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20 Resources for

Casualty Insurance

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Property and Casualty Insurance for a Home Business
More and more entrepreneurs are operating their new businesses from home. The advantages are obvious: Running a home-based business is convenient and cheaper than renting or buying commercial office space. But running any business - including a home office - without adequate insurance coverage can be a recipe for disaster....
Tags: AllBusiness.com, casualty insurance, insurance
White papers
Property And Casualty Insurance Underwriter
The Property and Casualty Insurance Underwriter job description template includes the following job summary: To appraise and select commercial Property and Casualty (P & C) risks that the insurance company may insure, recommending whether an applicant is an acceptable risk or not. Underwrites policies for property and casualty loss, workers'...
Tags: Recruitment & Selection, casualty insurance, commercial property, job, C, compensation, insurance, worker
Tools & templates 2007-09-09
Outsourcing Technology Overseas on Behalf of the United States Property Casualty Insurance Industry
The United States insurance industry has continued to look for new ways to increase profitability, whether it is in designing new ways to produce revenue, or introduce project management to the equation to reduce expenses. The document emphasizes that outsourcing reduces expenses. Many of the advantages of outsourcing technology have...
Tags: outsourcing, capital market, project management, ROI, benefit
White papers 2004-09-11
Price Indexes for Property and Casualty Insurance
One of the most challenging aspects of developing a price index for insurance is that of defining the industry output. There are two concepts of output that are widely used by statistical agencies in the United States. This paper will focus on the output concept and pricing methodology chosen by...
Tags: Bureau of Labor Statistics, casualty insurance, insurance, pricing strategy, agency, industry
White papers 2004-09-07
International Accounting Standards Applied to Property and Casualty Insurance - Overview of Reserving Issues
This paper provides an overview of the newly developing Inter national Accounting Standards IAS or IFRS for Insurance, with emphasis on issues impacting poverty and casualty insurers and the reserving work that actuaries do to support that. Those standards will emerge in two phases, with the more challenging actuarial issues...
Tags: Free trade, Casualty Actuarial Society, International Accounting Standard, International Financial Reporting Standards, casualty insurance, insurance, accounting
White papers 2004-08-12
Fair Value of P&C Liabilities: Practical Implications
Fair value financial reporting has been an ongoing initiative by both the IASB and FASB. Specifically, this paper examines the impact of this accounting change on a "typical" U.S. property and casualty insurer, identifies the practical issues associated with the measurement of property and casualty insurance liabilities on a fair...
Tags: Insurance, Operational accounting, Financial accounting, Casualty Actuarial Society, casualty insurance, accounting, financial reporting, financial
White papers 2004-05-04
Property Casualty Insurance - A Small Business Guide
Running a small business presents many challenges. As a small-business owner, you must try to minimize the financial risks your business faces. Some risks you may consider to be acceptable, while others are unacceptable because the loss would seriously harm your business or even force it to close. Many of...
Tags: small business, insurance, risk, financial
White papers 2004-04-13
Obesity, Liability & Insurance
Obesity is a growing international problem that is imposing immense additional costs on the economy and society as a whole, and becoming an increasingly important cost driver and exposure issue for insurers. This report summarizes various areas of insurance industry exposure, including increased claim frequency and severity in health, disability...
Tags: Benefits, Insurance Information Institute, casualty insurance, workers compensation, insurance, health care
White papers 2004-01-08
Applications of Simulation Models in Finance and Insurance
The paper describes a number of applications of simulation methods to practical problems in finance and insurance. The first entails the simulation of a two-stage model of a property casualty insurance operation. The second application simulates the operation of an insurance regime for home equity conversion mortgages (also known as...
Tags: Mortgages, Financial Planning, insurance, mortgage, Value at Risk, finance, asset, performance
White papers 2003-10-31
Future of Property & Casualty Insurance Claims
Market downturn and increased competition is forcing major changes in the insurance industry and in the way insurance companies operate. Competition is permanently altering the expectations in the minds of insurance costumers on what they should expect of claims processing. This impacts and will continue to impact Architecture and Technology...
Tags: Tata Consultancy Services Ltd., insurance, business process
White papers 2003-10-01
Risk Management: An Update on Terrorism Risk
Article discusses that U. S. insurance companies would respond to the new risk of terrorism were answered in November 2001 when the Insurance Services Office filed terrorism exclusions to be used by their member companies on property and casualty insurance policies. Article talks about Federal Reinsurance, insured losses, incomplete solution,...
Tags: Homeland security, Financial Planning, Strategy, American Camping Association, terrorism, casualty insurance, insurance, reinsurance, risk management
White papers 2003-06-01
The Crisis in the Property Insurance Industry
The property and casualty insurance industry is, just as any industry, in business to make a profit. This means that for any individual insurance company, the premium dollars received must equal the losses paid out, plus a margin for the cost of doing business and profit. It may not be...
Tags: casualty insurance, casualty insurance company, insurance company, property insurance, insurance, financial, industry
White papers 2003-01-01
Terrorism Risk Insurance Act of 2002: Terrorism Insurance Program, Treatment Of Terrorist Assets, Federal Reserve Board Provisions
The ability of businesses and individuals to obtain property and casualty insurance at reasonable and predictable prices, in order to spread the risk of both routine and catastrophic loss, is critical to economic growth, urban development, and the construction and maintenance of public and private housing, as well as to...
Tags: Homeland security, Insurance, casualty insurance, terrorism, Terrorism Risk Insurance Act, terrorism insurance, risk, financial, asset
White papers 2003-01-01
State Of The Casualty Insurance Market Update: Healthcare Professional Liability
This paper discusses that procuring stable and affordable protection will continue to be a challenge for most healthcare service providers. Potential policyholders must be able to differentiate themselves in the marketplace as they seek quotations from a limited number of selective carriers. Healthcare buyers will continue to carefully weigh retention...
Tags: Vertical industries, Benefits, HEALTHCARE, Aon Corp., health care, financing
White papers 2003-01-01
Property & Casualty Insurance
The property and casualty (P&C) insurance industry is in two businesses: underwriting risk and investment management. In its underwriting function, the industry examines the frequency and severity of potential damage to physical assets property or injury to persons casualty, and then places a value on insuring against, or underwriting, those...
Tags: casualty, asset, stock, industry
White papers 2002-10-28
A Bill: In the Senate of the United States
The paper reveals a Bill in the senate of the United States to ensure the continued financial capacity of insurers to provide coverage for risks from terrorism. It displays that the ‘‘market share’’ of a participating insurance company shall be calculated using the total amount of direct written property and...
Tags: Homeland security, casualty insurance, insurance company, terrorism, insurance, U.S., financial, industry
White papers 2002-06-10
The Impact of Technology on Property / Casualty Insurance
This paper touches on 4 aspects of technology on property /casualty insurance which include Underwriting, Pricing and reserving, Capital management, Distribution of products. What is the role of expert systems in underwriting, especially for middle size commercial policies? How can data mining be used to better classify risk? And finally,...
Tags: Pricing, Marketing research, casualty insurance, expert system, capital management, pricing strategy, data mining, best practice, insurance, knowledge
White papers 2002-04-25
Risk Management and Property and Casualty Insurance Policy
This article defines the steps to be taken for risk management. Risk Management guidance is designed to identify and evaluate risks to which Cal Poly Pomona Foundation may be exposed, reducing or eliminating losses from injury to persons, damage to property and costs incurred in the defense of lawsuits through...
Tags: Financial Planning, Financial services, Strategy, SECURITY, Cal Poly Pomona Foundation Inc., risk management, asset
White papers 2001-02-27
Mixing and Matching: Prospective Financial Sector Mergers and Market Valuation
This paper considers life insurance, property and casualty insurance, securities, and commercial firms as potential matches for banks. It examines two types of evidence extracted from stock price data. First, option-pricing theory is used to compute a direct measure of diversification gains from potential consolidation. These results identify potential gains...
Tags: Insurance, Financial Planning, Financial accounting, Investment, Federal Reserve Bank, casualty insurance, life insurance, consolidation, market valuation, theory, stock price, banking, bank, stock, financial, industry, security
White papers 2000-12-12
Evaluating the Effectiveness of Index-Based Insurance Derivatives in Hedging Casualty Insurance Transactions
This paper addresses the pre-event measurement of hedge effectiveness for companies transferring risk to counterparties through index-based derivative transactions. The purpose of this white paper is to provide information on evaluating the effectiveness of index-based insurance derivatives in hedging property/casualty insurance transactions for companies. It also discusses reasons for insurance...
Tags: Financial Planning, Casualty Actuarial Society, insurance, casualty insurance
White papers 1999-10-04
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