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	<title><![CDATA[approval Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/approval.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to approval]]></description>
	<s:counts start="0" returned="20" found="26" />
	<language>en-us</language>
	<item>
		<title><![CDATA[Fixed Interest Loans Shunned: Survey]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-374003.html]]></link>
		<description><![CDATA[ Home owners are shunning fixed interest rate loans, with approvals falling to just two per cent nationally, their lowest rate in the past 12 months, a leading mortgage broker says.With variable interest rates at 45 year lows, the demand for fixed rate mortgages now accounts for 2.3 per cent...]]></description>
		<s:doctype><![CDATA[News items]]></s:doctype>
		<pubDate>Wed, 16 Dec 2009 13:27:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/interest+rate.html"><![CDATA[Interest Rate]]></category>
		<category domain="http://resources.bnet.com/topic/survey.html"><![CDATA[Survey]]></category>
		<category domain="http://resources.bnet.com/topic/approval.html"><![CDATA[Approval]]></category>
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		<title><![CDATA[Building Approvals Slump 0.6%: ABS]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-369006.html]]></link>
		<description><![CDATA[ The number of building approvals unexpectedly fell in October, after a slump in approvals for flats and townhouses, new data released on Tuesday showed.Building approvals fell by a seasonally-adjusted 0.6 per cent in October to 12,814 units, when economists' forecasts had centred on a 2.0 per cent rise.However, approvals...]]></description>
		<s:doctype><![CDATA[News items]]></s:doctype>
		<pubDate>Tue, 01 Dec 2009 11:55:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/australian+associated+press+pty+ltd..html"><![CDATA[Australian Associated Press Pty Ltd.]]></category>
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		<title><![CDATA[NexMed Inc. Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14055_23-363515.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Your next question comes from [Aftab Khan] - Private Investor. Aftab Khan - Private Investor I&#8217;m curious to find out about Befar and if Befar had any sales success in China and I heard there was licensing in Korea? Vivian Liu The Befar is still on the...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 10 Nov 2009 11:26:07 -0800</pubDate>
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		<category domain="http://resources.bnet.com/topic/nasdaq+stock+market+inc..html"><![CDATA[Nasdaq Stock Market Inc.]]></category>
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		<category domain="http://resources.bnet.com/topic/nexmed+inc..html"><![CDATA[NexMed Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">NDAQ</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">NEXM</category>
		<category domain="tickers">NDAQ,NEXM</category>
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		<title><![CDATA[Hanmi Financial Corp. Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-361577.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator   Operator Instructions. Your first question comes from Julianna Balicka - KBW. Please proceed. Julianna Balicka - Keefe, Bruyette & Woods  I have just a few question mainly if you can just give us a little bit more color and background as to why...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 05 Nov 2009 12:43:07 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/regulator.html"><![CDATA[Regulator]]></category>
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		<category domain="http://resources.bnet.com/topic/approval.html"><![CDATA[Approval]]></category>
		<category domain="http://resources.bnet.com/topic/hanmi+financial+corp..html"><![CDATA[Hanmi Financial Corp.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">HAFC</category>
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		<title><![CDATA[Citigroup Gets Approval To Make Market In Chinese Bonds, Extending Asia Pacific Strategy]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10002254/citigroup-gets-approval-to-make-market-in-chinese-corporate-bonds-extending-asia-pacific-strategy/]]></link>
		<description><![CDATA[Today, Citi announced that it has gained approval to act as a market maker in China's interbank bond market. That's one of a number of recent coups for the bank in Asia. by Daniel M. Harrison]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 13 Aug 2009 10:13:41 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/approval.html"><![CDATA[Approval]]></category>
		<category domain="http://resources.bnet.com/topic/citigroup+inc..html"><![CDATA[Citigroup Inc.]]></category>
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		<category domain="http://resources.bnet.com/topic/daniel+m.+harrison.html"><![CDATA[Daniel M. Harrison]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">C</category>
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	<item>
		<title><![CDATA[Active Power Inc. Q2 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14034_23-324509.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator Thank you. Operator Instructions. Our first question comes from Walter Nasdeo &#8211; Ardour Capital. [Sean Lockman] &#8211; Ardour Capital Hi, guys this is [Sean Lockman] for Walter. I was wondering if you could just give us a little bit more color in terms of what you're...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Fri, 24 Jul 2009 13:03:24 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<category domain="http://resources.bnet.com/topic/active+power+inc..html"><![CDATA[Active Power Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">ACPW</category>
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		<title><![CDATA[Getting Straight Answers from your Boss |Dodging Landmines]]></title>
		<link><![CDATA[http://www.bnet.com/2422-13722_23-265266.html]]></link>
		<description><![CDATA[Don't walk out of your boss's office in frustration when you can't get answers. Ed Muzio, CEO of Group Harmonics, says you have to take charge on your own.  Give your manager a detailed outline of what you'll be doing for a project and let them know when you'll...]]></description>
		<s:doctype><![CDATA[Videos]]></s:doctype>
		<pubDate>Mon, 11 May 2009 09:13:15 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/dodging+landmines.html"><![CDATA[Dodging Landmines]]></category>
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		<title><![CDATA[Exelixis, Inc. Q1 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-300128.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator instructions And your first question comes from the line of Edward Tenthoff of Piper Jaffray. Please proceed. Edward Tenthoff &#8211; Piper Jaffray Great, thank you very much. Just one quick clarification on Frank's comment on Boehringer upfront and congrats on that deal, guys. Will that be...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 07 May 2009 19:31:15 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/patient.html"><![CDATA[Patient]]></category>
		<category domain="http://resources.bnet.com/topic/u.s.+bancorp+piper+jaffray+inc..html"><![CDATA[U.S. Bancorp Piper Jaffray Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/asco+plc..html"><![CDATA[Asco Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
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		<category domain="http://resources.bnet.com/topic/exelixis+inc..html"><![CDATA[Exelixis Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">EXEL</category>
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	</item>
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		<title><![CDATA[PG&E Corporation Q1 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14034_23-299526.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator Operator Instructions Our first question comes from the line of Michael Lapides with Goldman Sachs. Please proceed. Michael Lapides - Goldman Sachs ?large scale potential projects that are down the road, can you give kind of an update on the regulatory process going forward for bringing...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Wed, 06 May 2009 12:47:14 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/commission.html"><![CDATA[Commission]]></category>
		<category domain="http://resources.bnet.com/topic/pg%2526e+corp..html"><![CDATA[PG&E Corp.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">PCG</category>
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		<title><![CDATA[Integral Systems Inc. F2Q09 (Qtr End 03/27/09) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14061_23-294939.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator Thank you. Operator Instructions Your first question comes from Bonnie Wachtel &#8211; Wachel & Co., Inc. Bonnie Wachtel &#8211; Wachel & Co., Inc.  The annual meeting was held on February 26. You reaffirmed this guidance. That&#8217;s despite the fact of receiving two memos from me...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Mon, 04 May 2009 12:44:13 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/revenue.html"><![CDATA[Revenue]]></category>
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		<category domain="http://resources.bnet.com/topic/integral+systems+inc..html"><![CDATA[Integral Systems Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">ISYS</category>
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		<title><![CDATA[Is AIG Hurting Obama?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/video/is-aig-hurting-obama/281783/]]></link>
		<description><![CDATA[Less than 100 days into his presidency Barack Obama's approval rating remains strong but, it's a different story when it comes to the handling of AIG. Dean Reynolds reports from Peoria, Ill.]]></description>
		<s:doctype><![CDATA[Videos]]></s:doctype>
		<pubDate>Mon, 23 Mar 2009 21:15:36 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/american+international+group+inc..html"><![CDATA[American International Group Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">AIG</category>
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	</item>
	<item>
		<title><![CDATA[Iowa Telecommunications Services Inc. Q4 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14061_23-273721.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions And our first question will come from [Simon Slattery] &#8211; Morgan Stanley. [Simon Slattery] &#8211; Morgan Stanley  Could you talk about the broadband stimulus package and what you think the opportunities might be for Iowa there?  And also on Sherburne, just...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Fri, 27 Feb 2009 11:29:20 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/broadband.html"><![CDATA[Broadband]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<category domain="http://resources.bnet.com/topic/morgan+stanley.html"><![CDATA[Morgan Stanley]]></category>
		<category domain="http://resources.bnet.com/topic/iowa+telecommunications+services+inc..html"><![CDATA[Iowa Telecommunications Services Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/broadband+internet.html"><![CDATA[Broadband Internet]]></category>
		<category domain="http://resources.bnet.com/topic/network+technology.html"><![CDATA[Network Technology]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">IWA</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">MS</category>
		<category domain="tickers">IWA,MS</category>
	</item>
	<item>
		<title><![CDATA[American Water Works Company, Inc. Q4 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-273493.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator Operator Instructions. And our first question is coming from the line of Maria Karahalis from Goldman Sachs. Please go ahead. Maria Karahalis &#8211; Goldman Sachs Thank you. Good morning. Two questions please. The first is, can you discuss a little bit how you may be able...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 26 Feb 2009 16:46:13 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<title><![CDATA[BMS Wins Ruling That Could Crimp India's Thriving Generics Business]]></title>
		<link><![CDATA[http://industry.bnet.com/pharma/1000600/bms-wins-ruling-that-could-crimp-indias-thriving-generics-business/]]></link>
		<description><![CDATA[Bristol-Myers Squibbb just won a ruling in an Indian court that could put generic makers there on the defensive. For years, the Indian drug business has grown primarily from making generics. Companies like Dr. Reddy's, Ranbaxy, Cilpa and Hetero Drugs have chosen to copy compounds marketed in the West rather...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 16 Jan 2009 03:16:35 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/india.html"><![CDATA[India]]></category>
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		<category domain="http://resources.bnet.com/topic/bms.html"><![CDATA[BMS]]></category>
		<category domain="http://resources.bnet.com/topic/livemint.html"><![CDATA[LiveMint]]></category>
		<category domain="http://resources.bnet.com/topic/jim+edwards.html"><![CDATA[Jim Edwards]]></category>
		<category domain="http://resources.bnet.com/topic/jim+edwards.html"><![CDATA[Jim Edwards]]></category>
	</item>
	<item>
		<title><![CDATA[Auto Loan Approvals Start to Recover, Says CNW Research]]></title>
		<link><![CDATA[http://industry.bnet.com/auto/1000523/auto-loan-approvals-start-to-recover-says-cnw-research/]]></link>
		<description><![CDATA[Auto lenders are approving slightly more credit applications, since approvals bottomed out in October, according to CNW Marketing Research. That's good news for auto sales. by Jim Henry]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 09 Jan 2009 05:32:25 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/approval.html"><![CDATA[Approval]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/jim+henry.html"><![CDATA[Jim Henry]]></category>
		<category domain="http://resources.bnet.com/topic/jim+henry.html"><![CDATA[Jim Henry]]></category>
	</item>
	<item>
		<title><![CDATA[Stereotaxis, Inc. Q3 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14046_23-251993.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Thank you, sir. Operator instructions And our first question comes from Mimi Pham with JMP Securities. Go ahead please Mimi Pham &#8211; JMP Securities Hi, good morning and, Mike, congratulations, and Bevil I wish you well in your new endeavors next year. Bevil Hogg Thank you, Mimi....]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Mon, 24 Nov 2008 08:29:21 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/stereotaxis+inc..html"><![CDATA[Stereotaxis Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/approval.html"><![CDATA[Approval]]></category>
		<category domain="http://resources.bnet.com/topic/manufacturing.html"><![CDATA[Manufacturing]]></category>
		<category domain="http://resources.bnet.com/topic/federal+government.html"><![CDATA[Federal Government]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/government.html"><![CDATA[Government]]></category>
		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">STXS</category>
		<category domain="tickers">STXS</category>
	</item>
	<item>
		<title><![CDATA[Delta-Northwest Merger Far From Being A Done Deal]]></title>
		<link><![CDATA[http://industry.bnet.com/travel/1000239/why-i-didnt-write-about-delta-and-northwest-approving-the-merger/]]></link>
		<description><![CDATA[I've had a few people ask me why I didn't write anything about the fact that Delta and Northwest had voted to approve their merger.  Should be big news right?  Well, sort of, but the really big news will have to come when the Department of Justice DOJ...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 30 Sep 2008 07:54:04 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/approval.html"><![CDATA[Approval]]></category>
		<category domain="http://resources.bnet.com/topic/news.html"><![CDATA[News]]></category>
		<category domain="http://resources.bnet.com/topic/corporate+law.html"><![CDATA[Corporate Law]]></category>
		<category domain="http://resources.bnet.com/topic/government.html"><![CDATA[Government]]></category>
		<category domain="http://resources.bnet.com/topic/mergers+%2526+acquisitions.html"><![CDATA[Mergers & Acquisitions]]></category>
		<category domain="http://resources.bnet.com/topic/security.html"><![CDATA[Security]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/brett+snyder.html"><![CDATA[Brett Snyder]]></category>
	</item>
	<item>
		<title><![CDATA[Auto Lenders Turn Down More Loans, Research Firm Says]]></title>
		<link><![CDATA[http://industry.bnet.com/auto/1000238/auto-lenders-turn-down-more-loans-research-firm-says/]]></link>
		<description><![CDATA[Auto lenders cutting down on risk are rejecting an increasing number of loan applicants, even some of the least-risky customers, according to CNW Marketing Research. by Jim Henry]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 29 Sep 2008 15:04:19 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/vehicle.html"><![CDATA[Vehicle]]></category>
		<category domain="http://resources.bnet.com/topic/approval.html"><![CDATA[Approval]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/jim+henry.html"><![CDATA[Jim Henry]]></category>
	</item>
	<item>
		<title><![CDATA[Enbridge, Inc. Q1 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-227307.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionThe first question-and-answer session is restricted for the analyst community. [Operator Instructions]. The first question comes from the line of Linda Ezergailis from TD Newcrest. You may proceed. Linda Ezergailis - TD Newcrest Thank you. Just have some questions on Southern Access Extension. The decision I guess is...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Wed, 07 May 2008 11:11:08 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/executive+vice+president.html"><![CDATA[Executive Vice President]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/approval.html"><![CDATA[Approval]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
	</item>
	<item>
		<title><![CDATA[Notice Of Return Of Goods Sold On Approval]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=354174]]></link>
		<description><![CDATA[This is a template for notice of return of goods sold on approval. This template is used to notify the seller of the decision to return the goods sold on approval. ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Sat, 01 Dec 2007 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/goods.html"><![CDATA[Goods]]></category>
		<category domain="http://resources.bnet.com/topic/approval.html"><![CDATA[Approval]]></category>
		<category domain="http://resources.bnet.com/topic/freebusinessforms.com.html"><![CDATA[FreeBusinessForms.com]]></category>
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