Cattles Plc.

Susan Puddephatt is Risk & Compliance Director at Cattles Plc. Susan joined Cattles in mid-2008 and is responsible for regulatory compliance within the newly established Savings Division and for group governance and operational risk management arrangements. She is a former banking regulator, having worked for the Reserve Bank of New Zealand and the Bank of England. Prior to joining Cattles, Susan was Group Director Enterprise Risk Management at RSA Group and before that she worked as a regulatory consultant for KPMG where she advised on a range of regulatory compliance and risk management issues.

A non-executive director since March 1998, and Chairman since August 2001. He is also Chairman of Cattles plc and Freightliner Limited, a non-executive and senior independent director of Old Mutual plc, and a non-executive director of United Utilities plc. He was Finance Director of Railtrack plc from 1994 until his retirement in 2000.