Resources
BNET Resources
- sort by:
- Relevance
- Date
- Popularity
- New Perspectives On Insurance Costs
- Intense insurance market competition and better management controls are driving risk and insurance costs down little by little for U.S. corporations, but administrative costs are starting to creep up. As a result of the losses, property insurance costs have started to increase worldwide, while the cost of other coverages has...
- White papers 2003-01-01
- Property Insurance
- The Blackout of 2003 disrupted business, damaged property, and created mass confusion in the Midwestern and northeastern Unites States and parts of Canada. The power grid in North America was compromised by interdependencies and other weaknesses, and while the actual blackout lasted for short time, its impact is still reverberating...
- White papers 2003-01-01
- Insurance Coverage for Power Outage Losses
- The article describes that the first step in analyzing property insurance coverage for power outage losses is to determine whether there has been direct physical loss or damage. Indeed, property insurance policies insure only against risks of direct physical loss or damage to property insured under the policy, as this...
- White papers 2001-10-01
- Property: Factory Seconds
- With the price of property insurance going through the roof, some companies come up with creative ways to help hold the line on premiums. With reinsurance backing vanishing after the calamitous events of mid-September, commercial property insurers have raised premiums through the roof. Carriers have slashed coverage limits across wide...
- White papers 2002-01-22
- The Crisis in the Property Insurance Industry
- The property and casualty insurance industry is, just as any industry, in business to make a profit. This means that for any individual insurance company, the premium dollars received must equal the losses paid out, plus a margin for the cost of doing business and profit. It may not be...
- White papers 2003-01-01
- State of the (Healthcare) Property Insurance Market
- The article is about property insurance market. It describes the situation of market place before 2001, which make effect on rates and premium, introduces reinsurance policies. It describes the points included for the terrorism insurance, blanket limit. At the end it defines the insurers result like continuing poor underwriting results,...
- White papers 2003-01-01
- Some Popular Misconceptions About Property Insurance
- Property insurance carried by shopping center landlords is designed to provide, the amount of money required by the landlord to restore the common area and building improvements in compliance with all codes and regulations, and to replace up to one year of abated effective rent pending the resumption of tenant...
- White papers 2003-11-06
- Examination Under Oath: "Not Just Another Deposition"
- While property insurance policies differ somewhat amongst insurers, most policy forms provide the insurer with a right to demand the "Examination Under Oath" ("EUO") of its insured, and a right to demand records and documents in support of the presented claim. This article states that an examination under oath, effectively...
- White papers 2003-01-01
- Insurance Company Claim Files: Are They Discoverable?
- This article gives an overview of the relevant Illinois Supreme Court Rules, which is necessary in order to properly examine the extent, to which the insurer's claim file may be discoverable in a first-party property insurance lawsuit. It explains that a blanket request for the production of an insurer's claims...
- White papers 2003-01-01
- First Party Property Insurance Coverage For Mold Damage: Does It Exist When The Policy Excludes Loss Caused by Mold?
- Most property insurance policies expressly exclude coverage for loss caused by mold and fungus. While this exclusion may appear to express a clear intent that mold and fungus losses will not be insured, the coverage determination is often not nearly that simple. Instead, an analysis of what caused the mold,...
- White papers 2003-01-01
- Property Insurance Claims: Negotiating Unfamiliar Terrain
- Just having insurance coverage in place does not guarantee that one's loss will be fully reimbursed. A final settlement can be affected by the policyholder's actions from the moment the loss occurs. From securing the loss site and notifying the insurer to agreeing on the final settlement, the policyholder needs...
- White papers 2003-01-01
- A New Program For Insuring Agribusinesses
- Although the majority of American farms are still owned by individuals or families, the corporate farm has assumed a greater role in the agricultural landscape. Advances in the industrial and manufacturing sectors have greatly affected farming practices. Labor productivity has increased dramatically with highly sophisticated machinery and equipment. More and...
- White papers 2003-01-01
- Economic Loss Rule And Its Impact On Property Insurance Coverage
- The tort system is based upon social duty; a tortfeasor who breaches that duty owes compensation to the wronged party. The commercial relationships are based upon the terms and conditions of the parties' contract, which in turn determine the contracting parties' duties. In the commercial context, the need for certainty,...
- White papers 2003-01-01
- The Evolution Of Collapse Coverage
- Collapse coverage, as provided in standard property insurance forms, underwent significant revision in the 1980s and again in the late 1990s. Two events precipitated the reexamination and ultimately the rewording of policy language. They were the application of the doctrine of concurrent causation to property insurance, and a series of...
- White papers 2003-01-01
- Mold-Related Property Damage: Is It Really Covered Under First Party Property Insurance
- Recently, mold has become the center of multi-million dollar litigation. Some blame an overzealous plaintiff's bar, which, in turn, relies upon claimed advances in medical and forensic science. Regardless of the causes of the recent increasing trend in mold and fungus related litigation, it is sure to lead to increase...
- White papers 2001-10-01
- California Appellate Court Rules That Property Insurance Policy Does Not Cover Loss Of Computer Data
- A California intermediate appellate court has ruled that a first party property insurance policy does not cover the loss of computer data resulting from a computer system "crash." The appellate court affirmed a trial court's judgment that no coverage exists where a computer data loss is unaccompanied by the destruction...
- White papers 2003-12-01
- Property Insurance And The Attack On The U.S.
- Although one of the immediate issues raised after the attacks on Manhattan and the Pentagon was whether the attacks could be considered "war" for the purposes of insurance coverage, another significant question will be the number of occurrences arising from those events, and how that will affect coverage. Disputes over...
- White papers 2003-01-01
- War And Military Action Exclutions: Property Insurance And The Attack On The U.S.
- This article discusses questions of coverage for property loss, business interruption, and additional living expenses in the wake of the Sept. 11 terrorist attacks. In light of the catastrophic nature of the losses of Sept. 11, many have asked Property Loss Research Bureau whether the attacks could be considered "war"...
- White papers 2003-01-01
- Forty Years of Involuntary Property Insurance Markets in the U.S
- The article traces the history and development of the FAIR and beach plans. It reports on operating philosophy as well as procedures and practices in place in the involuntary property markets today. It reports mixed success in effort to depopulate the plans. In addition, it provides some indication of the...
- White papers
- Terms and Conditions in a Harder Property Insurance Market: Coinsurance, Blanket Insurance and More
- This paper identifies specifics as to how terms and conditions had become soft; further the paper identifies changes in terms and conditions in the post 9/11 harder market environment. The methodology employed is interview of brokers and underwriters in the Chicago insurance market place, and much of what is reported...
- White papers 2004-01-01
- << Previous
- page 1 of 2
- Next >>
Presented by American Express