ACNB Corp.

Prior to the Corporation's acquisition of Russell Insurance Group, Inc. in 2005, Mr. Russell served as the President of Russell Insurance Group, Inc. since its founding in 1978. Prior to joining the Corporation, Mr. Cathell served as Senior Vice President & Chief Financial Officer of Fulton Bancshares Corporation in McConnellsburg, Pennsylvania, during 2005. Prior to that, Mr. Cathell was Executive Vice President & Chief Financial Officer of Pennsylvania State Bank in Camp Hill, Pennsylvania, from 1999 through 2004.

A national leader in chiropractic healthcare, Richard L. Cole, D.C., D.A.C.N.B., D.A.A.P.M., is well known as a torchbearer for groundbreaking, medically sound chiropractic practice. Actively practicing since 1978, Dr. Cole has helped advance the practice of chiropractic with his standard-setting work in pain management and chiropractic neurology, as well as his efforts to encourage a higher standard of care overall in this healthcare field. In 1997, he helped established ConservCare, a managed care organization designed to attract the highest caliber chiropractors and elevate the practice of chiropractic by setting high standards for members. By establishing stringent ethical guidelines for members' practice and treatment, Dr. Cole has not only strengthened the reputation of this field of healthcare, but has helped ensure higher quality care for thousands of patients in the Mid-South. Dr. Cole incorporates the latest advances and research in medical science into the care of patients with chronic and acute pain. Using a leading-edge combination of medical care, rehabilitation therapy, traditional chiropractic methods, and years of experience with acute and chronic pain patients, he has made a difference in the lives of thousands of people. Dr. Cole served an appointment on the Tennessee Board of Chiropractic Examiners from 1996 to 2000, working as president from 1997-1998. He is board certified by both the American Academy of Pain Management and the American Chiropractic Neurology Board, and held a neurology fellowship at the National College of Chiropractic in Chicago from 1992-1994. Dr. Cole also serves as a consultant for BlueCross & BlueShield of Memphis, Blue Cross & BlueShield of Tennessee, Intracorp, Provident, Comprehensive Rehabilitation Associates, Concentra, and State Farm. Dr. Cole currently serves as President of the Federation of Chiropractic Licensing Boards, and also holds a position on the Board of Directors of the National Board of Chiropractic Examiners. Through these endeavors, Dr. Cole has participated extensively in new developments of chiropractic licensure and regulation. In 1992, the Tennessee Chiropractic Association gave him their Torchbearer Award, and voted him Tennessee's Chiropractor of the Year in 1997 and 2000. Dr. Cole is a member of numerous professional organizations, including the American Academy of Pain Management, the Tennessee Pain Society, the American Association of Spine Physicians, the American Chiropractic Association, the Tennessee Chiropractic Association, the Cervicogenic Headache Society, and the American College of Healthcare Executives. He is board certified by both the American Academy of Pain Management and the American Chiropractic Neurology Board, and holds a doctorate degree in chiropractic from Palmer College of Chiropractic. Dr. Cole is very active in the community as well. In the past, he has served as President of the Bartlett Kiwanis Club and Bartlett Leadership Director. He currently serves as a trustee of Evangelical Christian School, and he is a Deacon of Hope Presbyterian Church in Memphis.