Resources

27 Resources for

commercial bank and financial services

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BNET Business Dictionary

Commercial Bank
a bank that provides financial services to individuals and businesses, for example checking and savings accounts and loans.
Commercial Bank definition on BNET »

BNET Resources

Regulation on Granting Loans to Commercial Banks
This Regulation defines the procedure for providing lending for commercial banks facing financial problems in liquidity. It has been developed in accord with article 62 of the Organic Law of the National Bank of Georgia. The loan is granted for a period of three months. Prolongation or restructurization of the...
Tags: Regulation, Commercial Bank, Loan, National Bank Of Georgia, Financial Accounting, Banking, Finance, Financial Services
White papers 2001-06-13
Profits and Balance Sheet Developments at U.S. Commercial Banks in 2002
This article. assisted in developing the database and is responsible for maintaining it. It is focusing on the commercial bank working and how they manage their funds and profitability. It emphasizes on the developments of balance sheet ,liabilities, capitals and loans to the businesses. The article gives the charts and...
Tags: Accounting, Federal Reserve Board, Commercial Bank, Balance Sheets, Operational Accounting, Financial Services, Financial Statements, Financial Accounting, Finance
White papers 2003-06-01
American Express Cleared to Become Commercial Bank: Mixed Reactions
Money Morning submits: By Mike Caggeso American Express Co. AXP Tuesday won approval from the U.S. Federal Reserve to become a commercial bank, giving the credit card titan a crucial lifeline as the risk of defaults runs higher in the slowing global market. by Money Morning
Tags: Credit Card, American Express Co., Commercial Bank, Seeking Alpha, Sales Channel, Financial Services, Sales, Money Morning, Financial
External links 2008-11-11
Regulation on Opening and Functioning of Branches by Banking Institutions
This Regulation defines procedures for opening branches of banking institutions ("commercial banks"). It has been developed on the bases of the Laws of Georgia "On the Activities of Commercial Banks" and "On Entrepreneurs". A commercial bank, licensed by the National Bank of Georgia ("NBG") has the right to open branches...
Tags: Regulation, Commercial Bank, Georgia, National Bank Of Georgia, Banking, Financial Services
White papers 1998-11-30
Regulation on Licensing of Banking Institution
This Regulation defines licensing procedures for banking institutions (hereafter "commercial bank") and branches of foreign banks. has been developed in accordance with the Law of Georgia "On Activities of Businesses", the Organic Law of the "National Bank of Georgia" and the "Law of Georgia on the Activities of Commercial Banks."...
Tags: Foreign Bank, Regulation, Commercial Bank, Georgia, National Bank Of Georgia, Banking, Financial Services
White papers 1998-09-10
What Credit Crisis? Total Bank Credit of All Commercial Banks Exceeds $10 Trillion
Mark J. Perry submits: According to the most recent weekly banking data from the Federal Reserve, the Total Bank Credit of All Commercial Banks exceeded $10 trillion for the first time during the week of October 22 (see chart above, click to enlarge). by Mark J. Perry
Tags: Bank, Commercial Bank, Seeking Alpha, Banking, Financial Services, Mark J. Perry, Financial
External links 2008-11-06
Regulation On Extension and Redemption of Credits
The author of this article explains that this Regulation has been developed in compliance with the "Organic Law of the National Bank of Georgia" and the Law of Georgia on "Activities of Commercial Banks" and defines the rules of calculation, extension and redemption of credits with up to three days...
Tags: Regulation, Credit, Commercial Bank, Redemption, Georgia, National Bank Of Georgia, Financial Planning, Regulations, Financial Services, Finance, Government
White papers 2000-09-18
Minimum Paid-In Capital Requirements for Commercial Banks
For the purpose of ensuring further improvement of the Georgian banking system and the stable and sustainable functioning of commercial banks, as well as to bring the banking industry closer to international banking standards, while taking into account the country's economic interests, and under authority of Article 59 of the...
Tags: Commercial Bank, Georgia, National Bank Of Georgia, Banking, Financial Services
White papers 1998-07-09
Regulation On Extension and Redemption of Credits II
The author of this article explains that this Regulation has been developed in compliance with the "Organic Law of the National Bank of Georgia" and the Law of Georgia on "Activities of Commercial Banks" and defines the rules of calculation, extension and redemption of credits with up to three days...
Tags: Regulation, Credit, Commercial Bank, Redemption, Georgia, National Bank Of Georgia, Financial Planning, Regulations, Financial Services, Finance, Government
White papers 2000-09-18
How Accurate Are Value-at-Risk Models At Commercial Banks?
In recent years, the trading accounts at large commercial banks have grown substantially and become progressively more diverse and complex. The paper provides descriptive statistics on the trading revenues from such activities and on the associated Value-at-Risk forecasts internally estimated by banks. For a sample of large bank holding companies,...
Tags: Bank, Federal Reserve Board, Commercial Bank, Governor, Corporate Governance, Financial Services, Financing Startups, Performance Management, Business Operations, Corporate Law, Finance, Human Resources, Workforce Management
White papers 2001-07-01
The Role Of Financial Advisors In Mergers And Acquisitions
This article looks at the role of commercial banks and investment banks as financial advisors. Unlike some areas of investment banking, commercial banks have always been allowed to compete directly with traditional investment banks in this area. In their role as lenders and advisors, banks can be viewed as serving...
Tags: Bank, Certification, Merger, Financial, M&A, Federal Reserve Bank Of Chicago, Advisor, Commercial Bank, Mergers & Acquisitions, Quality, Financial Services, Investment, Finance, Business Operations
White papers 2000-05-01
Credit Default Swaps are the Real Stress in Bank Tests
Stress tests to be revealed Thursday will likely show that while subprime, corporate and commercial real estate loans are doing their fair share of tearing apart bank balance sheets, the real gremlin in the banking engine is the credit default swap, or CDS. Credit default swaps are...
Tags: Bank, Credit Default Swap, Derivatives, Commercial Bank, CDS, Financial Services, Christopher Westfall
Blog posts 2009-05-05
Balancing Risk And Efficiency At A Major Commercial Bank
Check-processing institutions are being forced to downsize their workforce to cut cost and improve the efficiency of their operations as a result of continued growth of electronic payments due to the increasing popularity of debit/credit cards and use of online banking. However, with reduction in headcount, the chances of delayed...
Tags: Carnegie-Mellon University, Commercial Bank, Banking, Litigation, E-business/E-Commerce, Recruitment & Selection, Workforce Management, Financial Services, Business Operations, Internet, Human Resources
White papers 2007-04-01
Banking at the Base of the Pyramid: A Microfinance Primer for Commercial Banks
Commercial banks have tremendous potential to service the microfinance market profitably. Branch networks, access to capital, and qualified human resources all provide banks with the fundamentals to launch and grow successful microfinance operations. Over the past decade, many banks have entered the microfinance market and several banks have recently shown...
Tags: Bank, Operation, Banking, Commercial Bank, Financial Services
White papers 2005-02-01
Alliance & Leicester Commercial Bank: EDS Helps Expand Business and Retain Customers With New Acquiring Service
One of the UK's leading cash-handling banks needed a quick launch into the credit card acquiring business to keep its competitive edge. Alliance & Leicester Commercial Bank chose EDS to help it launch its Merchant Services product. EDS created a hybrid system from two proven existing systems and implemented new...
Tags: Alliance, Electronic Data Systems Corp., Commercial Bank, Strategy, Financial Services, Management
Case studies
Inter-Industry Contagion and the Competitive Effects of Financial Distress Announcements: Evidence From Commercial Banks and Life Insurance Companies
This paper investigates the "inter-industry" contagion effects of financial distress announcements by commercial banks on the stock returns of life insurance companies, and vice versa. It focuses on inter-industry contagion effects because the vast majority of the extant literature about contagion has neglected this important potential cost to shareholders. It...
Tags: Financial, Federal Reserve Bank Of Chicago, Commercial Real Estate, Life Insurance, Commercial Bank, Insurance, Real Estate, Financial Planning, Financial Services, Business Operations, Corporate Insurance, Finance
White papers 2002-12-01
The Determinants and Early Detection of Inadequate Capitalization of U.S. Commercial Banks
The Basle Agreement of 1988 is a twelve-nation banking accord that established international bank capital standards. A major implication of this agreement is that capital adequacy became central to regulatory oversight of banking systems around the world. From a policy perspective, bank regulators seek to identify those institutions at risk...
Tags: Bank, Federal Reserve Bank Of Kansas City, Commercial Bank, Banking, Financial Services, Quality, Business Operations
White papers 2004-09-02
Determinants of Commercial Bank Performance in Transition: An Application of Data Envelopment Analysis
This white paper provides information about the estimation of the indicators of the commercial bank efficiency by applying a version of Data Envelopment Analysis DEA to bank level data from a wide range of transition countries. The paper results confirm the usefulness of DEA for the transition related applications and...
Tags: IMF, Performance, Commercial Bank, Analysis, Banking, Performance Management, Financial Services, Human Resources, Workforce Management
White papers 2002-09-01
The Financial System
The financial system in Tonga consists of three commercial banks, a development bank and the central bank. The total assets of the financial system, excluding the central bank, reached $184.7 million at the end of June 1999, a decrease of 1.3 percent from the previous year. The market share of...
Tags: Bank, Financial, Financial System, Commercial Bank, National Reserve Bank Of Tonga, Financial Planning, Financial Services, Finance
White papers 2003-01-28
Keeping Your Cool Through A Financial Crisis
The Federal Reserve has responded with exceptional efforts to maintain banking system liquidity, offering special terms to commercial banks and an extraordinary lifeline to troubled investment banks. The Bear Stearns buyout is the latest in remarkable developments in this process. Normally, the Fed only lends to commercial banks that are...
Tags: Banking, Commercial Bank, Currency & Foreign Exchange, Deloitte Touche Tohmatsu, Federal Reserve Board, Finance, Financial, Financial Accounting, Financial Services
White papers 2008-03-18
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