AXA Group

Engineer of Ecole Centrale de Lyon and a graduate of the Institut d'Etudes Politiques de Paris, she has held various management positions within the AXA Group, especially as Marketing, Communications and Development director for AXA Art France.

Chairman and Chief Executive Officer of BOURBON Born on February 13, 1951 Mandate and number of AXA shares:Elected on April 20, 2005 - Term expires at the 2009 Shareholders' Meeting First elected to the Board in April 20, 2005 Chairman of the AXA Supervisory Board Chairman of the AXA Finance Committee Number of AXA shares held on December 31, 2007: 2,170 As of December 31, 2007 Expertise and experience Mr. Jacques de Chateauvieux is a graduate of the Institut Supérieur de Gestion and of the Columbia University (New-York). In 1975, he joined l'Union des Transports Aériens as a Management auditor. Since 1979 Mr. Jacques de Chateauvieux has been Chairman and Chief Executive Officer of BOURBON. From 1989 to 2001, he turned BOURBON into an international conglomerate and then floated it on the Paris Stock Exchange in 1988. From 2001, he set about a refocusing strategy which would make BOURBON a world leader in offshore oil and gas marine services. Mr. de Chateauvieux has been a member of the Supervisory Board since 2005. Directorships currently held BOURBON, Chairman and Chief Executive Officer JACCAR, Chairman and Chief Executive Officer SAPMER, Chairman of the Board of Directors CBo Territoria, Chairman of the Board of Directors Director or member of the Supervisory Board: INNODIS, SINOPACIFIC Shipbuilding Group (China) Previous directorships held during the last five yearsVindemia S.A.S., Chairman Antenne Réunion Télévision, Chairman Happy World Foods, Ltd, Director

Member of the AXA Management Board, Chief Executive Officer for the Northern, Central and Eastern Europe Born in 1946 Mandate and number of AXA SharesElected on October 11, 2006 - Term expires on October 11, 2009 First elected to the Board on October 11, 2006 Number of AXA shares held as of December 31, 2007: 8833 Positions currently held in the AXA GroupMember of the Management Board: AXA Managing Director: AXA Holdings Belgium (Belgium) Chairman of the Board of Directors: AXA Belgium SA (Belgium), AXA Participations Belgium (Belgium), AXA Bank Belgium (Belgium), AXA Luxembourg (Luxembourg), AXA Assurances Luxembourg SA (Luxembourg), AXA Assurances Vie Luxembourg (Luxembourg), AXA Konzern AG (Germany), AXA Service AG (Germany), AXA ART Versicherung AG (Germany), "Winterthur" Société Suisse d'Assurances (Switzerland), Winterthur Vie (Switzerland) Director of member of the Supervisory Board: L'Ardenne Prévoyante (Belgium), Contere (Luxembourg), AXA Lebensversicherung AG (Germany), AXA Versicherung AG (Germany), AXA Insurance SA (Greece) Permanent representative of AXA to the Supervisory Board of Ukrainian Insurance Alliance (Ukraine) and Insurance Company Vesko (Ukraine) Positions currently held outside the AXA GroupConsuco (Belgium), patrimonial family company De Waere (Belgium), patrimonial family company Previous directorships held during the last five yearsManaging Director: AXA Belgium SA (Belgium) Chairman of the Board of Directors: L'Ardenne Prévoyante (Belgium), Viaxis (Belgium) Chairman Managing Director: Royale Belge Investissements (Belgium) Director: Servis (Belgium), Servis-Life (Belgium), AXA Nederland BV (The Netherlands), AXA Verzekeringen (The Netherlands), AXA Bank AG (Germany) EducationApplied Economics degree at the University of Leuven (1964-1968) CEPAC post-graduate course and course in tax law at Solvay Business School Professional experience1968: He started working as a stockbroker with JM Finn & Co in London. After completing his compulsory military service he worked with Arthur Andersen for one year. 1972: Chase Manhattan Bank where he held various commercial and credit posts before he became Chase's Manager of Commercial Banking for Belgium 1984: General Manager of Chase in Copenhagen (Danemark) 1986: General Manager and Country Manager of Chase in Belgium 1989: Chase Manhattan Bank was sold to Crédit Lyonnais France. Alfred Bouckaert was in charge of merging Chase's and Crédit Lyonnais's Belgian Operations 1994: Alfred Bouckaert was asked by Crédit Lyonnais to head the bank's European Operations 1999: Managing Director of AXA Royale Belge. AXA also appointed him Country Manager for the Benelux (Belgium, The Netherlands, Luxembourg) 2005: General Manager of the Region AXA Northern Europe (Belgium, The Netherlands, Luxembourg, Germany, Switzerland) Since October 2006: Member of the AXA Management Board, in charge of operations in Northern, Central & Eastern Europe Region (Belgium, The Netherlands, Luxembourg, Germany, Switzerland, Poland (Life insurance), Czech Republic, Solvak Republic, Hungary)

Mandate and number of AXA shares:Elected on April 20, 2005 - Term expires at the 2009 Shareholders' Meeting First elected to the Board on April 20, 2005 Number of AXA shares held as of December 31, 2007: 1,000 As of December 31, 2007 Expertise and experienceMrs. Dominique Reiniche is a graduate of the Essec. In 1978, she joined Procter & Gamble and in 1983 became Associate Advertising Manager. In 1986, she joined Kraft Jacobs Suchard and was apppointed Marketing & Strategy Manager. In 1992, she joined Coca-Cola Entreprise as a Marketing & Responsible "Compte-clé" Manager. In 1998, she was appointed Chairman and Chief Executive Officer of Coca-Cola Entreprise and Vice-Chairman of Coca Cola Enterprises - Europe Group in 2002. From January 2003 to May 2005, she was Chairman of Coca-Cola Enterprises - Groupe Europe. Since May 2005, Mrs. Dominique Reiniche is Chairman Europe of the Coca-Cola Company. Directorships currently heldThe Coca-Cola Company, Chairman Europe ING Direct, member of the Advisory Board Previous directorships held during the last five yearsCoca-Cola Enterprise - Groupe Europe,Chairman and Chief Executive OfficerMEDEF, member of the Executive Committee

Mandate and number of AXA shares:Elected on May 14, 2007 - Term expires at the 2010 Shareholders' Meeting First elected to the Board on April 30, 2003 Member of the AXA Selection, Ethics, Governance and Human Resources Committee Member of the AXA Audit Committee Number of AXA shares held on December 31, 2007: 3,225 As December 31, 2007 Expertise and experience Mr. Ezra Suleiman is a graduate of Harvard University and of Columbia University. In 1973, he started his career as a Professor at the University of California, Los Angeles. In 1985, he became Chairman of the Commission "Europe", Fullbright Commission. Since September 1979, Mr. Ezra Suleiman has been a Professor of Political Sciences at Princeton University. Directorships currently heldPolitical Sciences at the University of Princeton (United States): Professor European Studies Center at the University of Princeton (United States): Manager Director: AXA Financial, Inc.* (United States), AXA Equitable Life Insurance Company* (United States), MONY Life Insurance Company* (United States),MONY Life Insurance Company of America* (United States) Institut Montaigne, Member of the Management Committee Member of the Editorial Committee: Comparative Politics, La Revue des Deux Mondes, Politique Internationale, Politique Américaine, Council on Foreign Relations (New York), Member HEC International, member of Advisory Board * AXA Group company Previous directorships held during the last five years Institut d'Etudes Politiques (Paris), Associate Professor Centre Américain, Institut d'Etudes Politiques (Paris), member of the Management Committee

Professional experience1976: Attorney at Law, Paris Bar 1981: "Conférence" Secretary 1985: Lecturer at the University of Paris I: Civil Procedure 1995: Professor at the Paris Bar School (EFB) 1998: Honorary Professor at the Law and Political Sciences School of Lima (Peru) 1996: Expert at the Council of Europe: various missions in Eastern Europe countries regarding the reform of the Code of the Judicial Organization, the reform of the magistrates and lawyers training and the revision of the Code of civil procedure Since 1987: Partner of SCP Lussan & Associés, law firm EducationPhilosophy Degree - University of Paris IV Law Masters - University of Paris I Graduate of the Institute of Political Sciences (SciencesPo Paris) Certificat d'Aptitude à la Profession d'Avocat (CAPA) Current mandates and positionsPartner : SCP Lussan & Associés Vice-Chairman and director: Bred Banque Populaire, Assurances Mutuelles Le Conservateur, Associations Mutuelles Le Conservateur Director: Conservateur Finance, AXA Assurances IARD Mutuelle, AXA Assurances Vie Mutuelle

Mandate and number of AXA Shares:Elected on May 14, 2007 - Term expires at the 2011 Shareholders' Meeting First elected to the Board in May 14, 2007 Number of AXA shares held as of December 31, 2007: 100(acquisition of 1,300 supplementary shares in April 2008) As of December 31, 2007 Expertise and experienceMr. Giuseppe Mussari is a graduate in Law from the University of Siena (Barrister registered in the Rolls of the Court of Siena since 1993). In 1998, he became Deputy Chairman of the Criminal Section of the Court of Siena and then in 2000 Chairman of the Criminal Section of the Court of Siena. In July 2001, he was appointed Chairman of the Monte dei Paschi di Siena Foundation. Since April 2006, Mr. Giuseppe Mussari is Chairman of Banca Monte dei Paschi di Siena (BMPS). Directorships currently heldBanca Monte dei Paschi di Siena SpA, Chairman of the Board Cassa dei Depositi e Prestiti (Bank for Deposits and Loans), Chairman of the Guidance Committee Italian Bankers' Association, Director and member of the Executive Committee Director: Sansedoni SpA (Italy), Rosselli Foundation, Cotec Foundation, China Foundation Member: Guidance Committee of Toscana Life Sciences Foundation, Promoting Committee of Symbola Foundation, General Council of Clear Pacts Consortium Previous directorships held during the last five yearsMonte dei Paschi di Siena Foundation, Chairman Chigiana Music Academy Foundation, Chairman Mecenate 90 Association, Chairman Siena Biotech, Chairman of the Ethical Monitoring Committee ACRI, Vice-Chairman Ravello Foundation, Director

Mandate and number of AXA shares:Elected on April 20, 2005 - Term expires at the 2009 Shareholders' Meeting First elected to the Board in May 1996 Member of the AXA Finance Committee Member of the AXA Audit Committee Number of AXA shares held as of December 31, 2007: 1,714 As of December 31, 2007 Expertise and experienceMr. Henri Lachmann is a graduate of the Ecole des Hautes Etudes Commerciales (HEC) and holds an accounting degree. In 1963, he joined Arthur Andersen, the international auditing firm, where he served successively as Auditor, then, as Manager of the Accounting Review Department. In 1970, he joined the Strafor Facom Group where he held various management positions until June 1981, when he was appointed Group Chairman. Director of Schneider Electric since 1996, Mr. Henri Lachmann became Chairman and Chief Executive Officer of the Group in 1999. Since 2006, he has been Chairman of the Supervisory Board of the Group. Directorships currently heldSchneider Electric, Chairman of the Supervisory Board Centre Chirurgical Marie-Lannelongue: Chairman of the Board of Directors Vivendi, Vice-Chairman and Member of the Supervisory Board Director, member of the Supervisory Board or Management Committee: AXA Assurances IARD Mutuelle, Groupe Norbert Dentressangle, AXA Millésimes (SAS)* Fimalac, Censor (non-voting member of the Board), Tajan, Censor (non-voting member of the Board),Institut Montaigne, Vice-Chairman and Treasurer * AXA Group company Previous directorships held during the last five years Schneider Electric, Chairman and Chief Executive Officer Vice-Chairman of the Board of Directors and Director: AXA Assurances IARD Mutuelle, AXA Assurances Vie Mutuelle, AXA Courtage Assurance Mutuelle, FINAXA, Director Vivendi Universal, Director AXA Holding Maroc* (formerly AXA-ONA) (Morocco), Director * AXA Group company

Chairman of the AFEP (Association Française des Entreprises Privées) Born on January 11, 1947 Mandate and number of AXA shares:Elected on May 14, 2007 - Term expires at the 2010 Shareholders' Meeting First elected to the Board in May 14, 2007 Member of the AXA Audit Committee Number of AXA shares held on December 31, 2007: 1,000 As of December 31, 2007 Expertise and experienceMr. Jean-Martin Folz is a graduate of the Ecole Polytechnique and ingénieur des Mines. Between 1975 and 1978 he held various government cabinet positions; his last position held was head of cabinet of the Secretary of State for Industry. In 1978, he joined Rhône-Poulenc to run the Saint-Fons plant, and then he was promoted to Senior Executive Vice-President of Rhône-Poulenc Specialty Chemicals. In 1984, he became Senior Executive Vice-President and then Chairman and Chief Executive Officer of Jeumont-Schneider (a Schneider subsidiary). In 1987, he was appointed Chief Executive Officer of Péchiney and Chairman of Carbone Lorraine (in 1988). In 1991, he became Group Chief Executive Officer of Eridania Béghin-Say and Chairman of Béghin-Say. Mr. Jean-Martin Folz joined PSA Peugeot Citroën in 1995 and became Chairman in 1997. He left PSA in February 2007. Directorships currently held Director or member of the Supervisory Board: Saint-Gobain, Société Générale, Alstom, Carrefour, Solvay (Belgium) Previous directorships held during the last five yearsPeugeot SA, Chairman of the Management Board Automobiles Peugeot, Automobiles Citroën, Banque PSA Finance, Peugeot Citroën Automobiles, Chairman Faurecia, Director

Mandate and number of AXA shares:Elected on May 14, 2007 - Term expires at the 2011 Shareholders' Meeting First elected to the Board in April 1990 Chairman of the AXA Selection, Ethics, Governance and Human Resources Committee Number of AXA shares held on December 31, 2007: 10,780 As of December 31, 2007 Expertise and experienceMr. Jean-René Fourtou is a graduate of the Ecole Polytechnique. In 1963, he joined Bossard & Michel as a consultant. In 1972, he became Chief Operating Officer of Bossard Consultants and Chairman and Chief Executive Officer of the Bossard Group in 1977. In 1986, he was appointed Chairman and Chief Executive Officer of the Rhône-Poulenc Group. From December 1999 to May 2002, he served as Vice Chairman and Chief Operating Officer of Aventis. He is the Honorary Chairman of the International Chamber of Commerce. Mr. Fourtou co-chairs the Franco-Moroccan Economic Impetus Group created in September 2005, the objective of which is to propose measures for the improvement of economic relations between the two countries. Directorships currently held Vivendi, Chairman of the Supervisory Board Groupe Canal+, Chairman of the Supervisory Board Director, member of the Supervisory Board or member of the Management Committee: CapGemini SA, Sanofi Aventis SA, AXA Millésimes (SAS)*, NBC Universal (United States), Maroc Telecom (Morocco), Nestlé (Switzerland) * AXA Group company Previous directorships held during the last five yearsVivendi Universal, Chairman and Chief Executive Officer Vivendi Environnement, Chairman of the Supervisory Board AXA Assurances IARD Mutuelle, Vice-Chairman of the Board of Directors AXA Assurances Vie Mutuelle, Vice-Chairman of the Board of Directors AXA Courtage Assurance Mutuelle, Vice-Chairman of the Board of Directors USI Entertainment Inc (United States), Chief Executive Officer EADS (Netherlands), Director Aventis, Director USA Interactive (United States), Director

Léo Apotheker is co-CEO of SAP AG, a position he has held along with Henning Kagermann since April 2008. Apotheker will take the helm as sole CEO in May 2009, when Kagermann retires from the company. A software industry veteran, Apotheker’s passion for technology was sparked in the 1980s. However, his initial attempts at programming soon helped him identify his true talent and strengths: working with customers rather than in development. In the course of his career, he has visited thousands of customers, gaining unique insight into their needs and business processes. Apotheker has personally witnessed the evolution of packaged software and the software industry. He recognizes the impact that technology has on individuals and businesses alike, and this has shaped his belief in the power of software in particular to address the challenges of sustainability. A deep commitment to the planet, diversity, and corporate social responsibility is inextricably linked to his passion for the future of the global economy. Apotheker strives to optimize internal processes at SAP, transforming it into an even more efficient organization by applying the principles of lean management. Born in 1953, Apotheker spent his formative years in Germany, Belgium, and Israel before finally settling in France. Though he holds a German passport, Apotheker describes himself as a "citizen of the world" and is fluent in Dutch, English, French, German, and Hebrew. Apotheker has earned a reputation as an outspoken, hard-driving executive who sets high standards for himself and his team. A dry sense of humor and a profound interest in the fine arts are further dimensions of this cosmopolitan executive. Apotheker has been a member of the SAP Executive Board since 2002. Since joining SAP in 1988, he has held several senior leadership positions within the company, including President of Global Customer Solutions & Operations and President of SAP EMEA. He sits on the Supervisory Boards of AXA and Schneider Electric SA. Apotheker holds a degree in International Relations and Economics from Hebrew University in Jerusalem. He was appointed Knight of the French Legion of Honor in 2007 in recognition of his business leadership and contributions to innovations in French industries.

Mandate and number of AXA shares:Elected on April 20, 2005 - Term expires at the 2009 Shareholders' Meeting First elected to the Board on January 22, 1997 Member of the AXA Finance Committee Member of the AXA Selection, Ethics, Governance and Human Resources Committee Number of AXA shares held as of December 31, 2007: 4,666 As of December 31, 2007 Expertise and experienceMr. Michel Pébereau is a graduate of the Ecole Polytechnique and the Ecole Nationale d'Administration (ENA). In 1967, he started his career as auditor at the Treasury (Inspecteur des Finances). In 1970, he became project leader and then adviser to the Cabinet of the Finance Minister (Valéry Giscard d'Estaing). In 1978, he was appointed Head of the Finance Minister's Cabinet (René Monory). In 1982, he became Chief Executive Officer of Crédit Commercial de France and then in 1987 Chairman and Chief Executive Officer of Crédit Commercial de France. In 1993, he became Chairman and Chief Executive Officer of Banque National de Paris. Since 2004, Mr. Michel Pébereau has been Chairman of the Board of Directors of BNP Paribas. Directorships currently heldBNP Paribas, Chairman of the Board of Directors Director or member of the Supervisory Board: Saint-Gobain,Total, Lafarge, EADS N.V. (The Netherlands), Banque Marocaine pour le Commerce et l'Industrie (BMCI) (Morocco), Pargesa Holding S.A. (Switzerland), Galeries Lafayette, Censor (non-voting member of the Board) Previous directorships held during the last five years BNP Paribas, Chairman and Chief Executive Officer Director or member of the Supervisory Board : Total Fina Elf, Dresdner Bank AG (Germany), BNP Paribas UK (United Kingdom)

Chairman and Chief Executive Officer of Financière Norbert Dentressangle Born on July 9, 1954 Mandate and number of AXA shares:Elected on May 4, 2006 - Term expires at the 2010 Shareholders' Meeting First elected to the Board in May 2006 Vice-Chairman of the AXA Supervisory Board Chairman of the AXA Compensation Committee Number of AXA shares held as of December 31, 2006: 2,861 As of December 31, 2007 Expertise and experience In 1979, Mr. Norbert Dentressangle founded the Norbert Dentressangle Group, a transportation and logistics specialist, and served as its Chairman until 1998. He is currently Chairman of the Supervisory Board of Groupe Norbert Dentressangle. Mr. Norbert Dentressangle is also, since its creation in 1988, Chairman of the Board of Directors and Chief Executive Officer of Financière Norbert Dentressangle, the family-owned holding company which, in addition to a majority stake in Groupe Norbert Dentressangle, has also held equity interests in real estate, industrial and business service firms. Directorships currently heldFinancière Norbert Dentressangle,Chairman and Chief Executive Officer Groupe Norbert Dentressangle, Chairman of the Supervisory Board Financière de Cuzieu (SAS), Chairman ND Investissements (SAS),Chairman SOFADE (SAS), Chief Executive Officer Director or member of the Supervisory Board: SEB, SOGEBAIL Previous directorships held during the last five yearsDirector or member of the Supervisory Board: FINAIXAM, Emin Leydier (SAS), Siparex Croissance, Egnatia Permanent Representative of Financière Norbert Dentressangle to the Board of Via Location Permanent Representative of Financière Norbert Dentressangle to the Board of Financière Egnatia

Professional experience1981 - 1987: Assistant Counsel to New York Governors Carey and Cuomo August 1987 - March 1995: First Deputy Superintendent of Insurance of the New York Insurance Department January 1990 - June 1990: Acting Superintendent of Insurance of the New York Insurance Department May 1995: Joined The Equitable, predecessor to AXA Equitable as Vice President & Associate General Counsel Since September 1999: Senior Vice President & Associate General Counsel AXA Equitable (United States) EducationFordham Law School, New York, NY J.D. Associate Editor Fordham Law Review Allegheny College, Meadville, PA B.A. Magna Cum Laude, Phi Beta Kappa Current mandates and positionsSenior Vice President & Associate