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- Statement by William J. McDonough, President, Federal Reserve Bank of New York, before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Banking and Financial Services, U.S. House of Representatives, March 24, 1999
- I appreciate the continued attention that you and your colleagues on the subcommittee and on the Banking Committee as a whole have brought to bear on the complex and important issues under discussion today.
- Research articles 1999-05-01
- Statement by Alan Greenspan, Chairman, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, U.S. House of Representatives, February 13,
- Statement by Alan Greenspan, Chairman, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, US. House of Representatives, February 13, 1997
- Research articles 1997-04-01
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 8, 1994 -
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 8, 1994.
- Research articles 1994-04-01
- Statement submitted by the Board of Governors of the Federal Reserve System to the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 9, 1994 - Transcript
- Statement submitted by the Board of Governors of the Federal Reserve System to the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 9, 1994.
- Research articles 1994-04-01
- Statement by Laurence H. Meyer, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, U.S. House of Representatives, June 16, 199
- I welcome this opportunity to discuss the Federal Reserve's views on recent developments relating to the allowance for loan losses.
- Research articles 1999-08-01
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 18, 1993 -
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 1, 1993(1)
- Research articles 1993-04-01
- Statement by Richard F. Syron, President, Federal Reserve Bank of Boston, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives February 4, 1993 - Statements to Congr
- Thank you for this opportunity to testify on the credit availability problems that have arisen in low-income communities. As you know, this issue has been an important one in the First Federal Reserve District. Accordingly, my prepared statement will focus on what we have learned from second-mortgage abuses in Boston.
- Research articles 1993-04-01
- Statement by Laurence H. Meyer, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Banking and Financial Services, U.S. House of Representatives, March 24, 1999
- I welcome this opportunity to discuss the Federal Reserve's supervisory actions in the aftermath of the near-collapse of Long Term Capital Management LTCM. Today's hearings cover an important topic. The LTCM incident merits study to ensure that the lessons it provides are sufficiently understood and that constructive action is taken...
- Research articles 1999-05-01
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, October 21, 1993 - S
- I appreciate the opportunity to appear before this subcommittee to discuss the Community Reinvestment Act CRA and the current efforts of the agencies to strengthen and improve its administration. This statute has become an extremely important part of the landscape of financial institution supervision in recent years. Across our nation...
- Research articles 1993-12-01
- Statement by Cathy E. Minehan, President, Federal Reserve Bank of Boston, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, October 12, 1994, in Boston, Massachu
- I am pleased to present the views of the Federal Reserve Bank of Boston on the important issues you have raised on the cost of credit to consumers and small business in New England. These issues are especially important given this region's recent economic history.
- Research articles 1994-12-01
- Consumer Credit Losses at JPMorgan Chase Spell Danger for Weaker Banks
- It's another blow-out quarter for JPMorgan Chase. Yet rising losses in consumer lending augur badly for less healthy banks. The company announced third-quarter net income of $3.6 billion on revenue of $28.8 billion, compared with earnings of $527 million on sales of $16 billion in the year-ago...
- Blog posts 2009-10-14
Additional Resources
- Oral statement of Donna Tanoue, Chairman, Federal Deposit Insurance Corporation before the Subcommittee on Financial Institutions and Consumer Credit Committee on Banking and Financial Services, U.S. House of Representatives.
- M2 PRESSWIRE-16 February 2000-FDIC: Oral statement of Donna Tanoue, Chairman, Federal Deposit Insurance Corporation before the Subcommittee on Financial Institutions and Consumer Credit Committee on Banking and Financial Services, U.S. House of Representatives C1994-2000 M2 COMMUNICATIONS LTD RDATE:16022000 Thank...
- Research articles 2000-02-16
- BofA Posts $1 Billion Loss on Consumer Credit Woes
- By Joe Rauch CHARLOTTE (Reuters) - Bank of America Corp posted a wider-than-expected third-quarter loss as improvement in its Merrill Lynch investment banking unit failed to offset consumer credit woes, sending its shares down 4.5 percent . The results underlined how the nation's largest bank, which has received two taxpayer...
- News items 2009-10-16
- CREDIT AGRICOLE SA : Crédit Agricole and Banco Popolare enter exclusive negotiations about potential Italian consumer credit joint venture between Agos and Ducato
- Crédit Agricole, a leading European banking group, and Banco Popolare, one of the major banking groups in Italy, have entered into an exclusive 30 day period of negotiations (ending on 30 April 2008) to examine the possibility of a joint venture between their specialised Italian consumer credit subsidiaries Agos and...
- Research articles 2008-03-28
- Consumer Credit Bureaus Need Reform, Too
- Mark Sunshine submits: President Obama’s effort to reform the banking system doesn’t address the system’s biggest problem, which is how consumer credit is underwritten in the United States. Without exception, no material consumer loan is made in America without the borrower’s credit bureau first being polled by prospective...
- External links 2009-09-17
- Citigroup Takes $8 Bln in Credit Losses
- By Dan Wilchins NEW YORK (Reuters UK) - Citigroup C posted a quarterly per-share loss as it suffered $8 billion (4 billion pounds) of credit losses, raising questions about when the bank can return to sustained profitability. Analysts had expected Citigroup bank to post an even bigger loss, but its...
- News items 2009-10-15
- European Banks Make Final Bids for German Consumer-Credit Business.
- Sunday Business, London Knight Ridder/Tribune Business News Jul. 13--FRANKFURT, Germany--Royal Bank of Scotland and France's BNP Paribas are among a handful of banks poised to submit final bids for Norisbank, the consumer credit business of Germany's HypoVereinsbank HVB this weekend, according...
- Research articles 2003-07-13
- Credit card payment delays soar.(FOCUS: Banking and Finance)
- Most major consumer loan delinquencies decreased while the number of past-due credit card accounts rose to an all-time high, according to the latest American Bankers Association ABA Consumer Credit Delinquency Bulletin. Credit card delinquencies rose slightly to 4.09 percent of accounts seasonally adjusted...
- Research articles 2004-01-26
- -U.S. FTC: FTC supports legislation to protect consumer credit privacy
- M2 PRESSWIRE-29 July 1998-U.S. FTC: FTC supports legislation to protect consumer credit privacy C1994-98 M2 COMMUNICATIONS LTD RDATE:280798 -- Agency says civil and criminal sanctions could deter fraudulent information brokers The Federal Trade Commission today told the House Committee on Banking and Financial Services...
- Research articles 1998-07-29
- A.M. Best Special Report: Strength of the Consumer Credit Sector May Start to Decline in U.S. Banks in 2006
- OLDWICK, N.J. -- The U.S. banking industry has achieved record earnings over the past several years, in part due to the strength of consumer borrowing activity. Fueled by relatively low interest rates and strong price appreciation in residential real estate, the levels of mortgage and consumer debt have risen significantly,...
- Research articles 2006-05-22
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