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- Plastic palls. (The Week in Review).
- * You know times are tough when Americans cut back on their use of plastic. Overall consumer credit out-standing fell unexpectedly in December as shoppers put fewer of their Christmas gifts on credit cards, the Federal Reserve said Thursday. ...
- Research articles 2002-02-11
- Statement by Alan Greenspan, Chairman, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, U.S. House of Representatives, February 13,
- Statement by Alan Greenspan, Chairman, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, US. House of Representatives, February 13, 1997
- Research articles 1997-04-01
- Statement submitted by the Board of Governors of the Federal Reserve System to the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 9, 1994 - Transcript
- Statement submitted by the Board of Governors of the Federal Reserve System to the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 9, 1994.
- Research articles 1994-04-01
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 8, 1994 -
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 8, 1994.
- Research articles 1994-04-01
- Statement by Laurence H. Meyer, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, U.S. House of Representatives, June 16, 199
- I welcome this opportunity to discuss the Federal Reserve's views on recent developments relating to the allowance for loan losses.
- Research articles 1999-08-01
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 18, 1993 -
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 1, 1993(1)
- Research articles 1993-04-01
- Statement by Laurence H. Meyer, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit, Committee on Banking and Financial Services, U.S. House of Representatives, March 24, 1999
- I welcome this opportunity to discuss the Federal Reserve's supervisory actions in the aftermath of the near-collapse of Long Term Capital Management LTCM. Today's hearings cover an important topic. The LTCM incident merits study to ensure that the lessons it provides are sufficiently understood and that constructive action is taken...
- Research articles 1999-05-01
- Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, October 21, 1993 - S
- I appreciate the opportunity to appear before this subcommittee to discuss the Community Reinvestment Act CRA and the current efforts of the agencies to strengthen and improve its administration. This statute has become an extremely important part of the landscape of financial institution supervision in recent years. Across our nation...
- Research articles 1993-12-01
Additional Resources
- Financial Regulation and Supervision after the Crisis: The Role of the Federal Reserve
- At the Federal Reserve Bank of Boston 54th Economic Conference, Chatham, MassachusettsOctober 23, 2009 The theme of the Federal Reserve Bank of Boston's Economic Conference this year–reevaluating regulatory, supervisory, and central banking policies in the wake of the crisis–is certainly timely. Not much more than a year ago, we and...
- News items 2009-10-23
- Consumer credit reports
- In September, CCIM, along with NAR and the Institute, submitted comments for the joint Federal Reserve Board Fed-Federal Trade Commission FTC study on investigations of disputed information reported to consumer reporting agencies credit bureaus. The Fair and Accurate Credit Transactions Act of 2003 requires the study. [ILLUSTRATION OMITTED] ...
- Research articles 2005-01-01
- Statements to the Congress - Federal Reserve Board position on bank insurance fund reform; includes statement about short-term prospects for U.S. economy - Transcript
- Statement by Alan Greenspan, Chairman, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, US. House of Representatives, September 21, 1995
- Research articles 1995-11-01
- Statements to the Congress - Federal Reserve Board
- Statement by Laurence H. Meyer, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, US. House of Representatives, July 16, 1998
- Research articles 1998-09-01
- Fed to study consumer credit reporting
- The Federal Reserve Board announced it is conducting a study on the adequacy of investigations of disputed consumer information reported to consumer reporting agencies. The study, required by The Fair and Accurate Credit Transactions Act, will focus on the prompt investigation of disputed information; the completeness of information reported to...
- Research articles 2004-09-01
- Testimony of federal reserve officials - Brief Article
- Testimony of Laurence H. Meyer, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit and the Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises of the Committee on Financial Services, U.S. House of Representatives, August 2, 2001 I appreciate...
- Research articles 2001-10-01
- Credit, Debit, or ACH: Consequences & Liabilities: A Comparison of the Differences in Consumer Liabilities
- A number of recent initiatives have encouraged use of debit cards and ACH debits/credits for Internet sales transactions. This paper outlines the different statutory and regulatory protections available to consumers and financial institution based upon the method by which payment is made. The paper further reveals that the Electronic Fund...
- White papers 2001-09-01
- An Overview of Consumer Data and Credit Reporting
- The article is about credit reporting. For some time, the Board of Governors of the Federal Reserve System has sought to obtain more detailed and timely information on the debt status, loan payment behavior, and overall credit quality of U.S. consumers. Such information could facilitate the Board's analysis of macroeconomic...
- White papers 2003-01-01
- Why Credit Card Regulation Is Broken
- Until recently, regulators routinely looked the other way as credit card issuers ensnared unwitting consumers with huge finance charges and penalties. So how did credit card regulation become so broken? Here's a brief history of the slippery practices of the industry. How...
- Articles 2009-04-15
- Updated credit reg helps business. (Regulation B of Equal Credit Opportunity Act revised to aid business credit seekers)
- Updated Credit Reg Helps Business The Equal Credit Opportunity Act is part of the Consumer Credit Protection Act passed by Congress on Oct. 28, 1974. Section 703 of the Act directed the Federal Reserve Board to adopt regulations to carry on the...
- Research articles 1990-05-01
- Financial Roundup: New Credit Card Rules, Private Equity Eyes Banks, Bernanke Uses Same Old Ratings Agencies, Small Banks Up Tech Buys, and More
- Credit card rules approved -- The Federal Reserve Board has approved a host of new credit card rules that, effective July 1, 2010, would protect consumers from unexpected interest charges, forbid "two-cycle" billing schemes and allow customers a reasonable amount of time to pay their bills. While consumer advocates criticized...
- Blog posts 2008-12-19
- Businesses, Banks Must Protect Consumer Records, U.S. Says
- The U.S. Federal Trade Commission FTC has issued its final rule on the proper disposal of consumer report information and records under the Fair and Accurate Credit Transactions Act of 2003 FACTA and the Fair Credit Reporting Act FCRA.FACTA, which was enacted on December 4, 2003, amends the FCRA and...
- Research articles 2005-03-01
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