Provident Bank

Paul A. Maisch has served as Chief Financial Officer of Provident Bank and Provident New York Bancorp since March 2003. Mr. Maisch was named Executive Vice President in January 2006.

Philipse Manor Resident Kay Grala has been a trustee since 2003. An attorney specializing in banking law, she received her Law degree from St. Johns Law School and her Master of Law degree from New York University School of Law. She is currently a vice president and associate general counsel of Provident Bank. In her service to Sleepy Hollow, she has been director, North Tarrytown Housing Authority; director, RSHM Life Center; founding member, Sleepy Hollow Society; and director, Philipse Manor Beach Club. As a trustee, Ms. Grala serves on the following committees: Recreation, Community Relations - Cable Franchise and Communications; Department of Public Works (New), GM/Roseland subcommittees on Traffic and Building Design, and liaison to Warner Library.

Ken White, Secretary/Treasurer of the CAAB Board, is Vice President for Business Banking at Provident Bank. He is the former Senior Business Banking Representative for Business Banking at M&T Bank; the former Director of Entrepreneurial Services at Southeastern University in Washington, DC; and former Executive Director of The Washington Project.

Mr. DeLucia has been a Director and Board Member since 2001. He has served in many officer positions prior to his position as Chairman in 2005. Mr. DeLucia is a Vice President of Provident Bank and serves as the District Head for the Southern Region Commercial Loan Group. A life-long Rockland County resident, Mr. DeLucia, in addition to his association with Meals on Wheels, is also involved with the North Rockland High School Academy of Finance and St. Paul's Parish. Mr. DeLucia received a B.A. in Business Administration from St. Thomas Aquinas College. He is also a graduate of the National School of Banking at Fairfield University.

Elizabeth A. Shanahan currently serves as Senior Vice President of Compliance for Cooperative Business Services, LLC. Elizabeth's background includes over 11 years of commercial lending experience working for Transamerica Commercial Finance, GE Capital Corporation, and Provident Bank. Roles within these companies were as a Senior Processor, Risk Analyst, Documentation Review Analyst, and Credit Analyst. Elizabeth's current role as Senior Vice President of Compliance allows her to utilize her past experience to assure compliance of loans and credit union adherence to member business lending policies/procedures. As Senior Vice President, Elizabeth manages credit file activity, creates loan documentation for loan closings, oversees compliance initiatives of Cooperative Business Services LLC, and assists in training initiatives designed to strengthen credit and file packaging skills of member credit unions.

William F. Helmer has served as the Chairman of the Board of Directors of Provident Bank since 1994 and Chairman of the Board of Directors of Provident New York Bancorp since its formation in 1999. Mr. Helmer is the President of Helmer-Cronin Construction, Inc.

Dennis L. Coyle has served as Vice Chairman of the Board of Directors of Provident Bank since 1994 and Vice Chairman of the Board of Directors of Provident New York Bancorp since its formation in 1999. Mr. Coyle is the owner and President of Denlo Realty Corp., the owner of Dennis L. Coyle Rental Properties, and is formerly the co-owner of the Coyle Insurance Agency, Inc.

Frank Riggs is Principal and Executive Vice President of Riggs, Counselman, Michaels & Downes, Inc. Frank has been with RCM&D since 1961, providing a wealth of knowledge to all areas of the company. In addition, he serves on the board of trustees of Johns Hopkins Hospital, Provident Bank, Greenmount Cemetery, Calvert School, Garrison Forest School, Green Spring Valley Hunt Club, US Lacrosse Foundation, and the University of North Carolina Alumni Board of Directors. Frank attended Calvert School, Gilman School, and the University of North Carolina at Chapel Hill. He is a Chartered Life Underwriter (CLU) through the American College in Bryn Mawr, Pennsylvania. He is licensed in all lines of insurance coverage and is also a licensed Resident Advisor in the state of Maryland.

Victoria Kossover is a partner in Kossover Law Offices. Ms. Kossover's legal experience includes residential and commercial real estate transactions, the purchase and sale of businesses, business law, and drafting of wills. Ms. Kossover also has vast experience counseling students on their legal rights at SUNY New Paltz. Ms. Kossover has been a member of Phi Beta Kappa and received her B.A. Magna Cum Laude from Syracuse University in 1975. She received her J.D. from American University in 1979 and became certified as a divorce mediator in 2003. Ms. Kossover previously served on the Board of Directors of Unison Arts and Learning Center in New Paltz and she is currently a member of the Board of Directors of Provident Bank. Ms. Kossover is also a member of the Ulster County Bar Association and Mid-Hudson Women's Bar Association. She serves on the Committee on Character and Fitness for the Third Judicial District. Ms. Kossover is admitted to practice in all New York State Courts and the Federal Courts of the Southern and Eastern Districts.