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- The Impact of Gambling on Personal Bankruptcy Rates
- Both access to casino gambling and the personal bankruptcy rate have risen substantially in recent years. A reported correlation between greater access to gambling facilities and state and county bankruptcy rates suggests the increased availability of gambling might be an important factor explaining the increased national bankruptcy rate. A correlation...
- White papers 2003-06-05
Additional Resources
- American Bankruptcy Institute
- The American Bankruptcy Institute says Arkansas' bankruptcy rate is the sixth highest in the U.S.--one of every 41 households in the state filed for bankruptcy last year. Nationally, one of every 60 U.S. households filed for bankruptcy in 2005. There were a record 30,568 bankruptcies filed in Arkansas last year--a...
- Research articles 2006-04-24
- 'Channel 18' seeks aid after Adelphia lease hike.(a local news operation fights bankruptcy with bankruptcy)
- A 10-year-old local news operation, faced with what it called a six-fold rate increase to lease a local channel from Adelphia Communications Corp., is fighting bankruptcy with bankruptcy. The Martinsville, Va., channel, called Channel 18, is a A 10-year-old...
- Research articles 2004-01-26
- Capital One's Unadjusted Charge-Off Rate Hits Record 9.91%
- Tyler Durden submits: A number you won't hear much about on CNBC: Capital One's COF official annualized U.S. credit card net charge-off rate hit 9.41% for May, however as footnote (1) advises, the real charge-off rate was actually 9.91%, a record for the company. Companies will fudge anything and...
- External links 2009-06-15
- Bankruptcy rising among seniors
- Swamped by debt and rising medical bills, elderly Americans have been seeking bankruptcy-court protection at sharply faster rates than other adults, a study to be released today indicates. From 1991 to 2007, the rate of personal bankruptcy filings among those ages 65 or older jumped by...
- Research articles 2008-06-17
- Bankruptcy among seniors has been increasing sharply
- Swamped by debt and rising medical bills, elderly Americans have been seeking bankruptcy protection at sharply faster rates than other adults, a study to be released today indicates. Between 1991 and 2007, the rate of personal bankruptcy filings among those ages 65 or older jumped by 150 percent,...
- Research articles 2008-06-17
- Three Quick Steps to Getting a Mortgage After Bankruptcy
- Finding a mortgage after bankruptcy is much easier today than it used to be. After a person has declared bankruptcy and cleaned up his or her credit, the person can easily qualify for a mortgage with a reasonable rate. To get the best rate possible a person will want to...
- White papers 2006-03-17
- The Transformation of Bankruptcy in the United States
- The large body of empirical and theoretical literature on bankruptcy in the United States has overlooked the transformation of bankruptcy from a business-to-business collection tool to a tool used mainly by insolvent households. Occupational data on bankruptcy show that the transformation of bankruptcy occurred during the interwar years. The transformation...
- White papers 2003-09-02
- Nevada Power's Bankruptcy Worries Shouldn't Affect Rate Case, Advocate Says.
- By John G. Edwards, Las Vegas Review-Journal Knight Ridder/Tribune Business News Dec. 29--Consumer Advocate Tim Hay on Friday asked state regulators to reject arguments about Nevada Power's allegedly weak financial condition from the utility's filings for a $922 million or 21 percent rate...
- Research articles 2001-12-29
- Refinance After Bankruptcy
- Refinancing mortgage after bankruptcy is actually the same as replacing it with an entirely new mortgage. The most common reason for refinancing a person's mortgage after bankruptcy is to get a lower interest rate and save money over the length of the mortgage. It is possible for the person to...
- White papers
- IN BRIEF: DAN RIVER STILL IN BANKRUPTCY... ENESCO NAMES MANLEY CFO... KELLER EXITING FURNITURE BUSINESS.
- DAN RIVER STILL IN BANKRUPTCY A Georgia Bankruptcy Court notice said it will continue hearing the Dan River's plan to emerge from Chapter 11 and set Jan 18 as the date to confirm the textile mill's bankruptcy petition. The court was supposed to...
- Research articles 2005-01-10
- Recent Developments in Bankruptcy and Restructuring- Vol 1, 3
- This article a combination of several small artcles includes articles which contains information about California bankruptcy. One article states that according to a Delaware district court, asset transfers need not necessarily take place in conjunction with confirmation of a chapter 11 plan of reorganization to be exempt from stamp...
- White papers 2002-06-01
- A Model of Bankruptcy Prediction
- In this paper, a model of bankruptcy prediction conditional on financial statements is presented. Apart from giving a discussion on the suggested variables the issue of functional form is raised. The specification most commonly applied for the bankruptcy prediction model implies that the rate at which two variables can substitute...
- White papers 2001-12-05
- Why Refinance Your Home Mortgage After Bankruptcy
- Most folks who declare bankruptcy think that financial doors might be closed to them for a while. But, in reality, it is possible to get a loan, refinance a mortgage or get credit after bankruptcy. And it's a smart idea, too! Refinancing a home has a lot of benefits, like...
- White papers 2006-05-25
- Home Equity Loans After Bankruptcy - Choosing a Low Rate Lender
- After a recent bankruptcy, a person's loan options are limited. Those needing quick cash for home improvements, wedding expenses, or college tuition may be unable to secure the necessary funds. However, if a person owns a home, getting approved for a home equity loan following a bankruptcy is a realistic...
- White papers
- Municipal issues at stake in bankruptcy conference. (House and Senate conferees meet to address proposed legislation to reform bankruptcy proceedings)(Brief Article)
- Conference from the House and Senate began meeting last week to resolve their respective legislation regarding bankruptcy proceedings. For cities, the key issues will include the priority of local taxes in any debt settlement, as well as what interest rate would apply. NLC...
- Research articles 1998-10-05
- Singing the Fed Funds Rate Blues
- Tim Iacono submits: Bloomberg reports that there have been a few problems in maintaining the Federal funds rate at the central bank's desired level of 2.0 percent. Hoarding cash by a banking system now petrified by the fallout from the whole Lehman Brothers LEH, Merrill Lynch MER, AIG AIG...
- External links 2008-09-16
- Sierra Pacific Resources CEO Says Rate Rejection Could Lead to Bankruptcy.
- By John G. Edwards, Las Vegas Review-Journal Knight Ridder/Tribune Business News Apr. 30--Sierra Pacific Power Co. began making its formal case before state regulators Monday for a $205 million rate increase that could determine the financial future of affiliated utility Nevada Power...
- Research articles 2002-04-30
- A shot at the temple - Congressional Republicans complaining about rising interest rate policies
- WASHINGTON, D.C. NOBODY is happy with the Fed's interest-rate hikes--not Republicans, not Democrats, not the general public. Certainly not Wall Street, which decided to pull the plug on a $20-billion loan to Orange County, California, after the usually prosperous county announced a $1.5-billion loss on highly leveraged mortgage-related investments...
- Research articles 1994-12-31
- Who Were the Winners on Interest-Rate Swaps?
- Jeff Nielson submits: In recent months, we have been hearing about institutions and municipalities all over the world who are suffering huge losses on the interest-rate swaps negotiated by U.S. big-banks. Jefferson County, Alabama, is set to become the largest municipal bankruptcy in U.S. history – due...
- External links 2009-10-21
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