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	<title><![CDATA[bank holding company Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to bank holding company]]></description>
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		<title><![CDATA[CIT Group, Inc. Q4 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-263435.html]]></link>
		<description><![CDATA[ Question-and-Answer Session  Operator  Operator Instructions The first question comes from the line of David Hochstim &#8211; Buckingham Research Group.  David Hochstim &#8211; Buckingham Research Group  Joe could you revisit the $82 million charge in vendor finance and the $31 million bank holding company conversion expense...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 22 Jan 2009 11:39:12 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[Bank Holding Company]]></category>
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	<item>
		<title><![CDATA[GMAC Didn't Need Bank Status, After All]]></title>
		<link><![CDATA[http://industry.bnet.com/auto/1000507/gmac-didnt-need-bank-status-after-all/]]></link>
		<description><![CDATA[It turns out, for the purposes of bailout money, the U.S. Treasury Department classified GMAC Financial Services as part of the auto industry, and not as a financial institution per se. by Jim Henry]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 02 Jan 2009 07:39:49 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[Bank Holding Company]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/bailout.html"><![CDATA[Bailout]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/jim+henry.html"><![CDATA[Jim Henry]]></category>
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	<item>
		<title><![CDATA[GMAC Seeks Government Investment]]></title>
		<link><![CDATA[http://industry.bnet.com/auto/1000338/gmac-seeks-government-investment/]]></link>
		<description><![CDATA[Auto and mortgage lender GMAC Financial Services would like to get in the queue of financial institutions selling preferred shares to Uncle Sam, in return for backing from the U.S. government. First, GMAC has to redefine itself as a bank holding company. by Jim Henry]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 04 Nov 2008 07:47:34 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/gmac.html"><![CDATA[GMAC]]></category>
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		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[Bank Holding Company]]></category>
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		<category domain="http://resources.bnet.com/topic/liquidity.html"><![CDATA[Liquidity]]></category>
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		<title><![CDATA[2008 bank holding companies.(Top Rank Florida)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb6381/is_200804/ai_n26626787]]></link>
		<description><![CDATA[Top Rank Florida  2008 Bank Holding Companies (deposits as of 6/30/07)    2008   2007  Rank   Rank   Bank Holding Company     1      1     Bank of America   2...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 01 Apr 2008 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[bank holding company]]></category>
		<category domain="http://resources.bnet.com/topic/fifth+third+bancorp.html"><![CDATA[Fifth Third Bancorp]]></category>
		<category domain="http://resources.bnet.com/topic/mellon+financial+corp..html"><![CDATA[Mellon Financial Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/northern+trust+corp..html"><![CDATA[Northern Trust Corp.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">FITB</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">MEL</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">NTRS</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">RF</category>
		<category domain="tickers">FITB,MEL,NTRS,RF</category>
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		<title><![CDATA[A.M. Best Introduces Interactive Rating Services on U.S. Banks and Bank Holding Companies]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2006_Oct_2/ai_n16833759]]></link>
		<description><![CDATA[OLDWICK, N.J. -- A.M. Best Co. today announced plans to expand its analytical coverage of the U.S. banking industry by introducing interactive rating services on U.S. banks and bank holding companies. A.M. Best's bank rating services include Bank Deposit Ratings on operating banks and Issuer Credit Ratings on banks and...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 02 Oct 2006 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/a.m.+best+co..html"><![CDATA[A.M. Best Co.]]></category>
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		<title><![CDATA[Fed expands definition of small bank holding company]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5592/is_200604/ai_n23567137]]></link>
		<description><![CDATA[A final rule that expands the definition of a small bank holding company under die Federal Reserve Board's Small Bank Holding Company Policy Statement and the Fed's risk-based and leverage capital guidelines for bank holding companies has been issued.A final rule that expands the definition of a small bank holding...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sat, 01 Apr 2006 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
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	<item>
		<title><![CDATA[Fed proposes expanded definition of small BHC]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5592/is_200510/ai_n23569159]]></link>
		<description><![CDATA[A proposal expanding the definition of a small bank holding company under the Fed's Small Bank Holding Company Policy and the risk-based and leverage capital guidelines for bank holding companies has been issued by the Federal Reserve Board. The policy stA proposal expanding the definition of a small bank holding...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sat, 01 Oct 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
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	<item>
		<title><![CDATA[Penns Woods Bancorp, Inc. Recognized for Strong Insurance Sales]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2005_Sept_22/ai_n15628042]]></link>
		<description><![CDATA[WILLIAMSPORT, Pa. -- Penns Woods Bancorp, Inc. (NASDAQ:PWOD) the bank holding company for Jersey Shore State Bank was recognized in Michael D. White's report, Bank Holding Company Insurance & Investment Fee Income Report for Year End 2004. The report ranked Pennsylvania bank holding companies based on insurance brokerage fee income....]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 22 Sep 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[bank holding company]]></category>
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		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
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		<title><![CDATA[Bank holding companies: by total Florida deposits.(top rank Florida[TM])(Illustration)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb6381/is_200504/ai_n26464045]]></link>
		<description><![CDATA[Bank Holding Companies  BY TOTAL FLORIDA DEPOSITS    2005   Last                                  Florida/Regional ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Fri, 01 Apr 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/ala.html"><![CDATA[Ala]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">RF</category>
		<category domain="tickers">RF</category>
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	<item>
		<title><![CDATA[Bank holding companies.(business leaders)(Illustration)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb6381/is_200410/ai_n26414187]]></link>
		<description><![CDATA[Bank Holding Companies                                               ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Fri, 15 Oct 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[bank holding company]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">RF</category>
		<category domain="tickers">RF</category>
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	<item>
		<title><![CDATA[New Bank Holding Company Rating System Revises the Focus of the Federal Reserve's Supervisory Practices]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=157234]]></link>
		<description><![CDATA[This article provides an overview of the new supervisory rating system that the Federal Reserve has proposed to apply to all Bank Holding Companies BHCs and Financial Holding Companies FHCs. The article first gives some useful background on the current ratings system used by the Federal Reserve's examiners and then...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 01 Oct 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[Bank Holding Company]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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	<item>
		<title><![CDATA[Report on the Condition of the U.S. Banking Industry: First Quarter, 2004]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=111153]]></link>
		<description><![CDATA[This article reports the condition of U.S. banking industry in the first quarter of 2004. Assets at reporting bank holding companies raised $325 billion (or 3.7 percent) in the first quarter, primarily because the fifty large bank holding companies were active acquirers of investment securities during the period. Aggregate securities...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 16 Sep 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[Bank Holding Company]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/financing+startups.html"><![CDATA[Financing Startups]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Using Securities Market Information for Bank Supervisory Monitoring]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=111026]]></link>
		<description><![CDATA[Bank supervisors in the United States conduct comprehensive on-site inspections of bank holding companies BHCs and assign them a supervisory rating meant to summarize their overall condition. This paper develops an empirical forecasting model of these ratings that combines supervisory and securities market data. The paper finds that securities market...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 05 May 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[Bank Holding Company]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/security.html"><![CDATA[Security]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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	<item>
		<title><![CDATA[Report on the Condition of the U.S. Banking Industry: Third Quarter, 2003]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=111155]]></link>
		<description><![CDATA[The report presents financial and non financial data drawn primarily from regulatory filings with the Federal Reserve, along with a brief summary of key developments. This new report presents aggregate time-series data drawn primarily from regulatory reports submitted to the Federal Reserve each quarter by individual bank holding companies (the...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 26 Feb 2004 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[Bank Holding Company]]></category>
		<category domain="http://resources.bnet.com/topic/federal+reserve+board.html"><![CDATA[Federal Reserve Board]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Insurance income boosts bank coffers.(Banks & Insurance)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5249/is_200312/ai_n20057643]]></link>
		<description><![CDATA[Insurance income earned by bank holding companies is expected to  increase 9 percent in 2003 and account for an increasing share of  non-interest income, according to a study by the American Bankers  Insurance Association.    The study, which did not id  Insurance income earned...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 22 Dec 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[bank holding company]]></category>
		<category domain="http://resources.bnet.com/topic/citigroup+inc..html"><![CDATA[Citigroup Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/income.html"><![CDATA[income]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[insurance]]></category>
		<category domain="http://resources.bnet.com/topic/metlife+inc..html"><![CDATA[MetLife Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">C</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">MET</category>
		<category domain="tickers">C,MET</category>
	</item>
	<item>
		<title><![CDATA[2003 Bank Holding Company Insurance Income on Track to Beat 2002]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=104017]]></link>
		<description><![CDATA[This paper is based on an analysis by the American Bankers Insurance Association and the Economic Policy and Research Division of the American Bankers Association. The data is based on the Year to Date June, 2003 figures reported to the Federal Reserve by bank holding companies in the 2nd quarter...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 12 Nov 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[Bank Holding Company]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[big bad bank holding company law and the ILC, The]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qa5403/is_200310/ai_n21339988]]></link>
		<description><![CDATA[During my time as chairman of the FDIC, it was my general view that the bank holding company BHC structure was an unnecessary intrusion in the free marketplace. Regulated by the Federal Reserve Bank, BHCs were designed to separate commerce and finance, so that GM or Wal-Mart couldn't own a...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 01 Oct 2003 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[bank holding company]]></category>
		<category domain="http://resources.bnet.com/topic/fdic.html"><![CDATA[FDIC]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[Stock Market Reaction to Financial Statement Certification by Bank Holding Company CEOs]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=137245]]></link>
		<description><![CDATA[In 2002, the Securities and Exchange Commission mandated that the chief executive officers of large, publicly traded firms certify the accuracy of their company financial statements. This paper investigates whether CEO certification has had a measurable effect on the stock market valuation of the forty-two bank holding companies subject to...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 01 Jul 2003 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[Bank Holding Company]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/certification.html"><![CDATA[Certification]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
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		<category domain="http://resources.bnet.com/topic/financial+statement.html"><![CDATA[Financial Statement]]></category>
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		<title><![CDATA[Buy-sell agreements between Subchapter S corporations and bank directors]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qa5353/is_200303/ai_n21327607]]></link>
		<description><![CDATA[The Internal Revenue Service IRS has issued a private letter ruling that may impact bank holding companies that seek to qualify, or continue to qualify, as Subchapter S corporations for federal tax law purposes. The IRS private letter ruling responds to an inquiry from a bank holding company about an...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sat, 01 Mar 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/agreement.html"><![CDATA[agreement]]></category>
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		<title><![CDATA[A Multiple-Metric Study Of The Returns To Shareholders: The Case Of Bank Holding Company]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=69696]]></link>
		<description><![CDATA["The initial thrust of this research was an event study that dealt with shareholder reaction to the announcement of a merger of two bank holding companies BHC. It was found that positive abnormal returns accrue to the shareholders of the acquired firm. The abnormal returns to the shareholders of the...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+holding+company.html"><![CDATA[Bank Holding Company]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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