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	<title><![CDATA[american capital Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/american+capital.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to american capital]]></description>
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		<title><![CDATA[ESOP Advantages]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=53363]]></link>
		<description><![CDATA[American Capital has been involved in more than 40 acquisitions, divestitures, valuations and funding of employee ownership and ESOP companies since its founding in 1986. Most of these transactions have been spin-offs of subsidiaries, divisions and product lines of Fortune 500 companies. Many have been asset purchases, and many have...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/esop.html"><![CDATA[ESOP]]></category>
		<category domain="http://resources.bnet.com/topic/american+capital.html"><![CDATA[American Capital]]></category>
		<category domain="http://resources.bnet.com/topic/stock+options.html"><![CDATA[Stock Options]]></category>
		<category domain="http://resources.bnet.com/topic/regulations.html"><![CDATA[Regulations]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/stock+options+%2526+grants.html"><![CDATA[Stock Options & Grants]]></category>
		<category domain="http://resources.bnet.com/topic/government.html"><![CDATA[Government]]></category>
	</item>
	<item>
		<title><![CDATA[Stock Ownership]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=53365]]></link>
		<description><![CDATA[American Capital has been a pioneer in structuring collectively bargained stock-for-wage agreements that are fair to all parties in a transaction. Stock ownership through an Employee Stock Ownership Plan can be an effective trade-off for taking wage and benefit cuts in a downturn because employees can gain the benefits of...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/stock.html"><![CDATA[Stock]]></category>
		<category domain="http://resources.bnet.com/topic/american+capital.html"><![CDATA[American Capital]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Retiring Owner]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=53367]]></link>
		<description><![CDATA[As you begin to think about your retirement, you will be faced with the decision of making changes in the ownership of your company. At some point you will want to transfer ownership to another party which may include family members, key managers, employees, a strategic outside party or some...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/retirement.html"><![CDATA[Retirement]]></category>
		<category domain="http://resources.bnet.com/topic/ownership.html"><![CDATA[Ownership]]></category>
		<category domain="http://resources.bnet.com/topic/american+capital.html"><![CDATA[American Capital]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Basics]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=102412]]></link>
		<description><![CDATA[From the executive summary: ‘Developing an acquisition strategy is a business planning exercise that defines the specific criteria to be applied in searching for and screening acquisition candidates. There are many reasons for the planning exercise: it gives people a frame of reference to evaluate acquisition candidates, it keeps people...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/acquisition.html"><![CDATA[Acquisition]]></category>
		<category domain="http://resources.bnet.com/topic/american+capital.html"><![CDATA[American Capital]]></category>
		<category domain="http://resources.bnet.com/topic/mergers+%2526+acquisitions.html"><![CDATA[Mergers & Acquisitions]]></category>
		<category domain="http://resources.bnet.com/topic/corporate+law.html"><![CDATA[Corporate Law]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
	</item>
	<item>
		<title><![CDATA[Structuring The Transaction]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=102413]]></link>
		<description><![CDATA[From the executive summary: ‘The purchase and sale of a company can be structured in one of two basic formats: purchase of the assets of the selling corporation, or purchase of stock of the selling corporation. In an asset transaction, the assets to be acquired are specified in a contract....]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[Asset]]></category>
		<category domain="http://resources.bnet.com/topic/american+capital.html"><![CDATA[American Capital]]></category>
		<category domain="http://resources.bnet.com/topic/asset+transaction.html"><![CDATA[Asset Transaction]]></category>
		<category domain="http://resources.bnet.com/topic/asset+management.html"><![CDATA[Asset Management]]></category>
		<category domain="http://resources.bnet.com/topic/operational+planning.html"><![CDATA[Operational Planning]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
	</item>
	<item>
		<title><![CDATA[Case Study: NMCR]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=53370]]></link>
		<description><![CDATA[Since 1993 physicians interested in staying on top of the latest information about drugs and treatments for cancer have turned to the Network for Medical Communication & Research, LLC NMCR. American Capital is an equity partner in management and employee buyouts; invests in debt and equity of companies led by...]]></description>
		<s:doctype><![CDATA[Case studies]]></s:doctype>
		<pubDate>Wed, 09 Jan 2002 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/equity.html"><![CDATA[Equity]]></category>
		<category domain="http://resources.bnet.com/topic/american+capital.html"><![CDATA[American Capital]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Case Study: US Investigation Services]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=53368]]></link>
		<description><![CDATA[In 1996, 650 employees of the Office of Personnel Management's Office of Federal Investigations OFI became owners of a new private company, US Investigations services USIS. Since the privatization, USIS has done extremely well, already hiring 70 new workers and exceeding sales projections. So far, the process seems to be...]]></description>
		<s:doctype><![CDATA[Case studies]]></s:doctype>
		<pubDate>Tue, 01 Apr 1997 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/hiring.html"><![CDATA[Hiring]]></category>
		<category domain="http://resources.bnet.com/topic/employee.html"><![CDATA[Employee]]></category>
		<category domain="http://resources.bnet.com/topic/privatization.html"><![CDATA[Privatization]]></category>
		<category domain="http://resources.bnet.com/topic/american+capital.html"><![CDATA[American Capital]]></category>
		<category domain="http://resources.bnet.com/topic/administrative+committee.html"><![CDATA[Administrative Committee]]></category>
		<category domain="http://resources.bnet.com/topic/corporate+governance.html"><![CDATA[Corporate Governance]]></category>
		<category domain="http://resources.bnet.com/topic/recruitment+%2526+selection.html"><![CDATA[Recruitment & Selection]]></category>
		<category domain="http://resources.bnet.com/topic/microsoft+office.html"><![CDATA[Microsoft Office]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/corporate+law.html"><![CDATA[Corporate Law]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/workforce+management.html"><![CDATA[Workforce Management]]></category>
		<category domain="http://resources.bnet.com/topic/office+suites.html"><![CDATA[Office Suites]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[Software]]></category>
	</item>
	<item>
		<title><![CDATA[Mortage Insurance]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=53199]]></link>
		<description><![CDATA[The mortgage insurance premium is based on loan to value ratio, type of loan, and amount of coverage required by the lender. Usually, the premium is included in your monthly payment and one to two months of the premium is collected as a required advance at closing. Recent Federal Legislation...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<category domain="http://resources.bnet.com/topic/premium.html"><![CDATA[Premium]]></category>
		<category domain="http://resources.bnet.com/topic/american+capital.html"><![CDATA[American Capital]]></category>
		<category domain="http://resources.bnet.com/topic/workforce+management.html"><![CDATA[Workforce Management]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/corporate+insurance.html"><![CDATA[Corporate Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Adjustable Rate Mortgage]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=53204]]></link>
		<description><![CDATA[An adjustable rate mortgage, or an "ARM" as they are commonly called, is a loan type that offers a lower initial interest rate than most fixed rate loans. The trade off is that the interest rate can change periodically, usually in relation to an index, and the monthly payment will...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<category domain="http://resources.bnet.com/topic/adjustable-rate+mortgage.html"><![CDATA[Adjustable-rate Mortgage]]></category>
		<category domain="http://resources.bnet.com/topic/interest+rate.html"><![CDATA[Interest Rate]]></category>
		<category domain="http://resources.bnet.com/topic/american+capital.html"><![CDATA[American Capital]]></category>
	</item>
	<item>
		<title><![CDATA[All about : Loan Programs, Rates and Fees]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=53207]]></link>
		<description><![CDATA[Interest rates fluctuate based on a variety of factors, including inflation, the pace of economic growth, and Federal Reserve policy. Over time, inflation has the largest influence on the level of interest rates. A modest rate of inflation will almost always lead to low interest rates, while concerns about rising...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<category domain="http://resources.bnet.com/topic/interest+rate.html"><![CDATA[Interest Rate]]></category>
		<category domain="http://resources.bnet.com/topic/inflation.html"><![CDATA[Inflation]]></category>
		<category domain="http://resources.bnet.com/topic/american+capital.html"><![CDATA[American Capital]]></category>
		<category domain="http://resources.bnet.com/topic/currency+%2526+foreign+exchange.html"><![CDATA[Currency & Foreign Exchange]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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