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banking regulation

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An Overall Perspective on Banking Regulation
The paper surveys the theory of banking regulation from the general perspective of regulatory theory. Starting by considering the different justifications of financial intermediation, it proceeds to identify the market failures that make banking regulation necessary. It then succinctly compares how the analysis of regulation compares in the domains of...
Tags: Regulation, Banking Regulation, Banking, Financial Services
White papers 2003-02-12

Additional Resources

Banking Regulation Versus Securities Market Regulation
The purpose of this paper is to consider the inter-relationship of bank regulation and securities regulation in order to consider whether a move away from a bank-based financial system towards a market-based system is desirable in terms of crisis prevention. It considers banking regulation while also focuses on the regulation...
Tags: Bank, Security, Regulations, Banking, Government, Financial Services
White papers 2001-07-11
Corporate Governance And Banking Regulation
The globalisation of banking markets has raised important issues regarding corporate governance regulation for banking institutions. This research paper addresses some of the major issues of corporate governance as it relates to banking regulation. The traditional principal-agent framework will be used to analyse some of the major issues involving corporate...
Tags: Regulation, Corporate Governance, Banking, Corporate Law, Business Operations, Financial Services
White papers 2004-06-01
India's government to introduce Banking Regulation Act amendment bill.
The Economic Times, India Knight Ridder/Tribune Business News Dec. 3--NEW DELHI -- The government will introduce a comprehensive bill during the Budget session to amend the Banking Regulation Act. Finance minister P Chidambaram told Lok Sabha today that the proposed bill would...
Tags: Banking, Economic Times, Government, regulation
Research articles 2004-12-03
National filters: Europeanisation, institutions, and discourse in the case of banking regulation.
National systems of banking regulation in Europe faced a double challenge over the last decades: on the one hand, substantial changes in financial and banking markets provided new opportunities, but also posed new risks; on the other, attempts to create an integrated European financial market created a need to make...
Tags: bank, Bank of England, Banking, financial, government, regulation
Research articles 2004-03-01
Darling promises further review of banking regulation
By Sean Farrell Financial Editor The Chancellor yesterday defended Britain's arrangements for banking regulation but admitted improvements were needed for them to operate properly in future. There has been fierce criticism of the apparent confusion between the Bank of England, the Financial Services Authority and the...
Tags: Bank of England, Northern Rock Plc.
Research articles 2007-10-12
Why Too Much Regulation Increases Risk
Mark Thoma makes the case for improving regulation by subjecting all financial companies, including those that are a part of the so-called "shadow banking" sector such as hedge funds and private equity firms, to the same regulatory framework applicable to the traditional banking sector. By contrast, I argued that the...
Tags: Financial, Hedge Fund, Banking, Regulation, Investment, Financial Services, Financial Accounting, Finance, Houman Shadab
Blog posts 2009-04-14
Financial Regulation Must Increase -- But By How Much?
Few argue that we need less financial regulation these days. Consensus seems to be more oversight of the financial system is in order. The real question is how much? Do we go back to the Franklin Roosevelt days, when The Banking Act, also known as Glass-Stegal, and...
Tags: Financial Regulation, Financial, Financial Accounting, Banking, Finance, Financial Services, Sean Silverthorne
Blog posts 2009-03-09
Bank Capital Regulation in Contemporary Banking Theory: A Review Of The Literature
This paper reviews the theoretical literature on bank capital regulation and analyses some of the approaches to redesigning the 1988 Basle Accord on capital standards. The paper starts with a review of the literature on the design of the financial system and the existence of banks. It proceeds with a...
Tags: Bank, Literature, Regulations, Banking, Financial Services, Government
White papers 2000-09-01
Banking.
Aspen Law & Business' New York Fundamentals of Banking Regulation includes information on all rules and their impact on banking transactions and activities. Targeted to both in-house and outside counsel, the volume "alerts the financial in Aspen Law & Business' New York Fundamentals of Banking ...
Tags: Aspen Technology Inc., banking
Research articles 1998-10-31
Banking Regulation and Competition With Product Differentiation
The main motivation for prudential regulation is to increase the solvency of the banking sector. However, it is usually understood that tighter regulation also leads to more concentration and higher spreads. Thus, these prudential measures are seen as implying a trade-off between solvency and competition. This white paper argues that...
Tags: Reed Elsevier Inc., Banking, Regulations, Financial Services, Government
White papers 2000-08-09
Systemic Risk And Regulation
Historically, much of the banking regulation that was put in place was designed to reduce systemic risk. In many countries capital regulation in the form of the Basel agreements is currently one of the most important measures to reduce systemic risk. In last few years there has been considerable growth...
Tags: Risk, University Of Pennsylvania, Banking, Regulations, Financial Services, Government
White papers 2006-01-04
Florida Banks Fight State Regulation Plan.(Originated from St. Petersburg Times, Fla.)
TALLAHASSEE, Fla.Oct. 8--His big campaign pledge was to get the politics out of Florida banking regulation: Let an appointed commission rather than an elected official regulate the industry, he suggested. But for Florida Comptroller Bob Milligan, the road to reform has been rough. He's getting...
Tags: St. Petersburg Times
Research articles 1995-10-08
Emerging Issues in Banking Regulation
The paper provides an overview of the profound and rapid changes in banking brought about by technology and deregulation, and discusses the hurdles that will have to be negotiated for putting in place the three pillars-capital adequacy rules, supervision, and market discipline-of the bank regulatory framework envisioned. It argues that,...
Tags: IMF, Supervision, Banking, Regulations, Financial Services, Government
White papers 2003-05-01
Florida Lawmakers Can't Agree On Plan Combining Insurance And Banking Regulation.(Brief Article)
Florida lawmakers have adjourned without agreeing on a plan to reorganize the state's Cabinet, leaving open the future of banking and insurance regulation in the state until next year. Central to lawmakers' failure to act was a disagreement on whether an elected or appointed official would...
Tags: Banking, CFO, FINANCE, Florida, Insurance, regulation, U.S. Senate
Research articles 2000-05-29
Financial modernization: 20 years in the making.(banking regulation)(Brief Article)
A Message To Bankers "Only one thing is really clear about American regulation of banking," the Washington Post once wrote in an editorial, "the present rules urgently need fundamental reform.... Congress is going to have to act, and soon." Congress did...
Tags: banker, Banking, editorial, FINANCE, financial, president, regulation, U.S. Congress
Research articles 1999-12-01
Banking, Financial Integration, and International Crises: An Overview
This paper summarizes new research on the relationship among institutions, financial development, economic growth, financial integration, and the likelihood of boom-bust cycles and banking crises. The paper reviews issues pertaining mainly to the banking sector, and summarizes new findings regarding banking regulation and supervision and the behavior of depositors and...
Tags: Financial Integration, Financial, Central Bank Of Chile, Banking, Financial Accounting, Financial Services, Finance
White papers 2001-10-08
A Spatial Probit Analysis Of State Banking Regulation
This paper use a spatial probit to model a state's choice of branch banking and interstate banking regimes as a function of the regime choices made by other states. It extends the basic spatial econometric model by allowing spatial correlation to vary by geographic region. The empirical models also distinguish...
Tags: Regulation, Banking, Financial Services
White papers 2003-12-01
Insurers scored a slam-dunk in the banking bill.
WASHINGTON -- Insurance companies scored a slam-dunk, while agents were unable to beat the buzzer, as Congress finally completed work on banking legislation and went home for the holidays. On Thanksgiving eve, Congress, after weeks of frustrating debate and internal wrangling, adopted a so-called...
Tags: agent, bank, banking, FINANCE, Insurance, loophole, U.S. Congress
Research articles 1991-12-09
Leach blasts comptroller's initiatives. (House Banking Committee Chairman Jim Leach attacks Office of the Comptroller of the Currency Eugene A. Ludwig's initiatives concerning banking regulation)
House Banking Committee Chmn Jim Leach feels that Office of the Comptroller of the Currency's Eugene A. Ludwig's initiatives concerning the banking industry exceed the agency's statutory authority and will force Congress to address the situation. Leach is particularly concerned with Ludwig's decision to allow Magna Bank to expand its...
Tags: attack, bank, Banking, comptroller, FINANCE, Insurance, Rep., U.S. Congress
Research articles 1996-03-11
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