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	<title><![CDATA[check 21 and finance Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/check+21+and+finance.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to check 21 and finance]]></description>
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		<title><![CDATA[Electronic Payments: More Choices, Rewards and Risks]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=158088]]></link>
		<description><![CDATA[At the Association for Financial Professionals' 2005 annual conference, Business Finance brought together a panel of treasury professionals to discuss Check 21, remote deposit capture, the proliferation of payment systems and payment fraud. This article provides the views, based on the discussion with those treasury professionals, on electronic payments system. ]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Dec 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/electronic+payment.html"><![CDATA[Electronic Payment]]></category>
		<category domain="http://resources.bnet.com/topic/penton+media+inc..html"><![CDATA[Penton Media Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">PTON</category>
		<category domain="tickers">PTON</category>
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	<item>
		<title><![CDATA[Upfront: Check Payments to Bow Out?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=156124]]></link>
		<description><![CDATA[This article depicts about a research which reveals that a combination of electronic payment types are poised to replace the check as the primary vehicle for transferring funds between two commercial parties. The research cites several factors that signal the approaching demise of check payments, including recent Federal Reserve estimates...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 01 Apr 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/electronic+payment.html"><![CDATA[Electronic Payment]]></category>
		<category domain="http://resources.bnet.com/topic/penton+media+inc..html"><![CDATA[Penton Media Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/globalization.html"><![CDATA[Globalization]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">PTON</category>
		<category domain="tickers">PTON</category>
	</item>
	<item>
		<title><![CDATA[Wanted: An Industrywide Check Image Network]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=149115]]></link>
		<description><![CDATA[Now that the Electronic Check Clearing for the 21st Century Act is in effect, electronically shared check activity has ramped up slowly as banks feel their way through the operational and technological changes brought about by the new law. Banks can either focus on developing an industry wide electronic check-image-handling...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 01 Mar 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/network.html"><![CDATA[Network]]></category>
		<category domain="http://resources.bnet.com/topic/accenture+ltd..html"><![CDATA[Accenture Ltd.]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">ACN</category>
		<category domain="tickers">ACN</category>
	</item>
	<item>
		<title><![CDATA[Shared Realities: Bankers and Treasurers Weigh the Issues]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=156142]]></link>
		<description><![CDATA[At the Association for Financial Professionals' 2004 annual conference, Business Finance assembled a group of treasury professionals to discuss balance sheet management and liquidity. Panelists shared their insights on topics ranging from Check 21 to treasury technology and bank consolidation. This article depicts about the findings of business finance group...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 01 Feb 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/penton+media+inc..html"><![CDATA[Penton Media Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/balance+sheets.html"><![CDATA[Balance Sheets]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/financial+statements.html"><![CDATA[Financial Statements]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">PTON</category>
		<category domain="tickers">PTON</category>
	</item>
	<item>
		<title><![CDATA[The Impacts of Check 21 and ARC to Your Organization]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151630]]></link>
		<description><![CDATA[Check 21 legislation aims to further improve efficiency of the payment system via the creation of a new payment instrument - the substitute check. This article explains the repercussions of the Check 21 legislation on the payment processing environment and how it will compare to check conversion services being offered. ]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sat, 29 Jan 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[The Domino Effect of Check 21: Paving a Path for Banks to Redefine and Reclaim the Payment System]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=147683]]></link>
		<description><![CDATA[Domino theories are invoked when a seemingly simple or isolated event is predicted to provoke a series of reactions whose cumulative effect is both momentous and distant from the original event. The enactment of Check 21 has entrained such a series of events in the payment system. These events can...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 12 Jan 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/carreker+corp..html"><![CDATA[Carreker Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/ibm+lotus+domino.html"><![CDATA[IBM Lotus Domino]]></category>
		<category domain="http://resources.bnet.com/topic/domino+theory.html"><![CDATA[Domino Theory]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">CANI</category>
		<category domain="tickers">CANI</category>
	</item>
	<item>
		<title><![CDATA[Check Clearing for the 21st Century Act: Printing Implications for Financial Institutions and Service Bureaus]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=115963]]></link>
		<description><![CDATA[In an effort to improve the efficiency of the U.S. payment systems and minimize risky dependence on planes, trucks and trains to transport paper checks, the U.S. government drafted and enacted the Check Clearing for the 21st Century Act. Also known as Check 21, the act was signed into law...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 18 Nov 2004 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/printing.html"><![CDATA[Printing]]></category>
		<category domain="http://resources.bnet.com/topic/payment+system.html"><![CDATA[Payment System]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Check 21]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=107500]]></link>
		<description><![CDATA[This paper discusses the Federal law and implementing rules that will become effective October 28, 2004. Check 21 was the result of efforts by the Federal Reserve to promote electronic check presentment. The purposes of the Act and regulatory provisions are to facilitate check truncation, foster innovation in the check...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 21 Oct 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[The Domino Effect of Check 21]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=106076]]></link>
		<description><![CDATA[Domino theories are invoked when a seemingly simple or isolated event is predicted to provoke a series of reactions whose cumulative effect is both momentous and distant from the original event. The enactment of Check 21 has entrained such a series of events in the payment system. These events ?...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 01 Oct 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/carreker+corp..html"><![CDATA[Carreker Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/ibm+lotus+domino.html"><![CDATA[IBM Lotus Domino]]></category>
		<category domain="http://resources.bnet.com/topic/domino+theory.html"><![CDATA[Domino Theory]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">CANI</category>
		<category domain="tickers">CANI</category>
	</item>
	<item>
		<title><![CDATA[The Checkless Society]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=105966]]></link>
		<description><![CDATA[Don't look now, but checks are checking out: The long-heralded "checkless society" is now within America's grasp. And while no one expects checks to disappear overnight, the long-term implications for banks are substantial. Legislation signed into law late last year and scheduled for implementation on October 28, 2004 - commonly...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 08 Sep 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/check.html"><![CDATA[Check]]></category>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/carreker+corp..html"><![CDATA[Carreker Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">CANI</category>
		<category domain="tickers">CANI</category>
	</item>
	<item>
		<title><![CDATA[EDS' Eight Tips for Businesses Impacted by Check 21]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=111664]]></link>
		<description><![CDATA[The October 28 deadline for compliance with Check 21, the federal legislation that required the acceptance of substitute checks Image Replacement Documents, loomed over the banking industry. The article presents steps that every financial institution and corporation should know to fully take advantage of the intended benefits while sidestepping any...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 25 Aug 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/electronic+data+systems+corp..html"><![CDATA[Electronic Data Systems Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/document+management.html"><![CDATA[Document Management]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/enterprise+software.html"><![CDATA[Enterprise Software]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[Software]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/managerial+accounting.html"><![CDATA[Managerial Accounting]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">EDS</category>
		<category domain="tickers">EDS</category>
	</item>
	<item>
		<title><![CDATA[Provident Bankshares Improves Service, Reduces Fraud Exposure and Prepares for Check 21 with Advanced Imaging Solutions]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=103751]]></link>
		<description><![CDATA[The article refers to the Check 21 legislation. With 113 branch locations in and around Washington, D.C., Baltimore-based Provident Bank understands the importance of operational efficiency and superior customer service. Provident carefully considered whether to implement an in-house solution or outsource to a proven provider. Provident Bank chose to leverage...]]></description>
		<s:doctype><![CDATA[Case studies]]></s:doctype>
		<pubDate>Mon, 02 Aug 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/fidelity+investments.html"><![CDATA[Fidelity Investments]]></category>
		<category domain="http://resources.bnet.com/topic/outsource.html"><![CDATA[Outsource]]></category>
		<category domain="http://resources.bnet.com/topic/imaging.html"><![CDATA[Imaging]]></category>
		<category domain="http://resources.bnet.com/topic/provident+bank.html"><![CDATA[Provident Bank]]></category>
		<category domain="http://resources.bnet.com/topic/bankshares.html"><![CDATA[Bankshares]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/outsourcing.html"><![CDATA[Outsourcing]]></category>
		<category domain="http://resources.bnet.com/topic/document+management.html"><![CDATA[Document Management]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/it+operations.html"><![CDATA[It Operations]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/outsourcing+%2526+subcontracting.html"><![CDATA[Outsourcing & Subcontracting]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/managerial+accounting.html"><![CDATA[Managerial Accounting]]></category>
	</item>
	<item>
		<title><![CDATA[Check 21 (the Check Clearing for the 21st Century Act) Potential Opportunities and Implications for Financial Institutions]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=147672]]></link>
		<description><![CDATA[Check 21 aims to facilitate the broader use of electronic check processing, without requiring any bank to change its current check collection practices. Its many proponents believe that the law represents an important step in streamlining check processing and, in doing so, reducing some of the risks inherent in today's...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 10 Jun 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[A Consultative Approach to Check Truncation & Image Exchange]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=154442]]></link>
		<description><![CDATA[Conditions in the financial services industry are changing dramatically. New landmark legislation and check electronification and conversion initiatives are contributing to the industry's overall decline in paper check volume. With the volume of paper-check processing in decline it is imperative for financial institutions to optimize their payments and reduce their...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 02 Jun 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/advanced+financial+solutions+inc..html"><![CDATA[Advanced Financial Solutions Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+company.html"><![CDATA[Financial Company]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
	</item>
	<item>
		<title><![CDATA[SVPCo and Unisys to Help Financial Institutions Leverage Check 21 Legislation and Image Exchange Opportunities]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=103756]]></link>
		<description><![CDATA[Under the agreement with SVPCo - the leading bank-owned, private sector provider of payment services to financial institutions in the United States - Unisys will offer consulting services to help financial institutions meet the business and technical requirements of Check 21. Unisys consulting services help banks realize the industry goal...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 04 May 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/unisys+corp..html"><![CDATA[Unisys Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/financial+company.html"><![CDATA[Financial Company]]></category>
		<category domain="http://resources.bnet.com/topic/svpco.html"><![CDATA[SVPCo]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">UIS</category>
		<category domain="tickers">UIS</category>
	</item>
	<item>
		<title><![CDATA[Planning for Check 21: Consider the Impact on Back-End Functions]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=154449]]></link>
		<description><![CDATA[More than a dozen back-office applications rely on paper but, with Check 21, paper backup images may not exist. Electronifying exceptions and returns will be equally as important as issues concerning forward presentment. Cuts in back-office operations could save billions and, with fewer people, the number of lost, damaged or...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 08 Apr 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/back-office.html"><![CDATA[Back-office]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
	</item>
	<item>
		<title><![CDATA[Check 21 - Longer Term Considerations]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=105976]]></link>
		<description><![CDATA[Most financial institutions generate a substantial portion of their non-interest income from transaction accounts. Banks and credit unions need to prepare for declining revenue sources from overdraft protection, stop payment, check orders and other charges. Generally speaking, the greater the reliance on revenues generated by checks and check transactions, the...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 18 Mar 2004 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/revenue.html"><![CDATA[Revenue]]></category>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/image.html"><![CDATA[Image]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Check 21: Where Are You on the Adoption Curve?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=100264]]></link>
		<description><![CDATA[Check 21, which will become effective October 28, 2004 one year after signage, encourages, without mandating, check truncation by removing the legal impediments to check truncation that require delivery of the original paper check to the paying institution in order to constitute legal presentment. Instead, original paper checks can be...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sat, 07 Feb 2004 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Check 21 Comes of Age]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=158865]]></link>
		<description><![CDATA[This article talks about the Check 21 legislation, signed by the president that created a slow-moving tidal wave. It brought profound change to corporate finance operations but also gave companies plenty of time to adjust. The bill legalizes the use of digital images of checks as official Image Replacement Documents...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sun, 01 Feb 2004 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/penton+media+inc..html"><![CDATA[Penton Media Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">PTON</category>
		<category domain="tickers">PTON</category>
	</item>
	<item>
		<title><![CDATA[Check 21 Readiness]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=101022]]></link>
		<description><![CDATA[Check 21 marks one of the most significant changes in the history of this country's payment system. It will transform the way checks, our most widely used non-cash method of payment, are handled. The President signed Check 21 into law on October 28, 2003. As a result, all financial institutions...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 19 Dec 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/back-office.html"><![CDATA[Back-office]]></category>
		<category domain="http://resources.bnet.com/topic/mitek+systems.html"><![CDATA[Mitek Systems]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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