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	<title><![CDATA[annuity Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to annuity]]></description>
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		<title><![CDATA[7 Best Annuities to Guarantee Income for Life]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/7-best-annuities-to-guarantee-income-for-life/371076/]]></link>
		<description><![CDATA[Receiving a monthly check from the day you retire until the day you die sounds mighty appealing. But signing up for an immediate annuity also means locking up your money with an insurer for decades. How can you be certain the company will still be around? Here are seven of...]]></description>
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		<pubDate>Tue, 08 Dec 2009 00:00:00 -0800</pubDate>
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		<category domain="http://resources.bnet.com/topic/annuity+shopper.html"><![CDATA[Annuity Shopper]]></category>
		<category domain="http://resources.bnet.com/topic/hersh+stern.html"><![CDATA[Hersh Stern]]></category>
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		<title><![CDATA[Sun Life Doing Robust Business in Variable Annuities]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10005135/sun-life-doing-boffo-business-in-variable-annuities/]]></link>
		<description><![CDATA[Canada's third largest life insurer, Sun Life Financial, is making news this week. First the company announced its interest in a U.S. acquisition, and then its stateside chief executive said that it's doing a robust business in variable annuities.    This should make investors, as well as the...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 24 Nov 2009 09:54:15 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
		<category domain="http://resources.bnet.com/topic/sun+microsystems+inc..html"><![CDATA[Sun Microsystems Inc.]]></category>
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		<title><![CDATA[MetLife Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-358967.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator Operator Instructions Our first question comes from  Tom Gallagher with CSFB. Tom Gallagher - CSFB First, just Bill, a follow-up on the interest rate related charge in the annuities. Would you describe this as something that is more accounting noise related to specifically the way...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Fri, 30 Oct 2009 08:06:08 -0700</pubDate>
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		<title><![CDATA[Reverse Mortgage Brokers Are No Angels]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/consumer-reporter/reverse-mortgage-brokers-are-no-angels/392/]]></link>
		<description><![CDATA[A few days ago, I put up a spoofy post called "Five Jobs for Lousy Times and No Talent Necessary." One of my top picks was reverse mortgage broker. My reasoning:Â As the population ages and taps out any retirement savings left after the financial crisis, reverse mortgages, which are available...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 29 Oct 2009 07:48:14 -0700</pubDate>
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		<category domain="http://resources.bnet.com/topic/marlys+harris.html"><![CDATA[Marlys Harris]]></category>
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		<title><![CDATA[Hartford's New CEO: Competent, But Not Covered in Glory]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10003747/hartfords-new-ceo-competent-but-not-covered-in-glory/]]></link>
		<description><![CDATA[Hartford Financial, one of the most troubled of the major insurers, went out of the box today and hired former Bank of America consumer and small business banking president Liam McGee as its new CEO.    McGee is an interesting choice for the 200-year old multi-line insurer, which...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 30 Sep 2009 12:53:21 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+of+america+corp..html"><![CDATA[Bank Of America Corp.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">BAC</category>
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		<title><![CDATA[Rehabilitating a Lopsided Portfolio]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/rehabilitating-a-lopsided-portfolio/345188/]]></link>
		<description><![CDATA[When the Radoseviches began phasing into retirement in 2006, their portfolio was worth about $1.5 million. Not anymore.  Don, like everyone else, was enthralled by the stock market&#8217;s seemingly unstoppable surge in value in the past 20 years. He recalls, with something like nostalgia, that &#8220;from 1990 to 2000, everything...]]></description>
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		<pubDate>Thu, 24 Sep 2009 00:00:00 -0700</pubDate>
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	<item>
		<title><![CDATA[Annuities and the Hundred Thousand Dollar Challenge]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/irrational-investor/annuities-and-the-hundred-thousand-dollar-challenge/569/]]></link>
		<description><![CDATA[Am I about to earn eight percent annually, with no risk? I've been challenged to be "serious about learning more" and have agreed to plunk down $100,000 for this product if this planner can deliver. by Allan Roth]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 23 Sep 2009 06:00:42 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
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		<category domain="http://resources.bnet.com/topic/allan+roth.html"><![CDATA[Allan Roth]]></category>
	</item>
	<item>
		<title><![CDATA[Why So Critical on Annuities?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/irrational-investor/why-so-critical-on-annuities/563/]]></link>
		<description><![CDATA[I've been accused of being unfair to annuities.  My response will never convince an insurance producer but it might convince someone looking at buying one. by Allan Roth]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 18 Sep 2009 06:00:40 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
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		<category domain="http://resources.bnet.com/topic/allan+roth.html"><![CDATA[Allan Roth]]></category>
	</item>
	<item>
		<title><![CDATA[Immediate Annuities: 5 Rules to Get Monthly Checks for Life]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/article/immediate-annuities-5-rules-to-get-monthly-checks-for-life/336389/]]></link>
		<description><![CDATA[These financial products can provide retirees with a steady stream of income. But you need to buy wisely.                              Anyone nearing retirement...]]></description>
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		<pubDate>Mon, 31 Aug 2009 00:00:00 -0700</pubDate>
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		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
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	<item>
		<title><![CDATA[The Allstate Corporation Q2 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-329315.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions Your first question comes from the line of Jay Gelb - Barclays Capital Jay Gelb - Barclays Capital What do you feel is a reasonable return on equity expectation for Allstate in the current environment.  Thomas Wilson  We look at the...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 06 Aug 2009 09:09:14 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/troubled+asset+relief+program.html"><![CDATA[Troubled Asset Relief Program]]></category>
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		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<category domain="tickers">ALL,BCS</category>
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	<item>
		<title><![CDATA[Life Insurance and Annuities: Is AARP Looking Out for You?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/life-insurance-and-annuities-is-aarp-looking-out-for-you/328493/]]></link>
		<description><![CDATA[We analyze whether the giant organization's senior-focused life insurance and annuities are worth buying.                                Life insurance and annuities offer...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Wed, 05 Aug 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/aarp.html"><![CDATA[AARP]]></category>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
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		<category domain="http://resources.bnet.com/topic/new+york+life.html"><![CDATA[New York Life]]></category>
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		<category domain="http://resources.bnet.com/topic/term+insurance.html"><![CDATA[Term Insurance]]></category>
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		<category domain="http://resources.bnet.com/topic/bob+trebilcock.html"><![CDATA[Bob Trebilcock]]></category>
	</item>
	<item>
		<title><![CDATA[Hartford Financial: A Rare Dose of Optimism]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10001847/hartford-financial-a-rare-dose-of-optimism/]]></link>
		<description><![CDATA[Hartford Financial shares are up more than 12 percent today after the insurer beat albeit low estimates of operating earnings yesterday. But the big news, as far as investors are concerned, is the confidence outgoing CEO Ramani Ayer exhibited on the analyst conference call this morning.    While...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 30 Jul 2009 09:21:06 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
		<category domain="http://resources.bnet.com/topic/hartford+financial+share.html"><![CDATA[Hartford Financial Share]]></category>
		<category domain="http://resources.bnet.com/topic/variable+annuity+product.html"><![CDATA[Variable Annuity Product]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/ed+leefeldt.html"><![CDATA[Ed Leefeldt]]></category>
	</item>
	<item>
		<title><![CDATA[Will Taxpayers Get Their Money's Worth at Hartford or Lincoln National?]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10001842/will-taxpayers-get-their-money%e2%80%99s-worth-at-hartford-or-lincoln-national/]]></link>
		<description><![CDATA[It may beÂ too early to tell, but the just released second quarter earnings for The Hartford and Lincoln National, two insurers that grabbed federal TARP money, aren't a ringing endorsement for the program. But take heart, it could have been even worse if taxpayers didn't foot the bill.  ...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 29 Jul 2009 15:57:44 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
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		<category domain="http://resources.bnet.com/topic/hartford.html"><![CDATA[Hartford]]></category>
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		<category domain="http://resources.bnet.com/topic/ed+leefeldt.html"><![CDATA[Ed Leefeldt]]></category>
	</item>
	<item>
		<title><![CDATA[Variable Annuities: Bad Idea?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/video/variable-annuities-bad-idea/323614/]]></link>
		<description><![CDATA[Variable annuities are tax-deferred retirement savings products offered by insurance companies -- but they often come with high fees. MoneyWatch's Jill Schlesinger helps you assess your options.]]></description>
		<s:doctype><![CDATA[Videos]]></s:doctype>
		<pubDate>Mon, 27 Jul 2009 14:59:11 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
		<category domain="http://resources.bnet.com/topic/moneywatch.html"><![CDATA[MoneyWatch]]></category>
		<category domain="http://resources.bnet.com/topic/variable+annuity.html"><![CDATA[Variable Annuity]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
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		<category domain="http://resources.bnet.com/topic/financial+decoder.html"><![CDATA[Financial Decoder]]></category>
	</item>
	<item>
		<title><![CDATA[Resetting Social Security -- An Annuity That Actually Makes Sense]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/irrational-investor/resetting-social-security-an-annuity-that-actually-makes-sense/486/]]></link>
		<description><![CDATA[The best value for longevity insurance may not come from an insurance company. by Allan Roth]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 27 Jul 2009 06:00:17 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/social+security.html"><![CDATA[Social Security]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/government.html"><![CDATA[Government]]></category>
		<category domain="http://resources.bnet.com/topic/allan+roth.html"><![CDATA[Allan Roth]]></category>
	</item>
	<item>
		<title><![CDATA[Here Come the “Safe” Stock Funds]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/article/here-come-the-safe-stock-funds/305939/]]></link>
		<description><![CDATA[As sure as rain begets mudslides, the bear market has spawned a menagerie of new "safe" equity investments. But only one is worth a cautious try.                        ...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Thu, 28 May 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/fund.html"><![CDATA[Fund]]></category>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
		<category domain="http://resources.bnet.com/topic/stock.html"><![CDATA[Stock]]></category>
		<category domain="http://resources.bnet.com/topic/return.html"><![CDATA[Return]]></category>
		<category domain="http://resources.bnet.com/topic/stock+fund.html"><![CDATA[Stock Fund]]></category>
		<category domain="http://resources.bnet.com/topic/moneywatch.html"><![CDATA[MoneyWatch]]></category>
		<category domain="http://resources.bnet.com/topic/market-neutral+funds.html"><![CDATA[Market-Neutral Funds]]></category>
		<category domain="http://resources.bnet.com/topic/absolute-return+funds.html"><![CDATA[Absolute-Return Funds]]></category>
		<category domain="http://resources.bnet.com/topic/eia.html"><![CDATA[EIA]]></category>
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		<category domain="http://resources.bnet.com/topic/equity-indexed+annuities.html"><![CDATA[Equity-Indexed Annuities]]></category>
		<category domain="http://resources.bnet.com/topic/mutual+fund.html"><![CDATA[Mutual Fund]]></category>
		<category domain="http://resources.bnet.com/topic/barbara+bedway.html"><![CDATA[Barbara Bedway]]></category>
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		<category domain="http://resources.bnet.com/topic/national+association+of+personal+financial+advisors.html"><![CDATA[National Association of Personal Financial Advisors]]></category>
	</item>
	<item>
		<title><![CDATA[Genworth Financial, Inc. Q1 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-300280.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator Instructions The first question comes from Eric Berg with Barclays Capital. Eric Berg - Barclays Capital My first question concerns your relationship with your distributors and in general the perception of third parties. It's encouraging to see that the lapse rate did not change in your...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Fri, 08 May 2009 10:04:12 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/genworth+financial+inc..html"><![CDATA[Genworth Financial Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">GNW</category>
		<category domain="tickers">GNW</category>
	</item>
	<item>
		<title><![CDATA[Hartford Financial Fails to Meet Even Low Expectations]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/1000980/hartford-financial-fails-to-meet-even-low-expectations/]]></link>
		<description><![CDATA[One of the largest insurers, Hartford Financial, reported first quarter losses this eveningÂ that were well below analysts' estimates. But you can't say they didn't warn you.    Those who followed the Hartford, Connecticut-based insurer's steady drumbeat of bad newsÂ braced for what they thought was the worst: a loss...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 30 Apr 2009 15:45:50 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
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		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/hartford+financial.html"><![CDATA[Hartford Financial]]></category>
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		<category domain="http://resources.bnet.com/topic/ed+leefeldt.html"><![CDATA[Ed Leefeldt]]></category>
	</item>
	<item>
		<title><![CDATA[Microsoft: The Decline Begins]]></title>
		<link><![CDATA[http://industry.bnet.com/technology/10001500/microsoft-the-decline-begins/]]></link>
		<description><![CDATA[Microsoft disclosed that sales fell 6 percent during its third fiscal quarter ending March 31, its first ever year-over-year quarterly sales drop, and the start of an inexorable demise. Rome didn't decline in a day, and neither will Microsoft, but the graffiti is on the wall.    Microsoft...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 23 Apr 2009 22:36:54 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
		<category domain="http://resources.bnet.com/topic/microsoft+corp..html"><![CDATA[Microsoft Corp.]]></category>
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		<category domain="http://resources.bnet.com/topic/michael+hickins.html"><![CDATA[Michael Hickins]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">MSFT</category>
		<category domain="tickers">MSFT</category>
	</item>
	<item>
		<title><![CDATA[Ameriprise Financial, Inc. Q1 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-290694.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions Your first question comes from John Nadel - Sterne, Agree & Leach. John Nadel - Sterne, Agree & Leach A couple quick questions, maybe one high level one, thinking about the FASB changes, and then maybe a couple of quick ones on the...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 21 Apr 2009 20:36:10 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
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		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/ameriprise+financial+inc..html"><![CDATA[Ameriprise Financial Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
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		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">AMP</category>
		<category domain="tickers">AMP</category>
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