Chapman and Cutler Llp

Adelaide Maudsley is a partner in the Special Litigation, Bankruptcy and Workouts department of Chapman and Cutler LLP and practices in our Salt Lake City office. Ms. Maudsley focuses her practice on corporate bankruptcy and reorganization and commercial litigation. She has assisted in the representation of debtors, creditors' committees, indenture trustees, secured creditors, insurers, equipment lessors, and preference defendants in bankruptcy, state and federal court litigation, receivership and workout proceedings. Ms. Maudsley clerked for the Honorable Nancy C. Dreher, bankruptcy judge for the U.S. Bankruptcy Court for the District of Minnesota and member of the Bankruptcy Appellate Panel for the Eighth Circuit. Ms. Maudsley was selected by her peers as one of Utah's Legal Elite in the area of corporate bankruptcy in the January 2009 issue of Utah Business Magazine. She serves as a guest lecturer for the business reorganizations seminar and bankruptcy courses at the S.J. Quinney College of Law at the University of Utah. Prior to joining the firm, Ms. Maudsley was an associate at LeBoeuf, Lamb Greene & MacRae LLP (now Dewey & LeBoeuf LLP) and Mabey & Murray LC in Salt Lake City, Utah.

Andrea Bacon is a partner in the Public Finance Department of Chapman and Cutler LLP, and has worked exclusively in the field of municipal finance since 1979, when she joined the firm. Ms. Bacon acts as bond counsel, counsel to the underwriter and counsel to banks providing credit enhancement or liquidity on a variety of public financings in many states, including general obligation financings, certificates of participation in municipal lease transactions, revenue obligation financings for state universities, industrial development revenue bond financings, qualified 501(c)(3) revenue bond financings, exempt facility financings (including airports, pollution control facilities and sewage and solid waste facilities), and other types of public financings, including unsecured, secured and credit-enhanced public and private offerings. She has expertise in all variations of variable rate financing for tax-exempt transactions.

Tony Rosso is a partner in the Tax Department and has been with Chapman and Cutler LLP since 1986. Mr. Rosso is primarily involved in the tax aspects of tax-exempt financings throughout the country, including new money and refunding financings for the benefit of private corporations, 501(c)(3) organizations and governmental units. Mr. Rosso has also worked extensively on the tax aspects of various investment vehicles.

Dan Johnson is a partner and serves as the Practice Group Leader for the firm's Public Finance Department. He has been practicing law since 1975 when he joined Chapman and Cutler LLP. He has handled financings for hundreds of Illinois School Districts and has completed thousands of school district borrowing transactions aggregating many billions of dollars. Mr. Johnson has also served as bond counsel for a wide variety of other municipal transactions involving numerous types of municipal issuers. In addition to all types of financings for elementary and secondary education systems, Mr. Johnson's areas of particular concentration include legislative drafting, tax and state aid anticipation obligations, double-barreled alternate bonds, limited tax bonds, debt and lease certificates, advance refundings and public building commission bonds. Mr. Johnson was named in the Bonds/Government Finance section as an "Illinois Super Lawyer" in 2007.

Dan Baker is a partner in the firm's Banking Department. He has been practicing law since joining Chapman and Cutler LLP in 1995. Mr. Baker's practice consists primarily of representing banks and other financial institutions in documenting and structuring secured and unsecured transactions. His experience includes asset-based financings, cash flow loans, working capital revolving credit financings, real estate finance transactions and cross-border credits. He has also represented lenders in out-of-court workouts and restructurings. In addition, Mr. Baker maintains an active pro bono practice.

Dave McMullen is a partner in the Corporate Finance Department with a focus in the areas of leasing, lending, private placements, equipment finance, project finance and sports finance. He is also Office Leader for the firm's San Francisco office. He has been practicing law with Chapman and Cutler LLP since his graduation from law school in 1987. Mr. McMullen has extensive experience in representing banks (domestic and foreign), leasing companies, insurance companies, finance companies, pension funds and other financial institutions in a wide variety of leasing, equipment finance, commercial lending, private placement, and other financial transactions. Mr. McMullen's experience ranges from single lender unsecured loans to complicated multiparty secured transactions. Mr. McMullen has extensive experience in acting as equity and debt counsel in U.S. and crossborder leveraged lease, single investor true lease, synthetic lease financings (including 9710 construction financings) and capital lease financings of a broad range of assets, including railroad rolling stock, aircraft, vessels, machinery, equipment, office buildings, warehouses, retail stores, manufacturing plants, process plants, cogeneration facilities, power plants, and other industrial facilities. He also has extensive experience in domestic and cross-border private placements. Mr. McMullen also has experience in representing institutional investors in mezzanine and private equity financings, project financings, sports-related financings and real estate financings.

Dave Schrodt is a partner in the firm's Banking Department. Mr. Schrodt's experience includes extensive work in representing a variety of banks, conduit lenders and commercial borrowers in syndicated credit transactions, asset based financings, acquisition financings, real estate financings, troubled loan workouts and tax-exempt financings. He has substantial experience in structuring leveraged financing transactions, first and second lien facilities, and a wide variety of intercreditor and agency agreements. Mr. Schrodt is a registered CPA in Illinois.

David Cholst is a partner in the Tax Department and has been with Chapman and Cutler LLP since 1983. Mr. Cholst provides tax advice relating to tax-exempt bonds. He represents governmental issuers, underwriters, investment brokers, and outside bond counsel in all matters relating to taxexempt bonds. His governmental clients include large and small municipalities. He developed and supervises the Chapman and Cutler Arbitrage Rebate Service. In addition to arbitrage rebate, he provides advice concerning tax increment financings, advance refundings, structured investments, derivative products, output facilities, and defense of IRS audits of tax exempt bonds. He is recognized as one of the nation's leading authorities in matters relating to arbitrage rebate. He served as vice chairman of the National Association of Bond Lawyers Rebate Task Force during the formative years of 1986 through 1988 and has been a member of the faculty of the National Association of Bond Lawyers Tax Seminar in most years from 1989 through 2006. He is on the NABL Municipal Derivatives Task Force and Chairs the Opinions and Practice Subcommittee of the Tax Exempt Finance Committee of the Tax Section of the ABA. In addition, Mr. Cholst worked with the IRS in developing many of the current tax regulations. Mr. Cholst has extensive computer experience and designed much of the software used by Chapman and Cutler LLP for computations relating to municipal bonds.

David Connors is a partner in the Litigation department of Chapman and Cutler LLP and practices in our Salt Lake City office. Mr. Connors is experienced in the areas of commercial litigation, complex insurance regulatory proceedings, class action defense and bankruptcy-related litigation matters and has significant nationwide experience before state and federal trial and appellate courts, including the federal bankruptcy court. In addition, Mr. Connors has represented major institutional lenders and developers in project financing, UCC matters and land use planning matters and in litigation related to such matters. Mr. Connors has served as a board member of the Wasatch Front Regional Council, Davis County Council of Governments, Davis Education Foundation and the Mormon Arts Foundation, and as a trustee for the Economic Development Corporation of Utah. Prior to joining the firm, Mr. Connors was a partner with the international law firm LeBoeuf, Lamb, Greene & MacRae, L.L.P., where he served as head of their Utah litigation group. He continued in that role with Mabey Murray LC, the successor to LeBoeuf's Utah office. He has also served as the chairman of the Business Law Section of the Utah State Bar and Mayor of Farmington City, Utah.

Dave Barritt is a partner in the General Litigation Department. Since 1981, when he joined the firm, Mr. Barritt has engaged in all phases of commercial litigation, including both trial and appellate court work, and arbitrations. Although Mr. Barritt has experience handling a wide variety of complex commercial disputes, the primary focus of his practice has been in the areas of creditor's rights, lender's liability defense, corporate fiduciary defense, prosecution of professional liability claims, and antitrust. Mr. Barritt has also advised and defended clients with respect to environmental issues or claims.

Dave began his involvement with Gads Hill Center as a volunteer in 1983. For 21 years, he has served on the Board of Directors, for five years as Treasurer and twice as President. He currently serves on the Finance and Development Committees. He is a Partner at Chapman and Cutler, LLP.

David Thill is a partner in the Banking Department and a member of the Asset Securitization Group and the Lease Finance Group. Mr. Thill concentrates on complex commercial transactions, including structured finance, personal property and real estate secured lending, lease financings and problem credit restructurings. He represents lead financial institutions in large syndicated credit transactions. His clients also include lenders and lessors in middle market financings in new originations as well as in workouts and credit restructurings, both through Chapter 11 reorganizations and outside of bankruptcy. Mr. Thill possesses significant experience in the commercial law aspects of intellectual property, including licensing and secured transactions involving intellectual property collateral. He recently accepted his second three-year appointment to the Uniform Commercial Code Committee of the Business Law Section of the California State Bar. Before joining the firm, Mr. Thill was a shareholder of the law firm of Gnazzo Thill, P.C., which combined with Chapman and Cutler LLP in June 2003.

Debbi Boye is a partner in the Public Finance Department of Chapman and Cutler LLP and has been practicing law in the public finance area since 1980, when she joined the firm. Ms. Boye has served as bond counsel, underwriters' counsel and counsel to banks providing credit enhancement on a wide variety of public finance transactions throughout the United States. Although Ms. Boye has worked in virtually all areas of public finance, her practice in recent years has been primarily related to the issuance of private activity bonds, including exempt facility financings of solid waste disposal facilities, sewage facilities, pollution control facilities and airport facilities, industrial development revenue bond financings and multifamily and single family housing revenue bond financings. She has worked on unsecured, secured, credit-enhanced, public, private, variable rate, auction rate and fixed rate offerings of municipal securities in 45 states.

Dianne Rist is a partner in the firm's Corporate and General Litigation Group. Her practice focuses on representing lenders and servicers in consumer finance class action litigation involving federal and state laws such as the Truth in Lending Act (TILA), Home Ownership and Equity Protection Act (HOEPA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Equal Credit Opportunity Act (ECOA), Fair Debt Collection Practices Act (FDCPA) and various state consumer fraud statutes. Ms. Rist also represents clients in general commercial litigation matters such as credit card portfolio and processing cases and lender/shareholder contract disputes. In addition, she has represented secured and unsecured creditors in bankruptcy, workout and restructuring matters.

Doug Hoffman is a partner in the firm's Corporate and Securities Group. He has devoted his practice to a wide range of domestic and international commercial transactions including mergers, stock acquisitions, corporate reorganizations, joint ventures, corporate finance, debt facilities, debt restructuring, privatizations and stockholder arrangements. Mr. Hoffman has been selected as a Leading Illinois Attorney for the areas of Mergers and Acquisitions Law, International Business and Trade Law, Banking and Financial Institution Law and Corporate Finance Law.

Eric Roberson is a partner in the Banking Department and a member of the Real Estate Group of Chapman and Cutler LLP. He has been practicing law since 1991 when he joined the firm. Mr. Roberson has extensive experience in the representation of domestic banks and insurance companies in secured financing in connection with industrial projects, shopping centers, office buildings, single-family housing developments, multi-family housing projects and mixed use development projects throughout the United States. Mr. Roberson also has additional experience including taxable and tax-exempt multi-family housing bond financings, sale/leaseback transactions, commercial leasing, real estate acquisition and financing, involving not-for-profit community development organizations.

Eric Hunter is a partner in the firm's Public Finance Department. He has been practicing law since 2000 when he joined Chapman and Cutler LLP. Mr. Hunter is experienced in the structuring, drafting, negotiation, and review of a wide variety of municipal finance transactions, and has served as bond counsel, disclosure counsel, underwriter's counsel, and special counsel in connection with electric, gas, water, sewer and solid waste utility; public transportation and telecommunications; 501(c)(3) not-for-profit organization; city; county; higher education; school district; special district; joint action agency; municipal building authority; redevelopment agency; airport; private activity/industrial development bond; public housing; and other municipal finance transactions. Mr. Hunter has also drafted, or participated in the drafting of, municipal finance legislation adopted by the Utah legislature.

Felice Foundos is a partner in the firm's Corporate and Securities Department and has been with Chapman and Cutler LLP since 1995. Ms. Foundos has considerable experience in securities law matters with an emphasis on investment companies including open-end funds, closed-end funds, unit investment trusts and private investment companies. Her experience also includes matters involving the representation of investment advisers, broker-dealers and municipal securities dealers. Prior to joining the firm, Ms. Foundos was a Senior Attorney in the Division of Investment Management at the SEC in Washington, D.C. While at the SEC, Ms. Foundos worked primarily in the Office of Investment Company Regulation where she evaluated applications for exemptions from the Investment Company Act of 1940 ("1940 Act"), helped formulate policy recommendations for determining the relief that should be granted, and provided oral advice to members of the public based on legal positions of the Division's staff. Ms. Foundos was also detailed to the Office of Chief Counsel where she prepared responses to no-action and interpretive requests concerning the 1940 Act and the Investment Advisers Act of 1940.

Fred Lochbihler, the senior partner in the firm's General Litigation Department, has been practicing law since 1976 when he joined Chapman and Cutler LLP. Mr. Lochbihler represents corporations, banks and individual entrepreneurs as lead counsel in litigation of all types. Although his forte is securities and shareholder litigation, he has substantial experience in litigating actions in the areas of RICO and common law fraud, lender liability, trusts and estates, insurance and reinsurance law, accountants' liability, products liability and performance, libel and slander, construction and environmental disputes, employer-employee relations, trademark and trade secret protection, unfair competition, and antitrust. Mr. Lochbihler has practiced in federal and state courts throughout the nation in connection with all variants of remedial actions including litigation, class actions, and injunction and declaratory judgment cases.

Greg Clore is a partner in the firm's Banking Department and a member of the firm's Creditors' Rights Group. He has been practicing law since 1989 and concentrates his practice on complex commercial lending transactions, including structuring and documenting unsecured and secured bank lending transactions, credit enhancement transactions and problem credit restructurings. He has experience representing financial institutions in syndicated lending transactions as well as middle market transactions; he also represents borrowers in working capital and commercial equipment financing transactions. Mr. Clore has undertaken numerous credit restructurings on behalf of lenders, both inside and outside of bankruptcy, and has negotiated cash collateral agreements, Chapter 11 plans of reorganization and DIP financing agreements. He has also represented foreclosing creditors in personal property and real property foreclosures. Before joining the firm, Mr. Clore was a shareholder of the law firm of Gnazzo Thill, P.C., which combined with Chapman and Cutler LLP in June 2003.

Craig Hall is a partner in Chapman and Cutler LLP's Salt Lake City office. Prior to joining the firm, Mr. Hall held positions as City Attorney for South Salt Lake Corporation from 1998-2002; City Attorney for Murray City Corporation from 1977-1998 and Assistant City Attorney/Prosecutor for Murray City Corporation from 1975-1977. Mr. Hall has extensive experience in representing cities, towns and municipalities, including general operations, property acquisitions, planning and zoning, employee relations, municipal utilities (water, sewer and power), police and fire departments, municipal solid waste facilities and special districts.

Mr. Hagen's corporate experience includes general representation of business organizations, including large publicly held and closely held entities. Mr. Hagen has advised numerous business clients on form of organization, effects of corporate action and other corporate matters, such as securities regulation. He also has experience in organizing most forms of business entities, including drafting charter documents for corporations, LLCs and partnerships. Mr. Hagen has represented several companies in connection with mergers and significant acquisition and divestiture programs.

Rick Fisher is a partner in the Corporate Finance Department and has been with Chapman and Cutler LLP since 1972. Mr. Fisher represents institutional investors in the purchase of a wide variety of securities and related matters. Mr. Fisher has represented clients in utility financings, leveraged buyouts, leveraged leases and synthetic leases, secured and unsecured financings. Mr. Fisher's practice involves mezzanine and private equity financings using a variety of financial instruments including preferred stock, warrants and common equity. In addition, Mr. Fisher has served as underwriter's counsel in 144A offerings and has represented sureties in connection with the insurance of tax-exempt securities. Mr. Fisher has made presentations before the American College of Investment Counsel and the International Business Forum on the negotiation of unsecured note agreements, the financing of employee stock ownership plans and mezzanine finance.

Jim Luebchow is a partner and has been practicing law since he joined Chapman and Cutler LLP in 1973. Following his work in other areas of finance law, Jim began practicing in the field of private, tax-exempt health care and higher education financing in 1977. Since then, he has devoted substantially all of his time to that field, including the tax aspects of such transactions. He has acted as bond counsel, disclosure counsel, underwriter's counsel and special corporate counsel on a variety of public financings in many states.

Jim Spiotto is head of the Special Litigation, Bankruptcy and Workout Group. Mr. Spiotto has represented banks (and bank groups), insurance companies, institutional investors, funds, indenture trustees and bondholders in litigation or workouts for more than 400 troubled debt financings in over 35 different states and in over 10 foreign countries. He has lectured before various academic institutions, professional associations, authorities and governmental bodies regarding bankruptcy, municipal debt adjustment and the rights and remedies of indenture trustees, bondholders and issuers in defaulted debt securities. Mr. Spiotto has testified before governmental bodies regarding troubled debt financing, including appearances before the United States Congress in 1988, 1992 and 1995 with regard to amendments to the Bankruptcy Code. He is the Chairman of the National Association of Bond Lawyers ("NABL") Committee on Bankruptcy. NABL presented him with the Carlson Prize in 1995 for best scholarly article for his work on municipal bankruptcy. In 1992 the National Federation of Municipal Analysts presented him with the Municipal Industry Contribution Award. In conjunction with the American Bankers Association, Mr. Spiotto has authored the treatise Defaulted Securities: The Prudent Indenture Trustee's Guide. He is a co-author of the treatise The Law of State and Local Government Debt Financing (West Group, 2001). Mr. Spiotto was named in the Bankruptcy section as an "Illinois Super Lawyer" in 2007.

Jim Richardson is a partner and currently leads the firms' municipal bond federal tax controversy practice. He also currently chairs the firm's task force with respect to the effects of Treasury Circular 230. He has been involved in a wide variety of tax-exempt municipal financings throughout his practice at Chapman and Cutler LLP since 1969, as bond counsel, underwriter's counsel, trustee's counsel and counsel to bond investors. His practice has concentrated on most types of conduit bonds, including particularly environmental projects for public utilities, both nuclear and conventional, and single family housing bonds. During the decade following the adoption of the Tax Reform Act of 1986, his practice was substantially devoted to workouts and restructuring of various tax-exempt bond issues, representing institutional investors and trustees, dealing with legal issues involving creditors' rights, municipal bankruptcy and related federal tax matters.

Jim Theiss is a partner in the firm's Banking Department. He is experienced in the area of commercial finance, including secured and unsecured bank lending. He specializes in real estate related finance matters, synthetic lease transactions and subscription agreement financing, including revolving credit for REIT's and opportunity funds, construction, acquisition and permanent financing for office, industrial, hotel, residential (including single family and apartments), retail (including shopping centers) and other real estate and leasing for similar real estate, manufacturing facilities and equipment. Mr. Theiss also has extensive experience in loan workouts and restructurings and loan and asset sales. He represents several domestic and foreign banking institutions and leasing companies including Bank of Montreal, Harris N.A., BNP Paribas, National Australia Bank, ING Real Estate Finance and Fannie Mae, as well as syndicates agented or co-agented by such institutions. Mr. Theiss has worked on projects in most of the states and in all geographic areas of the country.

Mr. Browning is a Vice President with Palomino Capital. He is primarily responsible for capital formation and utilizes his extensive experience and relationships in the senior and subordinated credit markets for leveraged transactions. Prior to joining Palomino, Mr. Browning served as an Associate Vice President with Challenger Capital Group where he provided corporate finance advisory services and raised debt and equity capital for middle market clients. In addition, Mr. Browning spent three years as an Associate with JP Morgan in the Leveraged Finance Group in New York, and in middle market client coverage in Houston. At JP Morgan, Mr. Browning completed over $4.0 billion in high yield bond originations and syndicated credit facilities. Mr. Browning's experience also includes five years with Wells Fargo Bank in Dallas, where he was responsible for managing a $400 million portfolio of loans and structuring senior debt facilities to finance leveraged transactions. Mr. Browning holds a Bachelor of Business Administration in finance and real estate from Southern Methodist University and a Masters of Business Administration from the Kelley School of Business at Indiana University.

Jeff Berry is the senior partner in the firm's Tax Department and is a member of its Asset Securitization Group and Off Balance Sheet Financing Group. Mr. Berry has extensive experience in the representation of market participants in a wide variety of financial transactions, including taxable and tax-exempt asset securitizations, leasing, derivative products and public finance.

Jeff Close is a partner in the firm's Special Litigation, Bankruptcy and Workout Group. He is a seasoned litigator, having represented lenders, utilities and international manufacturers in jurisdictions throughout the United States. In addition to providing advice, counseling and litigation and trial services to creditor-side clients in the financial services area, Mr. Close served as U.S. trial counsel on product liability matters for a European insurer and its customers. Mr. Close has experience in helping creditors maximize recovery from distressed or defaulted credit facilities in and out of bankruptcy, and in related adversary proceedings. Mr. Close represented indenture trustees and noteholders (aircraft creditors) in the United and Delta bankruptcies, with a significant role in contested matters, including the United "Antitrust Litigation" against the aircraft creditors. The Group's representation of the aircraft creditors resulted in improved recovery for the United aircraft creditors of nearly 100%, or more than $4 billion. Mr. Close also served as primary counsel in representing an Official Creditors' Committee in a defendants' class action to recover an $80,000,000 fraudulent conveyance of securities, and he played a significant role in the representation of a major Midwestern utility in the recovery of $30,000,000 in insurance proceeds on policies dating to 1936. He has notable trial experience resulting in defense verdicts, but understands the business value of an appropriately negotiated settlement. In addition to representing the Creditors' Committee in pursuing a defendants' class action, Mr. Close's class action work has included defending major manufacturers on a variety of tort claims, as well as state agencies against constitutional claims. While Mr. Close's practice concentrates on bankruptcy and workout in the financial arena and product liability matters, the substantive areas of Mr. Close's practice include preference and fraudulent conveyance actions in bankruptcy matters, insurance coverage and the prosecution and defense of business torts, and advising clients on proxy and control contests and eDiscovery issues.

John Hitt is a partner in the Corporate and Securities Department of Chapman and Cutler LLP. Since joining the firm, Mr. Hitt's work has involved the structuring and negotiation of a variety of securitization transactions, including transactions backed by student loans, equipment notes and leases, automobile loans, timeshare interests, trade receivables, credit card receivables, commercial loans, high yield debt, residential and commercial mortgage loans and various other types of contract rights. Mr. Hitt's work also includes the representation of portfolio managers, investors and trustees in CDO transactions. Mr. Hitt's corporate finance experience also includes representation of issuers and investors in debt and equity offerings in private placements and public offerings. In addition, Mr. Hitt's experience includes general corporate representation and the representation of financial institutions in their sale or acquisition of portfolios of master servicing and trustee appointments.

John Crossan is a partner of the firm in its Intellectual Property Group. He represents clients in substantial contested cases of patent, trademark or copyright infringement in federal trial and appeals courts, in the International Trade Commission and in state and foreign courts as the need may arise.

Kelly Kost is a partner in the Municipal Department and has concentrated in municipal finance since 1986 when he began the practice of law at Chapman and Cutler LLP. He serves as bond counsel to hundreds of governmental entities throughout the State of Illinois and as underwriter's counsel to major investment banking firms. In addition, Mr. Kost is a member of the firm's Policy Committee and is chairman of the firm's Financial Management Committee. He is a frequent speaker on municipal finance topics. Mr. Kost has become the firm's authority on Illinois legislative matters, having served for two sessions on the Illinois House Speaker's technical review staff and thereafter worked for the firm and its clients in an active part-time lobbying role. In 1995, Mr. Kost coordinated the lobbying effort that produced limited tax bonds and the resurrection of alternate bonds in Cook and the Collar Counties. Mr. Kost began and now oversees the publication of the Municipal Department's Legislative Update and drafts much Illinois legislation relating to governmental finance.

Larry White is a partner in the Public Finance Department at Chapman and Cutler LLP and has been practicing law since 1990. Mr. White serves as bond counsel and underwriter's counsel to governmental entities, and underwriters throughout the State of Illinois on a wide variety of governmental financings. In addition, Mr. White is a frequent speaker on public finance topics. Mr. White has focused his practice on Illinois governmental obligation transactions, including financings for school districts, park districts, cities, villages, libraries and fire protection districts. In addition, he is the lead attorney in the firm's bond counsel representation of the Illinois Student Assistance Commission, the entity in Illinois responsible for creating a secondary market for higher education student loans and one of the lead attorneys in the firm's bond counsel representation of the Regional Transportation Authority, the planning and oversight Authority for mass transit in the Chicago metropolitan area.

Leah Arner joined the firm in 1988 and is a partner in the Special Litigation, Bankruptcy and Workout Department. Prior to joining the firm, she spent seven years representing both foreign and domestic banks and financial institutions as both agents and lenders in secured and unsecured lending, restructuring and workout transactions.

Lynda Given is a partner in the Public Finance Department. Since joining the firm in 1980, she has concentrated her practice in public finance. She serves as bond counsel to hundreds of units of local government throughout the State of Illinois, and is a frequent speaker on public finance topics. Ms. Given was named in the Bonds/Government Finance section as an "Illinois Super Lawyer" in 2007. Ms. Given is well known for her work as bond counsel to Illinois school districts. She has worked on more than 1,000 financing transactions for Illinois schools, aggregating well in excess of $2 billion. Her experience in school finance is recognized state-wide by her appointment to several prominent positions, including the Illinois Health/Life Safety Code Advisory Committee, the Educational Facilities Subcommittee of the Illinois Building Commission, the Illinois Capital Development Board School Construction Guideline Task Force and the Finance Committee of the Governor's Commission to Revise the Illinois School Code.

Marc Franson is a partner in the Banking Department and represents financial institutions, finance companies, retailers, other creditors and brokers on an array of financial services matters including consumer credit transactions, deposit products, bank mergers and acquisitions, regulatory affairs and compliance, sale of non-deposit products, technology contracting, payment processing, portfolio acquisitions/divestitures, receivables securitizations and other asset-backed transactions. He also represents clients in conjunction with legislative and trade association activities. Mr. Franson is rated as a leading banking lawyer by Chambers Global Guide to the World's Leading Lawyers and was named in the Banking section as an "Illinois Super Lawyer" in 2007. Mr. Franson counsels interstate and intrastate lenders on all aspects of a variety of secured and unsecured consumer lending programs including credit card, mortgage, home equity, automobile and other installment credit. He has served as counsel in several major bank acquisitions and portfolio sale transactions, assisted clients with federal and state regulatory matters, licensing applications and proceedings, in the development of compliance programs, compliance training and preparation for regulatory compliance examinations. This includes advice on community reinvestment and fair lending programs. Mr. Franson was engaged in a unique credit card transaction involving the joint venture of two major banks and a credit card industry consultant involving the establishment and chartering of a credit card bank, the sale of $2,000,000,000 of credit card receivables, along with a contemporaneous securitization and other financing transactions. He also advises clients' participation in various roles in receivable securitization programs. His representation of clients includes the areas of cash management services, electronic funds transfers, merchant credit card and payment processing, outsourcing, data processing and servicing arrangements. Prior to joining Chapman and Cutler LLP, Mr. Franson was Vice President and General Counsel-Credit Card Services of Household International.

Mr. Rasmussen further has litigation experience in matters involving fraudulent transfers and preferences, equitable subordination, enforcement of contract rights, security interests and liens, defending adversary proceedings and lien challenges, third-party discovery matters, bankruptcy and state-law rights and remedies, and other creditors' rights matters.

Mark O'Meara is a partner in the firm's Banking Department. His practice focuses on representing banks and financial institutions in documenting and structuring secured and unsecured transactions. Mr. O'Meara's experience includes asset-based lending, cash-flow lending, project financing and acquisition financing. In addition, Mr. O'Meara has experience representing commercial paper conduits in receivables securitizations and other asset backed transactions. Prior to joining the firm, Mr. O'Meara worked in the Business Recovery Services Group at PricewaterhouseCoopers. He earned his MBA degree in 2001, and prior to that, worked in the transactional department of a Chicago-based law firm where his practice areas included finance, real estate, and mergers and acquisitions. Mr. O'Meara is currently a member of the Firm's Pro Bono Committee.

Marla Chernof Cohen is a partner in the firm's Asset Securitization Group. Ms. Cohen focuses her practice in the areas of banking, bank regulation, corporate trust, corporate custody and agency, finance/securitization, securities lending and asset management and has significant experience counseling and representing major commercial banks and trust companies. She negotiates and documents their role as indenture trustee, master servicer, back-up servicer and collateral agent in asset-backed and other structured finance transactions, including collateralized debt obligation (CDO) transactions, commercial and residential mortgage-backed securities transactions, corporate and municipal debt offerings, derivative transactions, leveraged lease and project finance transactions. Additionally, Ms. Cohen advises banks acting as trustee, paying agent, custodian and in similar fiduciary capacities as well as investment advisors and other financial services clients on regulatory issues. She also represents banks and investments advisors in the negotiation and documentation of securities lending and collateralized debt obligation (CDO) transactions. Ms. Cohen widely speaks on structured finance topics. Prior to joining Chapman and Cutler, Ms. Cohen was counsel in the Chicago office of Mayer, Brown, Rowe & Maw LLP and from 1980-1991, she served in- house at Continental Bank, N.A., Chicago.

Matthew J. Hynes is a partner in the Governmental Relations group of Chapman and Cutler LLP who focuses his practice primarily in the areas of governmental relations, commercial law, state and local taxation and local government law. Prior to joining the firm, he was a partner at Quinlan & Carroll in Chicago. Through his understanding of the inner-workings of state and local government, Mr. Hynes provides his clients with tactical advice on how to most effectively position themselves in order to create strategic partnerships and advance their unique business interests. In addition to his work as an attorney, Mr. Hynes is a veteran of more than fifty local, state and national political campaigns. In 2000, Mr. Hynes served as the Executive Director of the Illinois Democratic Coordinated Campaign, in which he managed campaign activities for the Gore-Lieberman campaign. He has participated in numerous organizing efforts in Illinois on behalf of organized labor as well as various other public interest groups. Mr. Hynes previously served as a staff attorney at the Federal Defender Program in the Northern District of Illinois where he represented impoverished criminal defendants during the preliminary, trial and appellate stages of the legal process. Mr. Hynes also worked on the Technical Review Staff for the Speaker of the Illinois House of Representatives monitoring, analyzing and revising legislation on behalf of members.

Melanie Gnazzo is a partner in the Tax Department and a member of our Asset Securitization and our Lease Finance Practice Groups. She also serves on the firm's management committee. She has been practicing law since 1985. Ms. Gnazzo represents clients engaged in mortgage and asset securitizations and other structured financings, leasing transactions, REIT offerings and other financial asset portfolio transactions. She has considerable experience providing both tax and corporate advice in a wide range of financial transactions. Ms. Gnazzo has served on the Executive Committee of the Tax Section of the California Bar Association, as Chair of the Corporate Tax Committee of that Section, and as a member of the American Bar Association (ABA) Tax Section Financial Transactions Committee. She is also a regular speaker at industry forums on tax, leasing and securitization matters. Before joining the firm, Ms. Gnazzo was a founding shareholder of the law firm of Gnazzo Thill, P.C. (formed in 1992 as Giancarlo & Gnazzo and combined with Chapman and Cutler LLP in June 2003). Prior to that, Ms. Gnazzo was an associate in the tax department of Skadden, Arps, Slate, Meagher & Flom, LLP.

Pat Curtner joined Chapman and Cutler LLP in 1979 and is a partner in the Public Finance Group. She has acted as bond counsel, underwriter's counsel and special tax counsel in a wide variety of public financings for numerous types of municipal issuers totaling several billion dollars and drafted the legislation passed by the Illinois General Assembly which enabled Sears, Roebuck & Co. to move its merchandising group to Hoffman Estates, Illinois. Her areas of concentration include legislative drafting, Illinois general obligation, revenue, special service area, tax increment and economic development bond issues, anticipatory obligations, installment purchase contract financings, advance refundings and related matters under the Internal Revenue Code of 1986. Ms. Curtner is a 25 year member of the National Association of Bond Lawyers, co-chaired its Committee on Special Assessment and Tax Increment Financing, served three years on its Bond Attorneys Workshop Steering Committee and developed its first materials on loss prevention for public finance attorneys. She was appointed to the Illinois Commission on Debt Reform and has served on numerous other panels convened by the Illinois General Assembly pertaining to public finance. In 1986 she was appointed by the Hon. Dan Rostenkowski to the United States House of Representatives Ad Hoc Committee on Tax Increment Financing, which helped write the Internal Revenue Code of 1986. Ms. Curtner was also a member of the Illinois Financial Accounting Committee, which advises the Illinois State Board of Education on matters pertaining to school finance, for over 15 years and served as its 1990-1991 chair. A member of the Illinois Government Finance Officers Association for many years, she has prepared materials for and presented numerous panels to its members. Pat is a longstanding member of the Illinois Institute for Local Government Law and in 2004 received its Distinguished Service Award. Ms. Curtner was named in the Bonds/Government Finance section as an "Illinois Super Lawyer" in 2007. Ms. Curtner is the author of the chapter "Public Finance Law: A Brief Overview of the Past, Present and Future" from Inside the Minds: Public Finance Settlements and Negotiations - Leading Lawyers on Establishing Financial Covenants, Negotiating Mortgages, and Outlining Bottom-Line Goals published March 2006 by Aspatore Books. She is also the senior author of the chapter entitled "Tax Increment Allocation Financing," in Municipal Law and Practice in Illinois (Illinois Institute for Continuing Legal Education, ed. 2006). She is a frequent speaker on topics related to public finance and chaired the American Banker Bond Buyer 4th Annual Midwest Regional Public Finance Conference. She has served as an Adjunct Professor of Law at the University of Michigan Law School, where she was a member of the Law School Committee of Visitors for 20 years. From 1991 to 1993 she served as National Chair of the University of Michigan Law School Fund. She is a member of the Board of Directors of Women in Public Finance, the Women's Board of the University of Chicago and the Service Club of Chicago and, while a member of the Women's Board of the United Cerebral Palsy Association of Greater Chicago, chaired its annual fundraiser.

Paul Kosin is a partner in Corporate and Securities Department. He has been practicing law since 1968 when he joined Chapman and Cutler LLP. Mr. Kosin has participated as counsel to issuers, underwriters and credit enhancers in registered public offerings and private placements of a variety of corporate debt and equity securities and limited partnership interests. He has also represented issuers, underwriters and credit enhancers in connection with the issuance of tax-exempt municipal bonds including general obligation bonds, municipal project revenue bonds and municipal revenue bonds for industrial, commercial, utility, health care, multifamily housing and single family housing purposes.

Paul Carman is a partner in the Tax Department. Paul Carman's practice focuses primarily on structuring the tax consequences of finance and investment transactions. He also has extensive experience in representation of taxpayers and exempt entities in connection with a wide variety of transactional tax issues, tax compliance issues, and tax controversies, including formation, acquisition and reorganizations of corporations, partnerships and exempt entities, syndications and private placements of investment, hard industry, e-commerce and real estate ventures, leasing, synthetic leasing and like-kind exchanges. Mr. Carman is rated as a leading tax lawyer by Chambers Global Guide to the World's Leading Lawyers and was named in the Tax section as an "Illinois Super Lawyer" in 2007.

Peter Szurley is a partner in the Banking Department and a member of the firm's Lease Finance Group and Aircraft Finance Group. He possesses extensive experience in complex commercial financings of all kinds, including syndicated and single-bank lending transactions (secured and unsecured), leasing (leveraged and synthetic), securitizations and structured finance. He typically represents major financial institutions, insurance companies and finance companies. Of late, his practice has focused on developing structures for and then documenting aircraft and financings and sales, both domestic and cross-border. The cross-border transactions have involved Brazil, India, Sweden and Germany, to name a few jurisdictions. Mr. Szurley's experience also extends to representing financial institutions in credit restructurings both inside and outside of bankruptcy. Mr. Szurley is an advisor to the Executive Committee of the Business Law Section of the State Bar of California (the BLS) having previously served as a vice-chair of that committee for 2005-2006. He is the BLS's representative to, and a Co-Vice Chair of the Council of State Bar Sections and is also a permanent member of the Opinions Committee of the BLS. Mr. Szurley previously served as Co-Chair and Co-Vice Chair of the Uniform Commercial Code Committee of the BLS. He was a principal contributor to and the lead editor of the Uniform Commercial Code Committee's Report on Legal Opinions in Personal Property Secured Transactions, published in July, 2005. He was also one of the primary contributors to and editors of that committee's recent reports on revised Articles 1, 3, 4 and 7 of the Uniform Commercial Code.

Bill Hunter is a partner in the firm's Banking Department and has been practicing law at Chapman and Cutler LLP since 1991. Mr. Hunter represents commercial banks and other financial institutions in a wide variety of financial transactions. His practice focus is primarily asset securitization transactions (taxable and tax-exempt) acting as counsel to commercial paper conduits and liquidity providers and public securities transactions acting as counsel to credit enhancers and investment banking firms. Mr. Hunter also has experience in off balance sheet lease transactions and secured and unsecured lending.

Rebecca Wallenfelsz is a partner in the firm's Trust and Estate Department, and has been practicing law since 1997. Ms. Wallenfelsz has extensive experience in drafting a variety of wills and trusts, such as pour-over wills, living trusts, minor's trusts, Crummey trusts, and irrevocable insurance trusts. For the charitably inclined client, Ms. Wallenfelsz has planned for, or assisted in creating, directed funds, charitable remainder trusts and private foundations. Her practice also includes more sophisticated estate planning devices, such as family limited partnerships and split-dollar agreements. She has also worked with clients, lectured other attorneys and written articles on issues for U.S. beneficiaries of foreign trusts and the minimum distributions rules for IRAs. In addition, Ms. Wallenfelsz prepares income tax returns, private foundation information returns and estate, gift and generation-skipping transfer tax returns. She also has represented individuals in premarital agreements and represented a variety of fiduciaries and beneficiaries of estates and trusts.

Richard Scott is a partner in the Public Finance Department and has been practicing law since 1973, when he joined the firm. Mr. Scott has been resident in the firm's Salt Lake City office since its opening in 1981. Mr. Scott has represented all types of municipal issuers as bond counsel, underwriter's counsel or disclosure counsel on a wide variety of municipal transactions. He has particularly extensive experience in revenue bond and general obligation financings in the West. Mr. Scott has also drafted, or participated in the drafting of, municipal finance legislation adopted by the legislatures of several western states.

Bob Nash is a partner in the Corporate Finance Department and has been with Chapman and Cutler LLP since 1969. Mr. Nash has acted as special counsel to insurance companies, private and public pension funds, domestic and foreign banks and other institutions in a wide variety of financial transactions, including mezzanine and private equity financings, leveraged leases of aircraft, plant facilities, railroad rolling stock, vehicles, mining equipment and real estate; leveraged ESOP transactions; leveraged buyouts; project and facility financings, asset securitization transactions; and unsecured financings for domestic and foreign issuers, including the first "Rule 144A" styled private placement transaction.

Bob Criswell is a Partner in the Firm's Corporate and Securities Group. He concentrates his practice primarily in the areas of mergers and acquisitions, as well as general corporate and financing matters. His practice consists of the representation of publicly and privately held companies in a variety of industries including financial services, banking, industrial products, media and real estate. Mr. Criswell also works with corporations, limited liability companies, partnerships and their principals in all aspects of their formation and financing.

Robert Ollis is a partner in the Public Finance Group and has been with Chapman and Cutler LLP since 1974. Mr. Ollis has served as bond counsel or underwriter's counsel on a wide variety of municipal transactions, including financings of housing, health care, educational, cultural and environmental facilities. In particular, Mr. Ollis has focused on bonds issued to finance the environmental facilities of private companies, such as solid waste, sewage disposal, pollution control and hazardous waste projects. For example, he frequently serves as bond counsel for the transactions of BP p.l.c., financing facilities at the oil refineries or chemical plants of BP Products North America Inc., BP Amoco Chemical Company, BP Alaska (Exploration) Inc., Atlantic Richfield Company, BP Chemicals Inc. and related companies. Another major area of his practice has been the financing of environmental facilities at power plants owned by utility companies and rural electric cooperatives. Since 1978, Mr. Ollis has served as bond counsel for National Rural Utilities Cooperative Corporation ("CFC"), which has over 1,000 rural electric cooperative members across the country. Mr. Ollis has handled over $1,800,000,000 of bond issues for the ten largest members of CFC -- the generation and transmission cooperatives that own power plants. In recent years, Mr. Ollis has been involved in restructurings of the debt or organizational framework of several rural electric cooperatives. Most recently, he coordinated the legal work needed to keep the tax-exempt and taxable debt issues outstanding when Arizona Electric Power Cooperative Inc. split its organization into three related cooperatives, a complex undertaking that took over two years to accomplish.

Ron Rokosz is a partner in the Banking Department and a member of the firm's Practicing Standards Committee. Mr. Rokosz has extensive experience in representing domestic and foreign banks engaging in the commercial banking business in the United States, and also with respect to cross-border lending and other credit activities. Such representation includes all forms of unsecured and secured bilateral and multi-bank lending arrangements, eurodollar and multi-currency financings, acceptance financing, letters of credit and other forms of credit enhancement, asset securitizations, synthetic lease financings, structured financing utilizing government and private forms of political and commercial-risk insurance and guarantees. Mr. Rokosz is also active in precious metals financings, as well as debt restructurings, workouts and intercreditor arrangements, including collateral-sharing agreements. Representation of banks acting in an agency capacity is a specific area of concentration. Mr. Rokosz is rated as a leading banking lawyer by Chambers Global Guide to the World's Leading Lawyers and has an "AV" rating from Martindale Hubbell.

Ron Hacker is a partner in the firm's Banking Department and a member of the Asset Securitization Group. Mr. Hacker has extensive experience in syndicated lending, asset securitization (as counsel to commercial paper conduits and liquidity providers), derivative products, including credit derivatives and synthetic CLOs, and Ex-Im Bank guaranteed financings. Mr. Hacker also has experience in secured and unsecured bank lending and has acted as counsel to the underwriter and purchaser in transactions involving the issuance of tax-exempt bonds and has worked with clients in structuring synthetic floating rate securities. In the derivative products area, Mr. Hacker has advised several major banks, corporations, insurance companies and municipal entities in transactions involving interest rate swaps, currency swaps, equity options, total return swaps, credit default swaps and forward delivery agreements.

Stacy Pike is a partner in the Corporate Finance Department and has been with Chapman and Cutler LLP since 1987. Ms. Pike represents insurance companies, capital companies and other financial institutions in a wide variety of financing matters with an emphasis in mezzanine and private equity transactions (including initial investment, workout and exit); private placements of debt, acquisition financing, contract monetizations, financings secured by varied collateral including real estate, leaseholds, lease rentals and motor vehicles; credit tenant loans, CAPCOs and public utility financings, as well as secondary transfers of private placement securities. In recent years, Ms. Pike has worked extensively with clients in workouts and capital restructuring matters involving deteriorating credits. Ms. Pike has also acted as special United States counsel to foreign borrowers in U.S. private placements.

Susan Shallenberger is a partner in the firm's Corporate and Securities Department. Since joining Chapman and Cutler LLP in 1986, her practice has been concentrated in the area of municipal reinvestment products, mortgage and other structured financings (both taxable and tax-exempt) and tax-exempt derivative products. Ms. Shallenberger's experience in the structured finance area involves work on behalf of issuers, underwriters, trustees and servicers. Ms. Shallenberger has also been instrumental in the structuring of numerous innovative products for municipal reinvestment providers, investment banking firms and municipal issuers. Ms. Shallenberger acts as bond counsel for several local housing finance agencies in the State of Texas. In addition, she serves as underwriter's counsel in public and private offerings of securities. Ms. Shallenberger has experience in organizing most forms of business entities, including 501(c)(3) corporations, and drafting bylaws and operating agreements for LLCs and partnerships. Additionally, during her tenure at Chapman and Cutler Ms. Shallenberger has worked on blue sky matters, partnership offerings and commercial paper financings.

Suzanne Russell is a partner in the firm's Corporate and Securities Department. Ms. Russell concentrates in securities law matters with an emphasis on investment companies, including open-end funds, closed-end funds and unit investment trusts. In addition, she has extensive experience in structuring, documenting and evaluating financial products, and has represented both sponsors of and investors in numerous tax-exempt asset securitization programs.

In addition, Mr. McIlroy has extensive experience in analyzing and distilling complex legal and factual issues for presentation to decision makers in a concise and comprehensible way. For example, Mr. McIlroy was responsible for the analysis of legal issues incident to possible combinations of U.S. securities investment, trading and back office functions of bank, trust department, Section 20 affiliate and other nonbank affiliates, involving distillation of bank power, tie-in, fiduciary, Federal Reserve Act, 23A and B, and Investment Company Act issues into a useful form for decision making. Additionally, he has analyzed the question of whether customer's assumption that it could resolve $2,100,000,000 of complex liabilities to hundreds of claimants for $175,000,000 was reasonable by reviewing thousands of documents, interviewing customer's officers and counsel and distilling issues and information into a comprehensible format for decision making. Mr. McIlroy has significant experience with cross-border transactions and issues involving working with Canadian counsel and bankers, coordinating efforts, assuring that U.S. bankers understand pertinent Canadian legal concepts. He was lead counsel for (i) U.S. $850,000,000 financing for aluminum smelter in Quebec (Meighen Demers), (ii) U.S. $160,000,000 financing secured with two regional shopping malls in Toronto area (Fraser & Beatty), (iii) U.S. $60,000,000 financing secured with oil terminal and blending facility in Nova Scotia (Stewart, McKelvey & Scales and Fraser & Beatty), (iv) U.S. $32,000,000 Canadian bankers acceptance facility secured with offshore Australian pipeline system (Fraser & Beatty, Blake, Dawson and Waldron). Mr. McIlroy also has substantial experience advising the HTSB corporate finance unit and the BOM U.S. structured finance unit (NY) on legal issues incident to debt and equity placements, financial consulting, syndications, merger, acquisition and divestiture advice, engagement letters, indemnities, etc. He was a speaker at the convention of the Bankers Association for Corporate Finance on secondary syndication issues and mitigating conflicts of interest where bank provides corporate finance advice to a borrower. He has substantial experience in litigation including coordinating litigation efforts, assuring effective communication between litigators and decision makers and risk analysis. He has restructured the firm's litigation reports/audit letters to HTSB to make them more concise and emphasize risk analysis as opposed to case history thereby making them more useful to decision makers and auditors. Mr. McIlroy also has extensive loan workout experience involving substantial negotiating, assessments of risk and lender liability issues, and goal setting and attainment in a hostile environment. Mr. McIlroy has significant experience in connection with the acquisition and divestiture of banks and financial assets. Mr. McIlroy has given many in-house seminars and speeches at HTSB with an emphasis on presenting legal issues in a practical way that is useful and understandable to line lenders. In addition, Mr. McIlroy has significant firm management experience. He has been a member (at various times) of the firm's operations committee (overall firm management), professional personnel committee (associate evaluation, salary setting, advancement to partner) and partner review committee (partner performance evaluation, income adjustment)

Thomas Lee is a partner in the firm's Corporate Finance Department and has been practicing law since 1988. Mr. Lee concentrates his practice on equipment finance and leasing in the aviation, rail, high-tech, manufacturing, shipping and telecommunication industries and traditional bank finance. Transactions have included leveraged leases, sale/leasebacks, U.S. Eximbank financings, FSC, ETI, LKE, QTE, LSC and other cross-border U.S. tax leases, bankruptcy-related aircraft finance restructurings, aircraft purchase contract negotiations, facility financings, satellite financing, vessel mortgages, securitizations and bank lending. Prior to joining the firm, Mr. Lee was the head of the North American aircraft finance group at Baker & McKenzie in Chicago. Before moving to Chicago, Mr. Lee practiced law at Milbank Tweed, Hadley & McCloy in its New York, Hong Kong and Tokyo offices.

Thomas M. White is a partner in Chapman and Cutler's Employee Benefits and Executive Compensation Group. Mr. White possesses extensive experience in the development, documentation and administration of benefit programs including executive compensation, pension, profit sharing, 401(k) and ESOP plans, and health and welfare benefit programs. He routinely advises clients regarding benefit administration issues including fiduciary matters, COBRA continuation, HIPAA privacy, reporting and disclosure requirements, benefit reduction, cost containment and MEPPA issues. Mr. White represents private sector plan sponsors as well as Taft-Hartley trustees and governmental units. He has designed master 401(k) programs for union represented employees and has advised governmental clients and union represented employers and plans on their post-retirement welfare plan obligations (OPEB). Mr. White's practice experience covers a broad range of legal service. He has:

Tim Mohan is a partner in the firm's Banking Department the co-head of the Asset Securitization Group. Mr. Mohan's experience includes work in the banking, asset securitization and public finance areas. Mr. Mohan has extensive experience in asset-backed commercial paper transactions and financings involving municipal securities, student loans and not-for-profit organizations, representing issuers, lenders, credit enhancers, securities purchasers, borrowers and trustees. Mr. Mohan has worked with clients in structuring asset securitizations and tax-exempt synthetic floating rate securities and has advised potential purchasers of these products as to banking, security, bankruptcy and credit enhancement issues. Mr. Mohan has worked on securitization transactions involving diverse asset classes including trade, credit card and auto loan and lease receivables, film distribution rights, aircraft leases, equipment leases and commercial loans. Mr. Mohan's experience includes transactions involving Canadian, European and Asian asset sellers. Mr. Mohan also has experience in traditional secured and unsecured bank lending and has acted as bond counsel and counsel to the underwriter and purchaser in transactions involving the issuance of tax-exempt bonds.

Tim McGree is a partner in the Public Finance Department and has concentrated in municipal finance since 1973 when he began the practice of law at Chapman and Cutler LLP. He serves as bond counsel to hundreds of governmental entities throughout the State of Illinois and as underwriter's counsel to selected investment banking firms. In addition, Mr. McGree is a member of the firm's Policy Committee and its Practicing Standards Committee. He is a frequent speaker or panelist on municipal finance topics. Mr. McGree was the chief draftsman selected for a blue ribbon panel of local government finance experts in the drafting of the "Local Government Debt Reform Act." This Act is utilized in some manner in virtually every non-home rule debt issuance in the State of Illinois. Other acts for which Mr. McGree has been either the primary draftsman or significant contributor include the Bond Authorization Act, the provisions of the Property Tax Extension Limitation Law relating to limited general obligation bonds, the Supplemental Special Assessment Act (Illinois), and numerous other Illinois acts relating to public finance. Mr. McGree is the firm's authority on Illinois joint action agencies, including water commissions, and various types of revenue bond financings including revenue bond financings to be delivered to the Illinois Environmental Protection Agency. Included among the firm's clients for whom Mr. McGree is the head attorney are the DuPage Water Commission, the Northwest Water Commission, the Central Lake County Joint Action Water Agency, the Illinois Municipal Electric Agency, the Metropolitan Water Reclamation District of Greater Chicago, the Chicago Park District, the City of Evanston and the Counties of Lake, Will and McHenry (Illinois). Mr. McGree has worked with municipal clients on a variety of derivative products, including swaps, forward bond purchase agreements, and various investment products.

Van Holkeboer is a partner in the firm's Corporate Finance Department. Mr. Holkeboer represents private investment funds, banks and other financial institutions that provide mezzanine financing to middle-market companies. He is widely experienced in the numerous lending, private equity capital and tax issues that arise in mezzanine financing transactions and their restructurings. He has negotiated and closed over 50 mezzanine transactions during the past 10 years, and has handled many add-on investments and restructurings of such transactions. In addition to his mezzanine finance experience, Mr. Holkeboer has extensive private investment fund experience, having organized four private investment funds and advising investors in evaluating investments in private investment and hedge funds. As part of the organization of a private investment fund, Mr. Holkeboer negotiated and structured a "side-by-side" investment fund for a regulated entity to facilitate such entity's participation in the fund's investments while avoiding the regulatory and capital constraints applicable to a direct investment in the fund. Prior to joining Chapman and Cutler in 2005, Mr. Holkeboer was a partner in the Chicago office of Foley & Lardner.

Walt Begley is a partner in the Corporate and Securities Department of Chapman and Cutler LLP, and co-heads the firm's Asset Securitization Group. Since joining the firm in 1984, Mr. Begley has worked primarily on structured financings, with particular emphasis on asset securitization transactions. Mr. Begley's asset securitization clients include private and publicly held corporations, major commercial banks and insurance companies, as well as national and regional investment banking firms. Mr. Begley's involvement in asset securitization financings has included the representation of issuers, underwriters, purchasers, trustees and servicers. Mr. Begley's securitization experience includes work on a variety of asset types, including auto loan, lease receivable, mortgage loan, commercial loan, credit card receivable, student loan and timeshare securitizations.

William Hermann is a partner in the firm's Corporate and Securities Department. Mr. Hermann is experienced in securities issuances and compliance, mergers and acquisitions and general corporate matters for both public and private clients. He has played leadership roles in initial public offerings, secondary public offerings, Rule 144A transactions and follow-on registrations, and private placements of both debt and equity securities. Mr. Hermann has extensive experience in preparing periodic reports, registration statements and other filings with the Securities and Exchange Commission. His practice also includes stock and asset purchases and sales and securitizations as well as the formation and structuring of various companies, joint ventures and investment funds while representing issuers, underwriters and institutional investors. He also has lectured and prepared client memoranda on corporate governance and Sarbanes-Oxley-related issues.

William Tueting is a partner in the firm's Corporate and Securities Department and a member of the Private Equity and Hedge Fund Group. He has been practicing law since 1968. Mr. Tueting, who joined Chapman and Cutler LLP in 2003, has extensive experience representing securities and commodity brokers, investment advisers, hedge funds and banks in securities and commodities matters, including regulatory investigations, litigation in federal and state courts and arbitration forums, and in transactions involving securities, derivatives and commodities issues. He has advised clients on the legal issues involved in forming hedge funds, including documentation and investment matters. Mr. Tueting has also represented clients in U.S. and offshore financial and derivatives transactions for foreign companies and investment funds. Licensed in 1968, he has practiced law in New York, Washington, D.C. and Chicago Mr. Tueting is a former general counsel of the Chicago Board of Trade, where he managed a legal team and was responsible for all of the exchange's legal affairs, including regulatory matters, real estate, general corporate issues, internal compliance activity, telecommunications and congressional investigations. He also served as a director of contract markets for the Commodity Futures Trading Commission in Washington, D.C., where he oversaw regulation of U.S. commodity exchanges, drafted exchange regulations and investigated compliance activity.

Angela Petrucci is an associate in the Corporate and Securities Department of Chapman and Cutler LLP. Ms. Petrucci participated in the firm's summer associate program in 2004, and joined the firm in 2005. Since joining the firm, Ms. Petrucci's work has focused on the representation of issuers investors and trustees in securitization transactions, including assets backed by equipment leases, student loans, residential mortgage loans, structured settlements, tobacco settlement payments and collateralized debt obligations. Ms Petrucci also represents providers of guaranteed investment contracts and repurchase agreements.

Becky Brueckel is senior counsel in the Public Finance Department of Chapman and Cutler LLP. Prior to joining Chapman and Cutler, Ms. Brueckel was Special Counsel at Foley & Lardner LLP, in Chicago. Ms. Brueckel acts primarily as bond counsel, underwriter's counsel and borrower's counsel in tax-exempt financings for non-profit organizations. Her experience also includes acting as underwriter's counsel and borrower's counsel in taxable financings for non-profit organizations, as well as serving as bond counsel in tax-exempt financings for industrial corporations. Additionally, Ms. Brueckel has experience in the area of debt compliance, including compliance issues in connection with mergers, acquisitions and distressed credits, as well as experience representing financial institutions providing liquidity and credit facilities and derivatives in connection with tax- exempt financings.

Brandon Johnson is an associate in Chapman and Cutler LLP's Salt Lake City office. He joined the firm in 2002 after serving as a summer associate at Chapman and Cutler in 2001. Mr. Johnson is involved in a wide variety of public finance transactions including general obligation bonds, revenue bonds, gas prepays, tax increment financing, special assessment bonds, lease revenue bonds and bond and tax anticipation notes. He has worked with numerous entities including municipal utilities, joint action agencies, airports, SIDs, RDAs and building authorities and has served as underwriters counsel. In addition, he has participated in drafting legislation in several states and has assisted in pollution control and solid waste financings for investor-owned utilities. Prior to joining the firm, Mr. Johnson clerked for the Mexico City Attorney General's office in Mexico City.

Brent Feller is an associate in the firm's Tax Department and has been practicing law since 1998. Prior to joining Chapman and Cutler LLP, Mr. Feller was employed at Blank Rome LLP in Philadelphia and was a law clerk for the Honorable Stanley J. Goldberg at the United States Tax Court in Washington, D.C.

Brian J. Thompson is an associate in the Special Litigation department of Chapman and Cutler LLP. Mr. Thompson's experience includes drafting pleadings in connection with contract and lease assumption/rejection, asset sales, claims administration and reclamation. He has also drafted a plan of reorganization, confirmation brief and confirmation order as well as objections to various creditor motions, including setoff and recoupment motions, motions to compel real estate lease assumption, motions to compel payment of administrative expense, and motions to lift the automatic stay. Mr. Thompson's pro bono experience includes marital dissolutions and an E.E.O.C. mediation. Mr. Thompson clerked for the Honorable William L. Stocks, Chief Judge, United States Bankruptcy Court, Middle District of North Carolina, from 2000-2001, during which time he researched and analyzed various bankruptcy matters before the Court. Prior to joining Chapman and Cutler, Mr. Thompson was an associate in the Corporate Restructuring department of Skadden, Arps, Slate, Meagher & Flom LLP, in Chicago, IL.

Christi Jacobsen is an associate in the firm's Salt Lake City office. Ms. Jacobsen served an externship with the Honorable J. Thomas Green of the U.S. District Court for the District of Utah in 2005, a clerkship with the University of Utah General Counsel's Office from autumn 2004-spring 2005, and worked as a summer associate for Kirton & McConkie in 2004 and 2005. She was awarded the S.J. Quinney College of Law Outstanding Achievement Award for Civil Procedure (2003), Client Crisis Management (2004) and Legislative Process (2004), and was named the Outstanding MBA Student of the Year by Southern Utah University, 2002-2003.

Colin T. DeHoney is an Associate in the Corporate Finance and Securities practice area. He joined the firm in September 2006 after having served as a summer associate here in 2005. Mr. DeHoney worked as a Law Clerk in the Office of the Illinois Attorney General from May-June 2004.

Emily Todd Bastedo is an associate in the Firm's Public Finance Department. Ms. Bastedo joined the Firm in 2003 after serving as a summer associate at Chapman and Cutler LLP in 2002. Ms. Bastedo's practice is focused in the area of municipal and school finance law. She has worked extensively on projects involving governmental purpose bond transactions, primarily where the firm serves as bond counsel to school districts, park districts, cities, villages, counties and other bond issuers. Ms. Bastedo serves as a Summer Program Coordinator, helping organize events for the firm's summer associates. She is also a member of the Associates Committee.

Glenn Weinstein holds the position of Senior Counsel in the firm's Public Finance Department, and has concentrated in the field of Public Finance since 1995. He serves as bond counsel for governmental entities throughout the State of Illinois for bond issues for governmental purposes and for industrial development, 501(c)(3), airport and multifamily housing bonds. Mr. Weinstein serves as underwriter's counsel for bond issues both within and outside Illinois for governmental purposes, and for industrial development, 501(c)(3), airport and multifamily housing bonds.

Jane Hong is an associate in the Corporate & Securities Department of Chapman and Cutler LLP. Prior to joining the firm, Ms. Hong was an associate at Michael Best & Friedrich LLP and Katten Muchin Rosenman LLP, both in Chicago, where she focused her practice on general corporate matters. She represented public and privately-held companies and provided counsel regarding securities and regulatory matters. She also drafted and negotiated joint venture and investment agreements on behalf of investors and counseled closely-held companies regarding general corporate matters. Additionally, Ms. Hong has real estate financing and transactional experience and has represented senior lenders, mezzanine lenders and borrowers in finance transactions.

Jane Hong Shissler is an associate in the Corporate & Securities Department of Chapman and Cutler LLP. Prior to joining the firm, Ms. Hong Shissler was an associate at Michael Best & Friedrich LLP and Katten Muchin Rosenman LLP, both in Chicago, where she focused her practice on general corporate matters. She represented public and privately-held companies and provided counsel regarding securities and regulatory matters. She also drafted and negotiated joint venture and investment agreements on behalf of investors and counseled closely-held companies regarding general corporate matters.Additionally, Ms. Hong Shissler has real estate financing and transactional experience and has represented senior lenders, mezzanine lenders and borrowers in finance transactions. Ms. Hong Shissler currently focuses her practice in the corporate and securities area with an emphasis on investment companies including open-end funds, closed-end funds, unit investment trusts, offshore funds and private investment companies.

Jane Nagle is an associate in the firm's Public Finance Department. Ms. Nagle's work includes serving as bond counsel, disclosure counsel and underwriter's counsel for a wide range of financings for tax-exempt organizations including universities, hospitals, museums and other cultural institutions. Ms. Nagle also has experience representing banks and other financial institutions in documenting and structuring secured and unsecured lending transactions and in providing letters of credit for tax-exempt bond financings.

Jane Berman is an associate in Chapman and Cutler LLP's Intellectual Property Group. Ms. Berman is a Registered Patent Attorney, licensed to practice in patent cases before the U.S. Patent and Trademark Office. She concentrates her practice in the protection of clients' patents, trademarks, copyrights, trade names and trade secrets, in the U.S. and abroad. She has many years' experience in counseling clients on acquiring and enforcing trademark, service mark and trade name rights. Ms. Berman also counsels clients on transactions concerning development, licensing, sale and purchase of intellectual property, including financial transactions involving security interests in intellectual property. She has represented clients from many industries, including manufacturers of a wide variety of industrial, commercial and consumer goods; financial institutions; health care providers; trade associations; and publishers.

Kelley Bender is an associate in the Taxation Department of Chapman and Cutler LLP and a member of the firm's Private Equity and Hedge Fund Group. Ms. Bender participated in the firm's summer associate program in 2004, and joined the firm in 2005. As a law student, Ms. Bender authored a chapter on common interest communities in the casebook Rabin, Kwall and Kwall, Fundamentals of Modern Property Law, 5th Edition (Foundation Press 2006).

Kimberly Ahlgrim is an associate in the Corporate and Securities Department of Chapman and Cutler LLP. Since joining the firm in 1997, her work has involved the drafting, negotiating and reviewing of a variety of securitization transactions. Ms. Ahlgrim's experience has included the representation of private and publicly held corporations, commercial banks and investment banks as issuers, underwriters, trustees and back-up servicers. Ms. Ahlgrim's involvement in securitization transactions has included a variety of asset types, including lease receivables, automobile loan receivables, credit card receivables, mortgage loans, timeshare interests, collateralized debt obligations and employee advance loans.

Matt Schmanski is an associate in the Corporate and Securities Department of Chapman and Cutler LLP. Mr. Schmanski's experience includes work in the area of corporate and securities law, with the primary focus being the representation of investment companies. He has considerable experience in the representation of unit investment trusts and their sponsors involving their organization, federal and state registration, primary and secondary market offerings and continuing compliance obligations. The unit investment trusts have consisted of equity securities; municipal, corporate and treasury bonds; preferred stocks; trust preferred securities; real estate investment trusts; and closed-end funds. Mr. Schmanski also has experience in the general representation of corporations, partnerships, limited liability companies and joint ventures, including the representation of purchasers and sellers in business acquisitions and reorganizations, and the drafting of all types of business agreements. Mr. Schmanski participated in the Firm's summer associate program in 2003, and joined the Firm in 2004. Prior to joining the firm Mr. Schmanski worked as a Tax Consultant for Ernst & Young LLP in their Miami, Florida office.

Matthew C. Stone is an associate in the firm's Banking practice area, having joined the firm in 2006 after working here as a summer associate in 2005. Prior to attending the University of Iowa College of Law, Mr. Stone worked for the Federal Home Loan Bank of Des Moines as a law clerk (2004) and as a regional assistant vice president (2003). He worked as a second vice president (credit management) at Iowa State Bank and Trust Company (1997-2000), as Director of Internal Audit and Compliance at Quad City Bank & Trust Company (1996-1997), and as a Bank Examiner for the Iowa Division of Banking (1993-1996).

Nicole Squires is an associate at the firm's Salt Lake City office. Ms. Squires served as a Judicial Extern for the U.S. District court for the District of Utah under Judge Benson (Salt Lake City) from January-April 2006 and for the Utah Supreme Court under Justice Durham (Salt Lake City) from September-December 2005. She worked as a Law Clerk at Mabey Murray LC of Salt Lake City from May-August 2005 and at the Utah Attorney General's Office in Salt Lake City from May-August 2004.

Renee Tierney is a senior associate in the Banking Department and a member of the Lease Finance Group. Her work is focused on single-investor middle market and big ticket leases; restructurings of leveraged lease transactions; lease portfolio joint ventures, acquisitions and restructurings; secured loan transactions; and securitizations of lease receivables. During law school she served as a law intern with the Securities and Exchange Commission, Division of Enforcement, and was a law clerk with the Comptroller of the Currency, Bank Activities & Structure Division. Prior to joining the firm, Ms. Tierney was an associate with the law firm of Gnazzo Thill, P.C., which combined with Chapman and Cutler LLP in June 2003.

Roseanne Vega is a member of the Corporate and Securities Department at Chapman and Cutler LLP. She serves as the Tax-Exempt Securitization Administrator and paralegal for the department's tax-exempt asset origination, placement and securitization subgroup. Ms. Vega manages legal projects relating to the securitization of individual and pooled tax-exempt assets (bonds, notes, leases and other state and local government obligations), the issuance of synthetic tax-exempt variable rate instruments and the structuring and placement of tax-exempt bond and lease financing transactions. Ms. Vega has significant responsibility for document and transaction flow for major tax-exempt securitization programs. She actively participates in the bond closing process and facilitates due diligence procedures relating to the review of tax-exempt lease financing transactions as they are originated and securitized.

Todd Freier is an associate at Chapman and Cutler LLP and has concentrated in public finance and corporate and securities since 2003, when he joined the firm. Prior to joining Chapman and Cutler, Mr. Freier was employed by the Department of Legal Affairs of the Overseas Private Investment Corporation (OPIC) where he researched and analyzed legal issues concerning private investment in developing countries and emerging economies, conducted extensive legislative history research on several congressional acts, and engaged in statutory interpretation and authored recommendations concerning the activities of OPIC and a certain over-seas enterprise fund.

Thomas Hynes is a member of the Governmental Relations group of Chapman and Cutler LLP. Mr. Hynes focuses his practice primarily in the areas of governmental relations, commercial law, state and local taxation, and local government law. Mr. Hynes has a long history of public service, serving as Cook County's Assessor for 18 years. He was responsible for extensive property tax reform, as well as a real estate tax incentive program credited with creating 85,000 jobs and adding more than 10,000 affordable housing units in Cook County. Mr. Hynes previously served eight years as a Senator in the Illinois General Assembly, the last two years as Senate President. During his Senate term, he received over three dozen awards recognizing his legislative achievements. Prior to running for office, Mr. Hynes was a professor at The John Marshall Law School, where he taught courses primarily in real estate transactions and commercial law. Mr. Hynes currently serves as a member of the Democratic National Committee where he serves as Chair of the Midwest Caucus and is a member of the policy-making Executive Committee.