Accountability in business and in government is the cornerstone of good governance and ultimately, good performance. Without single point accountability for processes, organisations have no means of ensuring that what have been determined as the goals for the organisation are likely to be met. A useful tool for identifying who...
The word, Bankruptcy, means 'Broken bench', literally. In the past, during the early days of banking and trading, when a debtor could not pay off his debts, his workbench was broken into two as a punishment and also as a warning for other debtors. But in recent times, the term...
Understanding the closing costs involved in one's transaction is essential. For most new investors, this is one category that seems to be hard to pin down until one gets to the closing table. If unforeseen costs arise at the table, it can make for a very bad day. As an...
Many people who have filed bankruptcy in the past apply for credit the wrong way. They fill out a credit application and hope for the best. Best case, they probably end up paying a lot more in interest and finance charges - hundreds or even thousands of dollars more, depending...
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