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29 Resources for

Securitization

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Securitization: the process of changing financial assets such as mortgages and loans into securities; Securitization definition on BNET »

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The Road to Securitization: This article informs that the promotion surrounding the ease of use and access to capital through securitizations can be alluring and misleading. The fact is, securitizations can be exceedingly complex, time-consuming, and expensive solutions. These transactions are only for those who can justify the benefits of size and industry standing....; Tags: Research & Development, Pricing, Transamerica Corp., securitization, modeling, pricing strategy, staffing, ease of use, benefit, industry; White papers
Asset Backed Securities: Asset-backed securities are bonds that are based on underlying pools of assets. A special purpose trust or instrument is set up which takes title to the assets and the cash flows are passed through to the investors in the form of an asset-backed security. The types of assets that can...; Tags: Asset management, securitization, asset, receivables, investor, bond, security, credit card; White papers
Securitization: Securitization is a means of raising finance secured on the back of identifiable and predictable cash flows derived from a particular set of assets. Almost any assets that generate a predictable income stream can be securitized. The process of securitization involves the creation of a bankruptcy remote company known as...; Tags: Asset management, Investment, Operational accounting, securitization, asset, capital market, bankruptcy, bond, income, finance, security; White papers 2007-05-07
Isolating Securitized Assets From the Credit and Operating Risk of Originating Banks and Their Affiliates: A central objective of securitization is to de-link the risks inherent in the securitized assets from the operating and credit risk of the sponsor. Typically this involves structuring designed. This article discusses some of the principal issues related to the achievement of such delinkage in the context of securitizations by...; Tags: Asset management, securitization, asset, risk, banking, bank; White papers 2005-04-08
Synthetic Securitizations and Derivatives Under Federal Reserve Regulation W: Securitization structures typically involve transfers of assets between a bank and its subsidiaries and may also involve other transactions with entities that control the bank or are under common control with the bank. This article talks about Regulation W, which requires banks to establish and maintain policies and procedures that...; Tags: Financial services, securitization, affiliate, bank, derivatives, asset; White papers 2005-02-01

The Forecaster: Securitization of Life Insurance: Securitization of life insurance has been a hot topic since the demutualization wave in the mid-1990. At the time, tapping the capital markets to finance the ongoing operations after closing a book of business was the key way life insurers sought to utilize external finance. The introduction of Regulation Triple...; Tags: Insurance, Financial Planning, Financial accounting, Transamerica Corp., securitization, life insurance, finance, capital market, financial; White papers 2004-12-01
Securitization of Tobacco Settlement Payments to Reduce States' Conflict of Interest: Securitization of the Master Settlement Agreement MSA payments from tobacco companies is hotly debated in states and policy circles. Securitization is issuing a bond backed by future payments in return for up-front money. Many public health advocates are strongly against securitization. However, securitization itself does not rob states of tobacco...; Tags: Project HOPE, securitization, tobacco, tobacco company, public health, payment, bond, health care, sales; White papers 2004-10-01
Asset Securitization: New Regulatory Responses to Capital Arbitrage: Asset Securitization facilitates 'on-balance sheet' lending to an 'off-balance sheet' income stream that improves return on capital and places fewer constraints on regulatory capital. The paper depicts that since the primary goal of asset securitization is to separate the credit risk of the originator from that of the underlying assets,...; Tags: Asset management, Financial services, Operational accounting, asset, arbitrage, income, accounting; White papers 2004-04-24
The Whole Truth: From the executive summary: ‘Whole Company Securitization WCS, sometimes called whole business securitization or operating company securitization, is a more complex version of traditional securitization. A parent company isolates revenue-producing assets often the trademarks or patents that are the crown jewels of its intellectual property by selling them to a...; Tags: Asset management, CFO Publishing Corp., securitization, asset, bankruptcy, bond, intellectual property, agreement; White papers 2004-04-15
Securitization of Life Insurance Assets and Liabilities: Securitization is one of the most important innovations of modern finance. The securitization process involves the isolation of a pool of assets or rights to a set of cash flows and the repackaging of the asset or cash flows into securities that are traded in capital markets. The objective of...; Tags: Asset management, Operational accounting, Financial Planning, securitization, cash flow, life insurance, capital market, asset, insurance, finance, technique, security; White papers 2004-01-03
Credit Card Securitization And Regulatory Arbitrage: This paper explores the motivations and desirability of off-balance-sheet financing of credit card receivables by banks. It explore three related issues: the degree to which securitizations result in the transfer of risk out of the originating bank, the extent to which securitization permits banks to economize on capital by avoiding...; Tags: Financial services, Federal Reserve Bank of Philadelphia, securitization, recourse, bank, risk, arbitrage, credit card, receivables, motivation, financing, asset; White papers 2003-04-01
The Law Of Cross-Border Securitization: Lex Juris: This article discusses the process by which the law of cross-border securitization evolves and becomes uniform. New forms of cross-border securitization and new legal issues emerge while old forms and settled issues solidify into rules. In the beginning, article defines the meaning of a unified cross-border securitization "law." It also...; Tags: securitization; White papers 2003-01-01
The Evolution Of Securitization In Multifamily Mortgage Markets And Its Effect On Lending Rates: Loan purchase and securitization by Freddie Mac, Fannie Mae and private-label commercial mortgage-backed securities CMBS grew rapidly during the 1990s and accounted for more than one-half of the net growth in multifamily debt over the decade. By facilitating the integration of the multifamily mortgage market into the broader capital markets,...; Tags: Mortgages, Insurance, Cal State Fullerton College of Business and Economics, securitization, mortgage, insurance company, mortgage-backed security, capital market, pricing strategy; White papers 2003-01-01
What’s Different About Securitization?: It is inferred from the article that the lender's role in the brave new world of securitized loans has changed; a lending enterprise may now sell its expertise in credit analysis and loan origination separately from its abilities to service loans over time or liquidate them when they default. Despite...; Tags: Investment, Financial accounting, securitization, real estate, mortgage-backed security, capital market, financing, finance, analysis, tool; White papers 2003-01-01
Insurance Securitization: Catastrophic Event Exposure and the Role of Insurance Linked Securities in Addressing Risk: The purpose of property and casualty insurance is to spread, manage and absorb risk. It provides a mechanism for individuals and businesses exposed to possible loss to engage in risk reduction by pooling resources. Insurance provides a safety net that mitigates the effects of loss events and allows individuals and...; Tags: Financial Planning, Financial services, Strategy, SECURITY, securitization, insurance, risk management, casualty insurance, capital market, financial; White papers 2003-01-01
International Harmonization Of Accounting Standards, And The Question Of Off-Balance Sheet Treatment: This article explores and explains the three approaches to accounting for securitization transactions. It also discusses how harmonization of these approaches might occur and the difficulties of achieving harmonization. It explores how accounting standards and their approaches to on- or off-balance sheet treatment might affect the securitization market and its...; Tags: Operational accounting, Financial services, securitization, accounting, capital market; White papers 2003-01-01
The Credit Insurance Link to Corporate Fundraising: Securitization has gained wide acceptance as an attractive financing alternative to other forms of borrowing such as bank debt and bond issuance. This technique can generate lower costs because, among other structural features, it is secured by the value of receivables and financial assets on the company balance sheet. Article...; Tags: Insurance, Investment, Financial accounting, Financial services, credit insurance, Risk Manager, receivables, bond, financing, bank, technique, financial; White papers 2003-01-01
Bankruptcy In The US: Where To?: The paper traces the history of bankruptcy related legal regulations in the US and examines recent changes and other issues in the bankruptcy domain. Securitization is an evolving mechanism towards handling bankruptcy. However, underlying laws does not drive it. Evolving the understanding of venue opportunities is an important consideration towards...; Tags: Litigation, bankruptcy; Presentations 2002-09-23
Property/Liability Insurance Risk Management and Securitization: This paper presents a comprehensive framework for property/liability insurance risk management and securitization. It presents a rationale for P/L insurance risk management, describes and evaluates the four categories of P/L insurance risk management techniques: which are, maintaining internal capital within the organization, managing asset risk, managing underwriting risk, and managing...; Tags: Financial Planning, Asset management, Casualty Actuarial Society, securitization, insurance, asset, risk management, technique; White papers 2002-07-24
Insuritization of Investments: The financial and insurance industries are in the process of convergence. While for the retail segment this has happened by combining the distribution channels of banking and insurance products especially life insurance, the convergence in the industrial area has taken the route of transferring insurance risks into the capital markets...; Tags: Financial Planning, Investment, Financial services, capital market, insurance, convergence, life insurance, volatility, technique, financial market, risk, private equity, financial, banking, asset; White papers 2002-02-27