Resources

64 Resources for

Borrower

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Help Pledged Over Repossessions: LONDON (Reuters UK) - The government plans to boost debt advice and provide free legal aid to help homeowners avoid repossession, it said on Friday, as concern grows over the economic impact of rising borrowing costs and weakening property prices. With 1.4 million fixed-rate mortgages...; Tags: Borrower, Mortgages, Government, Financial Services, Financial Planning, Finance, Capital Structures, Oukbs; News items 2008-05-09
Lenders Say Bank Plan Will Ease Strains: LONDON (Reuters UK) - Mortgage lenders agreed the Bank of England's new liquidity plan would help tackle funding difficulties and in time would get competitive home loans on the market, the Treasury said on Tuesday. Chancellor Alistair Darling met representatives of the mortgage industry earlier...; Tags: Bank, Industry, Liquidity, Borrower, Mortgages, Investment, Strategy, Finance; News items 2008-04-22
Northern Rock Failing to Pass on Rate Cut: By Jennifer Hill, Personal Finance Correspondent LONDON (Reuters UK) - Newly nationalised mortgage bank Northern Rock is hitting borrowers with the highest standard interest rates of Britain's largest lenders -- despite Chancellor Alistair Darling calling on Thursday for institutions to cut rates. The country's fifth...; Tags: Bank, Lender, Borrower, Northern Rock, Halifax, Mortgages, Financial Services, Loughborough Building Society; News items 2008-04-24
Countrywide Posts Loss as Bad Loans Soar: By Jonathan Stempel NEW YORK (Reuters) - Countrywide Financial Corp (CFC), the largest U.S. mortgage lender, posted a surprisingly large $893.1 million first-quarter loss on Tuesday, taking more than $3 billion of charges for write-downs and bad loans as the housing...; Tags: Countrywide Financial Corp., mortgage company, Beverly Hills, payment, California, U.S., Thomson Reuters Corp., CEO, industry; News items 2008-04-29
Will Credit Derivatives Encourage More Lending, or Will They Harm the Interests of Borrowers?: This paper represents an article about conflicting interest whether credit derivatives will encourage more lending or will it harm the interest of the borrowers because credit derivative market is not as deep or transparent as secondary bond market. It also has reflected the flip side of buying derivatives.; Tags: Financial services, CFO Publishing Corp., derivatives, borrower, bond; White papers

A Place To Go For An Expansion Loan: SBA 504 Program: The U.S. Small Business Administration's 504 Loan Program can be used only for purchasing heavy equipment and other assets, expanding or improving an existing facility, or purchasing real estate and building a new facility. These parameters make the 504 program a better deal for existing businesses than startups. The typical...; Tags: Microsoft Corp., borrower, real estate, asset; White papers
Assignment Of Rents By Lessor With Repurchase Agreement: Lenders, have a corporate borrower sign over the rents under a lease of company-owned property with this Assignment of Rents by Lessor with Repurchase Agreement, as security for a loan and other credit facilities being advanced to the borrower.; Tags: rent, borrower, security; Tools & templates 2007-12-01
Pledge Of Shares Of Stock As Collateral Security: Prepare a Pledge of Shares of Stock with this template, under which a borrower pledges to a lender certain shares of stock issued in the name of the borrower, which will be held by the lender as security for a loan.; Tags: Investment, borrower, stock, security; Tools & templates 2007-12-01
Do Prime And Sub-Prime Borrowers Alike Default On Mortgages Before Defaulting On Their Credit Cards?: The explanation provided in the Business Week (BW) article was that most of these borrowers put down small or zero down payments so they don't have much to lose especially if prices had fallen since they made their purchase. People were current on their payments on their cards because people...; Tags: Sales channel, Financial services, borrower, credit card, payment; White papers 2007-12-24
BofA-Countrywide Deal in Jeopardy?: Bank of America's proposed purchase of troubled lender Countrywide may have hit a snag: An influential California consumer-advocacy group is calling for state regulators to hold public hearings on the deal so that homeowners can have their say. This is far from a threat to derail the...; Tags: Financial services, Kevin Kelleher, Countrywide, bank, homeowner; Blog posts 2008-03-08
Agreement To Extend Debt Payment: This is a template for agreement to extend debt payment. Creditors can extend the amount of time in which a borrower pays back their indebtedness with this Agreement to Extend Debt Payment. The repayment period is extended to give the borrower more time, provided that all payments are made on...; Tags: Operational accounting, borrower, creditor, payment, agreement; Tools & templates 2007-12-01
Security Agreement (Short Form): This template can be used to prepare a Security Agreement, between a borrower (debtor) and a lender (creditor), as security for a loan or line of credit. The agreement grants the lender a security interest in all of the borrower's present and after-acquired personal property including inventory, equipment, accounts receivable,...; Tags: borrower, accounts receivable, security, agreement; Tools & templates 2007-12-01
Low-Income Borrowers Take on "Exotic" Loans: The Consumer Federation of America appears to share the concerns of some housing industry experts and regulatory agencies about the proliferation of so-called "Exotic" mortgage products in the marketplace. Data collected by the federation indicate that these "Riskier" mortgages are falling on middle and moderate income borrowers with less-than-stellar credit...; Tags: Mortgages, Operational accounting, borrower, mortgage, African-americans, income, agency, analysis, industry; White papers 2006-06-08
Monitoring and Commitment in Bank Lending Behavior: The paper proposes a theoretical argument on the nature of bank lending, based on the idea that, through commitment and monitoring, banks overcome basic informational asymmetries with borrowers. By bringing together loan commitment theories and credit rationing theories, the paper shows that, within a framework of asymmetric information between lenders...; Tags: Financial services, IMF, borrower, bank, credit history, theory, monitoring, termination, interest rate; White papers 2005-11-01
Usury Ceilings, Relationships and Bank Lending Behavior: Evidence From Nineteenth Century New York: Few pieces of economic regulation are ubiquitous as usury limits. Similarly, few economic principles are as widely accepted as the belief that interference with freely contracted prices leads to market distortions, and many studies of financial markets find that usury limits negatively affect credit availability. This study shows that when...; Tags: Financial services, Financial accounting, National Bureau of Economic Research, borrower, ceiling, bank, financial market, interest rate, analysis, monitor, financial; White papers 2005-11-01
Default On Promissory Note Installment: This template is used to warn the borrower that a payment has been missed and that the borrower is in default of the note.; Tags: Operational accounting, Entrepreneur.com Inc., borrower, payment; Tools & templates 2005-08-11
Consolidation Loan Borrower Interest Rates: The document consist of a report which in light of these increased costs, assesses the advantages of consolidation loans for borrowers and identify options for reducing federal costs, taking into consideration how best to distribute program costs among borrowers, lenders, and the taxpayers. It depicts certain options such as changing...; Tags: Government Accountability Office, borrower, consolidation, interest rate; White papers 2005-02-25
Statement on Best Practices Guidelines for Loan Termination: Periodically, the Securities Lending Agent will need to recall securities from a borrower. The securities must be sent back within agreed upon timeframes. The time given to return securities is usually specified in the securities lending agreement between borrower and lender, and commences on notification to the borrower. Typically, the...; Tags: borrower, security, termination, bond, agreement; White papers 2004-12-21
Asset Prices and Banking Distress: A Macroeconomic Approach: This paper links banking with asset prices in a monetary macroeconomic model. The main innovation is to consider how falling asset prices affect the banking system through wide-spread borrower default, while deriving explicit solutions and balance sheet effects even far from the steady state. The paper finds that the effect...; Tags: Asset management, Bank for International Settlements, asset price, borrower, banking, asset, bank; White papers 2004-12-01
Loan Sales and the Cost of Corporate Borrowing: When a loan is sold, it goes to a lower-cost financing source than its originator. Yet, lending markets are less than perfectly competitive. Despite the lower funding cost, therefore, the loan price is not necessarily more favorable to the borrower. However, corporate borrowers are averse to the participation of their...; Tags: Stanford University, borrower, bank, financing, sales; White papers 2004-10-20