CapitalSource Inc.

Mr. Lowrey, age 56, has served as CapitalSource Bank's Chief Executive Officer and President since its organization in July 2008. He has served as CEO, Chairman, and Chief Financial Officer for a variety of financial service organizations over the past 33 years. In addition to serving on CapitalSource Bank's board, Mr. Lowrey serves as an elected director of the Federal Home Loan Bank of San Francisco and is a member of the Government Relations Council of the American Bankers Association. Mr. Lowrey previously served as the Vice President of the Thrift Institutions Advisory Council, having been appointed by the Board of Governors of the Federal Reserve Bank, and also served as an appointed member of the Savings Association Insurance Fund Advisory Committee to the FDIC. He is a former Chairman of the Western League of Savings, was on the executive committee of America's Community Bankers, and a director of the California Bankers Association. Mr. Lowrey was Chairman, President, and Chief Executive Officer of Jackson Federal Bank and served as both Chief Financial Officer and Chief Executive Officer of CENFED Financial Corporation and CenFed Bank. He served as Executive Vice President of Wedbush, Inc., a private investment firm and holding company, Chairman of Wedbush Bank, and a director of Golden State Bancorp. Prior to that, he served as Chief Financial Officer at two additional banks and began his career with a national CPA firm.

Mr. Pieczynski comes to CapitalSource from LTC Properties, Inc., which is a long-term care health care REIT where he was President and CFO and a member of the Board of Directors. Mr. Pieczynski was responsible for raising the capital and helping the company grow its long-term care real estate portfolio by $650 million. Mr. Pieczynski was also instrumental in the creation and spin-off of a long-term care operating company from the REIT that is now operating approximately thirty skilled nursing facilities. Prior to joining LTC Properties, Mr. Pieczynski was the Director of Development for American Medical International, Inc. (now Tenet Healthcare Corporation) and was responsible for completing acquisitions and joint ventures. Mr. Pieczynski earned his B.S. in Accounting from the University of Illinois in 1984 and is a CPA.

Joseph A. Kenary, Jr., 40, has served as the President Corporate Finance since February 2005 and is a member of our Executive Management Committee. Mr. Kenary served as the Managing Director Group Head of our Corporate Finance group from September 2001 until assuming his current responsibilities. From our inception until September 2001, Mr. Kenary served as an investment officer in our Corporate Finance group. Prior to joining us, Mr. Kenary was employed from 1998 to 2000 at Heller HealthCare Finance and its predecessor company, HealthCare Financial Partners, most recently serving as a Vice President/ Investment Officer. Mr. Kenary received his undergraduate degree from Harvard College and his masters of business administration from the Anderson School at University of California, Los Angeles.

Chris J. Woods, age 56, is chief technology officer of CapitalSource Inc. (NYSE: CSE), a leading commercial lending, investment and asset management business focused on the middle market. As of June 30, 2007, CapitalSource managed an $20.1 billion portfolio of owned and managed assets. Chris has served as chief technology officer of CapitalSource since May 1, 2000. Prior to joining CapitalSource, Mr. Woods worked for HealthCare Financial Partner (HCF)/Heller HealthCare Finance as the chief information officer, and, later, as the chief administrative and information officer. Before that, Mr. Woods was a senior officer and co-founder of a technical consulting company. Chris received his undergraduate degree from the State University of New York at Buffalo in 1972.

David C. Bjarnason, age 37, is the chief accounting officer of CapitalSource Inc. (NYSE: CSE), a leading commercial lending, investment and asset management business focused on the middle market. As of June 30, 2007, CapitalSource managed an $20.1 billion portfolio of owned and managed assets. David has served as chief credit officer of CapitalSource since July 2006. Prior to joining CapitalSource, Mr. Bjarnason was an officer at Freddie Mac responsible for the development and administration of accounting policy related to investment, funding, financial risk management and securitization-related matters. Mr. Bjarnason arrived at Freddie Mac in March 2003 from the Global Capital Markets practice at Deloitte & Touche LLP, where he consulted for four years with clients in numerous industry sectors on accounting, financial reporting and internal controls aspects of financial instruments and asset securitization transactions. David is a certified public accountant and received his undergraduate degree in accounting from the College of William and Mary.

Dana M. Smith serves as Senior Vice President of Human Resources for CapitalSource; she joined the organization in July 2006. She is responsible for managing the human resources function on behalf of employees and leadership in the United States and Europe from the company's headquarters in Chevy Chase, MD. Previously HR Director for Constellation Energy's retail businesses as well as Director of HR Consulting and Staffing for Baltimore Gas and Electric, Ms. Smith has held positions of HR Vice President for F&M Bancorp and HR Director for two of Sylvan Learning Systems' companies. Additionally, she has worked both domestically and overseas in an array of positions for Citicorp.

As the Managing Director and head of the Healthcare Leveraged Finance Group within the Commercial Finance Business, Mr. Browne is responsible for originating and underwriting leveraged senior loans primarily to private equity owned companies in the healthcare sector. He oversees a portfolio of approximately $500 million in commitments to over 25 companies in various sectors within the healthcare industry. Prior to joining CapitalSource in 2003, Mr. Browne served as a Senior Vice President at GE Capital's Healthcare Financial Services group (formerly known as Heller Financial) where he spent eight years in various capacities including both cash flow lending and, to a lesser extent, asset based lending. During his tenure at GE Capital, Mr. Browne was one of the original members of their healthcare-focused, cash flow lending team which financed middle-market, private equity-sponsored transactions. Prior to GE Capital, Mr. Browne worked as a Group Vice President within the Special Assets division at Sanwa Business Credit Corporation. The division managed Sanwa's troubled asset portfolio which included both general industry and healthcare transactions. Prior to completing his first tenure at GE Capital between 1989 and 1991, Mr. Browne worked at Lloyds Bank for three years. He began his finance training at Chemical Bank where he completed the bank's credit training program and later joined the bank's Multinational Division which covered the Fortune 500 agriculture and construction equipment manufacturers.

As the Managing Director of the Technology, Media & Telecommunications Group within the Commercial Finance Business at CapitalSource, Mr. Williams is responsible for managing the company's financing activities in the technology, media and telecom sectors. Prior to joining CapitalSource in 2004, Mr. Williams worked at Sturm Group, a $500 million private equity fund in Denver, CO where he led technology investing and co-managed the fund. He began his career at JP Morgan in mergers and acquisitions and subsequently moved on to manage Morgan's East Coast investment banking effort in communications technology.

Mr. Bliss is an Investment Officer within the Structured Finance group at CapitalSource. He is responsible for the origination of real estate loans in the Chicago area and greater Midwest region. Before joining CapitalSource in 2005, Mr. Bliss was the First Vice President within the Metropolitan Real Estate Group at LaSalle Bank, specializing in construction, acquisition, development, and bridge loan products for the bank's commercial real estate clients. He ran a production team and closed in excess of $500 million in transactions. Prior to La Salle Bank, Mr. Bliss was an Associate at Beacon Realty Capital, a Chicago-based commercial real estate mortgage banking firm. He helped originate and close debt and equity transactions for the firm's customers. Earlier in his career he was a consultant at Economics Research Associates.

Bryan Bailey is an Associate in the Structured Finance Group at CapitalSource. CapitalSource is a specialized commercial finance company offering asset-based, senior, cash flow and mezzanine financing to small and mid-sized borrowers. Headquartered in the Washington D.C. area, CapitalSource has over 600 employees throughout the US and Europe. The company went public in 2003 (NYSE: CSE) and today has over $12 billion in assets. Bryan is responsible for conducting market research, financial analysis, due diligence, underwriting, and risk analysis for real estate debt and equity financings. Bryan obtained his MBA from Oxford University. Prior to Oxford, he attended the Haas School of Business at the UC Berkeley where he graduated Magna Cum Laude, a member of Phi Beta Kappa, and was an active member in numerous campus organizations. When he is not jogging along the coast or traveling, Bryan spends his time looking for golf balls.

Mr. Berger has held several positions at CapitalSource since joining the company in May of 2003 including Account Executive, Loan Officer, and Senior Investment Associate before assuming his current role as Investment Officer in July of 2007. Prior to joining CapitalSource, Mr. Berger was an Investment and Research Analyst at Columbia Financial Advisors.

Mr. Bluemel, an Associate within the Structured Finance Real Estate team at CapitalSource, is responsible for underwriting commercial real estate transactions and assisting in portfolio reviews. Prior to joining CapitalSource in the spring of 2006, Mr. Bluemel worked as a Portfolio Analyst within the Real Estate Portfolio Management group at AIMCO Capital.

Ms. Barnes is President of the Retail Bank, bringing with her 25 years of financial leadership experience. Most recently, she successfully transitioned the Retail Bank of Fremont Investment & Loan to CapitalSource Bank. Prior to joining Fremont, Ms. Barnes was Executive Vice President and Chief Operating Officer, Consumer Banking at IndyMac Bank, responsible for all business and support units within the Retail Banking Division. Earlier in her career, she held several senior operations and sales assignments at Home Savings of America. She joined as Manager in the Corporate Training Department and later relocated to New York to manage the conversion of the 35 branch network of Bowery Savings Bank into Home Savings.

Mr. Bogler has served as the Bank's Chief Financial Officer since its inception, bringing to the organization more than 20 years of experience in the financial services industry. Throughout his career, Mr. Bogler has assumed responsibility for various financial, accounting, strategic, M&A and operational activities within the organizations he has served, including start-up organizations and large, well-established firms. He has also acted as a consultant on bank de novo activities, including regulatory guidance and performing initial capital raising activities. Before joining CapitalSource Bank, he was the Chief Financial Officer of Affinity Financial Corporation and its subsidiaries, including Waterfield Bank. He also served in various corporate and financial capacities with the Jackson National Life Companies, most recently as the Chief Financial Officer of Jackson Federal Bank. Early in his career, he held several accounting positions with Paragon Life Insurance Company.

Mr. Bass is a Senior Investment Associate within the Healthcare Real Estate Group at CapitalSource. He assists with the origination, structure, underwriting, and closing of potential lending and sale-leaseback opportunities directly and in collaboration with a team of investment professionals. Mr. Bass also assists CapitalSource's portfolio management group in post-closing customer interaction and asset management. Since joining CapitalSource in 2003, Mr. Bass has negotiated and closed over $650 million in transactions, including term loans (predominantly real estate), revolving credit lines, and sale-leasebacks. Prior to joining CapitalSource, Mr. Bass spent five years working on Capital Hill as a legislative assistant for then-Representative John Sununu where he oversaw a number of legislative issues including banking and finance, insurance, housing, telecommunications, and energy, among others. Mr. Bass left the Hill in the summer of 2001 to attend business school.

Matthew Padilla, of OCRegister's Mortgage Insider, talked to Tad Lowrey, president of CapitalSource Bank, who looks back on the credit crunch of 2008 and shares what he sees coming.

Mr. Brenneman has held several positions within CapitalSource's healthcare underwriting and portfolio management groups since joining the company in September of 2002 and before assuming his current role as Investment Officer including Senior Account Executive, Loan Officer, Investment Analyst, and Senior Investment Associate.

Mr. Tom is a Director in the Technology, Media & Telecommunications Group within the Commercial Finance Business at CapitalSource and is responsible for leading all aspects of the transaction process, including originating, evaluating, structuring, underwriting, negotiating, and executing senior secured, senior subordinated, second lien, and uni-tranche financing opportunities in support of sponsor-led buyouts, recapitalizations, or refinancings in the sector. Since joining CapitalSource in 2001, Mr. Tom has led over 28 financings with total commitments exceeding $668 million. Prior to joining CapitalSource in 2001, Mr. Tom worked in the Real Estate Fund within The Carlyle Group, a global private equity firm based in Washington, D.C. While at The Carlyle Group, Mr. Tom assisted in managing and exiting a $492 million portfolio of telecommunications infrastructure, commercial, and light industrial real estate investments. Prior to The Carlyle Group, Mr. Tom worked for PriceWaterhouseCoopers in its Transaction Services group. As an Associate at PwC, he advised both financial and strategic buyers on strategic, financial, operational, and accounting issues related to their acquisitions.

Mr. Chavez joined CapitalSource (NYSE:CSE) in January of 2006 as Director in the Healthcare Real Estate Group. While at CapitalSource, Mr. Chavez closed several "high-profile" transactions including a $450 million financing of the $625 million Tandem Healthcare acquisition in June of 2006 and a $625 million financing for the $2 billion acquisition of Genesis Healthcare in July of 2007. Prior to joining CapitalSource, Alex held various positions at LTC Properties, Inc. (NYSE:LTC) including Director of Finance and Senior Vice President and Treasurer. While at LTC, Mr. Chavez was involved in originating, servicing, and financing nearly $1 billion of long-term care assets in the public debt and equity markets. Prior to joining LTC, Mr. Chavez was employed by Ernst & Young, LLP from 1990 to 1996 where he specialized in the healthcare and real estate sectors and served in various audit capacities including Audit Manager.

Mr. Arnold is a Director in the Retail Lending Group within the Commercial Finance Group at CapitalSource. He is responsible for originating, structuring, and underwriting debt capital transactions and overseeing portfolio activity in the retail, consumer, apparel, and restaurant sectors. Mr. Arnold has more than 15 years of experience originating, structuring, underwriting, closing, and monitoring debt and equity investments to companies in a variety of industries. Prior to joining CapitalSource in 2004, Mr. Arnold was a Principal at a private equity firm which focused on middle-market companies undergoing a restructuring or reorganization, often as part of a bankruptcy filing. He was active in all aspects of the investment process and served as a member of the board of directors for certain portfolio companies. In addition, Mr. Arnold spent seven years at GE Capital's Commercial Finance unit where he gained experience in all areas of the transaction process and was ultimately responsible for managing a diverse portfolio of senior debt investments which totaled nearly $1.0 billion.

Mr. Eubank joined Wachovia Capital Partners in 1988 and became a Managing Partner in 2005. Mr. Eubank serves as the Chief Investment Officer of Wachovia Capital Partners. His investing efforts are focused in the Financial Services industry.

As a Director within the Structured Finance Real Estate group at CapitalSource, Mr. Boyar is responsible for the origination of real estate loans in the New York office. Mr. Boyar has over 15 years of experience in the real estate industry. Prior to joining CapitalSource, Mr. Boyar was an Associate Director at UBS Investment Bank, where he specialized in highly structured debt and equity transactions. At UBS, Mr. Boyar closed over $1.5 billion of transactions including both high leverage first mortgage loans and equity investments that were held on balance sheet. Prior to that, he was the Senior Vice President of Acquisitions for Brickman Associates where he led the firm's acquisition efforts and helped raise its first opportunity fund. Before his work at Brickman Associates, Mr. Boyar was a Vice President with Nomura Capital during the infancy of the CMBS mortgage loan business and an attorney with Weil, Gotshal & Manges LLP.

Mr. Caruso is Director of Mortgage and Credit within the Structured Finance Business at CapitalSource. Prior to joining CapitalSource, Mr. Caruso was an Associate Director and Financial Engineer at UBS Warburg where he structured commercial real estate securitizations and developed various financial optimization models for the commercial real estate group. Before joining UBS Warburg, Mr. Caruso was the Director of Financial Engineering with Claritybank.com and a Vice President in Financial Engineering at Credit Suisse First Boston.

Mr. Barnett is a Director in the Healthcare Leveraged Finance Group within the Commercial Finance Business. He is responsible for originating and underwriting a variety of senior and junior debt facilities used to support middle-market private equity transactions in the healthcare industry. Before joining CapitalSource in 2004, Mr. Barnett was an Assistant Vice President at GE Capital and its predecessor, Heller Financial, where he syndicated cash flow senior loans used to support middle-market private equity buyouts. Mr. Barnett began his career as an Analyst in Mercantile Bank's leveraged finance group. He also served as a Summer Associate at Arbor Private Investment Company, a leveraged buyout firm located in Chicago.

As a Director in the Healthcare Credit Group within the Commercial Finance Business at CapitalSource, Mr. Coffey is responsible for underwriting and structuring complex debt financings for a diverse portfolio of healthcare companies including acute care hospitals, skilled nursing facilities, rehab hospitals, healthcare service providers, and healthcare real estate owners. Prior to joining CapitalSource, Mr. Coffey practiced corporate and securities law in Washington, D.C. for the international law firm of Brobeck, Phleger & Harrison LLP where he represented a variety of private equity firms and their portfolio companies engaged in debt and equity financings, mergers and acquisitions, and private securities offerings. Mr. Coffey also practiced corporate and securities law in Washington, D.C. for Shaw Pittman LLP and spent time as a senior accountant at Arthur Andersen.

Mr. Wood, 51, co-founded Madison Dearborn Partners, LLC and has been a Managing Director of the firm since its inception in 1993. Prior to founding Madison Dearborn Partners, LLC, Mr. Wood served as a vice president of First Chicago Venture Capital for nine years. Previously, he worked with the venture capital unit of Continental Illinois Bank from 1978 to 1983. Mr. Wood serves on the board of directors of Hines Horticulture, Inc., a producer and distributor of horticultural products. Mr. Wood has been a member of our Board since our inception in 2000.

Mr. Golding is a Director in the Technology, Media & Telecommunications Group within the Commercial Finance Business at CapitalSource. He is responsible for leading all aspects of the transaction process which includes originating, evaluating, structuring, underwriting, negotiating, and closing cash-flow and/or asset-based senior, second lien, and mezzanine loans to companies in the media and communications industry. In addition to transaction management, Mr. Golding is focused on developing and maintaining client relationships, as well as managing internal credit including communications with senior credit authorities. Before joining CapitalSource in 2002, Mr. Golding worked in the Corporate Finance Group at Heller Financial where he honed his skills originating, underwriting, syndicating, and monitoring both media and generalist middle-market transactions. Mr. Golding began his career at PricewaterhouseCoopers where he spent over three years in the Transaction Services Group performing comprehensive due d

Ms. Sara L. Grootwassink, CPA, CFA, joined the Trust in December 2001 as Managing Director, Finance and Capital Markets. In 2002, Ms. Grootwassink was named Chief Financial Officer. From 1999 through 2001, Ms. Grootwassink served as Vice President, Finance and Investor Relations at Corporate Office Properties Trust and, from 1998 through 1999, as Equity Analyst at Johnston, Lemon & Co. Previously, Ms. Grootwassink served as Vice President Commercial Real Estate at Riggs Bank, N.A. Ms. Grootwassink is a Director of CapitalSource, Inc., a commercial finance firm and serves on the Strategic Planning Committee of Washington Hospital Center. Ms. Grootwassink serves on the editorial advisory board of Real Estate Portfolio magazine, is a member of the Economic Club of Washington, and formerly served on NAREIT s Investor Advisory Council.

Mr. Anderson is a Director of the Healthcare Credit Group within the Commercial Finance Business at CapitalSource. He is responsible for originating and structuring healthcare asset-based, real estate, and cash flow transactions. Mr. Anderson has 15 years of healthcare lending experience. Prior to joining CapitalSource in 2003, Mr. Anderson worked at Kugman Associates where he was focused on financial and operational restructurings of middle-market companies. Before joining Kugman Associates, Mr. Anderson was Vice President of Healthcare Finance Group responsible for originating and underwriting loan transactions to a variety of healthcare providers. Earlier in his career, Mr. Anderson also held several leadership positions within the healthcare finance division of FINOVA Capital Corporation and LINC Financial Services. Mr. Anderson held positions in operations management, portfolio administration, underwriting, and special assets.

Mr. Claus is a Director in the Commercial Finance Business at CapitalSource. He is responsible for originating new loans in the Western United States across the entire CapitalSource platform including Commercial Finance, Structured Finance, and Healthcare Finance. New loans are originated directly from private equity investors, corporate finance intermediaries and bankers, as well as other lenders. Mr. Claus has been at CapitalSource since its inception in 2000 and has 24 years of commercial banking and corporate finance experience working with middle-market companies and private equity investors originating leveraged finance transactions, limited partnership investments in private equity funds, private debt placements, real estate loans, trade finance transactions, and cash management services. Prior to joining CapitalSource, Mr. Claus originated and underwrote leveraged finance transactions for private equity investors at Union Bank of California. He also held business development positions at Bank of America Business Credit and Bank of America Commercial Banking Division. Mr. Claus began his banking career with Wells Fargo Bank's Commercial Banking Division.