This calculator estimates your monthly payment for Private Mortgage Insurance PMI over a range of down payments. If your down payment is at least 20% of the appraisal value of your home, your lender does not require you to obtain mortgage insurance. Mortgage lenders require mortgage insurance if the Loan-To-Value...
This is a tool to estimate FICO score. Answer ten easy questions and get a free estimated range for the three FICO scores, plus customized product recommendations from myFICO, the most trusted name in credit scoring.
Is your money being sucked into a compound interest sinkhole? If you're not paying off your credit cards every month, that's just what can happen. It depends on the interest rate charged by the credit card company and whether you pay as much as you can, or just the minimum...
Use this tool to see the national average salaries adjusted by location. User will get personalized answers with a personal Salary preview (a free, emailed look at the effect of your personal traits) and a premium personal salary report.
"What will it take to become a millionaire?" calculates how long it will take you to save $1 million based on the savings information that you provide. This information includes the amount of your initial lump-sum investment, number of years to save monthly savings amount, savings interest rate and inflation...
This calculator computes rates of return, before and after taxes, for a discounted bond and high-coupon bond. Generally, you pay a price below par value discount for a bond that has a low coupon rate relative to market interest rates. You pay a price above par value premium for a...
This calculator shows the current price market value of a bond given the market interest rate that you enter. It also calculates the price at which you would sell the bond in order to achieve your desired yield to maturity. Yield to maturity is the rate of return you expect...
This calculator compares two bond investments buying a bond at a substantial discount to par value and receiving no coupon (a zero-coupon bond), and buying a bond with a coupon. User can select a Treasury security, corporate bond or municipal bond. Treasury securities are exempt from state income taxes. Municipal...
Yield to maturity is the rate of return you earn on a bond if you hold the bond to maturity. Yield to maturity assumes that the interest coupons you receive on the bond can be reinvested at the same rate. Yields are shown on a before- and after-tax basis.
This calculator shows the current yield of a bond. Yields are provided before and after taxes. Current yield equals the bond coupon rate divided by the bond's current price.
This calculator shows the current price of a bond given the market interest rate that you enter. It also shows how the price of your bond changes with a change of 2 percentage points in interest rates in either direction. Bond prices and interest rates move in opposite directions: If...
The preferred types of consolidation loans are home equity loans or home equity lines of credit. Generally, the interest portion of such debts can be deducted from your taxable income. In comparison, a personal loan generally does not offer any tax benefits. Based on the desired number of months in...
Rebate award cards allow you to accumulate points, or credits, toward merchandise when you make purchases. Often, the award card comes with a higher annual fee than an ordinary card and may have a higher interest rate. This calculator compares a rebate award card with a low interest rate card....
This calculator calculates monthly payments for an amortizing loan and interest-only payments on a line of credit. Many personal and home equity lines of credit require interest-only payments. The credit line may have a cleanup period. A cleanup period requires the borrower to periodically pay down the credit line to...
To calculate the maximum home equity line of credit you can obtain, find the maximum Combined Loan-To-Value CLTV ratio the lender will consider. Loans are the sum of the amount of the proposed credit line plus the balance of any outstanding mortgage debt. Value is usually appraisal value, which is...
Buying a house or duplex to rent isn't at all like investing in stocks or mutual funds. This is hands-on work that starts with finding a property capable of generating enough rental income to make the transaction pay off. See if the numbers work. This tool will help you project...
This calculator shows the average yearly tax savings on a mortgage loan and calculates the after-tax interest rate on the loan. Loan closing costs, including mortgage points, are amortized over the term of the loan. Tax savings on a mortgage loan increase at higher income tax rates, all else remaining...
This calculator calculates the monthly mortgage payment for a given loan amount, interest rate and loan term. Payments are shown for principal and interest (P+I) and combined (P+I+T+I) payments. Combined payments include insurance and taxes.
Before you can know how big a mortgage payment you can afford, you need to tally up your other monthly expenses. The first part of this calculator will help to do just that. Part two will help to estimate future costs, or savings, associated with the home you are considering.
Estimate your medicare prescription drug savings enter using this tool. Your annual drug costs in the box below and click the "submit" button to see approximately how much you'd pay when medicare's prescription drug benefits take effect.
