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affordability index

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Development Of Framework For Affordability Engineering Measurement
The concept of Affordability Engineering is relatively new and it has been developed for assist in the decision-making. This paper is focused in Affordability Engineering Measurement to be applied in automotive and aerospace sectors. The paper has developed a conceptual model of different factors affecting affordability. An Affordability Index has...
Tags: Framework, Cranfield University, Commercial Software, Affordability Index, Aerospace & Defense, Manufacturing
White papers 2006-09-27

Additional Resources

What's Wrong with the NAR Affordability Index?
Barry Ritholtz submits: The monthly update to the NAR Housing Affordability Index gets released Thursday morning (August 14), as well as the Quarterly Housing Affordability Index for First-time Buyers. Some people seem to think this index is meaningful.  Over the past month, I have received numerous emails...
Tags: US Market
External links 2008-08-13
Say no to more federal bureacracy: a college affordability index would be a further intrusion on campus management decisions
The U.S. House higher education subcommittee wants to create a federal college affordability index. The proposal has little to do with ranking colleges in a public image-building contest. It has everything to do with de facto price controls. Congress would insert itself into the middle of each college's pricing...
Tags: Insurance, intrusion, U.S. Department of Education
Research articles 2005-11-01
Comerica Index: Auto Affordability, Incentives on the Rise
In a bit of good news for consumers -- and clearly bad news for the domestic carmakers -- vehicles were more affordable in the first quarter of 2008 than at any other time since immediately after the Sept. 11 terror attacks of 2001. "It's a buyers market and the producers...
Tags: Incentive, Comerica Inc., Comerica Affordability Index, Sales Force Management, Sales, Jim Henry
Blog posts 2008-05-12
California Housing Affordability Reaches Record High
Mark J. Perry submits: The California Association of Realtors' (CAR) Traditional Housing Affordability Index (HAI) measures the percentage of households that can afford to purchase the median priced home in the state and regions of California based on traditional assumptions methodology here. The chart above shows the...
Tags: US Market, Mark J. Perry
External links 2009-04-24
Housing Affordability Hits Record Highs in December and January
Mark J. Perry submits: The National Association of Realtors NAR recently released its latest Housing Affordability Index HAI, showing that housing affordability reached an all-time, historic record high of 166.8 in January see chart above. A HAI of 166.8 would mean that the typical household earning the median family...
Tags: US Market, Mark J. Perry
External links 2009-03-17
Housing Affordability Falls for Second Straight Month Due to Rising Home Prices
Mark J. Perry submits: The National Association of Realtors released its monthly Housing Affordability Index today, showing that the index fell in March to 166.7 from 174.4 in February, and from 176.9 in January historical high, but is still 43 points above the 123.7 index average since 1989 (see...
Tags: US Market, Mark J. Perry
External links 2009-04-29
Housing Affordability Falls: Is Real Estate Market in Recovery?
Mark J. Perry submits: The National Association of Realtors reported that the Housing Affordability Index (HAI) fell to 159.2 in June from 169.8 in May, due to a 4% increase in the median price for existing single-family homes ($174,600 to $181,600) and an increase in mortgage rates...
Tags: US Market, Mark J. Perry
External links 2009-07-31
First Time Housing Affordability Surges in California
Mark J. Perry submits: The California Association of Realtors' (CAR) First-time Buyer Housing Affordability Index (FTB-HAI) measures the percentage of households that can afford to purchase an entry-level home in California. CAR also reports first-time buyer indexes for regions and select counties within the state. The Index is the...
Tags: US Market, Mark J. Perry
External links 2009-04-05
February Housing Affordability Hits Another Record High
Mark J. Perry submits: The National Association of Realtors (NAR) released its latest Housing Affordability Index (HAI) Friday, showing that housing affordability reached an all-time, historic record high of 173.5 in February see chart above. by Mark J. Perry
Tags: US Market, Mark J. Perry
External links 2009-03-29
Auto Affordability Best in Six Years Comerica Bank Chief Economist Reports
DETROIT, May 9 /PRNewswire-FirstCall/ -- The purchase of an average-priced new vehicle took 23.9 weeks of median family income in the first quarter, according to the Auto Affordability Index compiled by Comerica Bank. The latest reading is down 0.6 weeks from the fourth quarter and 1.1 weeks compared...
Tags: Auto, bank, Comerica Inc.
Research articles 2008-05-09
Mortgage Rates Fall to Record Low, Housing Affordability Surges to Record High
Mark J. Perry submits: Mortgage rates fell yesterday to an historic record-low of 4.96% see chart above, "the lowest mark since Freddie Mac started tracking the data in 1971." That should help push the Housing Affordability Index (HAI) to a new estimated record high level of 163.1 in January...
Tags: US Market, Mark J. Perry
External links 2009-01-15
Comerica Index: Auto Affordability, Incentives on the Rise
Comerica Index: Auto Affordability, Incentives on the RiseRE: Comerica Index: Auto Affordability, Incentives on the RiseCars continue to be affordable but with the continuous increase in gas prices, it would still end up spending a lot of money. But at least, you can own more cars the idea of buying...
Tags: Sales force management, Comerica Inc., affordability, Auto, incentive
Discussion threads 2008-10-21
ITU Digital Access Index -- World's first global ICT ranking; Education and affordability key to boosting new technology adoption.
M2 PRESSWIRE-19 November 2003-ITU: ITU Digital Access Index -- World's first global ICT ranking; Education and affordability key to boosting new technology adoptionC1994-2003 M2 COMMUNICATIONS LTD RDATE:11192003 Geneva -- The first global index to rank Information and Communication Technology ICT access...
Tags: International Telecommunications Union, Strategy
Research articles 2003-11-19
/ CORRECTION - Uptrend Continues in Pending Home Sales
In the news release, "Uptrend Continues in Pending Home Sales," issued earlier today by National Association of Realtors, we are advised by the company that the second sentence of the seventh paragraph should read "The affordability index stood at 159.2 in June, down from record peaks in recent...
Tags: In The News Inc.
Research articles 2009-08-04
Key Market Factors: Global Melt-Up, Consolidation or Correction?
John Furlan submits:Thanks very much to followers and for comments. Factors and ratings below are my opinion of the equity markets’ current views, the “market’s mind,” how it responds to changing expectations of key fundamentals, not my personal views of them. Markets are very dynamic, and risk preferences, time...
Tags: US Market, John Furlan
External links 2009-08-09
Affording a first home still hard in WA.
Byline: Clyde Russell Aug 22, 2005 (The West Australian - ABIX via COMTEX) -- Housing affordability in Western Australia has improved marginally in the past quarter, but is...
Tags: Commonwealth Bank of Australia
Research articles 2005-08-22
Australian dream remains unaffordable.
Byline: Robert Harley Jun 04, 2007 (The Australian Financial Review - ABIX via COMTEX) -- The Housing Industry Association HIA / Commonwealth Bank of Australia CBA housing affordability index has fallen to its lowest level since 1984. The Deposit Power Insurance Bond / Real...
Tags: Commonwealth Bank of Australia
Research articles 2007-06-04
How Much Further Will Housing Fall?
The LFB submits: Using the median U.S. income, the National Association of Realtor's median home price and the national average for a 30-year, fixed rate mortgage, we’ve come up with an estimate for how much further housing prices or mortgage rates need to fall in order to make housing affordable,...
Tags: US Market
External links 2008-09-02
Housing affordability hits record low.
Byline: Jason Clout Jan 21, 2007 (The Australian Financial Review - ABIX via COMTEX) -- Statistics show that many people will never be able to buy their own home in Australia. The Housing Industry Association HIA and Commonwealth Bank of Australia report for December...
Tags: Commonwealth Bank of Australia
Research articles 2007-01-21
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