Byline: Policyholder advocate has found what may be 'insurmountable' differences Byline: Policyholder advocate has found what may be 'insurmountable' differences
Byline: JUDY GREENWALD WILMINGTON, Del.-Major policyholders of Royal & SunAlliance USA Inc. say they could be left with nearly $1 billion in potential claims if RSA USA's London-based parent is successful in selling its operations, which are n Byline: JUDY GREENWALD ...
WASHINGTON -- GEICO announced today that it is reducing auto insurance rates for its policyholders in New Jersey by a statewide average rate decrease of 4.1 percent.
NEWARK, N.J. -- Prudential Financial, Inc. (NYSE: PRU) announced today that its individual life insurance business is providing many of their policyholders the opportunity to take valuable health screenings offered by Life Line Screening. These tests--which include vascular and osteoporosis screenings--are available to customers and their families at a reasonable...
Byline: JUDY GREENWALD DOVER, Del.-A major policyholder has filed an appeal in state court in Delaware in response to Delaware insurance commissioner's conditional approval of the disputed sale of Royal & SunAlliance USA Inc. to a management g Byline: JUDY GREENWALD ...
Illness increases individuals' demand for health insurance, but may also place them at risk of losing coverage. While public insurance and price restrictions in private markets aim to reduce this risk, little is known about whether severe medical conditions affect the likelihood of losing coverage. This issue is explored in...
BOSTON -- In an effort to further reduce the number of underinsured properties in its portfolio, New York Central Mutual Insurance Company NYCM has made ISO HomeValue available to its policyholders. This innovative use of replacement cost estimation technology provides policyholders with the ability to enter highly detailed information about...
Insurers could "write off" paid, but uncovered, claims as part of the cost of settling claims quickly and assisting their policyholders in the wake of a catastrophe. Paying such claims, though, can ultimately result in increased premiums for those policyholders with legitimate claims. It is thus in the interests of...
Rising homeowners insurance premiums will soon hit many Louisiana residents' checkbooks.The Louisiana Department of Insurance has OK'd average premium rate increases above 10 percent for seven insurance companies in the state. To increase a premium more than 10 percent annually, insurance companies must go before the Louisiana Insurance Rating Commission.Under...
Rising homeowners insurance premiums will soon hit many Louisiana residents' checkbooks.The Louisiana Department of Insurance has OK'd average premium rate increases above 10 percent for seven insurance companies in the state. To increase a premium more than 10 percent annually, insurance companies must go before the Louisiana Insurance Rating Commission.Under...
AS CONGRESS prepares to debate how to increase the availability of property insurance in catastrophe-prone areas and to make the coverage more affordable, one key voice hasn't received much of a hearing. That's the voice of commercial policyholders, AS CONGRESS prepares to debate how to...
This paper focuses on insurance, which is only one part of an overall system for managing risks created by the possibility of terrorist attacks and compensating losses caused by terrorist attacks. Disaster assistance, the tort system, and charities can also play a role in this system. This paper should be...
Traditional life insurance policies in many markets are sold with minimum interest rate guarantees. In the case of a so-called cliquet style guarantee, the guaranteed return must be credited to the policyholder's account each year. Usually, life insurers try to provide this guaranteed rate of interest plus some stable surplus...
Lawsuits are one of the risks and challenges that many businesses will face each year. As many policyholders discover when they are confronted with a liability claim, the liability carrier often selects and controls the defense for the policyholder. This article advises and explains that businesses should be aware, however,...
Byline: Judy Greenwald Royal Indemnity Co., a major part of Royal & SunAlliance USA Inc.'s operations, which are now in runoff, has a potential reserve shortfall of nearly $1 billion, according to a special policyholder report. Policyholder Byline: Judy Greenwald...
A California intermediate appellate court has ruled that a first party property insurance policy does not cover the loss of computer data resulting from a computer system “crash.” The appellate court affirmed a trial court’s judgment that no coverage exists where a computer data loss is unaccompanied by the destruction...
In a recent decision, a Texas intermediate appellate court ruled that a first party property insurance policy might cover lost computer data and lost business income resulting from a hacker attack. The policyholder was an employment agency that matched prospective employers and employees for a fee. In February 2000, the...
According to the paper the outlook for unit-linked business in Europe is positive. Unit-linked products returns present the policyholder and life insurer with an interesting alternative to traditional products. Not only do unit-linked products incur no investment risk for the life insurer, they also need to be backed by less...
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