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	<title><![CDATA[banking and check 21 Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to banking and check 21]]></description>
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		<title><![CDATA['Check 21' Banking Law Goes Into Effect Oct. 28; Consumers Union Offers Tips for Avoiding Bounced Checks, Fees, Other Pitfalls of Law]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5554/is_200410/ai_n21845067]]></link>
		<description><![CDATA[SAN FRANCISCO, Calif., Oct. 22 /U.S. Newswire/ -- A sweeping new banking law known as "Check 21" will go into effect beginning October 28, speeding up check processing and putting consumers at risk for more bounced checks and fees, Consumers UniSAN FRANCISCO, Calif., Oct. 22 /U.S. Newswire/ -- A sweeping...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Fri, 22 Oct 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/banking.html"><![CDATA[banking]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/consumers+union.html"><![CDATA[Consumers Union]]></category>
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		<title><![CDATA[How Check 21 Will Impact Your Business: 3 Ways the Banking Act Will Affect Entrepreneurs]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=112682]]></link>
		<description><![CDATA[This article focuses on the Check 21 legislation and the effects it would have on entrepreneurs. In a nutshell, Check 21 allows banks to replace paper checks with a digital copy of the check, called a substitute check. Once a paper check has been transformed into a substitute check, the...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Mon, 13 Sep 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/check.html"><![CDATA[Check]]></category>
		<category domain="http://resources.bnet.com/topic/banking.html"><![CDATA[Banking]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
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		<title><![CDATA[Business Banking: Union Bank Opens Check 21 University]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=105967]]></link>
		<description><![CDATA[Given the industry chatter and column inches dedicated to Check 21, it would seem inconceivable there's anyone who doesn't know about the potential triumph-someday-over physical checks. But there's still a knowledge gap, particularly in segments such as small and middle-market businesses, and Union Bank sees that as an opportunity to...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sun, 01 Aug 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<title><![CDATA[Electronic Banking: The Check Truncation Issue]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=120314]]></link>
		<description><![CDATA[The clearing process for checks is more expensive than other methods of payment, which are cleared electronically, such as credit cards and Internet banking. The main reason is that check clearing requires banks to physically present and return checks unless they obtain legal agreements to clear electronically. This report focuses...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 03 Jul 2003 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/electronic+banking.html"><![CDATA[Electronic Banking]]></category>
		<category domain="http://resources.bnet.com/topic/congressional+research+service.html"><![CDATA[Congressional Research Service]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/banking.html"><![CDATA[Banking]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
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		<title><![CDATA[An Uncommon Perspective: Remote Deposit Capture - The Shape of Things to Come]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151043]]></link>
		<description><![CDATA[This article reports that as companies continue to learn more about Check 21 legislation, they are discovering something remarkable. Beneath the hype, a dramatically different model for commercial banking is emerging, as different from today's processes as was the shift from branches to online banking in the 1990s. It is...]]></description>
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		<category domain="http://resources.bnet.com/topic/wachovia+corp..html"><![CDATA[Wachovia Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
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