Canadian Imperial Bank

Mr. McCaughey is President and Chief Executive Officer of CIBC, a position he has held since August 2005. Before his appointment as President and Chief Executive Officer, he was President and Chief Operating Officer of CIBC from December 2004. From his start in CIBC’s Wood Gundy Private Client Division in 1990, Mr. McCaughey held a series of progressively senior positions including President of Wood Gundy Private Client Investments, Head of Global Private Client Investments, and Senior Executive Vice-President CIBC, responsible for Wealth Management in 1999. In December 2002 Mr. McCaughey was appointed Vice-Chair of CIBC and in February 2004 he became Chairman and Chief Executive Officer of CIBC World Markets Inc., the global investment banking arm of CIBC. Mr. McCaughey is Chair of the Advisory Board for the Canada Institute of the Woodrow Wilson Center, a director of the Frontier College Foundation, and a member of The Learning Partnership’s Corporate Advisory Board.

As Senior Executive Vice-President and Chief Financial Officer for CIBC, Mr. Williamson has overall responsibility for financial, management and regulatory reporting; maintenance of accounting records and internal controls; financial analysis and planning; tax planning and compliance. In addition, Mr. Williamson is responsible for sourcing and payment processing, corporate real estate, and liaising with CIBC investors. Prior to joining CIBC in 2008, Mr. Williamson was President and CEO of Atlas Cold Storage, a publicly-listed logistics and warehousing company. He has also served as Senior Vice-President of Strategic Planning and Development for Canada Life and as Executive Vice-President and Chief Financial Officer for Clarica Life Insurance Company. From 1991 to 2000, Mr. Williamson held a variety of positions including Chief Financial Officer and subsequently President and CEO with Derlan Industries Limited, a Canadian publicly listed manufacturing company with operations in Canada, the United States, Mexico, and Germany. Mr. Williamson has worked as a management consultant with international banks, including a period of time working at the Bank for International Settlements in Basel, Switzerland. Mr. Williamson is a Chartered Accountant and graduated from McMaster University with a Bachelor of Commerce degree in 1983.

Joined CIBC Asset Management in January 1990. As head of the firm's investment management activities, Richard is responsible for overseeing global equities, global fixed income, global asset allocation, and quantitative products. He is a member of the Board of Directors and of the CIBC Wealth Management team. Bachelor of Commerce from McMaster University (Hamilton); Richard is also a CFA charterholder.

In his current role as head of Corporate Development, Mr. Venn champions a "principal investor" mindset among CIBC's leadership group. He is responsible for identifying, developing strategic initiatives and joint ventures for CIBC. These initiatives include the acquisition of Merrill Lynch Canada's retail brokerage group, the sale of CIBC's interest in Juniper Financial Corp., Global Payments Inc., Edulinx Canada Corp., and its U.S. retail brokerage operation. In addition, Mr. Venn leads strategic planning activities for CIBC. Over Mr. Venn's career, he has managed the origination, merchant banking and capital markets businesses of Wood Gundy, where he was chairman and chief executive officer of CIBC's Canadian dealer for seven years. He has been a strategic advisor to many of CIBC World Markets' clients. Mr. Venn worked on the start-up of the merchant banking businesses, the integration of the corporate and investment banking businesses, as well as the acquisition of the professional groups that developed CIBC World Markets derivatives and high yield businesses. Mr. Venn is chairman and a director of CIBC Mellon; director of FirstCaribbean International Bank Limited; and director of INTRIA Items Inc. He is also on the Foundation, Finance and Investment Committee for Mount Sinai Hospital; Board of Trustees, and incoming Chair of the United Way; Board and Senior Management Committee, United Synagogue Day School; Investment Committee, Toronto Community Foundation; National Advisory Board, State of Israel Bonds; Campaign Executive Committee, University of Toronto; Board of Weizmann Institute of Science, and Co-Chair for the United Jewish Appeal 2004. Mr. Venn received a BA Sc. (engineering science) in 1973 at the University of Toronto. He proceeded with a scholarship to complete his MBA at Harvard in 1975.

CIBC Retail Markets provides a full range of financial products and services to almost 11 million personal, business banking and wealth management, as well as investment management services to retail and institutional clients globally. Ms. Baxendale is the Senior Executive Vice-President, CIBC and President, CIBC Retail Markets. She has led the Retail business since 2005, most recently, as Senior Executive Vice President, CIBC Retail Markets. With approximately 28,000 employees, CIBC Retail Markets has a broad distribution network serving clients through over 1050 branches, as well as CIBC Wood Gundy offices and President's Choice Financial in-store pavilions. Clients also have 24/7 access to telephone banking, online banking and online brokerage, as well as to Canada's 2nd largest ABM network. Since joining CIBC in 1992, Ms. Baxendale has played a key role in developing strategy and direction for CIBC's Retail Markets and Wealth Management businesses and has held various leadership roles including Senior Executive Vice-President, CIBC Wealth Management, Executive Vice-President, Asset Management, Card Products and Collections, and Executive Vice-President of Global Private Banking & Investment Management Services. Prior to this, she was Managing Director, CIBC Wood Gundy. Ms. Baxendale is currently a director of CIBC Trust Co. Bahamas Ltd., CIBC Bank & Trust Co. Cayman Ltd., and INTRIA Items Inc. In addition, Ms. Baxendale is a member of the Board of the SickKids Foundation, The Hospital for Sick Children and a member of Executive Council, Canadian Bankers Association. Ms. Baxendale is also the CIBC Executive Sponsor of the Canadian Breast Cancer Foundation CIBC Run for the Cure which raised nearly $30 million for breast cancer research in 2008. Prior to joining CIBC, Ms. Baxendale held various positions with American Express Canada and Saatchi & Saatchi. She has been named one of the “Top 100 Most Powerful Women in Canada” for the past two years and in 2000 was recognized as one of Canada’s Top 40 Under 40. Ms. Baxendale is a graduate of the University of Toronto.

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Dan has previous experience at CIBC World Markets. He is a graduate of Cornell University, magna cum laude.

- As Vice President of Customer Operations, Fadi will oversee Sigma's global customer operations, delivery and support processes and their associated organizations. - His latest role was in Corporate Project Management at Shaw Communications Inc. In this role, he led the Project Management practice including delivery, best practices and alignment to strategic planning. Fadi started his career in Engineering at Nortel Networks, followed by S/W development at Bell Northern Research. Soon after, he joined CIBC in Product Management of Electronic Banking Services. He thereafter moved into Project Management consulting by starting Electronic Delivery Consulting Inc. His clients included Nortel Networks, Sprint Canada, Sigma Systems, Ministry of Health, CGI, Chantry Networks, and Shaw Communications. His assignments included PMO methodology development, and Project/Program management of service, H/W, and S/W projects. - Fadi holds a B.Sc. and a M.Sc. degree in Electrical Engineering from Oklahoma State University with a minor in Mathematics (1985/1986). After completing a Masters Certificate in Project Management at York University in 2000, he obtained his Project Management Professional (PMP) certification in 2001. Most recently Fadi completed the Executive program at Queen's University in November 2005.

Gary Rado is UCI's Chief Technology Officer, a position that has proven to be strategically critical to the organization. As an accomplished senior level Information Technology Contributor with over 30 years of experience in the financial sector, Gary provides strong leadership and has delivered innovative solutions to some of the largest Wall Street firms, globally. His job profile include companies such as; JP Morgan Chase, Canadian Imperial Bank of Commerce, The Dai-Ichi Kangyo Bank and Mizuho Corporate Bank. He brings to UCI, seasoned strategic planning experience with an impeccable track record for getting the job done. He selects and manages all products, services and IT solutions that UCI offers as part of its core model as well as designing our roadmap that provides vision and direction for product and client development that contains specific recommendations addressing current, near-term, mid-term and long-term strategies and proposed actions for continued growth. It is his strategic planning and industry experience that drives the organizations enhanced business performance. He believes as IT organizations transition their value contribution towards business processes, information and relationships, the opportunity exists to refocus on the design and management of the business process and client relationships. His theory is that IT organizations such as UCI, need to be more focused on the capabilities to drive business value for the customer rather than on short-term technology needs. As a leader in this industry our firm must "Work Smart" for the client and the way we do this is by keeping up with change, exploring emerging technologies and giving our clients solutions that align with their business needs.

Gerry has been in the insurance business since 1986, following a successful career in Commercial Lending and Branch Management positions with CIBC.

DTCC has named Gina Ghent vice president for Business Development, responsible for growing DTCC's over-the-counter (OTC) derivatives post-trade processing business globally. Ghent comes to DTCC from Canadian Imperial Bank of Commerce (CIBC), CIBC World Markets Corp., where she served as a trading room advisor and derivatives lawyer for the investment banking division. She has worked with a plethora of derivatives products throughout her career, including credit, equity, fixed income, commodities and others.

Hugues Rivard is an Associate. He earned his M.B.A. in finance and organizational behavior from the J.L. Kellogg Graduate School of Management at Northwestern University, and his B.A. in mathematical economics from Colgate University. Prior to joining Financial Focus, LLC, Mr. Rivard spent more than six years as a Private Client Manager at Assante Global Advisors/Loring Ward Capital Management, in New York and Los Angeles. He provided life management services to high-net worth individuals, including financial planning and portfolio management, insurance planning, wealth transfer and charitable giving. He also brings financial services experience as an investment banker with CIBC Wood Gundy in Montreal, and Goldman Sachs & Co. in New York.

University of Manitoba (B.A. 1947); University of Ottawa (LL.B. 1992); called to Ontario Bar (1994); Canadian Army (1942-46); Department of External Affairs, Foreign Service Officer (1947-61); Economic Advisor, Canadian Imperial Bank of Commerce (1961-67); Deputy Secretary to Federal Cabinet (1967-71); Chairman, Canada Development Corporation (1971-73); Chairman, National Energy Board (1973-78); President, M.A. Crowe Consultants, Inc. (1978-89); Bencher of the Law Society of Upper Canada (1995-2003). Marshall Crowe practices primarily in the area of public law. He articled with Johnston & Buchan and joined the firm in 1992 following a long and distinguished career in the private sector and in the public service of Canada, where he served as Deputy Secretary to the Cabinet and as Chairman of the National Energy Board. Mr. Crowe achieved quick recognition in the legal profession by being elected a member of the governing body of the Ontario Bar in his first year of practice. Mr. Crowe acts as counsel to the firm. In 2002, Mr. Crowe was awarded the Law Society Medal by the Law Society of Upper Canada.

Marshall Jensen has over ten years experience working with public companies to meet their financing goals. He has worked as both an investment banker and an attorney, based in San Francisco and New York. Marshall's professional experience includes serving as Co-head of Capital Markets at Adams Harkness, and working as an Investment Banker at Montgomery & Co., UBS Securities and CIBC World Markets. Marshall holds a JD from Columbia School of Law and an undergraduate degree from Brown University.

Mathew is deeply honoured to be a part of the Marilyn Van Stone Foundation. After having cancer strike his own family, the opportunity to make a difference for cancer patients and the community was extremely welcomed. Having been born and raised in Toronto, Mathew presently resides in the GTA. With several years in the financial services industry, Mathew is currently an Investment Advisor with CIBC Wood Gundy. Coming from an International Business and Marketing background, Matt looks forward to helping the MVSF reach new heights and increase public awareness.

Melissa Nguyen has a deep combination of experience in finance and strategy. Prior to joining Silverline Partners, Ms. Nguyen was a private equity associate at Dailey Capital Management, a lower middle market leveraged buyout investment firm. At Dailey Capital, Ms. Nguyen was responsible for originating proprietary investment opportunities and participating in all aspects of deal structuring, negotiation and due diligence. Ms. Nguyen also helped develop business and market strategy for several target industries and developed numerous white papers outlining Dailey's investment theses in those industries. Before joining Dailey Capital, Ms. Nguyen served as Director of Strategy and Business Development at a New York-based provider of financial analytics products, where she helped devise a market entry and penetration strategy, as well as authored the business plan and various industry and business white papers. The company has since been acquired. Her prior experience includes leveraged finance and restructuring at Chase Securities and CIBC World Markets. Between years at business school, she completed an internship at Goldman Sachs in the Fixed Income division. Ms. Nguyen has an MBA in Finance and Management from the Wharton School of Business, and a BA in Math and Economics from Dartmouth College. Ms. Nguyen currently serves on the Board of Directors of Interasian Resources Group, LLC.

Peter Sacks founded Toron in 1988. He is a Chartered Accountant and his thirty-year career in the financial services industry has included executive positions in treasury management at CIBC, Chase Manhattan Bank of Canada and Midland Bank of Canada. Peter has been actively involved with international capital markets and derivative products since 1978 and served on the Toronto Stock Exchange's Futures Committee in its formative years. His global perspective on political and financial risk contributes an added performance edge for Toron clients.

Steve is the Senior Developer at VAULT Solutions and heads up the firm's development team. He came to VAULT from Communicopia, where he participated in website development and technical leadership for many projects, including pioneering development of The Fund Library (www.fundlibrary.com). Steve has almost ten years of IT experience ranging from networking and Web application development to project leadership. He is a highly skilled programmer who knows how to coordinate the efforts of different business and technical groups on projects, and who understands business needs before delivering the best technical solution. Steve has held lead roles in projects for such clients as TD Bank Financial Group, CIBC, OPSEU Pension Trust, and Merrill Lynch Canada. Steve graduated with honours from the University of Toronto with a degree in computer science and mathematics.

Suzanne Santyr is currently the Branch Manager for a local Engineering Design firm - Jp2g Consultants Inc. Suzanne has over 20 years experience in Engineering, Project and Business Management. She met Sister Mangalam as a Leadership Ottawa 2003 program participant and was inspired by her commitment to the concept of Home-Based Spiritual Care. Other Volunteer Work includes Team Co-Ordination and Fundraising for the Canadian Breast Cancer Foundation's "CIBC Run for the Cure".

Mr. Belzberg is Senior Managing Partner of Torquest Partners. He has over 20 years of executive management experience in finance, acquisitions, corporate restructuring and operations. In addition to the former public company directorships listed below, Mr. Belzberg has served on the board of a number of investee companies. Mr. Belzberg is a director of Mount Sinai Hospital and Chair of its Quality Committee. He is Chair of the Canadian Council for Israel and Jewish Advocacy (CIJA) and also serves as an advisor to the law faculty at the University of Toronto. Before 1979 Mr. Belzberg practiced law at Torys LLP in Toronto.

Mr. Colter is President of CRS Inc., a corporate restructuring and strategy management consulting company. Before establishing CRS Inc., Mr. Colter was a long-time member of the senior management team of KPMG Canada. He served as Vice Chairman of KPMG Canada from January 2001 to August 2002, was Managing Partner of Global Financial Advisory Services, KPMG International from1998 to 2000 and from 1989 to 1998 was Vice Chairman of Financial Advisory Services, KPMG Canada. In addition to the public company directorships listed below,Mr. Colter is a director of Revera Inc., successor to the Retirement Residences Real Estate Investment Trust, which ceased to be a public company in 2007. He is also a member of its Corporate Governance Committee and Chair of its Audit Committee.

Mr. Giffin is Senior Partner in the Washington, D.C. and Atlanta, Georgia-based law firm, McKenna Long & Aldridge LLP. In addition to the public company directorships listed below, Mr. Giffin is a member of the Council on Foreign Relations, on the Board of Trustees for The Carter Center and on the Board of Counselors of Kissinger-McLarty Associates. Mr. Giffin served as United States Ambassador to Canada from 1997 to 2001.

Since 2005, Peverett has served as President and Chief Executive Officer of British Columbia Transmission Corporation (BCTC), an electric utility in Vancouver, British Columbia. Between 2003 and 2005, she served as Chief Financial Officer of BCTC. Prior to joining BCTC, from 1988 through 2003, Peverett held various senior positions with Union Gas Limited of Toronto, Ontario, including serving as its President and Chief Executive Officer between 2001 and 2003. Peverett serves on the Board of Directors of Encana Corporation, the B.C. Business Council and the Canadian Electricity Association. Peverett earned a Bachelor of Commerce degree from McMaster University and a Master of Business Administration degree from Queen’s University. She is a certified management accountant.

John Braive joined CIBC Asset Management in January 1983 as the founding partner of the firm's Toronto office. Responsible for the management of the firm's fixed income assets for 18 years, Mr. Braive was instrumental in building CIBC Asset Management into one of the pre-eminent investment management firms in Canada. Among his many accomplishments, he developed the first index bond fund in Canada and introduced new quantitative and high yield fixed income products at the firm. He also contributed to the growth of the firm's assets by taking a leading role in the marketing and servicing of CIBC Asset Management's products. In addition to his role as Vice-Chairman, Mr. Braive is a member of the Global Fixed Income team, the Investment and Strategy committees, and the Board of Directors. He is also a director of the Investment Counsel Association of Canada. Immediately prior to his current role, Mr. Braive was Chairman and CEO of the firm's institutional division from 1998 to 2001. Before joining CIBC Asset Management, he worked at Royal Trust (Toronto) from 1971 to 1982, holding various positions, including Senior Portfolio Manager, Assistant Vice-President - Fixed Income, Manager of Trading and Senior Trader.

Mr. Manley is Counsel, McCarthy Tétrault LLP. Throughout more than 15 years of public service, Mr. Manley held several senior portfolios in the Canadian federal government. He was appointed to Cabinet in November 1993. Mr. Manley was appointed as Deputy Prime Minister of Canada in January 2002 and also served as Finance Minister from June 2002 to December 2003. In addition to the public company directorships listed below, Mr. Manley is a director of Optosecurity Inc., CARE Canada, the National Arts Centre Foundation and MaRS Discovery District. He is also a member of the Board of Governors of the University ofWaterloo, The Conference Board of Canada and the Board of Directors of the Institute for Research on Public Policy. In 2007 Mr. Manley was appointed Chair of the Independent Panel on Canada’s Future Role in Afghanistan.

Mrs. Rahl is President and Founder of Capital Market Risk Advisors, Inc., (CMRA) of New York, a consulting boutique specializing in risk management, hedge funds and risk governance. Prior to founding CMRA in 1994 and its predecessor firm, Leslie Rahl Associates, in 1991, Mrs. Rahl spent almost 20 years in increasingly senior positions at CitiBank N.A., culminating as Co-Head of Derivatives in North America. She is a director of the International Association of Financial Engineers and a member of the Alternative Investment Management Association’s Hedge Fund Committee. She is a former director of the International Swaps Dealers Association (ISDA) and former trustee of the MIT Investment Management Company. Mrs. Rahl was named among the Top 50Women in Finance by Euromoney in 1997 and has authored a book on hedge funds and a variety of publications and articles on hedge funds and risk.

Ms. Hasenfratz is Chief Executive Officer of Linamar Corporation, a position she has held since 2002. Linamar designs, develops and manufactures precision machined components, modules and systems for engine, transmission and chassis systems primarily for the North American and European automotive marketplace. Ms. Hasenfratz is Vice Chairman of the Royal Ontario Museum Foundation and is a member of the Canadian Board of Advisors of Catalyst. She is Co- Chair of the North American Competitive Council and is Vice Chair of the Board of Directors of the Original Equipment Suppliers Association. Ms. Hasenfratz was named one of Canada’s Top 40 under 40 by Report on Business Magazine in 2003 and received the Wilfrid Laurier Outstanding Leader Award in November 2007.

Mr. Le Pan has extensive experience in financial services matters. He served as Superintendent of Financial Institutions for Canada from 2001 to 2006 and as Deputy Superintendent, Office of the Superintendent of Financial Institutions, Canada (OSFI) from May 2000. He acted as Deputy Superintendent (Supervision) from 1997, where his duties included oversight of the supervision programs for banks and other deposit-taking institutions. Mr. Le Pan has been involved in various international and Canadian regulatory coordination efforts, including representation as Chairman of the Basel Accord Implementation Group and Vice Chairman of the Basel Committee on Banking Supervision. He is also the Chair of the Canadian Public Accountability Board which oversees auditors of public companies, Chair of the Independent Review Committee of Brandes Investment Funds and a member of the board of the Toronto Centre for Leadership in Financial Sector Supervision.

Mr. Snyder is President and Chief Executive Officer of TransAlta Corporation, an energy company focused on electricity generation and energy trading and marketing. He is Chair of the Calgary Stampede Foundation and Chair of the Secretariat for Action on Homelessness for the Province of Alberta. He is past Chair of The Conference Board of Canada, past Chair of the Calgary Zoo, past Chair of the ecoENERGY Carbon Capture and Storage Task Force and past Chair of the CalgaryCommittee to End Homelessness. He is a director of the Fraser Institute and the Canadian INSEAD Foundation. In 2008 Mr. Snyder received the Honorary Associate Award from The Conference Board of Canada. He received the Alberta Centennial Medal in 2005.

Mr. Woods has spent his entire career with CIBC. He joined Wood Gundy, the predecessor firm of CIBC World Markets in 1977, in the Toronto Investment Banking Department. In 1980, he moved to the Montreal Investment Banking Department and returned to Toronto Investment Banking in 1985. Throughout this time, he specialized in advising companies in raising financing in the equity and debt capital markets, and in mergers and acquisitions. In 1996, Mr. Woods was named head of Canadian Corporate Banking and in 1998 was appointed Chief Financial Officer of CIBC World Markets. He became Controller of CIBC in 1999. In 2000, Mr. Woods was appointed Chief Financial Officer for CIBC and was promoted to Senior Executive Vice-President in 2003. In 2008, he was appointed Chief Risk Officer for CIBC. Mr. Woods is the chair of CIBC's Capital and Risk Committee and chair of the Canadian Bankers Association's Risk Committee. He serves on the boards of FirstCaribbean International Bank, The Canadian Opera Company, Covenant House (Toronto) and Covenant House International (New York). Mr. Woods graduated from the University of Toronto in 1975 with a Bachelor of Applied Science degree in Industrial Engineering. He earned his Master of Business Administration from Harvard Business School in 1977.

William A. Etherington was elected as one of our directors in May 2006. He currently serves as Chairman of the Board of the Canadian Imperial Bank of Commerce (CIBC). Mr. Etherington retired from IBM in September 2001 as Senior Vice President and Group Executive, Sales and Distribution. Mr. Etherington spent over 37 years with IBM and was a member of IBM’s Operations Committee and Worldwide Management Council. He also serves on the boards of directors of Celestica Inc. and MDS Inc.

Mr. Duke is President of Annandale Farms Inc. and operates a 3,500 acre mixed grain farm in southeast Saskatchewan. He is a past President of the Western Canadian Wheat Growers Association and was a member of the Auditor General of Canada’s Special Advisory Committee. Mr. Duke operated a farm management and tax consulting business from 1975 to 1985.