Capital BlueCross Inc.

Joseph Tobin has nearly a decade of experience in the insurance industry and is currently an Account Executive for SMC Insurance Agency, Inc. in the Central Region office. Joe came to SMC with a strong background in employee benefits. He began his career as a dedicated account representative for Capital Blue Cross primarily working with the larger ASO groups. His most recent responsibilities included designing benefit structures for over 600 small businesses in central PA as a Benefits Consultant, and the Ancillary Development Specialist for the PA Chamber of Business and Industry. Joe is a foreign war Veteran from the US Army, in which he served his country on four different continents. He received various decorations while serving in the Army to include the Army Commendation medal, National Defense Medal, Kuwaiti Liberation, South West Asia service, and also emergency service ribbon while serving in the National Guard after his active duty tour. Mr. Tobin graduated from LA Tech University with his Bachelors degree in Spanish/Sociology. Joe is a member of Sportsman's Golf Course, and has a couple of different passions in life, some of which include his wife, Kelly, their daughter, Lauren Elizabeth, and Golf.

Larry Dost lives at 886 Quaker Church Road in Latimore Township. He has been a past member of the Latimore Township Planning Commission and the Latimore Township Zoning Hearing Board, serving over 14 years in the Latimore Township government. Larry earned a degree in business administration from Elizabethtown College and has worked at Capital Blue Cross in Harrisburg for 35 years; he is currently director of claims. Larry and his wife, Carol Jean, a retired chemist with a doctorate in religion, have two childeren and raise beef cattle on their small farm. Both Larry and his wife are active leaders in their church.