Horizon Financial Services Corp. (HZFS) is in the Financial Services Industry

Horizon Financial Services is a bank holding company. Through its subsidiaries, Co. is engaged in attracting deposits from the general public and using such deposits, together with borrowings and other funds, primarily to originate one-to-four family residential mortgage loans. To a lesser extent, Co. also originates consumer loans, commercial business loans, multi-family and commercial real estate loans and residential construction loans. Co. also invests in mortgage-backed and related securities, as well as investment securities. As of June 30, 2004, Co. has $99.04 million of assets and deposits of $78.72 million.