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221 Resources for

401(k)

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Did you mean 401(k) plan (160 results)

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Do Markets Have Morals?: I think markets have blind spots, along with a certain caustic wit. But the Templeton Foundation has been funding research into what you might call the two sides of Adam Smith, melding the free-market capitalism of "The Wealth of Nations" with the moral philosophy of its predecessor, "The Theory...; Tags: Economics, Paul J. Zak, 401(k), Retirement Plans, Benefits, Healthcare, Vertical Industries, Investment, Human Resources, Enterprise Software, Software, Finance, Michael Fitzgerald; Blog posts 2008-05-13
SIMPLE 401(k) Plan: A type of defined contribution plan available to the small business owner with 100 or fewer employees. Under a SIMPLE 401k Plan, an employee can elect to defer some compensation. Unlike a standard 401k plan, the employer must make either: (1) a matching contribution up to 3% of...; Tags: 401(k), Retirement plans, Investment, Internal Revenue Service, 401(k) plan, defined contribution plan, compensation, small business; White papers
Plan Sponsors Can Help Participants Regain Lost 401(k) Ground: Negative Market Conditions Have Curtailed Employees' 401(k) Participation: Due to a weak economy, stock market volatility, and negative perception of company-sponsored plans, engagement in 401k plans has been on the decline. More than ever, organizations are struggling to increase employees' understanding, use, and appreciation of company-sponsored retirement programs. Hewitt's recent participant behavior research provides employers with valuable insights...; Tags: 401(k), Retirement plans, Investment, Hewitt Associates LLC, 401(k) plan, stock market, stock; White papers
Choosing a Retirement Plan: 401(k) Plan: With a 401k plan, employees can choose to defer some of their salary. So instead of receiving that amount in their paycheck, the employee defers, or delays, getting that money. In this case, their deferred money is going into a 401k plan sponsored by their employer (that would...; Tags: 401(k), Retirement plans, Investment, Internal Revenue Service, 401(k) plan; White papers
Patni-BPO Handles Multiple Process 401(k) Services and Strengthens Client's Competitive Strategy: The client is one of the leading online providers of 401K plans, specializing in complete electronic plan administration. The client wanted to achieve early mover advantage to create a competitive edge within the Defined Contribution space, by leveraging offshore outsourcing capabilities of a credible offshore supplier. Patni mobilized its Process...; Tags: Outsourcing, Patni Computer Systems Ltd., offshore outsourcing, competitive strategy, 401(k) plan, consulting, analysis; Case studies

Why Companies Should Nudge Workers: Can regulation be gentle? A suggestion, perhaps, more than a line drawn in the sand? And will that work in business? A softer, less dictatorial form of regulation can be tried, and should be given every chance, argues When Shove Comes To Push, an essay driven by the...; Tags: Regulations, worker, Michael Fitzgerald; Blog posts 2008-03-06
401K Reallocation Planner: This template helps you to reallocate your investments in your 401k. Enter your current 401k investments by category. Then input the new percentages (new allocation %). The "Change Needed" column calculates the amounts by which you will need to increase accounts (negative numbers represent the amounts by which you need...; Tags: 401(k), Retirement plans, Investment, 401(k) plan, allocation; Tools & templates 2007-09-01
Workforce Management And Retirement In A 401(k) World: This article, the first in a two-part series based on 'Pension Aspirations and Realizations: A Perspective on Yesterday, Today and Tomorrow', explores the ways retirement will be different, for both employers and employees, in a 401k world. The second article looks at ways of making Defined Benefit DB plans more...; Tags: 401(k), Retirement plans, Investment, Watson Wyatt Worldwide, 401(k) plan, workforce management, benefit; White papers 2007-09-01
401K Planner: This template forecasts the growth in value of your 401K plan and to project the monthly income you will receive from the plan upon retirement. It also compares the wealth accumulation in the 401K plan in contrast to the growth of a taxable savings plan. The forecasted monthly income during...; Tags: Taxes, 401(k), Retirement plans, Free trade, Operational accounting, income, tax, 401(k) plan; Tools & templates 2007-09-01
Diversify Your 401K with ETFs: As exchange-traded funds become increasingly popular with investors (ETF assets increased from $65.6 billion in 2000 to $422.6 billion in 2006), many retirement investment firms are pushing to increase ETF investment in the arena of 401k plans, where mutual funds have long been king. Many of the...; Tags: Retirement plans, 401(k), Financial services, Investment, Lori Deschene, ETF, 401(k) plan; Blog posts 2007-07-26
The Individual 401k - Big Business Benefits For The Home Business: Major mutual fund and investment management companies now offer self employed individuals 401k plans that are easy to install and administer at very low cost. What's more independent contractors and small business owners can borrow part of their retirement savings tax-free and penalty free by taking advantage of a loan...; Tags: 401(k), Retirement plans, Investment, 401(k) plan, small business, mutual fund, tax; White papers 2007-06-26
Form 8880, Credit For Qualified Retirement Savings Contributions: For tax years 2002 through 2006, if you make a contribution to a traditional or Roth IRA or to a qualified employer plan (like a 401k), you may be eligible to receive a tax credit of up to $1,000 for the year. To qualify, your adjusted gross income for the...; Tags: Taxes, 401(k), Retirement plans, Free trade, Office Depot Inc., tax, 401(k) plan, income; Tools & templates 2006-10-02
My Personal Finance Infrastructure: Over the past year Ive thought a lot about personal finance. Heres what I concluded: a) Money is not the main driver in what I do. b) If given the choice between being rich versus not being rich, Id rather be rich. c) If there are easy things I...; Tags: 401(k), Retirement plans, Taxes, Investment, Free trade, Financial accounting, Financial services, Ben Casnocha, Roth 401k, ING Group, tax, Ramit Sethi; Blog posts 2007-01-27
Tipping Point for Cash-Balance Plans?: The cash-balance plan is a "Hybrid" that's re-emerging as a middle ground between defined-benefit and defined-contribution plans. Legally it's a DB plan (the employer, not the employee, takes on the financial risk of achieving a preset benefit), but it's structured like a DC plan (somewhat like a 401k, it features...; Tags: 401(k), Retirement plans, Benefits, CFO Publishing Corp., pension plan, 401(k) plan, benefit, financial; White papers 2006-04-18
Sprucing Up the 401(k): With Other Retirement Vehicles in Dire Shape, Plan Sponsors Are Rethinking Their Defined-Contribution Offerings: Social Security is projected to become insolvent in 2041, according to its trustees. Traditional pension plans are terminated, frozen, or underfunded with increasing regularity. That leaves the 401k plan to carry the bulk of the retirement load. The trouble is, though, plenty of research suggests that 401k plans, as they...; Tags: 401(k), Retirement plans, Investment, CFO Publishing Corp., 401(k) plan, pension plan, Social Security, job; White papers 2006-04-01
401(k) Plans for the Small-Business Owner: The 401k plan has become very popular among small-business owners as a result of changes made by the Economic Growth and Tax Relief Reconciliation Act of 2001 EGTRRA. These changes have made the 401k plan, in comparison to most other retirement plans, more beneficial and flexible for the small-business owner....; Tags: 401(k), Retirement plans, Investment, Taxes, Investopedia, 401(k) plan, Tax Relief Reconciliation Act, small business, tax; White papers 2006-03-01
Benefits in 2020: The Future of Health and Retirement Plans Presents Big Challenges for Employers and Employees: Employee benefits have been a lose-lose situation for years. Even as companies have asked workers to absorb a higher percentage of health-care costs; cut benefits for retirees; and shifted away from richer Defined-Benefit DB plans in favor of more-predictable 401ks, CFOs have still had to face their corporate boards and...; Tags: Benefits, Vertical industries, CFO Publishing Corp., employee benefit, 401(k) plan, health care, benefit, worker, board; White papers 2006-02-15
A Closer Look at the Roth 401(k): The Roth 401k is being touted by some as the best thing since sliced bread. But as with any financial planning tool, the degree of suitability of the Roth 401k will vary among taxpayers. Many employers factor in the additional cost of separate accounting that applies to the Roth 401k,...; Tags: 401(k), Retirement plans, Investment, Financial accounting, Investopedia, 401(k) plan, financial planning, accounting, small business, financial; White papers 2006-02-06
The Inattentive Participant: Portfolio Trading Behavior in 401(k) Plans: Most workers in defined contribution retirement plans are inattentive portfolio managers: only a few engage in any trading at all, and only a tiny minority trades actively. Using a rich new dataset on 1.2 million workers in over 1,500 plans, the authors find that most 401k plan participants are characterized...; Tags: 401(k), Retirement plans, Investment, University of Pennsylvania, 401(k) plan, worker, trader, income, job; White papers 2006-02-01
Matchmaker, Matchmaker, Build Me a Plan: While Simplified Investment Choices Can Boost Employee Participation in a 401(k), Nothing Meets That Goal as Well as a Robust Cash or Stock Contribution That Matches Part of What the Employee Saves: While there are many variations in matching formulas, an employer pay-in of 50 percent up to the first 6 percent of salary that the employee contributes is increasingly considered to be the standard. Matches should be stretched out across as big a percentage of pay as possible to move workers...; Tags: 401(k), Retirement plans, Investment, CFO Publishing Corp., Matchmaker, 401(k) plan, worker, stock; White papers 2006-01-12