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	<title><![CDATA[bank and credit card Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to bank and credit card]]></description>
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		<title><![CDATA[S.C.R.E.W.U. or the Safe Credit Revision Everyone Wins Undertaking]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/consumer-reporter/screw-or-the-safe-credit-revision/417/]]></link>
		<description><![CDATA[    According to a new cartoon byÂ Mark Fiore, an award-winning political animator who hangs out somewhere in the Bay Area, this is the program that credit card issuers have developed in response to the CARD (Credit Card Accountability Responsibility and Disclosure Act of 2009) which is to...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 09 Nov 2009 10:37:50 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
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		<category domain="http://resources.bnet.com/topic/marlys+harris.html"><![CDATA[Marlys Harris]]></category>
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	<item>
		<title><![CDATA[Senator Dodd Is Saving Lenders From Themselves]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10004495/senator-dodd-is-saving-lenders-from-themselves/]]></link>
		<description><![CDATA[Senator Christopher Dodd is getting tough on his old chums in the commercial banking industry. The Connecticut Senator who heads the Senate Banking Committee, and was once the beneficiary of a Countrywide home loan himself, is turning on credit card issuers who have tried to wriggle out of an interest...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 27 Oct 2009 06:07:55 -0700</pubDate>
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		<title><![CDATA[Will Merchants and Consumers Get Relief From Soaring Credit Card Fees?]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10004134/will-merchants-and-consumers-get-relief-from-soaring-credit-card-fees/]]></link>
		<description><![CDATA[Kathy and Warren Miller run a mom-and-pop grocery store in tiny Elmore, Vt. pictured at left, and soaring credit card fees are strangling it.    In congressional testimony on Thursday, she said they make only two cents whenever a customer pays for a 99 cent bag of potato...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 12 Oct 2009 13:30:51 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<title><![CDATA[After Calm Year, Bank of America Faces Storms]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10003272/after-calm-year-bank-of-america-faces-storms/]]></link>
		<description><![CDATA[    For Bank of America, 2009 has been a relatively stable year. Management turmoil, Troubled Asset Relief Program TARP loans, and potential earnings volatility have all been handled very much business as usual, rewarded with a gain of 21.5 percent in the firm's stock price. For America's...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 17 Sep 2009 04:54:38 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<title><![CDATA[Debit Card Scams to Avoid]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/debit-card-scams-to-avoid/325556/]]></link>
		<description><![CDATA[Crooks are coming up with clever ways to steal money from debit card customers. Here's how to protect yourself.                          And when it comes to card...]]></description>
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		<pubDate>Tue, 28 Jul 2009 00:00:00 -0700</pubDate>
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		<title><![CDATA[Unemployment Hits Credit Card Debt]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/blog/macro-view/unemployment-hits-credit-card-debt/809/]]></link>
		<description><![CDATA[The rising unemployment rate is taking its toll on credit card debt. Outstanding loans are declining and loan defaults are rising. It's expected to get much worse as unemployment, which reached 9.5 percent in June, rises to more than 10 percent in the coming months.    According to...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 09 Jul 2009 13:51:35 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://resources.bnet.com/topic/charles+wallace.html"><![CDATA[Charles Wallace]]></category>
	</item>
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		<title><![CDATA[Small Business Alert: How to Survive If You Lose Credit]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/career-advice/article/small-business-alert-how-to-survive-if-you-lose-credit/311170/]]></link>
		<description><![CDATA[Credit card companies and banks are cutting back drastically on  loans and credit lines. Here's what to do if your cash flow gets squeezed.                  Don&#8217;t Just Accept Credit Changes as Final ...]]></description>
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		<pubDate>Thu, 11 Jun 2009 00:00:00 -0700</pubDate>
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		<title><![CDATA[Fire the Banking Bastards: Sheila Bair Lays Down the Law]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/blog/financial-decoder/fire-the-banking-bastards-sheila-bair-lays-down-the-law/263/]]></link>
		<description><![CDATA[Keep an eye out for new resumes! Last week, FDIC head-honcho Sheila Bair said that some heads of the stress-tested banks may lose their jobs. You can almost hear Ken Lewis cry, "I thought that the test was pass-pass!"    In her interview on Bloomberg TV, Bair said...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 18 May 2009 10:48:03 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
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		<category domain="http://resources.bnet.com/topic/jill+schlesinger.html"><![CDATA[Jill Schlesinger]]></category>
	</item>
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		<title><![CDATA[Credit Card Debt Epidemic]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/video/credit-card-debt-epidemic/302526/]]></link>
		<description><![CDATA[Millions of Americans have soaring levels of credit card debt. Nancy Cordes reports that U.S. lawmakers are now pushing for legislation and reform relating to interest rates and regulations.]]></description>
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		<pubDate>Thu, 14 May 2009 16:58:29 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
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	</item>
	<item>
		<title><![CDATA[For Small Businesses, Credit Card Backlash]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/video/for-small-businesses-credit-card-backlash/300721/]]></link>
		<description><![CDATA[Small business owners throughout the nation are now encountering harsh interest rates and other setbacks with credit card companies. As Michelle Miller reports on this ongoing credit crisis.]]></description>
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		<pubDate>Sun, 10 May 2009 18:29:32 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
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	</item>
	<item>
		<title><![CDATA[Why Credit Card Regulation Is Broken]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/why-credit-card-regulation-is-broken/288874/]]></link>
		<description><![CDATA[Until recently, regulators routinely looked the other way as credit card issuers ensnared unwitting consumers with huge finance charges and penalties. So how did credit card regulation become so broken? Here's a brief history of the slippery practices of the  industry.        How...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Wed, 15 Apr 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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	</item>
	<item>
		<title><![CDATA[Reforming the Credit Card Industry]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/reforming-the-credit-card-industry/288876/]]></link>
		<description><![CDATA[Consumers should be able to use plastic without getting skewered by unfair bank practices. Although the Federal Reserve passed new regulations to reform the industry, many consumer groups argue the Fed failed to complete the job. Here's a list of additional reforms needed to make credit cards fairer for consumers....]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Wed, 15 Apr 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://resources.bnet.com/topic/center+for+responsible+lending.html"><![CDATA[Center for Responsible Lending]]></category>
		<category domain="http://resources.bnet.com/topic/national+consumer+law+center.html"><![CDATA[National Consumer Law Center]]></category>
		<category domain="http://resources.bnet.com/topic/marlys+harris.html"><![CDATA[Marlys Harris]]></category>
	</item>
	<item>
		<title><![CDATA[Financial Roundup: GMAC Bailout Breaks Limits, Credit Card Rule Speedup, UBS Unloads Chinese Bank Shares, "Mark to Market" Stays]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/1000259/financial-roundup-gmac-bailout-breaks-limits-credit-card-rule-speedup-ubs-unloads-chinese-bank-shares-mark-to-market-stays/]]></link>
		<description><![CDATA[Treasury exceeds bailout limits -- The federal government's generous $6 billion investment in car financier GMAC has tipped the $350 billion limit in the bailout program by $4.4 billion. But who's counting? GMAC suddenly has announced lots of zero percent financing deals to move vehicles made by troubled General Motors....]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 31 Dec 2008 06:19:34 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/accounting.html"><![CDATA[Accounting]]></category>
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		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
		<category domain="http://resources.bnet.com/topic/bailout.html"><![CDATA[Bailout]]></category>
		<category domain="http://resources.bnet.com/topic/ubs+ag.html"><![CDATA[UBS AG]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">UBS</category>
		<category domain="tickers">UBS</category>
	</item>
	<item>
		<title><![CDATA[Financial Roundup: New Credit Card Rules, Private Equity Eyes Banks, Bernanke Uses Same Old Ratings Agencies, Small Banks Up Tech Buys, and More]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/1000247/financial-roundup-new-credit-card-rules-private-equity-eyes-banks-bernanke-uses-same-old-ratings-agencies-small-banks-up-tech-buys-and-more/]]></link>
		<description><![CDATA[Credit card rules approved -- The Federal Reserve Board has approved a host of new credit card rules that, effective July 1, 2010, would protect consumers from unexpected interest charges, forbid "two-cycle" billing schemes and allow customers a reasonable amount of time to pay their bills. While consumer advocates criticized...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 19 Dec 2008 06:35:15 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/private+equity.html"><![CDATA[Private Equity]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/agency.html"><![CDATA[Agency]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
		<category domain="http://resources.bnet.com/topic/peter+galuszka.html"><![CDATA[Peter Galuszka]]></category>
	</item>
	<item>
		<title><![CDATA[Why AmEx Becoming a Bank Holding Company is a Positive Move]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F105766-why-amex-becoming-a-bank-holding-company-is-a-positive-move%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Vitaliy N. Katsenelson, CFA submits:  American Express AXP becoming a bank holding company [BHC] is not just net positive for the company it is simply positive. When a highly leveraged investment bank like Goldman Sachs GS turns into a BHC, its future profitability suffers as its leverage drops to...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Thu, 13 Nov 2008 12:55:07 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/american+express+co..html"><![CDATA[American Express Co.]]></category>
		<category domain="http://resources.bnet.com/topic/amex.html"><![CDATA[AmEx]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
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		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
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		<category domain="http://resources.bnet.com/topic/goldman+sachs+group+inc..html"><![CDATA[Goldman Sachs Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://resources.bnet.com/topic/vitaliy+katsenelson.html"><![CDATA[Vitaliy Katsenelson]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">AXP</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">GS</category>
		<category domain="tickers">AXP,GS</category>
	</item>
	<item>
		<title><![CDATA[Is American Express Worth the Risk?]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F105841-is-american-express-worth-the-risk%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Ockham Research submits:  One of the major developing stories this week is the conversion of American Express AXP to a bank holding company in order to receive funds from the government&#8217;s Troubled Asset Relief Program (TARP). This situation is similar to the Fed&#8217;s decision to allow the immediate conversion...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Thu, 13 Nov 2008 06:34:49 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://resources.bnet.com/topic/american+express+co..html"><![CDATA[American Express Co.]]></category>
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		<category domain="http://resources.bnet.com/topic/ockham+research.html"><![CDATA[Ockham Research]]></category>
		<category domain="http://resources.bnet.com/topic/amex.html"><![CDATA[AmEx]]></category>
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		<category domain="http://resources.bnet.com/topic/ockham+research.html"><![CDATA[Ockham Research]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">AXP</category>
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	</item>
	<item>
		<title><![CDATA[Credit Card Ghosts Haunt GE and MasterCard]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/100052/credit-card-ghosts-haunt-ge-and-mastercard/]]></link>
		<description><![CDATA[Two titans of plastic are being bit on the backside by charge cards of yesteryear.    First, MasterCard Worldwide agreed yesterday to pay $1.8 to rival American Express.Â The cash is part of a settlement of claims that Mastercard (along with Visa, which agreed to a $2.1 billion payment...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 26 Jun 2008 14:23:12 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/card.html"><![CDATA[Card]]></category>
		<category domain="http://resources.bnet.com/topic/discover+financial+services.html"><![CDATA[Discover Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/general+electric+co..html"><![CDATA[General Electric Co.]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
		<category domain="http://resources.bnet.com/topic/charge+card.html"><![CDATA[Charge Card]]></category>
		<category domain="http://resources.bnet.com/topic/mastercard+international.html"><![CDATA[MasterCard International]]></category>
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		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
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		<category domain="http://resources.bnet.com/topic/dan+ackman.html"><![CDATA[Dan Ackman]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">DFS</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">GE</category>
		<category domain="tickers">DFS,GE</category>
	</item>
	<item>
		<title><![CDATA[It's a Matter of Trust: When the Customer Relationship is Everything, Businesses Bank on SSL Solutions]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=390213]]></link>
		<description><![CDATA[For large companies, protecting their clients and their assets is a huge responsibility.  Whether actually a victim, most individuals see themselves as potential prey to any number of electronic crimes, from an account take-over to credit card fraud or identity theft. All of these threats put financial services organizations...]]></description>
		<s:doctype><![CDATA[Case studies]]></s:doctype>
		<pubDate>Fri, 16 May 2008 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
		<category domain="http://resources.bnet.com/topic/verisign+inc..html"><![CDATA[VeriSign Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/ssl.html"><![CDATA[SSL]]></category>
		<category domain="http://resources.bnet.com/topic/ssl%252ftls.html"><![CDATA[Ssl/Tls]]></category>
		<category domain="http://resources.bnet.com/topic/authentication%252fencryption.html"><![CDATA[Authentication/Encryption]]></category>
		<category domain="http://resources.bnet.com/topic/identity+theft.html"><![CDATA[Identity Theft]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">VRSN</category>
		<category domain="tickers">VRSN</category>
	</item>
	<item>
		<title><![CDATA[BANK OF BEIJING BUILDING CREDIT CARD ARM]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5562/is_200705/ai_n22744625]]></link>
		<description><![CDATA[AsiaInfo Services    05-25-2007    Bank of Beijing Building Credit Card Arm    BEIJING, May 25, 2007 SinoCast via COMTEX -- Bank of Beijing, one of the largest city commercial banks in China, gears up preparing for credit card issuance by recruiting e ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Fri, 25 May 2007 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/arm.html"><![CDATA[ARM]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
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		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[Woolworths to take on banks in credit card war.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb4692/is_200701/ai_n17463071]]></link>
		<description><![CDATA[Byline: Sue Mitchell    Byline: Sue Mitchell  ]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 08 Jan 2007 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">WOW</category>
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