Resources

7 Resources for

consumer credit and financial services

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Statement by Alan Greenspan, Chairman, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, U.S. House of Representatives, February 13,
Statement by Alan Greenspan, Chairman, Board of Governors of the Federal Reserve System, before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Banking and Financial Services, US. House of Representatives, February 13, 1997
Tags: Alan Greenspan, banking, board, consumer credit, Federal Reserve Board, financial, FINANCIAL SERVICES, Subcommittee, U.S. House of Representatives
Research articles 1997-04-01
Credit Update: Neither a Borrower nor a Lender Be
The stress test results have come and gone. Now it's time to refocus on the economy and the markets. In the past nine weeks, neither much-feared earnings, stress test leaks nor swine flu could keep the market down. The view among the big traders I talk to is that the...
Tags: Bank, Financial, Financial System, Consumer Credit, Financial Services, Financial Accounting, Finance, Jill Schlesinger
Blog posts 2009-05-07
A Quantative Theory of Unsecured Consumer Credit With Risk of Default
This paper studies, theoretically and quantitatively, the equilibrium of an economy with unsecured consumer credit with the following features. Credit suppliers take deposits at a given interest rate and offer loans to households via a menu of credit levels and associated interest rates. The loan industry is competitive, with free...
Tags: Interest Rate, Consumer Credit, Federal Reserve Bank Of Philadelphia, Financial Planning, Financial Services, Finance
White papers 2002-05-01
Consumer Credit Counseling: Credit Card Issuers' Perspectives
A flood of new entrants into the credit counseling industry has left issuers, consumer advocates, established CCCS agencies, and policymakers puzzled. While increased competition in any given market usually results in better deals for consumers and into increased innovation, such factors have not marked the explosion in the number of...
Tags: Consumer Credit, Credit Card, Credit Card Company, Federal Reserve Bank Of Philadelphia, Financial Services, Management, Sales, Sales Channel, Strategy
White papers 2003-09-01
Consumer Credit Losses at JPMorgan Chase Spell Danger for Weaker Banks
It's another blow-out quarter for JPMorgan Chase. Yet rising losses in consumer lending augur badly for less healthy banks. The company announced third-quarter net income of $3.6 billion on revenue of $28.8 billion, compared with earnings of $527 million on sales of $16 billion in the year-ago...
Tags: Bank, J.P. Morgan Chase & Co., Consumer Credit, Delinquency Rate, Banking, Financial Services, Alain Sherter
Blog posts 2009-10-14
Consumer Credit Quality Declining at Target
Amid declining comparable store sales resulting from a decrease in consumer spending, discount retailer Target is also being adversely affected by rising bad debt expenses as consumer creditworthiness continues to deteriorate, according to the third-quarter 2008 10-Q regulatory filing: Credit card receivables are recorded net of an...
Tags: Writeoff, Receivables, Consumer Credit, Accounts, Financial Services, David Phillips
Blog posts 2008-12-09
Tech Roundup: Killings Over Firing, Consumer Credit Slashed, Ubuntu for ARM, More
Fired employee allegedly kills three at fomer employer SiPort; consumers face slashed credit card limits; Microsoft tries to position Xbox 360 as social network gateway; people start tiring of standalone instant messaging apps; and Canonical plans on ARM version of Ubuntu. by Erik Sherman
Tags: Firing, Ubuntu, ARM, Credit Card, IM, Consumer Credit, Social Networking, Instant Messaging, Sales Channel, Financial Services, Online Communications, Marketing, Advertising & Promotion, Internet, Sales, Erik Sherman, Network
Blog posts 2008-11-17

Additional Resources

Oral statement of Donna Tanoue, Chairman, Federal Deposit Insurance Corporation before the Subcommittee on Financial Institutions and Consumer Credit Committee on Banking and Financial Services, U.S. House of Representatives.
M2 PRESSWIRE-16 February 2000-FDIC: Oral statement of Donna Tanoue, Chairman, Federal Deposit Insurance Corporation before the Subcommittee on Financial Institutions and Consumer Credit Committee on Banking and Financial Services, U.S. House of Representatives C1994-2000 M2 COMMUNICATIONS LTD RDATE:16022000 Thank...
Tags: bank, banking, FDIC, Federal Deposit Insurance Corporation, FINANCE, financial, Insurance, merger, U.S. House of Representatives
Research articles 2000-02-16
Aktiv Kapital ASA sells Nordic Administrative and Financial Services business to Gothia Financial Group ASA
NORDIC BUSINESS REPORT-1 April 2008-Aktiv Kapital ASA sells Nordic Administrative and Financial Services business to Gothia Financial Group ASAC1994-2008 M2 COMMUNICATIONS LTD http://www.m2.com Norwegian consumer credit portfolios investor Aktiv Kapital ASA said on Monday (31 March) that it has agreed to divest its Administrative and Financial Services AFS business...
Tags: Aktiv Kapital ASA
Research articles 2008-04-01
-U.S. FTC: FTC supports legislation to protect consumer credit privacy
M2 PRESSWIRE-29 July 1998-U.S. FTC: FTC supports legislation to protect consumer credit privacy C1994-98 M2 COMMUNICATIONS LTD RDATE:280798 -- Agency says civil and criminal sanctions could deter fraudulent information brokers The Federal Trade Commission today told the House Committee on Banking and Financial Services...
Tags: commission, FTC, pretexting, privacy, SALES
Research articles 1998-07-29
HBC sells financial services div. to GE
TORONTO -- Hudson's Bay Co. will sell its private-label credit card and financial services assets to GE Money, the Canadian consumer lending unit of General Electric. HBC anticipates proceeds of approximately $370 million net of securitized receivables and related costs and taxes from the deal.
Tags: financial service, General Electric Co., HBC
Research articles 2006-02-27
Managing financial relationships in challenging times: research from Greenwich Associates turns up recommendations for companies needing credit and other services in a world with fewer banks. (Banking).(Statistical Data Included)
Improved prospects for the U.S. economy have yet to trickle up to the largest corporations, who amid rising consumer confidence and declining unemployment find themselves in the first half of 2002 struggling to maintain their composure as menacing clouds gather on their horizon. The ledger of...
Tags: Greenwich Associates
Research articles 2002-06-01
Should Bank CEOs Direct Employees to Scuttle Consumer Protection Agency?
It's no secret that the American Bankers Association wants to torpedo the proposed Consumer Financial Protection Agency. Now the group also wants bank leaders to dragoon employees into opposing it. Says the ABA, the industry's leading trade organization, in an August 21 entry in the "What's News" section of...
Tags: Bank, Agency, Consumer Protection, CFPA, Financial Services, Alain Sherter
Blog posts 2009-08-24
Credit Services Unit of Morgan Stanley Dean Witter Renamed Discover Financial Services, Inc
RIVERWOODS, Ill.--BUSINESS WIRE--Oct. 14, 1998--Morgan Stanley Dean Witter announced today that it would be renaming its credit services unit, formerly NOVUS Services, Inc., to Discover Financial Services, Inc. "The DiscoverR Card has always been our key consumer franchise and the flagship brand of our credit services business," said David...
Tags: Branding, Business Wire, MARKETING, Morgan Stanley, SALES
Research articles 1998-10-14
GE Consumer Finance to Acquire Financial Services Business of Canada's Hudson's Bay Company; Transaction Significantly Expands Canadian Consumer Finance Presence; Includes Nearly $1 Billion Financial Services Business
STAMFORD, Conn. -- GE Consumer Finance today announced that GE Money, the Canadian consumer lending unit of General Electric Company (NYSE:GE) and Hudson's Bay Company (TSX: HBC), Canada's oldest company and largest department store retailer, have entered an acquisition agreement and 10-year alliance in which GE Money will purchase the...
Tags: finance, financial, General Electric Co., Hudson Bay Co.
Research articles 2006-02-07
Zoot Awarded Contract by Daimler Financial Services Americas
To Assist on Credit Decisioning Processes BOZEMAN, Mont. -- Zoot Enterprises, a leading provider of advanced instant credit decisioning and loan origination solutions, today announced that it signed a contract with Daimler Financial Services Americas DCFS USA LLC to provide consumer and commercial credit decisioning solutions. The announcement was...
Tags: Zoot Enterprises Inc.
Research articles 2008-02-07
Discover ads 'slightly' shift to brand; Credit card's features also continue to be spotlighted in new campaign.(Discover Financial Services; Goodby, Silverstein and Partners)(Brief Article)
Discover Financial Services this week uncovers a new campaign and tagline, with fresh ads from Goodby, Silverstein & Partners, San Francisco. The new tagline, ``For the slightly smarter consumer,'' replaces ``There's always more to Discover,'' Discover Financial Services this week uncovers a new...
Tags: advertisement, brand, Discover Financial Services, tagline
Research articles 2000-11-20
Consumer Credit Counseling Services Stung By Lenders' Funding Cuts.
Knight Ridder/Tribune Business News Nov. 22 -- The agencies that help people sort out their financial problems are struggling with serious money troubles of their own. Consumer Credit Counseling Service agencies, stung by unexpected funding cuts, are overhauling their services and trying...
Tags: Consumer Credit Counseling Services
Research articles 1999-11-22
Deluxe Financial Services Introduces Intersections Inc. Consumer Credit Monitoring and Identity Theft Protection Service Under Private Label
CHANTILLY, Va. -- Intersections Inc. (Nasdaq: INTX) today announced that Deluxe Financial Services (NYSE: DLX) has introduced an enhanced suite of credit monitoring and identity theft protection solutions developed by Intersections Inc. and Deluxe to be marketed under the Deluxe ID TheftBlockSM brand. The service, offered to consumers on behalf...
Tags: consumer credit, DeLuxe, financial service, identity theft
Research articles 2004-09-21
SunTrust Signs Agreement with InfiCorp for Consumer Credit Cards
ATLANTA -- Continuing to solidify its leadership position in partnering with financial institutions in the delivery of competitive credit card products and services, InfiCorp Holdings, Inc., today announced it has signed a long-term agreement with Atlanta-based SunTrust Banks, Inc. for issuing consumer credit cards. Under terms of the agreement, InfiCorp...
Tags: agreement, SunTrust Banks Inc.
Research articles 2006-12-12
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