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	<title><![CDATA[alm professional Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to alm professional]]></description>
	<s:counts start="0" returned="9" found="9" />
	<language>en-us</language>
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		<title><![CDATA[Integrating Stress Testing with Risk Management]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=54443]]></link>
		<description><![CDATA[This article will show why stress testing is a critical component of effective risk management. It will discuss reasons for stress testing, general approaches, and specific stress tests. It examines why many firms that stress test are dissatisfied with their efforts. It identifies the key attributes of effective stress testing...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Sep 1999 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/risk+management.html"><![CDATA[Risk Management]]></category>
		<category domain="http://resources.bnet.com/topic/alm+professional.html"><![CDATA[ALM Professional]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/security.html"><![CDATA[Security]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
	</item>
	<item>
		<title><![CDATA[Permissible Activities]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=54444]]></link>
		<description><![CDATA[This article is about various regulations and guideliness issued to banking sector. Bank may purchase for its own account stock of a corporation organized for the purpose of making loans to farmers and ranchers for agricultural purposes. The bank's investment in such agricultural credit corporation at any one time shall...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Apr 1999 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/alm+professional.html"><![CDATA[ALM Professional]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/banking.html"><![CDATA[Banking]]></category>
	</item>
	<item>
		<title><![CDATA[Management of Interest Rate Risk,Investment Securities and Derivatives Activities]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=54450]]></link>
		<description><![CDATA["This Bulletin provides guidance to management and boards of directors of thrift institutions on the management of interest rate risk, including the management of investment and derivatives activities. In  addition, it describes the framework examiners will use in assigning the "Sensitivity to Market Risk" (or "S")  component rating.An...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 01 Dec 1998 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/interest+rate.html"><![CDATA[Interest Rate]]></category>
		<category domain="http://resources.bnet.com/topic/derivatives.html"><![CDATA[Derivatives]]></category>
		<category domain="http://resources.bnet.com/topic/alm+professional.html"><![CDATA[ALM Professional]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Principles for the Management of Interest Rate Risk]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=54442]]></link>
		<description><![CDATA[It is essential that banks have a comprehensive risk management process in place that effectively identifies, measures, monitors and controls interest rate risk exposures, and that is subject to appropriate board and senior management oversight. This paper describes each of these elements, drawing upon experience in member countries and principles...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Mon, 01 Sep 1997 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/interest+rate.html"><![CDATA[Interest Rate]]></category>
		<category domain="http://resources.bnet.com/topic/risk+management.html"><![CDATA[Risk Management]]></category>
		<category domain="http://resources.bnet.com/topic/alm+professional.html"><![CDATA[ALM Professional]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Analytical Review and Income and Expense]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=54449]]></link>
		<description><![CDATA["This paper is designed to help the examiner develop an overview of a bank's financial condition and results of operations through the use of analytical review techniques. It also provides procedures to assist in evaluating the reasonableness and reliability of the bank's income and expense accounts. However, no analytical view...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 May 1996 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/income.html"><![CDATA[Income]]></category>
		<category domain="http://resources.bnet.com/topic/alm+professional.html"><![CDATA[ALM Professional]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
	</item>
	<item>
		<title><![CDATA[Foreign Banking Organizations]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=54448]]></link>
		<description><![CDATA[The FDICIAThe Federal Deposit Insurance Corporation Improvement Act, the Federal Reserve had amended the International Banking Act and increased the Federal Reserve's authority with respect to these foreign bank operations, including representative offices, in the United States. The Federal Reserve may coordinate the examinations of foreign bank operations with other...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 01 Dec 1992 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/federal+reserve+board.html"><![CDATA[Federal Reserve Board]]></category>
		<category domain="http://resources.bnet.com/topic/foreign+bank.html"><![CDATA[Foreign Bank]]></category>
		<category domain="http://resources.bnet.com/topic/alm+professional.html"><![CDATA[ALM Professional]]></category>
		<category domain="http://resources.bnet.com/topic/banking.html"><![CDATA[Banking]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
	</item>
	<item>
		<title><![CDATA[Liquidity and Funds Management]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=54445]]></link>
		<description><![CDATA[Funds management is the core of sound bank planning and financial management. It encompasses the management of the bank's liquidity position or management of assets and liabilities to provide adequate resources to meet anticipated fund demands. It also encompasses management of the rate sensitivity of the bank's assets and liabilities...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[Asset]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/liquidity.html"><![CDATA[Liquidity]]></category>
		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
		<category domain="http://resources.bnet.com/topic/alm+professional.html"><![CDATA[ALM Professional]]></category>
		<category domain="http://resources.bnet.com/topic/asset+management.html"><![CDATA[Asset Management]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/operational+planning.html"><![CDATA[Operational Planning]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Funding Sources and Other Liabilities]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=54446]]></link>
		<description><![CDATA[Any assessment of bank capital must, by necessity, include deposit structure and liquidity considerations. Proper structuring of earning assets is also incomplete and ineffective without consideration of deposit and other funding sources, inasmuch as the cost of funds comprises the most significant portion of a bank's total expenses and therefore...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/liquidity.html"><![CDATA[Liquidity]]></category>
		<category domain="http://resources.bnet.com/topic/alm+professional.html"><![CDATA[ALM Professional]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Sensitivity to Market Risk]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=54447]]></link>
		<description><![CDATA[This article is about "Sensitivity to Market Risk" denoted by "S". This "S" component rates the degree of market risk taken, management's ability to identify, measure, monitor, and control that risk, and the financial support provided by earnings and capital. Primarily, market risk results from interest rate, foreign exchange rate,...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<category domain="http://resources.bnet.com/topic/interest+rate.html"><![CDATA[Interest Rate]]></category>
		<category domain="http://resources.bnet.com/topic/alm+professional.html"><![CDATA[ALM Professional]]></category>
		<category domain="http://resources.bnet.com/topic/interest+rate+risk.html"><![CDATA[Interest Rate Risk]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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