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29 Resources for

chet boddy

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Septic Systems
One fourth of the homes and about one third of the population in this country use some kind of on-site private sewage disposal system, more commonly called a septic system. Septic systems are the largest producers of wastewater and also the most common source of groundwater contamination in the U.S....
Tags: Chet Boddy
White papers 2003-01-01
Setting the Listing Price
Setting the listing price is probably the most important process in selling real estate. If the property is listed too high, it won't sell. If it's listed too low, the seller stands to lose a lot of potential income. Some sellers list too high because they don't understand or believe...
Tags: Seller, Chet Boddy, Real Estate, Business Operations
White papers 2003-01-01
Tax Breaks for Homeowners
It's no surprise that 67 percent of all households in the United States now own the homes they occupy. Subsidies and tax breaks for homeowners have become an American tradition and a political sacred cow that few politicians would dare challenge. But more important, federal policy makers realized some time...
Tags: Homeowner, Tax Break, Chet Boddy, Taxes, Free Trade, Financial Planning, Finance
White papers 2003-01-01
Credit Scoring
This article focuses on the subject of credit, which has until recently been the most difficult part of the home loan process for consumers to understand and control. For this, credit scoring has replaced the old fashioned face-to-face meeting with the loan officer, who had to make a personal judgment...
Tags: Credit, Chet Boddy, Strategy, Security, Management
White papers 2003-01-01
The General Plan
The general plan is one of the most powerful and least understood documents affecting real estate. It is a compendium of goals and policies – in the form of text and maps – which all cities and counties use to make land use decisions. Sometimes called a master plan or...
Tags: City, Chet Boddy, Government, Real Estate, Vertical Industries, Business Operations, Enterprise Software, Software
White papers 2003-01-01
Adding Value with Landscaping
The article tells about the different issues to be considered while choosing one location. Plants have a powerful effect on people. One enjoys the patterns of light and shadow they create, and the way they grow and change with the seasons. Properly designed and installed, landscaping can also provide practical...
Tags: Job, Advice, Chet Boddy, Mendocino Coast, Recruitment & Selection, Human Resources, Workforce Management
White papers 2003-01-01
Common Interest Development
A common interest development CID is a type of housing which combines the individual ownership of private dwellings with the shared ownership of common facilities. The common facilities can range from roads and water systems to clubhouses, swimming pools and even 18-hole golf courses. CIDs provide a system of self-governance...
Tags: Association, Chet Boddy, Common Interest Development, Community Association, Construction
White papers 2003-01-01
Cost, Price and Value
Cost, Price and Value – one uses the words interchangeably in normal conversation, but in the real estate world they have distinct meanings. The words have more specific meanings when linked with descriptive modifiers, such as construction cost, sold price and market value. Cost refers to production rather than exchange....
Tags: Chet Boddy, Sold Price, Real Estate, Business Operations
White papers 2003-01-01
Highest and Best Use
The concept of "Highest And Best Use" is one of the most important and least understood principles in real estate. The highest and best use of a property, more than anything else, is what determines its value. Highest and best use is defined as that use, from among reasonably probable...
Tags: Property, Appraisal, Conservation, Chet Boddy
White papers 2003-01-01
The Neighborhood
Neighborhoods make up the patchwork quilt of human settlement. They express the values and culture and define the way we live and work together. Like biotic communities in the natural world, they form the complex patterns that we make upon the land. Some neighborhoods began as planned developments or subdivisions...
Tags: Boundary, Chet Boddy, Transportation, Litigation, Business Operations
White papers 2003-01-01
The Mortgage
Before the great depression of the 1930s, most real estate loans were straight loans. Borrowers paid the interest in a lump sum at the end of each year. It is no surprise that many people lost their homes and farms through foreclosure during these hard times. Real estate financing changed...
Tags: Chet Boddy, Acceleration Clause, Mortgages, Real Estate, Finance, Capital Structures, Business Operations
White papers 2003-01-01
Income Property III
The income approach, sometimes called the income capitalization approach, is a method of estimating value based on money one expects to receive in the future. This method works best for standard income properties that are fully rented and have been producing income for some time. These are sometimes called "stabilized"...
Tags: Income, Chet Boddy, Operational Accounting, Finance
White papers 2003-01-01
Income Property IV
There are some rates and ratios, which can be useful in evaluating income property. But, like all statistics, they can be confusing and misleading if based on faulty information or used in the wrong way. Stock market investors use similar indicators, such as the price-to-earnings or P/E ratio. Analysts can...
Tags: Income, Capitalization, Chet Boddy, Yield Rate, Operational Accounting, Finance
White papers 2003-01-01
Excess Land
The main focus of this article is upon the Excess land. It is unused land which is not needed to serve or support the primary highest and best use. It can be dividable or undividable, and can even have its own separat highest and best use, such as agriculture or...
Tags: Chet Boddy
White papers 2003-01-01
Adding Value to Real Estate
Whether planning to sell, buy or re-model, it's important to understand what makes real estate values go up and down. The article provides a summary of the basic forces which influence the value of real estate. Some of these forces include: the local real estate market, land value, convert personal...
Tags: Chet Boddy, Real Estate, Business Operations
White papers 2003-01-01
Factory Built Housing
The concept of factory-built housing isn't new. Today, even conventional site-built homes are using an increasing amount of factory-assembled components. Roof and floor trusses, pre-hung doors and windows, modular cabinets and fiberglass bath and shower units are standard prefab items. Because factory-built houses are built all or partly within factory...
Tags: Chet Boddy, Construction
White papers 2003-01-01
Real Estate Disclosures And Expert Reports
Some of the old-timers remember when real estate contracts were written on one page. There were no mandatory disclosures because the traditional approach to real estate was caveat emptor let the buyer beware. The current residential purchase agreement is now 11 pages long and the trend is clearly in favor...
Tags: Chet Boddy, Real Estate, Business Operations
White papers 2003-01-01
What is a View Worth?
People have a powerful emotional response to views. It could be our territorial imperative, the need to control and defend the land around us. Or it could be that primal instinct which led our early ancestors to walk upright so they could scan the African plain for predators. Everyone has...
Tags: Organ, Chet Boddy
White papers 2003-01-01
The Cost Approach
The cost approach is one of the three standard methods appraisers use to estimate value. The other two are the income approach and the sales comparison approach. The income approach is used mainly for commercial and residential income properties where value is strongly related to rents. Understanding the cost approach...
Tags: Approach, Income, Chet Boddy, Cost Approach, Operational Accounting, Sales Strategy, Finance, Sales
White papers 2003-01-01
Measuring Houses and Counting Rooms
This is the age of the consumer. Homebuyers are demanding more and better information when they shop for houses. The State of California has responded to this demand by passing a number of new laws, which require more real estate disclosures. The total floor area of a house is one...
Tags: House, Chet Boddy, Homebuyers, ANSI, Real Estate, EDI, Business Operations, Enterprise Software, Software
White papers 2003-01-01
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