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- Bank of America Corporation Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions Our first question comes from Matthew D. O’Connor - UBS US. Matthew D. O’Connor - UBS US You provide a lot of good detail on the reserves and asset quality by subcategory and specifically I’m looking on page 24 in the commercial breakdown, and...
- Earnings calls 2008-10-07
- First Defiance Financial Corp. Q3 2008 Earnings Call Transcript
- Question-and-Answer Session Operator Thank you. Operator instructions Our first question does come from Brett Villaume [ph], FIG Partners [ph]. Please go ahead. Brett Villaume - FIG Partners Hi, good morning. Bill Small Good morning Brett. Brett Villaume - FIG Partners I wanted to ask you...
- Earnings calls 2008-10-21
- Virginia Commerce Bancorp Increase. Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions Our first question comes from [Gordon Beasley] from Generational Wealth. Gordon Beasley - Generational Wealth Hey, Peter, Randy. Just quickly addressing period end allowance for loan losses. If I read it right it is around $26 million versus MPAs and 90 day greater...
- Earnings calls 2008-10-23
- S&T Bancorp, Inc. Q3 2008 Earnings Call Transcript
- Question-and-Answer Session Operator Thank you. Operator instructions The first question is from Matt Schultheis with Boenning & Scattergood. Please go ahead with the question. Matt Schultheis – Boenning & Scattergood Good afternoon, gentlemen. Robert Rout Hi, Matt. Matt Schultheis – Boenning & Scattergood I know you went...
- Earnings calls 2008-10-22
- Renasant Corporation Q4 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you. Operator instructions And your first question comes from the line of Brian Klock of KBW. Brian Klock - KBW Hey, good morning gentlemen. E. Robinson McGraw Good morning, how are you, Brian? Brian Klock - KBW I am doing fine, thanks....
- Earnings calls 2009-01-21
- Sterling Financial Q4 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you, sir. Operator Instructions. Our first question is from Brett Rabatin of Stern AG. Harold Gilkey Good morning, Brett. Brett Rabatin - Stern AG Good morning, Harold. How are you? Harold Gilkey Good. Brett Rabatin - Stern AG First, thanks for providing additional color on the...
- Earnings calls 2009-01-28
- Boston Private Financial Holdings, Inc. Q4 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions. Your first question comes from the line of John Pancari of JPMorgan. John Pancari - JPMorgan Good morning. David J. Kaye Hi, John. Timothy L. Vaill Hi, good morning John John Pancari - JP Morgan Can you talk a little bit more about the...
- Earnings calls 2009-01-29
- Sterling Bancshares, Inc. Q4 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you. Operator Instructions. And our first question is from Jon Arfstrom from RBC Capital Markets. Please go ahead. Jon Arfstrom – RBC Capital Markets Thanks good morning. Zach L. Wasson Good morning. J. Downey Bridgwater Hi, Jon. Jon Arfstrom – RBC Capital Markets Almost I...
- Earnings calls 2009-01-29
- MB Financial Q4 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you. Operator Instructions. And your first question will come from the line of John Pancari from JP Morgan. Please proceed. John Pancari - JP Morgan Good morning. Mitchell Feiger Good Morning. Thomas Prothero Good morning. John Pancari - JP Morgan Can you give us a little...
- Earnings calls 2009-01-30
- Western Alliance Bancorporation Q4 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you. Operator Instructions. We have a question from Joe Morford of RBC Capital. Please go ahead. Joseph Morford - RBC Capital Markets Thanks. Good morning, everyone. Robert Sarver Good morning. Joseph Morford - RBC Capital Markets I guess Robert, are any of your banks shown any...
- Earnings calls 2009-01-30
- Peoples Bancorp Inc. Q4 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions Our first question comes from Jason Werner – Howe Barnes Investments. Please go ahead. Jason Werner – Howe Barnes Investments My first question, Mark, as you were going through the individual nonperforming discussion, you were going pretty quick and I didn’t...
- Earnings calls 2009-02-09
- Regions Financial Corporation Q4 2008 Earnings Call Transcript
- Question-and-Answer Session Operator Operator Instructions Your first question comes from the line of Matthew O'Connor – UBS Securities Matthew O'Connor – UBS Securities I was wondering if you could provide a little more detail on the retail commercial real estate, you had said losses will likely increase versus...
- Earnings calls 2009-01-20
- Regions Financial Corporation Q4 2008 (Qtr End 12/31/08) Earnings Call Transcript
- Question-and-Answer Session Operator Operator Instructions Your first question comes from the line of Matthew O'Connor – UBS Securities Matthew O'Connor – UBS Securities I was wondering if you could provide a little more detail on the retail commercial real estate, you had said losses will likely increase versus...
- Earnings calls 2009-01-20
- Independent Bank Corp. Q3 2008 Earnings Call Transcript
- Question-and-Answer Session Operator Operator Instructions Your first question comes from Damon Delmonte - KBW. Damon Delmonte - KBW Denis could share with us a little bit of your findings of your home equity analysis and kind of what you saw for a change of maybe FICOs scores...
- Earnings calls 2008-10-24
- CoBiz Financial Inc. Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions. Your first question comes from Ben Crabtree of Stifel Nicolaus. Ben Crabtree - Stifel Nicolaus Thanks. Good morning. Steve Bangert Good morning, Ben. Ben Crabtree - Stifel Nicolaus I guess, Jon, when you were talking about the Arizona portfolio, you were talking about the weakness...
- Earnings calls 2008-10-24
- OceanFirst Financial Corp. Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions Your first question is from Frank Schiraldi Sandler O'Neill. Frank Schiraldi Sandler O'Neill Just a few questions. First, I wonder if John could give us a little more detail on the increased occupancy costs. I know you...
- Earnings calls 2008-10-24
- Seacoast Banking Corporation of Florida Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions Your first question comes from Christopher Marinac - FIG Partners. Christopher Marinac - FIG Partners Just want to ask a question I guess about your feeling about commercial real estate and to what extent it follows other issues into trouble? Whether be for your or...
- Earnings calls 2008-10-27
- Old National Bancorp Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions The first question comes from Erika Penala - Merrill Lynch. Erika Penala - Merrill Lynch My first question is for Daryl. You mentioned that commercial real estate was the catalyst for the increase in special mention in problem credit. Is there an asset...
- Earnings calls 2008-10-27
- First State Bancorp Q3 2008 Earnings Call Transcript.
- Question-and-Answer Session Operator Operator Instructions Your first question comes from Peyton Green - FTN Midwest Securities. Peyton Green - FTN Midwest Research I was wondering if you could comment on the overall mix of the construction and development book as of September 30. It seems to...
- Earnings calls 2008-10-27
- CapitalSource, Inc. Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator instructions Your first question comes from the line of Robert Napoli from Piper Jaffray. Please proceed. Robert Napoli – Piper Jaffray Thank you. Good morning. Few questions, one question and a follow-up, I guess, but the first question would be on the credit. John, I...
- Earnings calls 2008-11-07
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