grab-your-reinstated-401k-match-post-haste/252/]]></link>
		<description><![CDATA[Many employers who eliminated 401k matching funds during the recession have reinstated them or plan to do so in the year ahead. If you reduced or halted your 401k contributions for that reason, you may soon get notice from HR that your match is back, if you haven't already --...]]></description>
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		<pubDate>Thu, 19 Nov 2009 15:16:31 -0800</pubDate>
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		<title><![CDATA[Is Your 401(k) a Dog or a Darling?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/is-your-401k-a-dog-or-a-darling/908/]]></link>
		<description><![CDATA[A fledgling web site can allow you to see how your company's 401k stacks up when compared to others. And it can give you the sickening news of what it costs when your plan is poorly operated. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 17 Nov 2009 18:15:35 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
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		<title><![CDATA[Indicator to Watch: 401(k) Match]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/blog/retirement-beat/indicator-to-watch-the-401k-match/214/]]></link>
		<description><![CDATA[The good news: More firms that slashed or suspended their 401k matching contribution now say they plan on reinstating the benefit in 2010. The not so good news: some employer matches will be less generous than before. by Carla Fried]]></description>
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		<pubDate>Mon, 16 Nov 2009 05:00:51 -0800</pubDate>
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		<title><![CDATA[Solo 401(k) Offers Big Tax Savings For Self-Employed]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/blog/retirement-roadmap/solo-401k-offers-big-tax-savings-for-self-employed/2418/]]></link>
		<description><![CDATA[If you're self-employed, here's how you can contributre almost $50,000 into your own 401k and get a tax deduction for your efforts. by Charlie Farrell]]></description>
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		<pubDate>Sun, 01 Nov 2009 17:23:13 -0800</pubDate>
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		<title><![CDATA[Don't Tap Into Your 401(k)? Easy for Experts to Say]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/blog/real-time-money/dont-tap-into-your-401k-easy-for-experts-to-say/136/]]></link>
		<description><![CDATA[You know it's unwise to ransack your 401k or IRA funds even if you face a serious cash crunch, but you do it anyway. Shame on you! If only your sure-to-be-impoverished, 70-year-old self could come back in time and smack you silly to prevent such foolishness.    In...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 29 Oct 2009 12:32:54 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
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		<title><![CDATA[Benefits Going to Waste? Here?s How to Cash In]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/career-advice/article/benefits-going-to-waste-heres-how-to-cash-in/358479/]]></link>
		<description><![CDATA[Every year, American workers leave thousands of dollars on the table by not maxing out their benefits. Just in time for this year?s enrollment period, we offer suggestions for taking full advantage of your employer?s offerings ? everything from 401k matches to gym membership reimbursements. Here?s how the numbers add...]]></description>
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		<pubDate>Thu, 29 Oct 2009 00:00:00 -0700</pubDate>
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		<title><![CDATA[No Promotion? Blame It on the 401(k)]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/blog/retirement-beat/no-promotion-blame-it-on-the-401k/155/]]></link>
		<description><![CDATA[Yep, yet another reason to pile even more scorn on the the flawed 401k: A just-released GAO study that takes a look at the 401k auto-enrollment trend presents an interesting motivation for why employers are warming up to auto-enrollment:  â€œA representative of a large plan consulting firm noted that...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 27 Oct 2009 14:22:17 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
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	</item>
	<item>
		<title><![CDATA[401(k) Mistakes to Avoid]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/401k-mistakes-to-avoid/356717/]]></link>
		<description><![CDATA[You?re counting on your 401k to provide a cushy retirement. Or at least food, shelter, and a broadband connection. But many investors undermine their savings plans without even knowing it. We?ve compiled a list of the most common mistakes, and explained how to avoid them.   Here are the...]]></description>
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		<pubDate>Mon, 26 Oct 2009 00:00:00 -0700</pubDate>
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	<item>
		<title><![CDATA[What to Do with Your 401(k) Now]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/what-to-do-with-your-401k-now/354978/]]></link>
		<description><![CDATA[The list of mutual funds in your company retirement plan was  overwhelming enough ? and that was before the stock market plummeted, and  then rallied. Now it may seem as if any move you make could be the wrong one. Snap  out of it with this four-step...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Wed, 21 Oct 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
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		<category domain="http://resources.bnet.com/topic/neil+goldberg.html"><![CDATA[Neil Goldberg]]></category>
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		<category domain="http://resources.bnet.com/topic/steven+keirn.html"><![CDATA[Steven Keirn]]></category>
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	</item>
	<item>
		<title><![CDATA[Contribution Limits for 401(k)s Hold the Line for 2010]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/blog/real-time-money/contribution-limits-for-401ks-hold-the-line-for-2010/123/]]></link>
		<description><![CDATA[For all the belt-tightening the economic slump has caused, at least it hasn't undercut how much Americans can contribute to their 401k retirement savings.    Contribution limits for 401ks are linked to inflation, and many financial advisors feared the IRS would cut the maximum for 2010 due to...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Sat, 17 Oct 2009 17:35:03 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529.html"><![CDATA[401(k)]]></category>
		<category domain="http://resources.bnet.com/topic/retirement+plans.html"><![CDATA[Retirement Plans]]></category>
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		<category domain="http://resources.bnet.com/topic/chris+pummer.html"><![CDATA[Chris Pummer]]></category>
	</item>
	<item>
		<title><![CDATA[Why 401(k) Auto-Enrollment Is Seriously Flawed]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/blog/retirement-beat/why-401k-auto-enrollment-is-seriously-flawed/111/]]></link>
		<description><![CDATA[In 2006 Congress finally got around to addressing one of the easier-to-confront shortcomings of the 401k: the fact that about 25 percent of folks eligible to join a plan donâ€™t bother. Thanks to the Pension Protection Act, employers now can more easily automatically enroll employees in the plan. Thatâ€™s a...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 16 Oct 2009 07:18:14 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529.html"><![CDATA[401(k)]]></category>
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	</item>
	<item>
		<title><![CDATA[Dow 10,000: Double Teaming Katie Couric]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/blog/financial-decoder/dow-10000-double-teaming-katie-couric/817/]]></link>
		<description><![CDATA[What could be better than talking about Dow 10,000 with CBS Evening News pros Katie Couric and Anthony Mason? Answer: NOTHING!        In prepping for the segment, it was clear that some recent trends reinforce an old truism of investing: people often chase performance....]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 15 Oct 2009 07:07:23 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
		<category domain="http://resources.bnet.com/topic/the+dow+chemical+co..html"><![CDATA[The Dow Chemical Co.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">DOW</category>
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	</item>
	<item>
		<title><![CDATA[Retire the 401(k). Replace it With This.]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/blog/financial-independence/retire-the-401k-replace-it-with-this/558/]]></link>
		<description><![CDATA[Now that Time Magazine and the New York Times have joined CBS MoneyWatch at beating up on the 401k, it's only fair to ask what the country ought to have instead. The traditional pension that worked out fine in the Mad Men era turned out to be too static for...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 15 Oct 2009 05:34:04 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/administrator.html"><![CDATA[Administrator]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
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		<category domain="http://resources.bnet.com/topic/eric+schurenberg.html"><![CDATA[Eric Schurenberg]]></category>
	</item>
	<item>
		<title><![CDATA[Retirement Planning: What to Do Now]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/retirement-planning-what-to-do-now/352213/]]></link>
		<description><![CDATA[Whether you're 25 years away from retirement or you've already started packing up your office, there are specific steps you should now take to ensure your financial security. This step-by-step guide will keep you on track for a stress-free dismount from the corporate treadmill.   20 to 25 Years...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Wed, 14 Oct 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/retirement.html"><![CDATA[Retirement]]></category>
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	</item>
	<item>
		<title><![CDATA[Now Time Magazine Blasts the 401(k)]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/blog/financial-independence/now-time-magazine-blasts-the-401k/551/]]></link>
		<description><![CDATA[This week's Time Magazine cover story looks at the nation's de facto retirement program, the ubiquitous 401k, and pronounces it inadequate. Welcome to the club, Time. This blog has been calling the 401k a failure since June.Â  In August, the NY Times weighed in, making the same points. Glad to...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 13 Oct 2009 07:13:13 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
		<category domain="http://resources.bnet.com/topic/time+magazine.html"><![CDATA[Time Magazine]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529.html"><![CDATA[401(k)]]></category>
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		<category domain="http://resources.bnet.com/topic/eric+schurenberg.html"><![CDATA[Eric Schurenberg]]></category>
	</item>
	<item>
		<title><![CDATA[401(k) Investors: Hit Hard In '08, Doing Better Now]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=1173463]]></link>
		<description><![CDATA[The crisis last fall hurt all 401k participants, but it hurt them each a little differently. That's because how well a 401k investor does depends on a host of factors: age, tenure, years as a 401k participant, starting balance and size of contributions. For instance, the worst-hit group in 2008...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 06 Oct 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
		<category domain="http://resources.bnet.com/topic/investor.html"><![CDATA[Investor]]></category>
		<category domain="http://resources.bnet.com/topic/fmr.html"><![CDATA[FMR]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529.html"><![CDATA[401(k)]]></category>
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	</item>
	<item>
		<title><![CDATA[Obama's Retirement Plan Needs a Little More Nerve]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/blog/financial-independence/obamas-retirement-plan-needs-a-little-more-nerve/482/]]></link>
		<description><![CDATA[This weekend, the President announced a handful of new initiatives designed to make it easier for American workers to save more for retirement.Â  The initiatives supposedly make use of research from behavioral economics, the arm of the dismal science that incorporates the way people really act into the design of...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 08 Sep 2009 21:47:45 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
		<category domain="http://resources.bnet.com/topic/retirement+plan.html"><![CDATA[Retirement Plan]]></category>
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		<category domain="http://resources.bnet.com/topic/401%2528k%2529.html"><![CDATA[401(k)]]></category>
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		<category domain="http://resources.bnet.com/topic/eric+schurenberg.html"><![CDATA[Eric Schurenberg]]></category>
	</item>
	<item>
		<title><![CDATA[What Do Simple Investing Mistakes Cost? Try 75% of Your Wealth]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/blog/financial-independence/what-do-simple-investing-mistakes-cost-try-75-of-your-wealth/455/]]></link>
		<description><![CDATA[Everybody makes mistakes with their 401k. You already know that. Everyone knows that. Â Fidelity recently made the persistent errors of 401k savers the theme of their quarterly report on the 17,500 plans they administer. And on his last visit to the MoneyWatch office, T. Rowe Price PR director Ed Giltenan...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 04 Sep 2009 04:59:38 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
		<category domain="http://resources.bnet.com/topic/worker.html"><![CDATA[Worker]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529.html"><![CDATA[401(k)]]></category>
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		<category domain="http://resources.bnet.com/topic/eric+schurenberg.html"><![CDATA[Eric Schurenberg]]></category>
	</item>
	<item>
		<title><![CDATA[Government Guarantee For Your 401(k) Is a Bad Idea]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/blog/retirement-roadmap/government-guarantee-for-your-401k-is-a-bad-idea/2006/]]></link>
		<description><![CDATA[The New York Times recently ran an editorial on the problems they see with 401k plans, and suggested a solution to our retirement challenges would be some sort of government guaranteed return on our 401k plans. While it sounds nice, a guarantee would actually create more risk in the financial...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 26 Aug 2009 14:25:18 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
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		<category domain="http://resources.bnet.com/topic/charlie+farrell.html"><![CDATA[Charlie Farrell]]></category>
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