Resources

16 Resources for

consumer credit and finance

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Independent Jewelers Organization Selects GE's Retail Sales Finance Unit As Consumer Financing Partner; Consumer Credit Program Offered Through 850 Retailers
KETTERING, Ohio -- GE's Retail Sales Finance unit and the Independent Jewelers Organization IJO are collaborating on a new consumer credit program that began launching nationwide in November 2005.
Tags: consumer credit, finance, General Electric Co.
Research articles 2005-12-12
Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 8, 1994 -
Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 8, 1994.
Tags: banking, consumer credit, Federal Reserve Board, finance, insurance, Subcommittee, U.S. House of Representatives
Research articles 1994-04-01
Statement by Richard F. Syron, President, Federal Reserve Bank of Boston, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives February 4, 1993 - Statements to Congr
Thank you for this opportunity to testify on the credit availability problems that have arisen in low-income communities. As you know, this issue has been an important one in the First Federal Reserve District. Accordingly, my prepared statement will focus on what we have learned from second-mortgage abuses in Boston.
Tags: banking, consumer credit, finance, insurance, U.S. House of Representatives
Research articles 1993-04-01
Statement by Cathy E. Minehan, President, Federal Reserve Bank of Boston, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, October 12, 1994, in Boston, Massachu
I am pleased to present the views of the Federal Reserve Bank of Boston on the important issues you have raised on the cost of credit to consumers and small business in New England. These issues are especially important given this region's recent economic history.
Tags: banking, consumer credit, finance, insurance, U.S. House of Representatives
Research articles 1994-12-01
Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, October 21, 1993 - S
I appreciate the opportunity to appear before this subcommittee to discuss the Community Reinvestment Act CRA and the current efforts of the agencies to strengthen and improve its administration. This statute has become an extremely important part of the landscape of financial institution supervision in recent years. Across our nation...
Tags: banking, board, consumer credit, Federal Reserve Board, finance, insurance, U.S. House of Representatives
Research articles 1993-12-01
Sample Loan Officer Cover Letter
Use this template as a cover letter to apply for the post of loan officer. A loan officer cover letter is the applicant's opportunity to apply for a job in a popular field-finance. He or she will interview applicants, and also examines, evaluates, and authorizes or recommends approval of customer...
Tags: Job, Financial, Consumer Credit, Officer, Letter, Job Bank USA, Real Estate, Recruitment & Selection, Financial Accounting, Business Operations, Human Resources, Workforce Management, Finance
Tools & templates 2009-01-01
Fair, Clear and Competitive - The Consumer Credit Market in the 21st Century
This paper explains the need for insurance scoring. An insurance score uses information from your credit report to predict how often you are likely to file claims, and/or how expensive those claims will be. Studies have proven that credit characteristics are predictive of certain outcomes, such as insurance loss. The...
Tags: Consumer Credit, Clear, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance
White papers 2003-12-01
California Enacts Predatory Lending Statute
The article talks about the bill that was ultimately signed into law and was substantially revamped (and is in many respects similar to the Homeowners Equity Protection Act HOEPA), and was itself later amended by California Assembly Bill 344. California has now joined the growing national movement to restrict certain...
Tags: Law, Consumer Credit, Consumer Loan, Akin Gump Strauss Hauer & Feld, Mortgages, Finance, Capital Structures
White papers 2002-07-01
What is a Credit Report
This article focuses different type of credit reports that are maintained in business finances. A consumer credit report is a document that contains a factual record of an individual's credit payment history. Credit grantors are permitted by law to review your credit report to objectively determine whether to grant...
Tags: Payment, Consumer Credit, Operational Accounting, Finance
White papers 2002-01-01
Credit Update: Neither a Borrower nor a Lender Be
The stress test results have come and gone. Now it's time to refocus on the economy and the markets. In the past nine weeks, neither much-feared earnings, stress test leaks nor swine flu could keep the market down. The view among the big traders I talk to is that the...
Tags: Bank, Financial, Financial System, Consumer Credit, Financial Services, Financial Accounting, Finance, Jill Schlesinger
Blog posts 2009-05-07
A Quantative Theory of Unsecured Consumer Credit With Risk of Default
This paper studies, theoretically and quantitatively, the equilibrium of an economy with unsecured consumer credit with the following features. Credit suppliers take deposits at a given interest rate and offer loans to households via a menu of credit levels and associated interest rates. The loan industry is competitive, with free...
Tags: Interest Rate, Consumer Credit, Federal Reserve Bank Of Philadelphia, Financial Planning, Financial Services, Finance
White papers 2002-05-01
BIG STORE'S BIG GAMBLE: Cutting the card; Once unthinkable, sale of credit unit ends an era at Sears.(Finance)(consumer credit programs)
Byline: SANDRA JONES When Sears, Roebuck and Co. sold its first product on credit in 1911-a cream separator for skimming the cream from milk-all it required from customers was a letter from their banker stating that they were "reliable.'' ...
Tags: consumer credit, credit card, finance, Sears Roebuck & Co.
Research articles 2003-07-21
Select Comfort's consumer credit program with GE extended 5 years (Furniture Today)
Minneapolis-- Airbed manufacturer and retailer Select Comfort has extended its consumer financing agreement with GE Consumer Finance, Retail Sales Finance, for five years. Minneapolis-- Airbed manufacturer and retailer Select Comfort has extended its consumer financing agreement with GE Consumer Finance, Retail Sales Finance, for five...
Tags: consumer credit, finance, General Electric Co.
Research articles 2006-01-23
Paulson Shuns Direct Auto Bailout
Treasury Secretary Paulson said measures to free up consumer credit, including auto loans, would be a better use of money than buying up failed mortgages. by Jim Henry
Tags: Consumer Credit, Treasury Secretary, Paulson, Mortgages, Finance, Capital Structures, Jim Henry, Asset, Security, Loan, Asset Management, Operational Planning, Business Operations
Blog posts 2008-11-13
An Empirical Evaluation of the Content and Cycle of Financial Reporting: The Case of Consumer Credit
Hypotheses concerning patterns of journalistic reporting of consumer debt are tested by conducting a detailed content analysis of all relevant articles in the New York Times 1950-95. Examination of this body of articles indicates that reporting is skewed toward the negative, it is cyclical in character, it follows the macroeconomic...
Tags: Financial Reporting, Financial, Consumer Credit, Georgetown University, Forecasting, Inflation, Currency & Foreign Exchange, Sales Force Management, Finance, Sales
White papers 2002-04-01
Select Comfort Extends Relationship with GE Consumer Finance; Reaches Five-Year Agreement to Provide Consumer Credit
MINNEAPOLIS -- Select Comfort Corporation (NASDAQ:SCSS), the leading bed retailer in the U.S.(1) and creator of the Sleep NumberR bed, today announced a five-year agreement to extend its consumer financing arrangement with GE Consumer Finance, Retail Sales Finance, a consumer lending unit of the General Electric Company (NYSE:GE). E[acute accent]The...
Tags: agreement, consumer credit, finance, General Electric Co.
Research articles 2005-12-27

Additional Resources

Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 18, 1993 -
Statement by Lawrence B. Lindsey, Member, Board of Governors of the Federal Reserve System, before the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 1, 1993(1)
Tags: banking, consumer credit, Federal Reserve Board, insurance, Subcommittee, U.S. House of Representatives
Research articles 1993-04-01
Statement submitted by the Board of Governors of the Federal Reserve System to the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 9, 1994 - Transcript
Statement submitted by the Board of Governors of the Federal Reserve System to the Subcommittee on Consumer Credit and Insurance of the Committee on Banking, Finance and Urban Affairs, U.S. House of Representatives, February 9, 1994.
Tags: banking, board, consumer credit, Federal Reserve Board, insurance, Subcommittee, U.S. House of Representatives
Research articles 1994-04-01
Elk Selects GE For New Consumer Credit Program; 'Peak Performance' Credit Program to Go Nationwide
ST. PAUL, Minn. -- GE Consumer Finance, Retail Sales Finance has announced a multi-year agreement with Elk Premium Building Products, a nationally prominent manufacturer of roofing and decking products, to provide a consumer credit finance program.
Tags: General Electric Co.
Research articles 2005-10-11
GE and Craft-Bilt Collaborate On New Consumer Credit Program; Betterliving Sunroom Dealers Nationwide Will Offer Financing
ST. PAUL, Minn. -- GE Consumer Finance's Retail Sales Finance unit today announced a five-year agreement with Craft-Bilt Manufacturing to provide a new consumer credit program that will enable customers to finance sunrooms and awnings. The new Betterliving program includes revolving credit and installment lending options, which will be available...
Tags: consumer credit, financing, General Electric Co.
Research articles 2006-04-12
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