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accident year loss ratio

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First Mercury Financial Corporation, Q4 2008 Earnings Call Transcript
Question-and-Answer SessionOperator Thank you. Operator Instructions. We will go first to Mark Lane, William Blair & Company. Mark Lane - William Blair & Company Good morning. I had just a question about accident year loss ratio, trends, then you mentioned excluding capacity losses that the accident year...
Tags: Call Transcript, Accident, Earnings, Accident Year Loss Ratio, Loss Ratio, Policies And Procedures, Human Resources, Seeking Alpha, First Mercury Financial Corp.
Earnings calls 2009-02-19

Additional Resources

ACE Limited Q3 2007 Earnings Call Transcript
Question-and-Answer Session Operator Ladies and gentlemen our question and answer session is conducted electronically. [Operator Instructions]. We will go first to Josh Smith with CREF. Josh Smith - TIAA-CREF Hello, can you hear me? Evan G. Greenberg - Chairman and Chief Executive Officer...
Tags: Premium, Call Transcript, Business, Renewal, Quarter, Reinsurance, Capital, Earnings, Pricing Strategy, Point, Question, Adjustment, Yes, ROE, Philip, Bancroft, Loss Ratio, Rates, General Casualty Renewals Pricing, Insurance, Pricing, Taxes, D&O, Marketing Research, Business Operations, Corporate Insurance, Marketing, Financial Planning, Finance, Seeking Alpha
Earnings calls 2007-10-24
First Mercury Financial Corporation. Q1 2008 Earnings Call Transcript
Question-and-Answer SessionOperator Thank you, sir. Operator Instructions. And we start our first question from the line of Mark Lane of William Blair and company. Hello Mr. Lane. Mark Lane - William Blair and company First on the loss side, why given the pricing pressure and the rapid growth in...
Tags: First Mercury Financial Corp.
Earnings calls 2008-05-16
The Allstate Corporation Q3 2007 Earnings Call Transcript
Question-and-Answer SessionOperator Thank you sir. [Operator Instructions] Our first question is from David Lewis from Raymond James. Your question please. David O. Lewis - Raymond James Thank you and good morning. Thomas J. Wilson - President and Chief Executive Officer : Good morning. ...
Tags: Allstate Corp.
Earnings calls 2007-10-20
Amerisafe, Inc. Q4 2008 Earnings Call Transcript
Question-and-Answer Session Operator Operator Instructions The first question comes from the line of Matt Carletti – Fox-Pitt Kelton. Matt Carletti – Fox-Pitt Kelton First, relating to the favorable reserve development, following the fourth quarter development could you give us an update on where the accident year...
Tags: Payroll, Call Transcript, Accident, Earnings, Amerisafe Inc., Policies And Procedures, Payroll Solutions, Operational Accounting, Human Resources, Finance, Seeking Alpha
Earnings calls 2009-02-23
First Mercury Financial Corporation Q3 2008 Earnings Call Transcript
Question-and-Answer Session Operator Operator instructions Our first question today will come from Matthew Heimermann with J.P. Morgan. Matthew Heimermann – J.P. Morgan Hi, good morning everybody. Couple of questions, maybe I will just go one at a time. First question I had was just on the development...
Tags: Legal Liability, J.P. Morgan Chase & Co., Call Transcript, Accident, Earnings, Analysis, John Marazza Matthew, Policies And Procedures, Human Resources, Seeking Alpha, First Mercury Financial Corp.
Earnings calls 2008-11-16
RLI Corp. Q3 2008 Earnings Call Transcript
Question-and-Answer SessionOperator Your first question comes from Matthew Carletti – Fox-Pitt, Kelton. Matthew Carletti – Fox-Pitt, Kelton Looking back to the first quarter casualty you bumped up the accident year loss ratio kind of given pricing trends and what you saw in lost costs and since then it’s...
Tags: American International Group Inc., Call Transcript, Accident, Earnings, RLI Corp., Policies And Procedures, D&O, Pricing, Human Resources, Business Operations, Corporate Insurance, Marketing, Seeking Alpha
Earnings calls 2008-10-15
Hartford Financial Services Group, Inc. Q4 2008 Earnings Call Transcript
Question-and-Answer Session Operator Operator Instructions Your first question comes from Jeffery R. Schuman – Keefre, Bruyette & Woods, Inc. Jeffery R. Schuman – Keefre, Bruyette & Woods, Inc. A couple of questions, first of all I was wondering, it look like the margin guidance for the annuity...
Tags: Accident, Annuity, Call Transcript, Earnings, Finance, Hartford Financial Services Group Inc., Human Resources, Investment, Personal Finance, Policies And Procedures, Seeking Alpha, Wholesaler
Earnings calls 2009-02-06
Hartford Financial Services Group, Inc. Q4 2008 Earnings Call Transcript
Question-and-Answer Session Operator Operator Instructions Your first question comes from Jeffery R. Schuman – Keefre, Bruyette & Woods, Inc. Jeffery R. Schuman – Keefre, Bruyette & Woods, Inc. A couple of questions, first of all I was wondering, it look like the margin guidance for the annuity...
Tags: Accident, Annuity, Call Transcript, Earnings, Finance, Hartford Financial Services Group Inc., Human Resources, Investment, Personal Finance, Policies And Procedures, Seeking Alpha, Wholesaler
Earnings calls 2009-02-06
CNA Financial Corporation Q4 2008 Earnings Call Transcript
Question-and-Answer Session Operator Operator Instructions Your first question comes from Jay Cohen – Bank of America Merrill Lynch. Jay Cohen – Bank of America Merrill Lynch Two questions, the first one maybe more numbers oriented, the second question bigger picture. The first one, the accident year...
Tags: Bank Of America Corp., Merrill Lynch & Co. Inc., Call Transcript, Accident, Earnings, Accident Year, Policies And Procedures, Human Resources, Seeking Alpha, CNA Financial Corp.
Earnings calls 2009-02-09
Employers Holdings Q3 2007 Earnings Call Transcript
Question-and-Answer SessionOperator You have a question from the line of William Wilt – Morgan Stanley William Wilt – Morgan Stanley Good afternoon, looking at the WCIRB data, I think you alluded to this Doug in your prepared remarks, looked like there was a bit of an inflection...
Tags: Employers Holdings Inc.
Earnings calls 2007-11-14
Platinum Underwriters Holdings Ltd Q4 2008 Earnings Call Transcript
Question-and-Answer SessionOperator Thank you. Operator Instructions We’ll take our first question from Matthew Heimermann with J.P. Morgan Matthew Heimermann – J.P. Morgan Hi, good morning everybody. A couple of quick questions; Michael or Neil, could you speak to, it looks like the loss ratio in the Casualty segment ex...
Tags: J.P. Morgan Chase & Co., Call Transcript, Accident, Earnings, Loss Ratio, Policies And Procedures, Human Resources, Seeking Alpha
Earnings calls 2009-02-19
Endurance Specialty Holdings Ltd. Q1 2009 Earnings Call Transcript
Question-and-Answer SessionOperator Operator instructions. Your first question comes from the line of Keith Alexander with JP Morgan. Keith Alexander – JP Morgan Hi. Good morning guys. I was wondering if you could provide more color on the accident years loss ratio in reinsurance and in particular how much did...
Tags: J.P. Morgan Chase & Co., Call Transcript, Renewal, Earnings, Pricing Strategy, Florida, Endurance Specialty Holdings Ltd., Loss Ratio, IBNR, Pricing, Marketing Research, Policies And Procedures, Insurance, Marketing, Human Resources, Business Operations, Corporate Insurance, Seeking Alpha
Earnings calls 2009-05-07
State Auto Financial Corporation Q2 2009 Earnings Call Transcript
Question-and-Answer SessionOperator Operator Instructions Your first question comes from Joseph DeMarino with Piper Jaffray. Joseph DeMarino - Piper Jaffray My first question is on the deterioration in the Workman’s Comp loss ratio. Would you say that is driven by higher severity and if so is that...
Tags: Call Transcript, Earnings, Pricing Strategy, Inflation, Currency & Foreign Exchange, Pricing, Marketing Research, Finance, Marketing, Seeking Alpha, State Auto Financial Corp.
Earnings calls 2009-07-28
FPIC Insurance Group Q4 2007 Earnings Call Transcript
Question-and-Answer SessionOperator Operator Instructions. Your first question comes from Paul Newsome – A.G. Edwards. Paul Newsome – A.G. Edwards Good morning. I was hoping you could give us just maybe some more details on the reserve release in the fourth quarter. It was wonderfully high and a...
Tags: FPIC Insurance Group Inc.
Earnings calls 2008-04-07
Eastern Insurance Holdings, Inc. Q4 2007 Earnings Call Transcript
Earnings Call ExcerptEastern Insurance Holdings, Inc. EIHI Q4 2007 Earnings Call February 15, 2008 10:00 am Executives Mr. Bruce M. Eckert - Chief Executive, Officer, Director Mr. Michael l. Boguski – Pres and Chief Operating Officer Mr. Kevin Shook – Chief Financial Officer Analysts Randy Binner – Friedman,...
Tags: Eastern Insurance Holdings Inc.
Earnings calls 2008-02-15
The Chubb Corporation Q3 2007 Earnings Call Transcript
Question-and-Answer SessionOperator Thank you. The question-and-answer session will be conducted electronically. [Operator Instructions]. And we'll take our first question from Jay Gelb [Lehman Brothers]. Jay Gelb - Lehman Brothers Thank you. The fires you are most focused on the California and that one a little fast....
Tags: Chubb Corp.
Earnings calls 2007-10-24
Donegal Group Q4 2008 Earnings Call Transcript
Question-and-Answer SessionOperator Operator Instructions. Your first question comes from the line of Joseph Demarino with Piper Jaffray. Joseph Demarino - Piper Jaffray Thank you. Good morning. On the higher severity, you mentioned resulting, I think some fires. What type of buildings did these fires occur in? Was that personal...
Tags: U.S. Bancorp Piper Jaffray Inc., Call Transcript, Accident, Earnings, Policies And Procedures, Sales Force Management, Human Resources, Sales, Seeking Alpha
Earnings calls 2009-02-18
The Chubb Corporation Q2 2009 Earnings Call Transcript
Question-and-Answer SessionOperator Operator Instructions Your first question comes from Jay Gelb with Barclays Capital. Jay Gelb - Barclays Capital On the directors and officers liability can you give us the accident year combined ratios for, I believe it was, D&O and E&O for 2007 through 2009?...
Tags: Barclays Plc., Call Transcript, Earnings, Pricing Strategy, D&O, Pricing, Policies And Procedures, Marketing Research, Business Operations, Corporate Insurance, Marketing, Human Resources, Seeking Alpha, Chubb Corp.
Earnings calls 2009-07-23
The Chubb Corporation Q1 2008 Earnings Call Transcript
Question-and-Answer SessionOperator Operator instructions. Your first question comes from Dan Johnson - Citadel Investment Group. Dan Johnson – Citadel Investment Group Within the professional lines, you said most of that reserve release was pertaining to your professional lines within CSI. I’m trying to take a look at where...
Tags: Chubb Corp.
Earnings calls 2008-04-24
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