BancTrust Financial Group Inc.

Mr. De Laney, age 61, is President of First Small Business Investment Company of Alabama, Mobile, Alabama, a provider of debt and equity financing to small businesses, a position he has held since 1978. Mr. De Laney has been a director of the Bank since 1986.

F. Michael Johnson – age 63. CFO (since 1993), Executive Vice President and Secretary (since 1985).Executive Vice President and Cashier, since 1986, the Bank.

Edward T. Livingston – age 62 Executive Vice President. Central Division President, since 2007, the Bank. Previously: Brewton Market President (2002-2007), the Bank.

Michael D. Fitzhugh – age 60. Executive Vice President (since 2004).Florida Division President, since 2008, the Bank. Director and Executive Vice President, since 1998, the Bank. Previously: President and Chief Executive Officer (2005-2008), BankTrust, Florida; Chief Operating Officer (1998-2005), the Bank.

Arnold P. Avery Senior Vice President/Trust Officer Arnold has over 35 years of experience in banking with 28 years spent in the various areas of trust administration and account management. A graduate of the University of Alabama with a degree in Commerce and Business Administration, Arnold has most recently been with The Peoples Bank & Trust in Tuscaloosa, an office he has managed since 2001.

Bruce C. Finley, Jr. – age 61 Executive Vice President and Senior Loan Officer (since 2004). Executive Vice President, since 1998, the Bank. Previously: Senior Loan Officer (1998-2003), the Bank.

Gary has over 40 years of experience in trust administration. He began his career with The Peoples Bank & Trust in Selma and was named head of the Trust Department there in 1977. A graduate of Auburn University, he is a graduate of the FBA Trust Training School, the American Institute of Banking Trust Department Services School, the Florida Trust School, and the National Trust School. Gary has been active with the Alabama Bankers Association Trust Division, serving as its President in 2005.

Raymond has been employed at BankTrust Company, Inc. for thirty-three years. He has a B.S. in Marketing from the University of Alabama. He is also a graduate of Southern Trust School and a graduate of the National Graduate Trust School.

Alexis has over nineteen years of experience in the employee benefit area. She began working with First National Bank of Brewton in 1986. She has attended Southern Trust School, completed numerous Cannon Financial Employee Benefit courses, and has earned her Certified Retirement Services Professional and Certified Individual Retirement Account Services Professional designations.

Carolyn has over eleven years experience in trust securities processing and trust operations with BancTrust Company, Inc. She attended Auburn University of Montgomery and is a graduate of Cannon Trust Operations School. She has received the Certified Securities Operations Professional designation.

Mr. Johnson, age 65, is president and majority owner of .Com+, L.L.C which owns and operates WNSP-FM Radio, a sports radio station, and WZEW-FM Radio, both in Mobile, Alabama. Mr. Johnson is also the owner of Capital Broadcasting Corporation which leases radio tower sites and owns properties in Alabama, Texas and Tennessee. Mr. Johnson has served as a director of the Bank since 1985.

Mr. Garrett, age 60, is an attorney and partner in the law firm of Thompson, Garrett and Hines, L.L.P., Brewton, Alabama, where he has been employed since 1973. Mr. Garrett served as a director of BankTrust, Brewton and its predecessor from 1983 until 2003, when it was merged into the Bank. He served as a director of BancTrust Company, Inc., BancTrust’s subsidiary trust company, from 1998 until 2007, when it was merged into the Bank. Mr. Garrett was elected as a director of the Bank in 2009.

Bob provides investment management for the trust company. He graduated from the University of South Alabama and holds the Certified Financial Planner and Charter Mutual Fund Counselor designations. Formerly with SunTrust Bank, Bob has over twenty four years investment experience, eighteen years of which have been as a portfolio manager for trust clients. Bob serves on the boards of the University of South Alabama National Alumni Association and the Gulf States Chapter of the Financial Planning Association.

Mr. Owens, age 63, is an attorney in the private practice of law in Brewton, Alabama, where he has practiced since 1970. Mr. Owens served as a director of the Bank from 1986 until 2004. Mr. Owens serves on the executive committee of T.R. Miller Mill Company and Cedar Creek Land and Timber, Inc. He is a managing member of Goodway Refining, LLC. Mr. Owens was elected as a director of the Bank in 2009.

Mr. Wallace, age 59, served as Chairman of our Florida subsidiary bank from 2000 to 2008 when it was merged into our Alabama subsidiary, the Bank. Mr. Wallace is a licensed realtor with Baywood Realty, Santa Rosa Beach, Florida, a position he has held since 2003. From 1988 through 2000 Mr. Wallace was the owner of South Bay ACE Hardware & Lumber Co., Inc., Santa Rosa Beach, Florida. From 2000 until its merger with BancTrust at the end of 2003, Mr. Wallace served as a director of CommerceSouth, Inc. Mr. Wallace was elected as a director of the Bank in 2009.

Mr. Inge, age 42, is a principal, Chairman and Chief Executive Officer of IPC Industries, Inc., a diversified holding company primarily focusing on investments in private equity, real estate development and timberland management, headquartered in Mobile, Alabama. Mr. Inge has served in such capacity since 1995. He also serves as a director of the Mobile Bank, a position to which he was elected in 2006.

Mr. Morrissette, age 49, is president of China Doll Rice and Beans, Inc., Saraland, Alabama, a manufacturer and packager of specialty food products. He was Chief Executive Officer of Marshall Biscuit Company, Inc., Mobile, Alabama, a manufacturer and packager of frozen and specialty food products, from 1994 until the company was sold in 2007. He has also served as Chairman of Azalea Aviation, Inc., an airplane fueling and charter company, since 1993. Mr. Morrissette served as a director of the Bank from 1990 through April 2004. Mr. Morrissette is or has been a director of the following companies that file reports with the Securities and Exchange Commission: EnergySouth, Inc. until 2008 and The Williamsburg Investment Trust. Mr. Morrissette was elected as a director of the Bank in 2009.

Mr. Faulkner, age 64, has served since 2000 as a director of Branch Banking & Trust, Co., Winston-Salem, North Carolina and as an advisory director of the Dahlonega, Georgia Board of Branch Banking & Trust, Co. of North Carolina. Previously Mr. Faulkner served as Vice Chairman (2000-2001) and CEO (1997-2000) of Century South Banks, Inc. From 2000 until its merger with BancTrust at the end of 2003, Mr. Faulkner served as a director of CommerceSouth, Inc. Mr. Faulkner was elected as a director of the Bank in 2009.

Mr. Lewis, age 67, served as President and Chairman of Lewis Communications, Inc., Mobile, Alabama, a full service advertising, marketing and public relations firm, from 1976 until his retirement in 2005. Since his retirement in 2005, Mr. Lewis has performed consulting services for Lewis Communications and has been a senior partner with Lewis & Associates, LLC. Lewis & Associates provides cost analysis and profit enhancement services for companies. Mr. Lewis served as a director of the Bank from 1993 until 2004. Mr. Lewis was re-elected as a director of the Bank in 2009.

Mr. Dixon, age 47, has been President of M.C. Dixon Lumber Company, Inc., Eufaula, Alabama, since 2003. From 1988-2003, Mr. Dixon served as Vice President of M.C. Dixon Lumber Company, Inc. Mr. Dixon was Chairman of the Board of BankTrust of Alabama, headquartered in Eufaula, Alabama, from January 2005, and a director from 2000, until its merger with the Bank in 2007. Mr. Dixon was elected as a director of the Bank in 2009.

Mr. Crawford, age 68, served as General Counsel to BancTrust from July 2003 through December 2004 and has served as Chairman of the Executive Committee since 1992. He is also a member of the Hand Arendall, L.L.C. law firm, Mobile, Alabama, where he has practiced law since 1964. Mr. Crawford has been a director of the Alabama Bank since 1986 and served as a director of BancTrust Company, Inc., BancTrust s subsidiary trust company, from 1998 until 2007, when it was merged into the Alabama Bank.

A BancTrust director since 2006 Ms. Conerly is a partner with Carr Riggs & Ingram, LLC, a certified public accounting firm. She has practiced accounting with that firm since 1990. She served as a director of our Florida subsidiary bank, from 2000 to 2008, when it was merged into our Alabama subsidiary, the Bank. Ms. Conerly serves as Chairperson of the Audit Committee. Ms. Conerly was elected as a director of the Bank in 2009.