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	<title><![CDATA[collateral Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to collateral]]></description>
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		<title><![CDATA[Wintrust Financial Corporation Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-357503.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator instructions. We'll go first this afternoon to John Arfstrom with RBC Capital Markets. John Arfstrom - RBC Capital Markets Thanks. Good afternoon, guys. Dave Stoehr Hello, John. John Arfstrom - RBC Capital Markets Dave, may be a question for you on the process of clearing escrow...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 27 Oct 2009 16:03:08 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/collateral.html"><![CDATA[Collateral]]></category>
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		<title><![CDATA[Getting A Bank Loan]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=1089549]]></link>
		<description><![CDATA[Traditionally bankers look at what are called the three 'C's': character, credit and collateral. Character means more than not having a criminal record. It means that the banker feels confident that you are not going to suddenly disappear for parts unknown if the business runs into trouble. Specifically bankers like...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
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		<title><![CDATA[Zila Inc F1Q09 (Qtr End 11/01/08) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14055_23-254643.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator  Operator Instructions Your first question comes from Harvey Cappitski - Maloney Securities. Harvey Cappitski - Maloney Securities Why do you think your lenders are not being well cooperative with you? I mean you seem to have been successful in the past, you seem to know what...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Mon, 08 Dec 2008 18:57:09 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/security.html"><![CDATA[Security]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">ZILA</category>
		<category domain="tickers">ZILA</category>
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		<title><![CDATA[Silverstar Holdings, Ltd. F1Q09 (Qtr End 09/30/08) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-249127.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Thank you, sir. Operator instructions. Our first question will come from Mike Kerrigan with Boenning & Scattergood. Go ahead please. Michael Kerrigan - Boenning & Scattergood Clive, how are you doing? Clive Kabatznik Fine, Mike. How are you? Michael Kerrigan - Boenning & Scattergood Good. I missed...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 13 Nov 2008 17:46:12 -0800</pubDate>
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		<title><![CDATA[Fitch Downgrades Elva Funding PLC Series No: 2008-5]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2008_Oct_14/ai_n30894043]]></link>
		<description><![CDATA[NEW YORK -- Fitch Ratings downgrades Elva Funding PLC Series No: 2008-5 (Elva 2008-5) as follows:  --COP54,558,000,000 fixed rate notes due 2018, to 'A' from 'AA-'.  The Rating Outlook remains Negative.  The downgrade of Elva 2008-5 is based on Fitch's downgrade of Morgan Stanley to 'A' from...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 14 Oct 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/collateral.html"><![CDATA[collateral]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">MS</category>
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	<item>
		<title><![CDATA[AN ECONOMIC PERSPECTIVE ON THE ENFORCEMENT OF CREDIT ARRANGEMENTS: THE CASE OF DAYLIGHT OVERDRAFTS IN FEDWIRE]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qa5390/is_200809/ai_n29492947]]></link>
		<description><![CDATA[* The Federal Reserve's extension of daylight overdrafts to banks exposes the central bank to some credit risk during the day. * The Fed manages this exposure through a combination of tools, including monitoring, an awareness of banks' reputations, and collateral requirements. * Under a proposed policy change, the Fed...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 01 Sep 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
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		<title><![CDATA[Three AIM Funds Receive 2008 Lipper Awards]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2008_April_10/ai_n25147470]]></link>
		<description><![CDATA[HOUSTON -- Invesco Aim announced today that three of its funds were recognized for performance excellence at the 2008 Lipper Funds Awards ceremony held last night in New York City.  * AIM European Small Company A Shares and AIM Floating Rate Fund A Shares were recognized for their consistent...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 10 Apr 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
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		<title><![CDATA[Fed to auction 75 bln dlrs in liquidity move]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_kmafp/is_200803/ai_n24949321]]></link>
		<description><![CDATA[WASHINGTON AFP &#8212; The US Federal Reserve said Thursday it would auction 75 billion dollars in credits under a program announced last week to deliver more liquidity to stressed banks and securities firms.  In a modification to the announcement a week earlier, the Fed said it would ease the...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 20 Mar 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/auction.html"><![CDATA[auction]]></category>
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	<item>
		<title><![CDATA[Fed not getting snookered by collateral risk]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qn4176/is_20080309/ai_n24912663]]></link>
		<description><![CDATA[Q: What does a bank have to do to qualify for a loan from the Fed?    A: Banks must be in sound financial condition to be eligible for so-called primary credit. They must file the necessary documentation, as set out in Operating Circular No. 10. And they...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sun, 09 Mar 2008 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/collateral.html"><![CDATA[collateral]]></category>
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	<item>
		<title><![CDATA[Fitch Issues Presale Report on Pinnacle Capital Asset Trust 2006-A]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2006_Oct_16/ai_n27038262]]></link>
		<description><![CDATA[NEW YORK -- Fitch Ratings has issued a presale report today on Pinnacle Capital Asset Trust 2006-A discussing the rating analysis behind Fitch's expected ratings on the offered notes. The collateral securing the notes consists of pools of prime and nonprime retail auto loans and auto leases originated or acquired...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 16 Oct 2006 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/collateral.html"><![CDATA[collateral]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">GOM</category>
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	<item>
		<title><![CDATA[MENDING DEFENSE]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_km4470/is_200609/ai_n17024483]]></link>
		<description><![CDATA[ANDY REID said yesterday he hadn't even thought about the fact that he lost his highest-profile defensive player for the season Sunday in an overtime that should never have been necessary. Reid and the Eagles probably will have many occasions to ponder how they lost Jevon Kearse, though, as they...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Tue, 19 Sep 2006 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/collateral.html"><![CDATA[collateral]]></category>
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	<item>
		<title><![CDATA[Fitch Affirms 9 RMBS Classes from 2 Morgan Stanley ABS Capital I Inc. Trust Issues]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2006_Jan_26/ai_n26737508]]></link>
		<description><![CDATA[NEW YORK -- Fitch Ratings has affirmed the ratings on the following Morgan Stanley ABS Capital I Inc. Trust issues:  Series 2004-SD1  -- Class A at 'AAA';  -- Class M-1 at 'AA';  -- Class M-2 at 'A';  -- Class B at 'BBB'.  Series 2004-SD3...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 26 Jan 2006 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/arm.html"><![CDATA[ARM]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">MS</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">WM</category>
		<category domain="tickers">MS,WM</category>
	</item>
	<item>
		<title><![CDATA[Legal Notes]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qa5352/is_200509/ai_n21379741]]></link>
		<description><![CDATA[Gen. Elec. Capital Corp. v. Union Planters Bank, 409 F.3d 1049 (8th Cir. 2005) (Bank providing revolving line of credit not liable for conversion when line is repaid from proceeds of equipment lender's collateral received in ordinary course of business.) General Electric Capital Corp. v. Union Planters Bank continues a...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 01 Sep 2005 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">JPM</category>
		<category domain="tickers">JPM</category>
	</item>
	<item>
		<title><![CDATA[Fitch Ratings Affirms 2 Classes of Avalon Capital Ltd]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2005_June_15/ai_n13816387]]></link>
		<description><![CDATA[NEW YORK -- Fitch Ratings affirms two classes of notes issued by Avalon Capital Ltd Avalon. These affirmations are the result of Fitch's review process and are effective immediately:  -- $405,348,091 class A at 'AAA';  -- $100,000,000 class B at 'BBB+'.  Avalon is a collateralized debt obligation...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 15 Jun 2005 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/collateral.html"><![CDATA[collateral]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/internet.html"><![CDATA[INTERNET]]></category>
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	</item>
	<item>
		<title><![CDATA[Fitch Upgrades 3 and Affirms 19 from 4 Bear Stearns ARM Trust Issues]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2005_April_8/ai_n13565196]]></link>
		<description><![CDATA[NEW YORK -- Fitch Ratings has taken rating actions on the following Bear Stearns ARM Trust Issues:  Series 2000-2  -- Class A affirmed at 'AAA';  -- Class B-1 affirmed at 'AAA';  -- Class B-2 affirmed at 'AA+';  -- Class B-3 affirmed at 'A+';  --...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Fri, 08 Apr 2005 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/arm.html"><![CDATA[ARM]]></category>
		<category domain="http://resources.bnet.com/topic/bear+stearns+%2526+co.+inc..html"><![CDATA[Bear Stearns & Co. Inc.]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[FINANCE]]></category>
		<category domain="http://resources.bnet.com/topic/litigation.html"><![CDATA[Litigation]]></category>
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	</item>
	<item>
		<title><![CDATA[Recent Evolution of Large-Value Payment Systems: Balancing Liquidity and Risk]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qa3699/is_200501/ai_n13618052]]></link>
		<description><![CDATA[Large-value payment systems have evolved rapidly in the last 20 years, continually striking a balance between providing liquidity and keeping settlement risk under control. Changes to the design or to the risk management policies of such systems were needed, in part, due to the growth in the value of transactions...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sat, 01 Jan 2005 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[bank]]></category>
		<category domain="http://resources.bnet.com/topic/collateral.html"><![CDATA[collateral]]></category>
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	<item>
		<title><![CDATA[Hollinger Inc. Announces Amendments to, and A Waiver Under, Its Senior Note Indenture and Closing of A US$15 Million Debt Issue]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_m0EIN/is_2004_Sept_30/ai_n6218343]]></link>
		<description><![CDATA[TORONTO -- Hollinger Inc. ("Hollinger") (TSX:HLG.C) (TSX:HLG.PR.B)  announced today that it has received consents from holders of a  majority in aggregate principal amount of its outstanding 11.875%  Senior Secured Notes due 2011 (the "Senior Notes") approving  amendments to the indenture governing the Senior Notes (the "Senior...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Thu, 30 Sep 2004 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/collateral.html"><![CDATA[collateral]]></category>
		<category domain="http://resources.bnet.com/topic/consent.html"><![CDATA[consent]]></category>
		<category domain="http://resources.bnet.com/topic/sec.html"><![CDATA[SEC]]></category>
		<category domain="http://resources.bnet.com/topic/security.html"><![CDATA[SECURITY]]></category>
		<category domain="http://resources.bnet.com/topic/u.s..html"><![CDATA[U.S.]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
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	<item>
		<title><![CDATA[The US Current Account Deficit and Economic Development: Collateral for a Total Return Swap]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=144689]]></link>
		<description><![CDATA[This paper argues that a chronic US current account deficit is an integral and sustainable feature of a successful international monetary system. The US deficit supplies international collateral to the periphery. International collateral in turn supports two-way trade in financial assets that liberates capital formation in poor countries from inefficient...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sun, 01 Aug 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/national+bureau+of+economic+research.html"><![CDATA[National Bureau Of Economic Research]]></category>
		<category domain="http://resources.bnet.com/topic/financial+market.html"><![CDATA[Financial Market]]></category>
		<category domain="http://resources.bnet.com/topic/collateral.html"><![CDATA[Collateral]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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	<item>
		<title><![CDATA[Interstar on the road with US$775 million global RMBS.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb4692/is_200310/ai_n17686249]]></link>
		<description><![CDATA[Oct 12, 2003 (The Australian Financial Markets Newsletter - INSTO -  ABIX via COMTEX) -- Interstar is offering its third global deal in  residential mortgage backed securities in 2003. The $US775 million deal  is called Interstar Millennium Series 2003-5G Trust. It offers three  floating rate tranches...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Mon, 13 Oct 2003 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/barclays+plc..html"><![CDATA[Barclays Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/borrower.html"><![CDATA[borrower]]></category>
		<category domain="http://resources.bnet.com/topic/collateral.html"><![CDATA[collateral]]></category>
		<category domain="http://resources.bnet.com/topic/j.p.+morgan+chase+%2526+co..html"><![CDATA[J.P. Morgan Chase & Co.]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">BCS</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">JPM</category>
		<category domain="tickers">BCS,JPM</category>
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		<title><![CDATA[THE GRAPEVINE.(Eurohypo will make debut in conduit market by contributing loans to two offerings led by Wachovia; notes other news)]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5948/is_200310/ai_n24038865]]></link>
		<description><![CDATA[Eurohypo plans to make its debut in the conduit  market by  contributing loans to two offerings led by  Wachovia. The giant European  lender will contribute  about 5% of the collateral for a $1.1 billion  deal slated  to hit the market next week. The...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Fri, 03 Oct 2003 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/collateral.html"><![CDATA[collateral]]></category>
		<category domain="http://resources.bnet.com/topic/conduit.html"><![CDATA[conduit]]></category>
		<category domain="http://resources.bnet.com/topic/wachovia+corp..html"><![CDATA[Wachovia Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">WB</category>
		<category domain="tickers">WB</category>
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