Britton & Koontz Capital Corp.

Mr. Punches is the Chairman of the Company’s board and is a partner in the Natchez law firm of Gwin, Lewis & Punches, LLP. Mr. Punches is also a partner/member of various timber management companies.

Mrs. Overton is the President of Lambdin Bisland Realty Co., a real estate company. Mrs. Overton has previously served as the President and Vice President of Oilwell Acquisition Co., an oil operating and production company from 1986 through 1996.

Dr. Bradford is a dentist engaged solely in pediatric dentistry. He is also a partner in various timber management companies and is an officer of Mount Olive Farms, LLC, a firm that raises cattle and boards horses.

Mr. Kurz is a principal and vice president of Kurz & Hebert, a company engaged in the sales, leasing and management of real property, and is a board member of the Baton Rouge Chamber of Commerce.

Dr. Thukral is Chairman of Global Bancorp and Global Trust Bank, a commercial bank in Mountain View, California. He was formerly a director of Louisiana Bancshares, Inc., and a professor at Tulane University, New Orleans, Louisiana. Dr. Thukral now lives in San Jose, California.

Mr. Allen is President of Allen Petroleum Services, Inc., an oil and gas exploration and petroleum land services company. Mr. Allen is also a partner in various timber management companies and an officer in Dutch Ann Foods, Inc., a pie shell and tart business. Mr. Allen is also the Chairman of the Natchez Adams County Development Authority.