AmericasBank Corp.

Mr. Rever is the President and Chief Executive Officer and the Chief Financial Officer of AmericasBank and AmericasBank Corp. He has served as President and Chief Executive Officer since May 2, 2008 and has served as Chief Financial Officer for AmericasBank since August 4, 2003 and for AmericasBank Corp. since November 13, 2003. He was also an Executive Vice President of AmericasBank from August 4, 2003 until May 2, 2008 and of AmericasBank Corp. from November 13, 2003 until May 2, 2008. Prior to joining AmericasBank, from August 2000 to August 2003, Mr. Rever was the Chief Financial Officer of Avatech Solutions, Inc., a public company that provides design automation and data management solutions for the manufacturing, building design, engineering and infrastructure and facilities management markets. From 1991 to May 1995, Mr. Rever was the Chief Financial Officer of the Towson, Maryland based Bank of Maryland. In that position, Mr. Rever was responsible for all staff functions including operations, human resources, facilities and branch administration. Mr. Rever retained his responsibilities at Bank of Maryland following its sale to Mason-Dixon Bancshares, Inc. in May 1995, and in 1998, consolidated the operating functions of Mason-Dixon’s subsidiary banks into Mason-Dixon Business Services, LLC, a service corporation formed to eliminate redundancies and reduce costs. Mr. Rever became President of the service corporation and served in that position through Mason-Dixon’s acquisition by BB&T Corporation in July 1999 and until June 2000. From July 1999 until June 2000, Mr. Rever worked to facilitate Mason-Dixon’s operations into BB&T Corporation. Mr. Rever is a Certified Public Accountant. He is a native of Baltimore and lives in Timonium, MD with his wife and two children.

Bill Allen was recruited by Mark in April, 2006 to accomplish the growth and development of the bank's mortgage division. Reporting directly to Mark, he is responsible for the enhancement of correspondent investor relations, the expansion of the mortgage origination effort and the growth of the bank's residential mortgage portfolio. Bill has over twenty years of management experience in mortgage banking, community banking and mortgage insurance. Prior to joining AmericasBank, Bill was the Area Sales Manager for Franklin American Mortgage Company and before that with Wachovia Mortgage Corporation. He is a past president of the Maryland Mortgage Bankers Association and a long time member of its Board of Governors. He is a sports enthusiast and enjoys playing golf. Bill and his wife are residents of Lutherville and the parents of three grown children.

David was recruited by Gary in September 2004 to oversee the bank's branch banking operations. David brings 10 years of community and regional bank experience to AmericasBank, including branch system management, teller and customer service training, and compliance management. David is a member of the administrative board at Towson United Methodist Church and sits on the board for the Hampton Lane Child Development Center. David's favorite activity is spending time with his wife and children. David is a graduate of Penn State University and never passes up a chance to cheer on the Nittany Lions. WE GET IT. Business is complex. Banking shouldn't be. Paperwork is the enemy. Bureaucracy costs time. Time is money. Relationships matter. Waiting is unacceptable. Decisions needed. Decision-makers wanted.

Allen S. Lloyd, Jr. is the President of Elastics Enterprises, Inc., an operator of amusement rides. He has served in this capacity since October 2005. He is a career financial services executive, serving from 1993 through April 2005 as an executive vice president of MBNA America, the Wilmington-based credit card company. Most recently, he was an internal consultant and project manager responsible for various process re-engineering assignments at MBNA. He has also directed MBNA’s Affinity Group Relationships in the mid-Atlantic region. He was manager of Sales and Operations for an employee leasing company for six years before joining MBNA in late 1993. Prior to that, he was an executive with Maryland National Bank and American Security Bank from 1965 to 1987, responsible for commercial lending functions at both institutions. Mr. Lloyd is a graduate of the University of Maryland.

Ramon F. Roig, Jr., M.D. currently practices internal medicine and gastroenterology in Baltimore, Maryland and is President of Ramon F. Roig, M.D., P.A. He has served in that capacity since 1974.