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• Some Community Banks -- Like Hudson City and TCF -- Profit From Financial Crisis

  BNET - 2009-03-11

  A recent report by the Aite Group, a research and advisory group to the financial services industry, found that community banks are well positioned to take advantage of new opportunities resulting from the financial crisis. Some of them, such as Hudson City Savings Bank and TCF Bank, have actually already...

  Tags: Bank, Financial, Deposit, Community Bank, Financial Crisis, TCF Bank, Financial Services, Marine Cole

• Bankers Banks Pick Up Business and Maybe Bad Loans

  BNET - 2008-11-20

  Bankers banks â€" banks which loan to community banks â€" are both benefiting and facing challenges from the financial crisis. On one hand, they are enjoying the extra kick of business from community banks which benefit themselves as majors and regionals suffer or go bust. On the...

  Tags: Bank, Bankers Bank, Community Bank, Financial Services, Peter Galuszka

• Bailout a Double-Edged Sword for Community Banks

  BNET - 2008-10-15

  Community banks and credit unions are finding themselves in a strange situation these days. They stand to benefit greatly from the financial meltdown of their much bigger brothers as customers look for safer harbors for their money. Yet they don't necessarily want to participate in the $250 billion federal infusion...

  Tags: Bank, Community Bank, Financial Services, Peter Galuszka

• Do Accounting Standards Prevent Banks From Engaging in Performance Beneficial Hedging?

  BNET - 2003-09-30

  This paper analyzes the use of derivatives by community banks before and after the enactment of FASB 133. Specifically, it tests whether FASB 133 has changed the use of derivatives by community banks and evaluates the performance of these banks in both time periods. The results indicate that FASB 133...

  Tags: Bank, Accounting, Performance, Derivatives, Financial Accounting Standards Board, Standards, Birmingham-Southern College, Community Bank, Financial Services, Financial Accounting, Finance

• Community Bank Supervision - Comptroller's Handbook

  BNET - 2003-07-01

  This booklet explains the philosophy and methods of the Office of the Comptroller of the Currency OCC for supervising community banks. Community banks are generally defined as banks with less than $1 billion in total assets and may include limited-purpose chartered institutions (e.g., trust banks, community development banks). As banks...

  Tags: Bank, Comptroller, Community Bank, Financial Services

• Community Bank Study

  BNET - 2002-03-01

  The Federal Reserve's Customer Relations and Support Office CRSO formed a Research Steering Group in September 2000 to oversee and provide direction for a Federal Reserve study of community banks. Members of the Research Steering Group include community bankers, academics, and Reserve Bank economists. The primary purpose of this study...

  Tags: Bank, Federal Reserve Board, Community Bank, Financial Services, Financial Planning, Operational Accounting, Finance

• The Importance of Scale Economies and Geographic Diversification in Community Bank Mergers

  BNET - 2001-11-01

  Mergers of community banks across economic market areas potentially reduce both idiosyncratic and local market risks. A merger may reduce idiosyncratic risk because the larger post-merger bank has a larger customer base. Negative credit and liquidity shocks from individual customers would have smaller effects on the portfolio of the merged...

  Tags: Bank, Merger, Diversification, Community Bank, Mergers & Acquisitions, Financial Services, Investment, Finance