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BNET Business Dictionary
- Annuity
- a contract in which a person pays a lump-sum premium to an insurance company and in return receives periodic payments, usually yearly, often beginning on retirement.There are several types of...
- Annuity definition on BNET »
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- Pension reform law jump-starts hybrid LTC products; Coverage is combined with annuities, life insurance.(News)
- Byline: Gary S. Mogel NEW YORK - Many insurers are jumping on the long-term-care hybrid-policy bandwagon thanks to the recently passed Pension Protection Act's tax advantages, according to industry experts. Money taken from an annuity's ...
- Research articles 2006-10-09
- New VA feature extends benefit to the spouse; Advisers like idea of guarding survivor's income stream.(News)
- Byline: Gary S. Mogel NEW YORK - Spousal guarantees, a new feature in variable annuities, provide a surviving spouse with the same minimum-income stream in retirement as the spouse who owned the contract. "It's very important...
- Research articles 2005-12-12
- Outlook for variable annuities fairly dim: rising prices a likely deterrent.
- On the surface, estimates that new variable-annuities sales rose 5% last year might be cause for high-fives all around. But executives, who know what's behind the numbers, say the apparent gains are deceptive. If anything, the figures appear t ...
- Research articles 2003-02-03
- Death-benefit rider said to be a first. (New Products, Services).
- Scudder Annuities and Life of Chicago is offering what it claims is the industry's first optional 10% breakthrough death benefits with Scudder Gateway Plus Variable Annuity. According to the company, the 10% breakthrough with 5% roll-up optio Scudder...
- Research articles 2002-06-24
Additional Resources
- Guardian adds to lifetime rider.(Life)(Guardian Insurance and Annuity Co.)(Brief article)
- The Guardian Insurance & Annuity Co., a wholly owned subsidiary of the Guardian Life Insurance Company of America, has improved its guaranteed minimum withdrawal benefit rider, Lifetime Focus. Guardian increased the minimum amount the guaranteed withdrawal balance will rise annually to 6% from 5%, if no...
- Research articles 2008-03-01
- Guardian offering living-benefit rider.
- * Guardian Insurance and Annuity Co. Inc. in New York, a subsidiary of the Guardian Life Insurance Co. of America, is offering new investors in the Guardian Investor Retirement Asset Manager variable annuity a living benefit rider that combines principal protection guarantees and strategic asset-allocation features....
- Research articles 2000-03-20
- Bank annuities add no-cost ADB rider. (Essex Corp. product; accidental death benefit)
- Third-party annuity provider Essex Corp, hoping to enhance its product line, has added a double-indemnity accidental death benefit ADB rider to its contracts. The rider, available in more than 30 states, is already being issued by four insurers, and the banks through which the company markets its annuities will also...
- Research articles 1995-03-20
- MetLife Enhances Popular GMIB Rider for Variable Annuities; A new rider for people looking for income for life and more flexibility
- NEW YORK -- To provide more flexible options to its variable annuity product line-up, MetLife introduced a new Guaranteed Minimum Income Benefit called GMIB Plus or Predictor Plus, an enhancement to its popular GMIB rider. GMIB Plus is available through MetLife Investors and Predictor Plus through MetLife and New England...
- Research articles 2005-06-06
- American Skandia's New Innovation Enhances Variable Annuity Appeal for Rollovers From 401 and IRA Accounts - K
- Business Editors SHELTON, Conn.--BUSINESS WIRE--Sept. 10, 2001 -- `Plus40TM' Could Cover Entire Beneficiary Tax Liability -- American Skandia Life Assurance Corporation has announced the introduction of Plus40TM, an optional guaranteed issue term life insurance rider issued in conjunction with its deferred variable annuities. American Skandia believes...
- Research articles 2001-09-10
- Phoenix Introduces Innovative GMAB Rider; Protects Principal and Offers Credit, Regardless of Market Performance
- HARTFORD, Conn. -- The Phoenix Companies, Inc. (NYSE:PNX) today announced the launch of the Phoenix Guaranteed Minimum Accumulation Benefit GMAB Rider, available on select deferred variable annuity products, which guarantees first-year deposits and provides a 5 percent credit at the end of a required 10-year holding period, regardless of market...
- Research articles 2004-11-10
- MetLife Announces New GWB Rider for Individual Variable Annuities; Adds to Its Offering of Features and Benefits to Fit the Needs Of Customers
- NEW YORK -- MetLife introduced a guaranteed withdrawal benefit GWB for all its individual variable annuity products, geared toward those entering retirement.
- Research articles 2004-12-14
- VA Competition Is Still Hot: MFS Adds Another Earnings Rider.(Brief Article)(Statistical Data Included)
- When the four MFS Regatta Annuities debuted their new "earnings enhancement benefit" in April 2000, the variable annuity wonks at MFS Investment Management expected the feature would do well. It did. "Almost 70% of new Regatta VAs have been issued with...
- Research articles 2001-08-27
- American Equity Investment Life Holding Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions Your first question comes from Randy Binner - FBR Capital Markets. Randy Binner – FBR Capital Markets A few questions on competition. Maybe starting with Kevin, variable annuities have obviously been on the minds of a lot of investors recently and particularly the guarantees...
- Earnings calls 2008-11-25
- Create a Budget, Build a Nest Egg
- Of course you want the best for your kids. But after spending lavishly on education and cars, and helping a son buy his first home, the Cadelinias found they were coming up short on retirement savings. Here?s how to make the tough choices that will protect your future. ...
- Articles 2009-10-28
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