Central Coast Bancorp

• Private
• US

Dow Jones Description

Certain matters discussed or incorporated by reference in this Annual Report on Form 10-K including, but not limited to, matters described in ?Item 7 ? Management?s Discussion and Analysis of Financial Condition and Results of Operations,? are forward-looking statements that are subject to risks and uncertainties that could cause actual results to differ materially from those projected. Changes to such risks and uncertainties, which could impact future financial performance, include, among others, (1) competitive pressures in the banking industry; (2) changes in the interest rate environment; (3) general economic conditions, nationally, regionally and in operating market areas, including a decline in real estate values in the Company?s market areas; (4) the effects of terrorism, the threat of terrorism or the impact of potential military conflicts; (5) changes in the regulatory environment; (6) changes in business conditions and inflation; (7) changes in securities markets; (8) data processing problems; (9) variances in the actual versus projected growth in assets; (10) return on assets; (11) loan and credit losses; (12) expenses; (13) rates charged on loans and earned on securities investments; (14) rates paid on deposits; and (15) fee and other noninterest income earned, as well as other factors.

Chief Executive Officer

Number of Employees 250

Contact Information

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