bank management

BNET Resources

• sort by:
• Relevance
• Date
• Popularity

The Procyclicality of Bank Lending Behaviour

Article suggests that bank lending behaviour is highly procyclical and offer a new hypothesis that may explain why this occurs. The institutional memory hypothesis is driven by deterioration in the ability of loan officers over the bank's lending cycle that results in an easing of credit standards. This...

Tags: Financial services, Bank for International Settlements, bank management, deterioration, hypothesis, bank, officer, standards

White papers 2003-01-31

The Institutional Memory Hypothesis and the Procyclicality of Bank Lending Behavior

Stylized facts suggest that bank lending behavior is highly procyclical. The white paper offers a new hypothesis that may help explain why this occurs. The institutional memory hypothesis is driven by deterioration in the ability of loan officers over the bank’s lending cycle that results in an easing of credit...

Tags: Financial services, bank management, hypothesis, deterioration, bank, interest rate, standards, officer, survey, analysis

White papers 2002-12-01

The Institutional Memory Hypothesis and the Procyclicality of Bank Lending Behavior

Stylized facts suggest that bank lending behavior is highly procyclical. The paper offers a new hypothesis that may help explain why this occurs. The institutional memory hypothesis is driven by deterioration in the ability of loan officers over the bank's lending cycle those results in an easing of credit standards....

Tags: Financial services, bank management, deterioration, hypothesis, bank, officer, standards

White papers 2002-12-01

Additional Resources

SEER for IT Estimation Software From Galorath: An Answer to Project Delays and Cost Overruns

EL SEGUNDO, Calif. -- SEER for IT, a new knowledge-based project estimation and management solution from Galorath Incorporated, promises IT managers better control of costs and planning for IT projects and the ongoing support and maintenance of IT infrastructure and services. By accurately forecasting required effort, schedule and risk before...

Articles 2008-06-25

Investment Management Suite offers swaps support options

Optimized for usability, Eagle v9.0 is comprised of data management, investment accounting, and performance measurement solutions. Suite supports Sun Solaris, MS Windows, and Linux operating systems as well as Oracle 10g and MS SQL Server 2005 databases. Also included, information delivery solution provides capabilities for reporting and dissemination of information...

Articles 2008-06-25

Flexible Card-Shaped Authenticator secures online banking

Generating password when front button is pressed, RSA SecurID[R] Display Card is event-based, one-time password authenticator that helps financial institutions and their customers secure online accounts and transactions with 2-factor authentication. Unit is powered by RSA[R] Authentication Manager v7.1 and RSA SecurID Authentication Engine. It meets regulations and guidelines in...

Articles 2008-06-25

Travel, gems favoured by Asia's rising millionaires: study

SINGAPORE AFP — India and China have the world's fastest-growing populations of millionaires, with a penchant for luxury travel, gems and designer clothes, a study released in Asia on Wednesday said. The number of Indian millionaires jumped 22.7 percent last year to 123,000, followed by China where the...

Articles 2008-06-25

Asian cities struggling against urbanisation woes: ADB

SINGAPORE AFP — Asian cities need help to cope with an unprecedented period of urbanisation, the Asian Development Bank ADB said Wednesday, stressing that their future prosperity is at stake. Providing adequate water supplies and infrastructure are among the key issues facing urban planners and policymakers, ADB president...

Articles 2008-06-25

Hypercom Appoints David M. Millener Managing Director - UK and Ireland

PHOENIX -- Hypercom Corporation (NYSE: HYC) today announced the appointment of David M. Millener to the newly created position of Managing Director, Hypercom UK and Ireland. Mr. Millener is responsible for driving sales, service and support in both countries. He reports to Kazem Aminaee, President and Managing Director, Southern Europe...

Articles 2008-06-25

Car wash firm, managers plead guilty to fraud

A Horsham car wash company and three of its managers have pleaded guilty to conspiracy to defraud the government, harbor illegal immigrants, and commit identity theft. The U.S. Attorney's Office in Philadelphia said Car Care managers operated a scheme between 2000 and March 2006 that allowed car washes to hire...

Articles 2008-06-25

Pinnacle Bank hires three

Pinnacle Bank has hired Elsa Ballard as an accounting clerk, Linda Omar as an accountant and Rupali Sodhani as an operations assistant and project manager. Ballard recently finished her freshman year at Georgetown University where she is studying accounting and finance. Omar has...

Articles 2008-06-25

Boenning & Scattergood Taps Stephen A. Hurly to Lead Investment Banking Effort in Healthcare and Biotechnology Sectors

** Addition of Stephen A. Hurly Emphasizes Continued Commitment to Support Industry Verticals with Senior Level Investment Bankers ** WEST CONSHOHOCKEN, Pa. -- Boenning & Scattergood, Inc., an independent securities, asset management and investment banking firm headquartered in the Mid-Atlantic region, announced that Stephen A. Hurly has joined...

Articles 2008-06-25

Commercial Real Estate Stress Testing: How Banks Can Deliver What Regulators Want

At this week's Financial Managers Society's 2008Finance & Accounting Forum, Greg Doner, CEO of FIMAC Solutions, theindustry leader in standalone CRE stress testing solutions, gave a keypresentation about Commercial Real EstateStress Testing to senior executives from the nation's top financialinstitutions. "For the past two years, the Federal Deposit...

Articles 2008-06-25

ADB Calls for New Focus on Asian Cities

Singapore, June 25, 2008 - ACN Newswire - With Asian cities growing by over 100,000 people a day, a major rethink is needed on how cities manage growth because the current approach is no longer economically, environmentally or socially sustainable, the Asian Development Bank ADB said at the World Cities...

Articles 2008-06-25

Energy and Natural Resources Bankers Join Stifel Nicolaus

ST. LOUIS -- Stifel, Nicolaus & Company, Incorporated today announced that Patrick Keeley, Chris Shebby, Kerry McKeon, and Julien Smythe have joined the firm's Investment Banking Group. All four were previously members of the Energy & Natural Resources practice at FBR Capital Markets, where Mr. Shebby had served as co-group...

Articles 2008-06-25

Dynamic Marketing Systems Announces Micro Merchant Marketing Platform for Financial Institutions

Web-Based Solution Provides Management, Customization, Printing of Sales and Marketing Assets NORCROSS, Ga. -- Dynamic Marketing Systems, a provider of Web-enabled marketing resource management solutions, announced the general availability of Micro Merchant, the company's platform designed for the unique needs of the community banking and credit union markets....

Articles 2008-06-25

ACH Compliance an Issue According to Laru Corporation Study

Research Reveals Only Half of Financial Institutions Electronically Monitor ACH Transactions for Compliance FOLSOM, Calif. -- Laru Corporation, the leading provider of Automated Clearing House ACH risk, fraud detection and compliance management software applications, surveyed financial institutions on their ACH compliance processes as both an originating depository financial...

Articles 2008-06-25

First Houston Announces Cascade Mortgage as New Affiliate

HOUSTON -- First Houston Mortgage, a mortgage-banking firm licensed in 20 states that offers expertise in every aspect of the residential mortgage lending process, announced Cascade Mortgage, a Vancouver, Wash.-based mortgage lending and financial services firm, joined First Houston's network of affiliated offices. As an extension of First...

Articles 2008-06-25

Debt-laden chief executives struggle to convince that all is fine on

OUTLOOK Why won't investors believe us? At City lunch tables, this is becoming the overwhelming complaint among beleaguered chief executives. They seem to be delivering as promised, yet the share price keeps falling. It's been like this for nearly a year now. Management puts...

Articles 2008-06-25

The Citi Foundation Awards $500,000 to Operation HOPE

Today, Citi and the Citi Foundation presenteda $500,000 grant to Operation HOPE HOPE to provide ongoing support for"Banking on Our Future" -- HOPE's financial education initiative designedto teach children the basics of managing their financial futures. The grantwill also provide funding for the award-winning Banking on Our Futureprogram in the...

Articles 2008-06-25