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	<title><![CDATA[adequacy Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to adequacy]]></description>
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		<title><![CDATA[American Financial Group Inc. Q3 2008 Earnings Conference Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-244431.html]]></link>
		<description><![CDATA[ Question-and-Answer Session[Operator Instructions]. Your first question comes from the line of Amit Kumar with Fox-Pitt, Kelton. Amit Kumar - Fox-Pitt, Kelton Cochran Caronia Waller Good morning. Carl H. Lindner III - Co-Chief Executive Officer and President Good morning. Amit Kumar - Fox-Pitt, Kelton Cochran Caronia Waller I guess, just...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 28 Oct 2008 11:55:27 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/s%2526p.html"><![CDATA[S&P]]></category>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[Adequacy]]></category>
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		<category domain="http://resources.bnet.com/topic/american+financial+group+inc..html"><![CDATA[American Financial Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/life+operation.html"><![CDATA[Life Operation]]></category>
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		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/american+financial+group+inc..html"><![CDATA[American Financial Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/life+operation.html"><![CDATA[Life Operation]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">AFG</category>
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		<title><![CDATA[National briefs: Mosley calls for better rights]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_6784/is_2008_Oct_8/ai_n29483894]]></link>
		<description><![CDATA[MOTORSPORT boss Max Mosley plans to challenge the adequacy of UK's privacy laws in the European Court of Human Rights. Earlier this year he won pounds 60,000 in privacy damages against the News of the World for distress and indignity he suffered over the paper's "sick Nazi orgy" story. Mr...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 08 Oct 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
		<category domain="http://resources.bnet.com/topic/european+court.html"><![CDATA[European Court]]></category>
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	<item>
		<title><![CDATA[The New Hot Money]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_kmnew/is_200711/ai_n21110079]]></link>
		<description><![CDATA[Government investment funds, particularly in oil states, are the new giants of global finance. The biggest, from the United Arab Emirates, controls three quarters of a trillion dollars, which is why Westerners are scared. G7 Finance ministers have called on the IMF, World Bank and OECD to investigate the funds&#8217;...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 12 Nov 2007 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
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		<title><![CDATA[Getting the numbers right: investors and regulators now can estimate the impact of future reserve variability on insurers' earnings.(Property/Casualty: Reserves)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb6493/is_200710/ai_n25834753]]></link>
		<description><![CDATA[Loss reserves, generally the largest liability on insurers'  balance sheets, are the estimated cost of settling unpaid claim  liabilities. Under generally accepted accounting principles and  statutory accounting principles, changes in reserve estimates are  recognized in the year they occur, not the year policies were issued. ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 01 Oct 2007 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/accident.html"><![CDATA[accident]]></category>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
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		<category domain="http://resources.bnet.com/topic/berkshire+hathaway+inc..html"><![CDATA[Berkshire Hathaway Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">BRK</category>
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		<title><![CDATA[Lessons learned: European insurers can draw from their experience carrying out Basel II to ensure a smooth ride to fulfilling Solvency II.(Regulatory/Law: Solvency and Capital Adequacy)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb6493/is_200702/ai_n25834381]]></link>
		<description><![CDATA[Regulators worldwide are focusing on insurers' solvency and  capital adequacy. In its effort to create a solvency regulation  framework which is more tuned to the insurers' actual risk  exposures, the European Commission has put together Solvency II--a  risk-based approach to solvency regulations. Currently, the  framework's...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 01 Feb 2007 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
		<category domain="http://resources.bnet.com/topic/european+commission.html"><![CDATA[European Commission]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[Insurance]]></category>
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	<item>
		<title><![CDATA[Education, equality, and national citizenship.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb350/is_200611/ai_n26468674]]></link>
		<description><![CDATA[For disadvantaged children in substandard schools, the recent success of educational adequacy lawsuits in state courts is a welcome development. But the potential of this legal strategy to advance a national goal of equal educational opportunity is limited by a sobering and largely neglected fact: the most significant component of...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 01 Nov 2006 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
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	<item>
		<title><![CDATA[Federal prosecutor explains how businesses can become targets]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qn4181/is_20060111/ai_n15992732]]></link>
		<description><![CDATA[(This article was originally published in The Daily Record, St. Louis, Mo., another Dolan Media publication.)   A businessman commits fraud. Does the federal government prosecute the businessman, the company or both?    The depends, said Assistant U.S. Attorney Thomas C. Albus as he spoke Friday morning...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 11 Jan 2006 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
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	<item>
		<title><![CDATA[Federal prosecutor explains how businesses become targets]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5943/is_200601/ai_n24016784]]></link>
		<description><![CDATA[A businessman commits fraud. Does the federal government prosecute the businessman, the company or both?The depends, said Assistant U.S. Attorney Thomas C. Albus as he spoke Friday morning at a breakfast meeting of the Missouri Chamber of Commerce.Albus, filling in for U.S. Attorney Catherine Hanaway, described the nine factors that...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 10 Jan 2006 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
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	</item>
	<item>
		<title><![CDATA[The Application of Basel II to Trading Activities and the Treatment of Double Default Effects]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=156610]]></link>
		<description><![CDATA[The efforts of the Basel Committee on Banking Supervision BCBS to revise the standards governing the capital adequacy of internationally active banks achieved a critical milestone in the publication of an agreed text in June 2004. The International Convergence of Capital Measurement and Capital Standards: a Revised Framework describes a...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 01 Jul 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[Adequacy]]></category>
		<category domain="http://resources.bnet.com/topic/bank+for+international+settlements.html"><![CDATA[Bank For International Settlements]]></category>
		<category domain="http://resources.bnet.com/topic/revised+framework.html"><![CDATA[Revised Framework]]></category>
		<category domain="http://resources.bnet.com/topic/basel+ii.html"><![CDATA[Basel II]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
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		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
	</item>
	<item>
		<title><![CDATA[ACE's prospects debated following reserve boost.(News)(ACE Ltd.)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5252/is_200501/ai_n20158347]]></link>
		<description><![CDATA[Byline: JUDY GREENWALD    HAMILTON, Bermuda-Lingering questions remain about the adequacy of  ACE Ltd.'s reserves despite the insurer's announcement that it  would post a fourth-quarter reserve charge of $298 million for asbestos,  environmental and other runoff expenses, some analysts say.    The reserve...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 10 Jan 2005 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
		<category domain="http://resources.bnet.com/topic/analyst.html"><![CDATA[analyst]]></category>
		<category domain="http://resources.bnet.com/topic/cigna+corp..html"><![CDATA[CIGNA Corp.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">CI</category>
		<category domain="tickers">CI</category>
	</item>
	<item>
		<title><![CDATA[S.KOREA'S CENTRAL BANKER WARNS OF NEGATIVE IMPACT FROM BASEL II. ]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_go1523/is_200411/ai_n7353763]]></link>
		<description><![CDATA[SEOUL, Nov 9 Asia Pulse - South Korean banks may cut back in lending to small businesses as they attempt to meet a new international rule on capital adequacy, Bank of Korea Gov. Park Seung said Tuesday.   The warning comes as the Basel-based Bank for International Settlements, the...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 09 Nov 2004 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
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	</item>
	<item>
		<title><![CDATA[Accounting Changes: Convergence of Measurement Models]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=139397]]></link>
		<description><![CDATA[Insurance companies are evaluated by regulators and ratings agencies with respect to the adequacy of their capital. In general, regulatory systems tend to determine capital adequacy in absolute terms whereas rating agencies generally evaluate capital relative to certain thresholds as part of their determination of the company's rating or credit-worthiness....]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 28 Oct 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/accounting.html"><![CDATA[Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/agency.html"><![CDATA[Agency]]></category>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[Adequacy]]></category>
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	</item>
	<item>
		<title><![CDATA[Convergence in Capital Adequacy Measures and Financial Reporting Rules]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=139387]]></link>
		<description><![CDATA[This briefing presents a comparison of various solvency measurement models and tools, as it is thought that existing capital adequacy models will be a reasonable predictor of Solvency II requirements to the extent that regulatory systems and capital adequacy models are converging. The analysis supports that there is some convergence...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sun, 01 Aug 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial+reporting.html"><![CDATA[Financial Reporting]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[Adequacy]]></category>
		<category domain="http://resources.bnet.com/topic/convergence.html"><![CDATA[Convergence]]></category>
		<category domain="http://resources.bnet.com/topic/voip.html"><![CDATA[VOIP]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/telecommunications.html"><![CDATA[Telecommunications]]></category>
		<category domain="http://resources.bnet.com/topic/networking.html"><![CDATA[Networking]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
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	</item>
	<item>
		<title><![CDATA[US SEEKS AIRLINE PASSENGER DATA DISCLOSURE DECISION.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb6640/is_200404/ai_n26547143]]></link>
		<description><![CDATA[The US Government has repeated the "essential" need for  the European Commission to take a decision acknowledging the adequacy of  the system for protecting the personal data of passengers flying to the  United States. During a videoconference broadcast from Washington on  April 13, Stewart Verdery, Assistant...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 27 Apr 2004 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
		<category domain="http://resources.bnet.com/topic/commission.html"><![CDATA[commission]]></category>
		<category domain="http://resources.bnet.com/topic/european+commission.html"><![CDATA[European Commission]]></category>
		<category domain="http://resources.bnet.com/topic/government.html"><![CDATA[Government]]></category>
		<category domain="http://resources.bnet.com/topic/sales.html"><![CDATA[SALES]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[The Adequacy of Investment Choices Offered by 401K Plans]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=125218]]></link>
		<description><![CDATA[Defined-contribution plans represent a major organizational form for investors' retirement savings. Today more than one third of all workers are enrolled in 401K plans. This paper analyzes the adequacy and characteristics of the choices offered to 401K-plan participants for over 400 plans. It finds that, for 62% of the plans,...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 19 Mar 2004 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[Adequacy]]></category>
		<category domain="http://resources.bnet.com/topic/new+york+university.html"><![CDATA[New York University]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529.html"><![CDATA[401(k)]]></category>
		<category domain="http://resources.bnet.com/topic/retirement+plans.html"><![CDATA[Retirement Plans]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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		<title><![CDATA[Reserve adequacy improving: Moody's.(Top Stories Of The Week)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5249/is_200402/ai_n20056839]]></link>
		<description><![CDATA[Reserve adequacy seems to have rebounded from its low point and is  steadily improving, according to a recent rating agency report, which  says the year-end deficiency might dip below $30 billion.    The special report published by New York-based Moody'  Reserve adequacy seems to have...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 09 Feb 2004 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
		<category domain="http://resources.bnet.com/topic/insurance+company.html"><![CDATA[insurance company]]></category>
		<category domain="http://resources.bnet.com/topic/moody%2527s+corp..html"><![CDATA[Moody's Corp.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">MCO</category>
		<category domain="tickers">MCO</category>
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		<title><![CDATA[Bureau of Indian Affairs Schools: Expenditures in Selected Schools are Comparable to Similar Public Schools, But Data Are Insufficient to Judge Adequacy of Funding and Formulas. ]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_go2753/is_200310/ai_n9286373]]></link>
		<description><![CDATA[GAO-03-955 September 4, 2003   In 2001, Congress directed GAO to examine the adequacy of Bureau of Indian Affairs BIA school funding and the adequacy of the formulas employed by BIA to distribute various types of operating funds. Because there is no universally accepted standard for adequacy, for this...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 01 Oct 2003 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
		<category domain="http://resources.bnet.com/topic/general+accounting+office.html"><![CDATA[General Accounting Office]]></category>
		<category domain="http://resources.bnet.com/topic/transportation.html"><![CDATA[Transportation]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[Risk Analysis and Capital Adequacy of Hedge Funds]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=73336]]></link>
		<description><![CDATA[The article examines the risk characteristics and capital adequacy of hedge funds using Value-at-Risk based on Extreme Value Theory as the criterion for measuring risk and estimating capital requirements. Using extensive data on nearly fifteen hundred live and dead hedge funds, its found that only 3.7% live and 11.9% dead...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Oct 2003 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/hedge+fund.html"><![CDATA[Hedge Fund]]></category>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[Adequacy]]></category>
		<category domain="http://resources.bnet.com/topic/risk+analysis.html"><![CDATA[Risk Analysis]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Sorting out the superannuation issues.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb4692/is_200309/ai_n17720221]]></link>
		<description><![CDATA[Sep 23, 2003 (The Australian - ABIX via COMTEX)    The Australian Senate Select Committee on Superannuation is winding  down, but has made a great contribution. In more recent times its  reports have been crucial in encouraging concern about the adequacy of  retirement savings by...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 23 Sep 2003 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[annuity]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/fraud.html"><![CDATA[fraud]]></category>
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		<category domain="http://resources.bnet.com/topic/litigation.html"><![CDATA[Litigation]]></category>
		<category domain="http://resources.bnet.com/topic/pension.html"><![CDATA[pension]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[Major reserve deficiencies remain.(Loss Reserves)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5249/is_200309/ai_n20030955]]></link>
		<description><![CDATA[One of the most significant near-term issues facing the  property-casualty industry, and commercial insurers and reinsurers in  particular, is the adequacy of loss reserves for U.S. casualty lines of  business, including asbestos liabilities.    Despite  One of the most significant near-term issues facing the...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 08 Sep 2003 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/moody%2527s+corp..html"><![CDATA[Moody's Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/insurance+company.html"><![CDATA[insurance company]]></category>
		<category domain="http://resources.bnet.com/topic/adequacy.html"><![CDATA[adequacy]]></category>
		<category domain="http://resources.bnet.com/topic/reserve.html"><![CDATA[reserve]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">MCO</category>
		<category domain="tickers">MCO</category>
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