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	<title><![CDATA[budgeting Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to budgeting]]></description>
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		<title><![CDATA[Budgeting Wisely, Investing Carefully]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/budgeting-wisely-investing-carefully/362812/]]></link>
		<description><![CDATA[At 24, Molly Laurain is making a good salary, but she spends most of what she earns. And that?s not going to help her pay for graduate school. Here?s how she can save money, invest it wisely, and keep her options open if she decides to go for a master?s...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Tue, 10 Nov 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[Budgeting]]></category>
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		<title><![CDATA[Jack Henry & Associates Inc. F1Q10 (Qtr End 09/30/2009) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14061_23-360760.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator Operator instructions Your first question comes from John Kraft &#8211; D. A. Davidson & Company John Kraft &#8211; D. A. Davidson & Company Jack, you discussed in the credit union space the special assessments and the uncertainty related to that area, but as far as the...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Wed, 04 Nov 2009 11:03:12 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://resources.bnet.com/topic/jack+henry+%2526+associates+inc..html"><![CDATA[Jack Henry & Associates Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">JKHY</category>
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		<title><![CDATA[Quest Software, Inc Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14061_23-360413.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator  Thanks very much. Operator Instructions We'll take our first question from Abhey Lamba from ISI Group. Caller, your line is open. We go next to John Difucci with JPMorgan. John Difucci &#8211; JPMorgan Thank you. I think Scott and Doug, as Vinny said that the run...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 03 Nov 2009 17:56:07 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[Budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/j.p.+morgan+chase+%2526+co..html"><![CDATA[J.P. Morgan Chase & Co.]]></category>
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		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
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	</item>
	<item>
		<title><![CDATA[Create a Budget, Build a Nest Egg]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/create-a-budget-build-a-nest-egg/357300/]]></link>
		<description><![CDATA[Of course you want the best for your kids. But after spending lavishly on education and cars, and helping a son buy his first home, the Cadelinias found they were coming up short on retirement savings. Here?s how to make the tough choices that will protect your future.  ...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Wed, 28 Oct 2009 00:00:00 -0700</pubDate>
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		<title><![CDATA[Escaping the Two-House Cash Crunch]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/escaping-the-two-house-cash-crunch-/345213/]]></link>
		<description><![CDATA[A dual-home lifestyle seemed quite manageable back when they had about $1.5 million in savings and retirement funds. But the market freefall and a loss of about $800,000 have forced the Radoseviches to reconsider their plans.    	  The dual-home lifestyle seemed quite manageable back when they...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Thu, 24 Sep 2009 00:00:00 -0700</pubDate>
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	</item>
	<item>
		<title><![CDATA[Corporate Earnings Provide Good Lesson on Budgeting]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/blog/retirement-roadmap/corporate-earnings-provide-good-lesson-on-budgeting/1756/]]></link>
		<description><![CDATA[We're in the midst of earnings season on Wall Street, and the numbers are coming in a little better than expected. Why? Because companies have slashed their expenses to become lean and mean.  You should be doing the same in your own household. by Charlie Farrell]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 24 Jul 2009 09:58:03 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/corporate+earnings.html"><![CDATA[Corporate Earnings]]></category>
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		<category domain="http://resources.bnet.com/topic/charlie+farrell.html"><![CDATA[Charlie Farrell]]></category>
	</item>
	<item>
		<title><![CDATA[Budgeting: It's Easier Than Ever to Track Expenses Online]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/budgeting-its-easier-than-ever-to-track-expenses-online/924/]]></link>
		<description><![CDATA[If you haven't already done so, it's time to consolidate all of your financial accounts into one budgeting program and track your spending online. Two of the most popular sites are Mint.com and Quicken. Now there's also a new one from LendingTree.com that's worth checking out. by Stacey Bradford]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 20 Jul 2009 14:09:43 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[Budgeting]]></category>
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		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
	</item>
	<item>
		<title><![CDATA[Just-in-Time Budgeting for a Volatile Economy]]></title>
		<link><![CDATA[http://www.bnet.com/2403-13240_23-301598.html]]></link>
		<description><![CDATA[A volatile economy makes traditional budgets obsolete before they're even completed. Here's how companies can adapt more quickly.      Most companies find budgeting a formidable challenge even under stable conditions. Managers often spend significant amounts of time on it, only to be dismayed by how little...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Fri, 15 May 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/budget.html"><![CDATA[Budget]]></category>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[Budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/jit.html"><![CDATA[JIT]]></category>
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		<category domain="http://resources.bnet.com/topic/volatile+economy.html"><![CDATA[Volatile Economy]]></category>
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		<category domain="http://resources.bnet.com/topic/recession.html"><![CDATA[Recession]]></category>
		<category domain="http://resources.bnet.com/topic/mahmut+akten.html"><![CDATA[Mahmut Akten]]></category>
		<category domain="http://resources.bnet.com/topic/massimo+giordano.html"><![CDATA[Massimo Giordano]]></category>
		<category domain="http://resources.bnet.com/topic/and+mari+a.+scheiffele.html"><![CDATA[and Mari A. Scheiffele]]></category>
		<category domain="http://resources.bnet.com/topic/mahmut+akten%252c+massimo+giordano%252c+and+mari+a.+scheiffele.html"><![CDATA[Mahmut Akten, Massimo Giordano, and Mari A. Scheiffele]]></category>
	</item>
	<item>
		<title><![CDATA[Build A Successful Business Through The Art Of Budgeting]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=1017649]]></link>
		<description><![CDATA[Statistics show that only 43% of small businesses that have employees prepare a budget that projects revenues, expenses and profit. If you include sole proprietor type businesses then that number is closer to 80%. There are many reasons for this staggering statistic. Many owners simply believe their business is too...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[Budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/business.html"><![CDATA[Business]]></category>
		<category domain="http://resources.bnet.com/topic/small+business.html"><![CDATA[Small Business]]></category>
		<category domain="http://resources.bnet.com/topic/selfgrowth.com.html"><![CDATA[SelfGrowth.com]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
	</item>
	<item>
		<title><![CDATA[Project Management: Taking The Risk Out Of Budgeting]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=1108467]]></link>
		<description><![CDATA[It's important that your organization's financial plans line up with your business strategies. Choosing the right project management software can help you stay on budget while completing important initiatives to grow your business. Project management software should allow you to control costs throughout your company. As projects stretch out over...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[Budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/vendorguru.com.html"><![CDATA[VendorGuru.com]]></category>
		<category domain="http://resources.bnet.com/topic/project+management.html"><![CDATA[Project Management]]></category>
		<category domain="http://resources.bnet.com/topic/tools+%2526+techniques.html"><![CDATA[Tools & Techniques]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/it+operations.html"><![CDATA[It Operations]]></category>
		<category domain="http://resources.bnet.com/topic/it+service+management.html"><![CDATA[It service Management]]></category>
		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
	</item>
	<item>
		<title><![CDATA[The Advantages Of Using Budgeting Software]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=1166679]]></link>
		<description><![CDATA[Some people just contend that they cannot simply do budgeting alone. They insist that they need some help in order to come up with a reliable and workable budget. That's why some financial experts have created some money budgeting software that will facilitate the creation of a good budget in...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[Budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Myths & Common Misperceptions About Budgeting]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=1166681]]></link>
		<description><![CDATA[Budgeting allows you to tackle your goals from a financial perspective through awareness. In determining your budget you are deciding how much money goes where so that you can chalk up the rest to savings. Budgeting may get a bad rap for many people perceive being on a budget as...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[Budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Utilizing Budgeting Software For Small Businesses]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=1166683]]></link>
		<description><![CDATA[Some web based budgeting software for small businesses have features like forecasting, analysis, and reporting, in addition to streamlined budgeting. Moreover, they can easily unify a single application. Other facilities include interface, databases, legal consolidation, predictive analytics, dashboards and score carding. Easiness of use and compatibility with popular programs, such...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[Budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/small+business.html"><![CDATA[Small Business]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Business Loans And Budgeting]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=1166687]]></link>
		<description><![CDATA[Most small business owners are aware that budgeting is one of the most important aspects of business management. A budget is an itemized allotment of funds for a given period. It helps you to decide how much money is needed for specific tasks and to delegate the appropriate amount of...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[Budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Expense Management]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=976379]]></link>
		<description><![CDATA[Expense management is a term used to describe the process of managing costs associated with doing business or completing projects. It is an ongoing process of control in which employees take an active role in continually managing expenses instead of just reviewing expenses once a year or periodically through a...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 01 Jul 2008 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[Budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/expense.html"><![CDATA[Expense]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
	</item>
	<item>
		<title><![CDATA[Cost-of-capital estimation and capital-budgeting practice in Australia]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb6476/is_1_33/ai_n29445481]]></link>
		<description><![CDATA[Abstract:  We use a sample survey to analyse the capital-budgeting practices of Australian listed companies. We find that NPV, IRR and Payback are the most popular evaluation techniques. Real options techniques have gained a toehold in capital budgeting but are not yet part of the mainstream. Discounting is typically...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sun, 01 Jun 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/adjustment.html"><![CDATA[adjustment]]></category>
		<category domain="http://resources.bnet.com/topic/australia.html"><![CDATA[Australia]]></category>
		<category domain="http://resources.bnet.com/topic/australian+competition+and+consumer+commission.html"><![CDATA[Australian Competition and Consumer Commission]]></category>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/companies.html"><![CDATA[Companies]]></category>
		<category domain="http://resources.bnet.com/topic/education.html"><![CDATA[Education]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[financial]]></category>
		<category domain="http://resources.bnet.com/topic/g..html"><![CDATA[G.]]></category>
		<category domain="http://resources.bnet.com/topic/heath.html"><![CDATA[Heath]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/m..html"><![CDATA[M.]]></category>
		<category domain="http://resources.bnet.com/topic/marketing.html"><![CDATA[MARKETING]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[PRODUCTIVITY]]></category>
		<category domain="http://resources.bnet.com/topic/ryan.html"><![CDATA[Ryan]]></category>
		<category domain="http://resources.bnet.com/topic/survey.html"><![CDATA[survey]]></category>
		<category domain="http://resources.bnet.com/topic/tax.html"><![CDATA[tax]]></category>
		<category domain="http://resources.bnet.com/topic/technique.html"><![CDATA[technique]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[Unified Government of Wyandotte County/Kansas City, Kansas Selects Lawson Software to Help Streamline Budgeting and Reporting]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2008_March_18/ai_n24926770]]></link>
		<description><![CDATA[Kansas government organization will use the Lawson applications to support greater financial transparency to its growing community]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 18 Mar 2008 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/lawson+software+inc..html"><![CDATA[Lawson Software Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/streamline.html"><![CDATA[Streamline]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">LWSN</category>
		<category domain="tickers">LWSN</category>
	</item>
	<item>
		<title><![CDATA[Financial woes? Get help!(OTHER WISE)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb6388/is_200803/ai_n25556145]]></link>
		<description><![CDATA[THESE ARE TRYING TIMES FOR CONSUMERS as the American economy  struggles with a housing and credit slump, job cuts on the rise, and  fears of a recession looming. Many are struggling with mortgage  payments, car payments, credit card debt, and all the other living  expenses which...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sat, 01 Mar 2008 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/agency.html"><![CDATA[agency]]></category>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[financial]]></category>
		<category domain="http://resources.bnet.com/topic/ftc.html"><![CDATA[FTC]]></category>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[payment]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
	</item>
	<item>
		<title><![CDATA[Budgeting Your Time Wisely]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=345781]]></link>
		<description><![CDATA[The internet is one of those things in life that borders on the verge of a good versus evil battle. It can be the greatest money making tool in existence, or the most malicious time waster. When people venture into the business of internet marketing, they often think it's going...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 28 Feb 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[Budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/internet+marketing.html"><![CDATA[Internet Marketing]]></category>
		<category domain="http://resources.bnet.com/topic/busy+woman.html"><![CDATA[Busy Woman]]></category>
		<category domain="http://resources.bnet.com/topic/internet.html"><![CDATA[Internet]]></category>
		<category domain="http://resources.bnet.com/topic/marketing+research.html"><![CDATA[Marketing Research]]></category>
		<category domain="http://resources.bnet.com/topic/marketing.html"><![CDATA[Marketing]]></category>
	</item>
	<item>
		<title><![CDATA[How Good Budgeting Can Stop Debt]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=373830]]></link>
		<description><![CDATA[If you've managed or mismanaged to get yourself into a boatload of debt, there are ways to insure that this never happens again if at all possible, and the cornerstone of these ways is a sound, well-thought-out budgeting program. While this may not seem like a very sexy answer to...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/budgeting.html"><![CDATA[Budgeting]]></category>
		<category domain="http://resources.bnet.com/topic/debt.html"><![CDATA[Debt]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
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