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- Supplemental Disability Insurance and Long-Term Care Insurance: Building a Comprehensive Executive Benefits Package
- This article asserts that highly compensated executives typically have a strong appreciation of their special retirement planning needs given the severe limitations imposed on qualified retirement plans. The same is true with respect to their estate planning needs and the role life insurance plays in protecting their assets for their...
- White papers 2002-08-01
- Health Insurance Coverage and the Disability Insurance Application Decision
- This paper investigates the effect of health insurance coverage on the decision of individuals to apply for Disability Insurance DI. Those who qualify for DI receive public insurance under Medicare, but only after a two-year waiting period. This raises concerns that many disabled are going uninsured while they wait for...
- White papers 2002-09-01
- Designing Optimal Disability Insurance: A Case for Asset Testing
- The paper analyzes an implementation of an optimal disability insurance system as a competitive equilibrium with taxes. The paper shows that an asset-tested disability system in which a disability transfer is paid only if an agent has assets below specified maximum implements the optimum. The logic behind the result is...
- White papers 2004-09-01
- Genetic Testing for Alzheimer's Disease and Its Impact on Insurance Purchasing Behavior
- New genetic tests for adult-onset diseases raise concerns about possible adverse selection in insurance markets. To test for this behavior, this report reveals about 148 cognitively normal people participating in a randomized clinical trial of genetic testing for Alzheimer's disease for one year after risk assessment and Apolipoprotein E APOE...
- White papers 2005-04-01
- Disability Insurance Claim Management Services
- Producers who traditionally have not sold disability income protection insurance are taking a second look at this essential coverage. What they've discovered is an exciting new approach that has evolved to include much more than just financial benefits for an insured who is injured or ill. Contemporary policies now offer...
- White papers 2003-03-01
- The Story Behind the Statistics
- Disability Insurance DI insurance is tremendously undersold. The product is unique and universally beneficial to those in the work force. The more a person earns, the more he has at stake. Insurance professionals should sell DI with conviction. Selling with conviction means selling with an unshakable belief in what one...
- White papers 2004-09-01
- 7 Insurance Myths That Can Cost You
- Think you?re covered? Maybe not. Read these insurance misconceptions and be sure you have the right protection. 1. My Job’s Disability Insurance Will Cover Me You may believe that after an accident or illness your lost income will be covered through...
- Articles 2009-09-30
Additional Resources
- PacifiCare Partners With CNA to Offer Group Life, Accident and Disability Coverage
- Business Editors & Health/Medical Writers CYPRESS, Calif.--BUSINESS WIRE--Oct. 25, 2002 Partnership Provides Pacificare Members a One-Stop Shop for Their Life and Health Insurance Needs PacifiCare Health Systems Inc. (Nasdaq:PHSY), announced that it is partnering with CNA Group Operations, a business unit of CNA insurance companies, to...
- Research articles 2002-10-25
- Met Disability is launched; combined MetLife-Travelers Disability Insurance Carrier to focus on service and product innovation; 'commitment to managed disability is the foundation,' says MetLife organization head Richard A. Lewis
- NEW YORK--BUSINESS WIRE--April 6, 1995--Metropolitan Life Insurance Company's new disability organization, Met DisAbility, formed recently following the company's acquisition of Travelers Managed Disability Services operations, was officially launched today. Based on current levels of premiums and equivalents, estimated at approximately $1 billion, Met DisAbility becomes the second largest disability...
- Research articles 1995-04-06
- Met DisAbility to be launched in April 1995; Creates the second largest disability insurer in the U.S.; New organization combines the disability businesses of MetLife and The Travelers Group
- NEW YORK--BUSINESS WIRE--March 27, 1995--Met DisAbility, recently formed following the MetLife acquisition of Travelers Managed Disability Services operations, will officially be launched in April, according to officials at Metropolitan Life Insurance Company. Met DisAbility's business encompasses group disability customers currently with MetLife and The Travelers Group.
- Research articles 1995-03-27
- Liberty Mutual Realigns Commercial Operations - Brief Article
- In a move that will eliminate about 1,500 jobs, Boston-based Liberty Mutual Group has realigned its commercial insurance operations. A single, large account business unit has been created from existing large account operations in Wausau Insurance Cos.--which Liberty Mutual acquired in December 1998--and Liberty Mutual under the Liberty Mutual brand....
- Research articles 1999-10-01
- GE to add Union Fidelity to its stable of insurers.(General Electric Capital Corp., Union Fidelity Life Insurance Co.)
- General Electric Capital Corp is acquiring Union Fidelity Life Insurance Co from Aon Corp for $400 million in a move that will expand and broaden GE's insurance business. Union Fidelity experienced strong sales growth in its life and accident/health insurance operations in 1993. The acquisition of Union Fidelity, a direct...
- Research articles 1995-11-20
- Consumers Financial Corp. retains Ernst & Young LLP as financial advisor
- CAMP HILL, Pa.--BUSINESS WIRE--March 11, 1996--Consumers Financial Corp. (NASDAQ:CFIN) Monday announced that is has retained Ernst & Young LLP as its exclusive financial advisor in exploring opportunities to find a strategic partner/buyer of its business operations.The business operations include: credit life and disability insurance and fee income products, a closed...
- Research articles 1996-03-12
- Journal Star, Peoria, Ill., Business People Column.
- Journal Star, Peoria, Ill. Knight Ridder/Tribune Business News Jan. 20--STEPHEN J. KERSHAW was promoted to senior vice president of Illinois Mutual Life Insurance Co.'s sales division. J. David Madsen was promoted to manager, investment accounting and Edward W. Zell to assistant ...
- Research articles 2004-01-20
- Camp Hill, Pa.-Based Consumers Financial Corp. Seeks Sale or Merger.(Originated from The Patriot-News, Harrisburg, Pa.)
- Mar. 12--Camp Hill-based Consumers Financial Corp. said yesterday it has retained Ernst & Young as a financial adviser and is exploring the possible sale or merger of its business operations. Consumers, founded in 1966 as 20th Century Corp., provides credit life and disability insurance through auto...
- Research articles 1996-03-12
- Deciding Whether You're in the Right Job
- Regardless of what you do for a living, it's human nature to wonder at times if you are in the right job. Most people spend at least some of their working life questioning themselves and their careers—and speculating about whether other occupations or work situations might be more fulfilling and...
- Articles 2007-04-20
- Countrywide Financial Q2 2007 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions Your first question comes from the line of Paul Miller from Friedman, Billings, Ramsey. Please go ahead. Paul Miller - Friedman, Billings, Ramsey Thank you very much. Angelo, you've been through a lot of these different cycles out there and this doesn't seems to be...
- Earnings calls 2007-07-24
- ESG Re Limited Makes Announcement
- Business Editors HAMILTON, Bermuda--BUSINESS WIRE--Dec. 19, 2001 ESG Re Limited has no exposure to the affairs of Enron Corporation either through ESG's insurance activities or investment operations. ESG Re Ltd provides medical, personal accident, credit life, disability and special risks re-insurance to insurers and selected re-insurers on...
- Research articles 2001-12-19
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