Alpine Bank Inc.

Joseph Licari is Senior Vice President of Commercial Banking of Alpine Bank, a position he has held for the past nine years of his 34-year banking career. Joe is currently active on the boards of the Blackhawk Area Council BSA, Barbara Olson Center of Hope, Epilepsy Foundation of North Central Illinois, Iowa & Nebraska, Midway Village Museum and on the fundraising committee of the Helping Hands Food Pantry. In his "spare" time, Joe plays bass for the popular local band, Clutch Cargo.

Adam Dentlinger joined Alpine Trust & Asset Management in 2005 and has lived and worked in both the Grand Junction and Glenwood Springs markets managing client portfolios and business development activities. Adam received his Bachelor of Science degree in Business Administration and his MBA from Central Michigan University. He is a Registered Para and is completing a three-year Trust School at Cannon Financial Institute in 2009. In addition to administering client portfolios and garnering new business in the Grand Junction, San Juan and Durango regions, Adam serves as the department's bond expert and oversees the rebalancing and asset allocation strategy for the client base.

Beverly Salazar has over 15 years of accounting experience, 5 of which have been in trust accounting and investment operations with Alpine Trust & Asset Management. She is responsible for the accurate and timely activities and reporting of the holdings in all client accounts. She and her staff oversee all investment record keeping and assure excellence with their attention to detail and securities knowledge. Providing exemplary service is Ms. Salazar's specialty, and she has been the recipient of the outstanding employee in the department for several consecutive years. She is a graduate of Mesa State College with a degree in Business Management.

Bill has worked for Alpine Bank since 1988 and currently holds the position of Senior Vice President and Manager of the Breckenridge Branch. He is 1988 Graduate of the University of Nebraska with a B.S. in Business Administration and emphasis in Finance. He has lived in Summit County since April of 1999. Bill is a member of the Summit County Rotary Club and Treasurer of the Summit Recycling Project.

Farrah has worked for Alpine Bank for thirteen years and is the Vice President of the Carbondale location, working primarily in the loan department. Farrah has lived in the valley for 27years and has 2 children. She has served on the Blue Lake Preschool Board in numerous capacities for six years. She is also the Vice President of the Board for the Roaring Fork Public Education Foundation, and also serves on the Basalt Elementary Accountability Committee.

Frank Valentine joined Alpine Bank in 2005, with over 15 years of business Experience dealing directly with customers. As a Mortgage Loan Originator, Frank listens to his customers to choose the right mortgage solution from Alpine Bank's numerous programs for purchasing or refinancing. Frank takes special care in guiding homebuyers through the process whether it is their first home or their dream home.

Janice Barker has an extensive background in client management, serving as an account administrator at Alpine Trust & Asset Management since 2003. Prior to joining Alpine, she held management and sales positions in Roaring Fork Valley communities and served as a legal assistant in a Steamboat Springs law firm. A graduate of Rutgers University and Phi Beta Kappa scholar, Ms. Barker is responsible for client relationships in the Roaring Fork and Colorado River Valley communities and is a Registered Para Planner.

Jeffrey Apps has been a resident of the Vail Valley for over 20 years and has over 8 years of financial management experience. Combined with his 15 years of experience in the hospitality industry, Jeff has developed a thorough understanding of the unique and diversified client base found in mountain resort communities. Jeffrey's background in comprehensive wealth management covers all aspects of investment and risk management, providing expertise for clients in the Vail Valley, Summit County and Steamboat Springs, as well as Employee Benefit accounts throughout all Alpine Bank regions. A graduate of the University of Wisconsin - Madison, Jeff has completed continuing education at the Wharton School of Business.

Marsha Harbert brings an extensive professional background to Alpine Trust & Asset Management, with work experience both domestically and abroad. She has over 8 years of paralegal experience and 11 years of expertise in non-profit administration in Germany and Hong Kong. Marsha received her Bachelor of Science degree from Governor's State University in Illinois and a Paralegal Certification from Mesa State College. She is located in the home office in Grand Junction and is responsible for client relationship administration. Products of our Trust and Asset Management service are not FDIC Insured, may lose value, and are not bank guaranteed.